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The Western Union Company (WU)

Financial Services | Credit Services | Denver, United States | NYSE
9.50 USD -0.04 (-0.419%) ⇩ (April 22, 2026, 4:02 p.m. EDT)

Short-term:★★☆☆☆Long-term:★☆☆☆☆Dividends:★★★★☆
Hot Take | April 19, 2026, 12:25 a.m. EDT

WU presents a 'dead capital' scenario with a dangerously high valuation relative to declining fundamentals. While the 9.9% dividend yield is attractive mathematically, the -70% drop in earnings growth and inability to trade above $10.00 suggests the market is collapsing future revenue potential. The high short-interest (17%) and low insider confidence (implied by bearish analyst upgrades) confirm this is not a growth story, but a value trap where the dividend yield is the only payout sustaining the stock price.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.026615
AutoARIMA0.026833
MSTL0.027274
AutoTheta0.028039

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 80%
H-stat 0.72
Ljung-Box p 0.000
Jarque-Bera p 0.811
Excess Kurtosis -0.10
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-16
Last Dividend Date 2026-03-16
Debt to Equity Ratio 324.024
Revenue per Share 12.403
Market Cap 2,977,820,672
Trailing P/E 6.25
Forward P/E 4.93
Beta 0.54
Profit Margins 12.33%
Website https://www.westernunion.com

As of April 19, 2026, 12:25 a.m. EDT: Speculator positioning indicates a 'iron condor' or pinning strategy for the near term. Call OI is heavily concentrated at the $10.00 strike (both 1-month and 5-month expirations), suggesting a floor between the $8.50-$9.50 range. Conversely, 1-month Put OI is heavily skewed to the $8.00 strike. This specific asymmetry implies that speculators are betting price will stay range-bound but correcting any breakout above $9.50 with aggressive equity hedging. Low Volume on longer-dated options suggests a lack of conviction in a trend.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.54% 11.08% 10.04% 9.25%
Dividend History
Date Dividend Yield %
2026-03-17 0.235 2.540541
2025-12-22 0.235 2.585483
2025-09-16 0.235 3.012679
2025-06-16 0.235 2.938249
2025-03-17 0.235 2.453269
2024-12-23 0.235 2.539463
2024-09-16 0.235 2.322661
2024-06-14 0.235 2.310668
2024-03-14 0.235 2.132307
2023-12-19 0.235 2.384786
2023-09-14 0.235 2.317038
2023-06-15 0.235 2.582051
2023-03-16 0.235 2.858108
2022-12-16 0.235 2.358613
2022-09-15 0.235 2.284344
2022-06-15 0.235 2.011922
2022-03-16 0.235 1.836842
2021-12-16 0.235 1.801385
2021-09-15 0.235 1.581077
2021-06-15 0.235 1.394390
2021-03-16 0.235 1.389025
2020-12-18 0.225 1.462134
2020-09-15 0.225 1.498910
2020-06-15 0.225 1.535915
2020-03-16 0.225 1.645960
2019-12-16 0.200 1.135410
2019-09-13 0.200 1.328407
2019-06-13 0.200 1.560071
2019-03-14 0.200 1.737708
2018-12-14 0.190 1.669882
2018-09-13 0.190 1.636610
2018-06-14 0.190 1.499274
2018-03-15 0.190 1.561350
2017-12-15 0.175 1.491907
2017-09-14 0.175 1.548447
2017-06-14 0.175 1.539190
2017-03-15 0.175 1.480048
2016-12-15 0.160 1.290774
2016-09-14 0.160 1.367057
2016-06-14 0.160 1.478266
2016-03-15 0.160 1.526276
2015-12-15 0.155 1.524058
2015-09-14 0.155 1.533800
2015-06-12 0.155 1.305530
2015-03-13 0.155 1.446945
2014-12-12 0.125 1.348279
2014-09-11 0.125 1.368276
2014-06-12 0.125 1.456769
2014-03-13 0.125 1.459770
2013-12-13 0.125 1.443858
2013-09-12 0.125 1.287220
2013-06-12 0.125 1.449342
2013-03-13 0.125 1.662308
2012-12-13 0.125 1.838744
2012-09-20 0.100 1.052787
2012-06-13 0.100 1.242615
2012-03-14 0.100 1.102758
2011-12-15 0.080 0.922896
2011-09-22 0.080 1.054150
2011-06-15 0.080 0.817752
2011-03-16 0.070 0.695524
2010-12-16 0.070 0.779146
2010-09-30 0.060 0.693890
2010-06-16 0.060 0.758070
2010-03-17 0.060 0.735042
2009-12-17 0.060 0.651314
2008-12-18 0.040 0.594184
2007-12-12 0.040 0.357220
2006-12-13 0.010 0.091144
Additional Data
dividendRate 0.94
dividendYield 9.89
exDividendDate 2026-03-17
trailingAnnualDividendRate 0.94
trailingAnnualDividendYield 0.0985325
lastDividendValue 0.235
lastDividendDate 2026-03-17
dividendDate 2026-03-31

