Yiren Digital Ltd. (YRD)Financial Services | Credit Services | Beijing, China | NYSE
2.21 USD
+0.03
(1.376%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 2.15 -0.06 (-0.060%) ⇩ (April 17, 2026, 7:40 p.m. EDT) Short-term: ★☆☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★☆☆☆☆ |
Hot Take | April 11, 2026, 3:31 p.m. EDT
YRD appears to be a highly volatile and speculative stock with a significant drop in price and recent dividend suspension. The fundamentals are weak, with a high payout ratio and low profitability. The stock is trading near its 52-week low, and the short-term forecast indicates a potential decline. Long-term investors should be cautious, as the fundamentals do not support long-term growth. Dividend investors should avoid this stock due to the suspension of dividends and the high payout ratio. Overall, this is a high-risk investment with limited upside potential. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.256485 |
| MSTL | 0.375047 |
| AutoETS | 0.378102 |
| AutoARIMA | 0.378106 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 33% |
| H-stat | 221.91 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.032 |
| Excess Kurtosis | -1.52 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2025-09-29 |
| Last Dividend Date | 2025-04-29 |
| Debt to Equity Ratio | 0.429 |
| Revenue per Share | 65.899 |
| Trailing P/E | 31.57 |
| Beta | 1.13 |
| Profit Margins | 0.71% |
| Website | https://www.yiren.com |
As of April 11, 2026, 3:31 p.m. EDT: The options activity indicates a lack of significant speculative interest. For calls, there is a concentration of open interest and volume around the 2.5 strike price, suggesting some bullish sentiment, but the overall volume and open interest are low. For puts, there is a notable presence of open interest and volume around the 2.5 strike, indicating potential bearish sentiment. However, the overall activity is minimal, and the implied volatility is low, suggesting limited market participation or uncertainty about the stock's direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 3.36% | 3.36% | 2.33% | 1.40% |
| Date | Dividend | Yield % |
|---|---|---|
| 2025-04-30 | 0.22 | 3.363914 |
| 2024-09-30 | 0.20 | 3.635576 |
| 2018-04-27 | 0.28 | 0.856705 |
| 2017-09-28 | 1.50 | 3.769837 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.61140823 |
| Address1 | China Merchants Bureau Building |
| Address2 | 28th Floor 118 Jianguo Road Chaoyang District |
| All Time High | 53.5 |
| All Time Low | 0.67 |
| Ask | 2.29 |
| Ask Size | 200 |
| Average Daily Volume10 Day | 111,800 |
| Average Daily Volume3 Month | 93,714 |
| Average Volume | 93,714 |
| Average Volume10Days | 111,800 |
| Beta | 1.125 |
| Bid | 2.15 |
| Bid Size | 200 |
| Book Value | 15.419812 |
| City | Beijing |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.21 |
| Current Ratio | 22.993 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 2.34 |
| Day Low | 2.1569 |
| Debt To Equity | 0.429 |
| Display Name | Yiren Digital |
| Dividend Date | 1,760,486,400 |
| Dividend Rate | 0.44 |
| Dividend Yield | 27.16 |
| Earnings Call Timestamp End | 1,773,921,600 |
| Earnings Call Timestamp Start | 1,773,921,600 |
| Earnings Timestamp | 1,773,923,400 |
| Earnings Timestamp End | 1,781,181,000 |
| Earnings Timestamp Start | 1,781,181,000 |
| Ebitda | 2,163,258,112 |
| Ebitda Margins | 0.37824002 |
| Enterprise To Ebitda | -1.351 |
| Enterprise To Revenue | -0.511 |
| Enterprise Value | -2,922,947,328 |
| Eps Trailing Twelve Months | 0.07 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,759,190,400 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 2.9618 |
| Fifty Day Average Change | -0.75180006 |
| Fifty Day Average Change Percent | -0.25383213 |
| Fifty Two Week Change Percent | -61.140823 |
| Fifty Two Week High | 7.68 |
| Fifty Two Week High Change | -5.47 |
| Fifty Two Week High Change Percent | -0.71223956 |
| Fifty Two Week Low | 1.58 |
| Fifty Two Week Low Change | 0.63 |
| Fifty Two Week Low Change Percent | 0.39873415 |
| Fifty Two Week Range | 1.58 - 7.68 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,450,449,000,000 |
| Float Shares | 29,353,014 |
| Free Cashflow | -2,344,241,408 |
| Full Exchange Name | NYSE |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.8625 |
| Gross Profits | 4,932,833,792 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0 |
| Held Percent Institutions | 0.03359 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,745,971,200 |
| Last Dividend Value | 0.22 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. |
| Market | us_market |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_291375361 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 40,526,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 190,958,329 |
| Open | 2.23 |
| Operating Cashflow | 686,745,024 |
| Operating Margins | 0.04098 |
| Payout Ratio | 6.8226 |
| Phone | 86 10 5964 4552 |
| Post Market Change | -0.059999943 |
| Post Market Change Percent | -2.7149296 |
| Post Market Price | 2.15 |
| Post Market Time | 1,776,469,220 |
| Previous Close | 2.18 |
| Price Hint | 4 |
| Price To Book | 0.14332211 |
| Profit Margins | 0.00709 |
| Quick Ratio | 16.281 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.03 |
| Regular Market Change Percent | 1.37615 |
| Regular Market Day High | 2.34 |
| Regular Market Day Low | 2.1569 |
| Regular Market Day Range | 2.1569 - 2.34 |
| Regular Market Open | 2.23 |
| Regular Market Previous Close | 2.18 |
| Regular Market Price | 2.21 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 119,460 |
| Return On Assets | 0.10167 |
| Return On Equity | 0.0043099998 |
| Revenue Growth | -0.341 |
| Revenue Per Share | 65.899 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Percent Shares Out | 0.0011999999 |
| Shares Short | 100,753 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 121,226 |
| Short Name | Yiren Digital Ltd. |
| Short Percent Of Float | 0.0069 |
| Short Ratio | 0.73 |
| Source Interval | 15 |
| Symbol | YRD |
| Total Cash | 3,348,125,952 |
| Total Cash Per Share | 19.198 |
| Total Debt | 39,758,000 |
| Total Revenue | 5,719,220,224 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.07 |
| Trailing P E | 31.571428 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 4.7272 |
| Two Hundred Day Average Change | -2.5172 |
| Two Hundred Day Average Change Percent | -0.5324928 |
| Type Disp | Equity |
| Volume | 119,460 |
| Website | https://www.yiren.com |
| Zip | 100,022 |