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XP Inc. (XP)

Financial Services | Capital Markets | George Town, Cayman Islands | NasdaqGS
21.10 USD -0.02 (-0.095%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 21.09 -0.01 (-0.010%) ⇩ (April 17, 2026, 7:48 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆
Hot Take | April 11, 2026, 3:30 p.m. EDT

XP Inc. (XP) presents a mixed picture for short-term and long-term investors. Short-term traders may find limited opportunities due to the recent price volatility and mixed options signals, suggesting a cautious approach. Long-term investors might consider the stock as a moderate buy, given its fundamental strengths and recent dip, but the dividend yield and payout ratio are relatively low, which might not appeal to income-focused investors. Overall, the stock appears to be in a consolidating phase with potential for growth, but it requires careful monitoring of market conditions and fundamentals.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.046490
AutoETS0.046534
AutoARIMA0.046535
MSTL0.051289

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 62%
H-stat 1.83
Ljung-Box p 0.000
Jarque-Bera p 0.614
Excess Kurtosis -0.38
Attribute Value
Sector Financial Services
Ex Dividend Date 2025-12-09
Last Dividend Date 2025-12-09
Debt to Equity Ratio 631.198
Revenue per Share 33.705
Market Cap 10,911,816,704
Trailing P/E 10.82
Forward P/E 8.54
Beta 1.28
Profit Margins 29.09%
Website https://www.xpinc.com

As of April 11, 2026, 3:30 p.m. EDT: Options speculators are showing mixed signals. The calls and puts data indicate a range of activity, with notable IV spikes and significant OI in certain strikes. The ATM anchor positions suggest some confidence in the current price range, but the presence of high IV in certain strikes, especially puts, indicates potential volatility or fear of further declines. The recent options activity suggests a cautious approach, with some traders anticipating a potential rebound or continued downward pressure.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.01% 1.01%
Dividend History
Date Dividend Yield %
2025-12-10 0.18 1.007839
2024-12-10 0.65 5.077677
2023-12-12 0.73 3.452991
2023-09-11 0.58 2.549256
Additional Data
dividendRate 0.18
dividendYield 0.85
exDividendDate 2025-12-10
trailingAnnualDividendRate 0.991
trailingAnnualDividendYield 0.046922345
lastDividendValue 0.18
lastDividendDate 2025-12-10
dividendDate 2025-12-18

Info Dump

Attribute Value
52 Week Change 0.5205183
Address1 20, Genesis Close
All Time High 53.08
All Time Low 10.3
Ask 23.06
Ask Size 2
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 5,376,950
Average Daily Volume3 Month 6,949,608
Average Volume 6,949,608
Average Volume10Days 5,376,950
Beta 1.276
Bid 19.91
Bid Size 2
Book Value 9.08312
City George Town
Country Cayman Islands
Crypto Tradeable 0
Currency USD
Current Price 21.1
Current Ratio 1.34
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 21.785
Day Low 21.055
Debt To Equity 631.198
Display Name XP
Dividend Date 1,766,016,000
Dividend Rate 0.18
Dividend Yield 0.85
Earnings Call Timestamp End 1,770,933,600
Earnings Call Timestamp Start 1,770,933,600
Earnings Growth 0.141
Earnings Quarterly Growth 0.098
Earnings Timestamp 1,770,930,000
Earnings Timestamp End 1,779,220,800
Earnings Timestamp Start 1,779,220,800
Ebitda Margins 0.0
Enterprise To Revenue -6.028
Enterprise Value -107,132,108,800
Eps Current Year 10.85591
Eps Forward 2.4700406
Eps Trailing Twelve Months 1.95
Esg Populated 0
Ex Dividend Date 1,765,324,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 19.8387
Fifty Day Average Change 1.261301
Fifty Day Average Change Percent 0.06357781
Fifty Two Week Change Percent 52.05183
Fifty Two Week High 23.13
Fifty Two Week High Change -2.0299988
Fifty Two Week High Change Percent -0.087764755
Fifty Two Week Low 13.72
Fifty Two Week Low Change 7.38
Fifty Two Week Low Change Percent 0.53790087
Fifty Two Week Range 13.72 - 23.13
Financial Currency BRL
First Trade Date Milliseconds 1,576,074,600,000
Float Shares 415,067,863
Forward Eps 2.4700406
Forward P E 8.54237
Full Exchange Name NasdaqGS
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.69263
Gross Profits 12,310,198,272
Has Pre Post Market Data 1
Held Percent Insiders 0.0002
Held Percent Institutions 1.0281501
Implied Shares Outstanding 517,147,706
Industry Capital Markets
Industry Disp Capital Markets
Industry Key capital-markets
Ipo Expected Date 2,021-10-04
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,765,324,800
Last Dividend Value 0.18
Last Fiscal Year End 1,767,139,200
Long Business Summary XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
Long Name XP Inc.
Market us_market
Market Cap 10,911,816,704
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_280872908
Most Recent Quarter 1,767,139,200
Net Income To Common 5,169,786,880
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 10,922,159,550
Number Of Analyst Opinions 13
Open 21.57
Operating Cashflow 12,044,825,600
Operating Margins 0.31500998
Payout Ratio 0.1015
Post Market Change -0.010000229
Post Market Change Percent -0.047394447
Post Market Price 21.09
Post Market Time 1,776,469,733
Previous Close 21.12
Price Eps Current Year 1.9436418
Price Hint 2
Price To Book 2.3229902
Price To Sales Trailing12 Months 0.61394787
Profit Margins 0.29088
Quick Ratio 1.305
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.69231
Region US
Regular Market Change -0.0200005
Regular Market Change Percent -0.0946991
Regular Market Day High 21.785
Regular Market Day Low 21.055
Regular Market Day Range 21.055 - 21.785
Regular Market Open 21.57
Regular Market Previous Close 21.12
Regular Market Price 21.1
Regular Market Time 1,776,456,000
Regular Market Volume 6,264,726
Return On Assets 0.0139
Return On Equity 0.23715
Revenue Growth 0.133
Revenue Per Share 33.705
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 416,451,545
Shares Percent Shares Out 0.0313
Shares Short 16,204,497
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 14,855,798
Short Name XP Inc.
Short Percent Of Float 0.038900003
Short Ratio 2.6
Source Interval 15
Symbol XP
Target High Price 28.926167
Target Low Price 22.020803
Target Mean Price 25.226778
Target Median Price 25.02365
Total Cash 266,711,236,608
Total Cash Per Share 514.148
Total Debt 148,632,633,344
Total Revenue 17,773,197,312
Tradeable 0
Trailing Annual Dividend Rate 0.991
Trailing Annual Dividend Yield 0.046922345
Trailing Eps 1.95
Trailing P E 10.820513
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.3566
Two Hundred Day Average Change 2.7434006
Two Hundred Day Average Change Percent 0.14945036
Type Disp Equity
Volume 6,264,726
Website https://www.xpinc.com
Zip KY-1-1208