Info Dump

Attribute Value
52 Week Change -0.066797614
Address1 7,001 East Belleview Avenue
All Time High 28.62
All Time Low 7.85
Ask 0.0
Ask Size 22,600
Audit Risk 1
Average Analyst Rating 3.5 - Underperform
Average Daily Volume10 Day 6,898,180
Average Daily Volume3 Month 8,622,827
Average Volume 8,622,827
Average Volume10Days 6,898,180
Beta 0.536
Bid 0.0
Bid Size 6,600
Board Risk 1
Book Value 3.034
City Denver
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 9.5
Current Ratio 0.345
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 9.6
Day Low 9.3
Debt To Equity 324.024
Dividend Date 1,774,915,200
Dividend Rate 0.94
Dividend Yield 9.89
Earnings Call Timestamp End 1,777,033,800
Earnings Call Timestamp Start 1,777,033,800
Earnings Growth -0.692
Earnings Quarterly Growth -0.703
Earnings Timestamp 1,777,033,800
Earnings Timestamp End 1,777,033,800
Earnings Timestamp Start 1,777,033,800
Ebitda 933,600,000
Ebitda Margins 0.23048
Enterprise To Ebitda 5.192
Enterprise To Revenue 1.197
Enterprise Value 4,846,920,704
Eps Current Year 1.78115
Eps Forward 1.92513
Eps Trailing Twelve Months 1.52
Esg Populated 0
Ex Dividend Date 1,773,705,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 9.3228
Fifty Day Average Change 0.17720032
Fifty Day Average Change Percent 0.0190072
Fifty Two Week Change Percent -6.6797614
Fifty Two Week High 10.37
Fifty Two Week High Change -0.8699999
Fifty Two Week High Change Percent -0.08389584
Fifty Two Week Low 7.85
Fifty Two Week Low Change 1.6500001
Fifty Two Week Low Change Percent 0.2101911
Fifty Two Week Range 7.85 - 10.37
Financial Currency USD
First Trade Date Milliseconds 1,159,795,800,000
Five Year Avg Dividend Yield 7.52
Float Shares 311,291,971
Forward Eps 1.92513
Forward P E 4.9347315
Free Cashflow 403,049,984
Full Exchange Name NYSE
Full Time Employees 9,600
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.37033
Gross Profits 1,500,099,968
Has Pre Post Market Data 1
Held Percent Insiders 0.00842
Held Percent Institutions 1.0772
Implied Shares Outstanding 313,454,809
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,773,705,600
Last Dividend Value 0.235
Last Fiscal Year End 1,767,139,200
Long Business Summary The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
Long Name The Western Union Company
Market us_market
Market Cap 2,977,820,672
Market State PRE
Max Age 86,400
Message Board Id finmb_909408
Most Recent Quarter 1,767,139,200
Net Income To Common 499,600,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,977,464,236
Number Of Analyst Opinions 13
Open 9.6
Operating Cashflow 543,699,968
Operating Margins 0.19457
Overall Risk 3
Payout Ratio 0.6184
Peg Ratio 1.77
Phone 866 405 5012
Pre Market Change -0.05000019
Pre Market Change Percent -0.5263178
Pre Market Price 9.45
Pre Market Time 1,776,933,557
Previous Close 9.54
Price Eps Current Year 5.333633
Price Hint 2
Price To Book 3.13118
Price To Sales Trailing12 Months 0.7351373
Profit Margins 0.123339996
Quick Ratio 0.275
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key underperform
Recommendation Mean 3.52941
Region US
Regular Market Change -0.04
Regular Market Change Percent -0.419287
Regular Market Day High 9.6
Regular Market Day Low 9.3
Regular Market Day Range 9.3 - 9.6
Regular Market Open 9.6
Regular Market Previous Close 9.54
Regular Market Price 9.5
Regular Market Time 1,776,888,178
Regular Market Volume 6,592,983
Return On Assets 0.057579998
Return On Equity 0.51861
Revenue Growth -0.047
Revenue Per Share 12.403
Sand P52 Week Change 0.30140376
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 313,417,288
Shares Percent Shares Out 0.1504
Shares Short 47,123,414
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 41,827,152
Short Name Western Union Company (The)
Short Percent Of Float 0.1713
Short Ratio 5.88
Source Interval 15
State CO
Symbol WU
Target High Price 16.0
Target Low Price 7.0
Target Mean Price 9.61538
Target Median Price 9.0
Total Cash 1,234,400,000
Total Cash Per Share 3.938
Total Debt 3,103,500,032
Total Revenue 4,050,700,032
Tradeable 0
Trailing Annual Dividend Rate 0.94
Trailing Annual Dividend Yield 0.0985325
Trailing Eps 1.52
Trailing P E 6.25
Trailing Peg Ratio 1.7681
Triggerable 1
Two Hundred Day Average 8.8979
Two Hundred Day Average Change 0.6021004
Two Hundred Day Average Change Percent 0.06766769
Type Disp Equity
Volume 6,592,983
Website https://www.westernunion.com
Zip 80,237