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Wintrust Financial Corporation (WTFC)

Financial Services | Banks - Regional | Rosemont, United States | NasdaqGS
152.95 USD -0.03 (-0.020%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 161.72 +8.77 (5.734%) ⇧ (Aug. 28, 2026, 7:45 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 1:58 a.m. EDT

Wintrust offers a compelling long-term investment case driven by strong business fundamentals and a financially sound balance sheet, though the near-term path faces headwinds from recent price weakness and analyst valuation concerns. Although the company maintains a consistent earnings growth trajectory and a highly sustainable dividend track record, the stock has slipped below its short-term average, creating hesitation despite a moderate forecast suggesting a slight recovery. The gap between the company's solid operational performance and the market's current pricing reflects a temporary disconnect, suggesting that while the core business remains attractive for holding, investors should expect some volatility before the full upside potential is realized.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.017775
AutoARIMA0.020876
MSTL0.021807
AutoTheta0.025212

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 53%
H-stat 11.48
Ljung-Box p 0.000
Jarque-Bera p 0.058
Excess Kurtosis -0.04
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-05
Last Dividend Date 2026-08-05
Revenue per Share 41.078
Market Cap 10,318,919,680
Trailing P/E 12.29
Forward P/E 11.07
Beta 0.85
Profit Margins 32.64%
Website https://www.wintrust.com

As of Aug. 22, 2026, 1:58 a.m. EDT: Speculators are positioning for a range-bound recovery with bullish bias at higher strikes (170-195) while maintaining defensive put protection at lower levels (100-125).


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.35% 1.46% 1.64% 1.66%
Dividend History
Date Dividend Yield %
2026-08-06 0.550000 0.345629
2026-05-14 0.550000 0.375452
2026-02-05 0.550000 0.348167
2025-11-06 0.500000 0.388561
2025-08-07 0.500000 0.407166
2025-05-08 0.500000 0.427241
2025-02-06 0.500000 0.381127
2024-11-07 0.450000 0.353968
2024-08-08 0.450000 0.458529
2024-05-08 0.450000 0.446694
2024-02-07 0.450000 0.492234
2023-11-08 0.400000 0.506073
2023-08-09 0.400000 0.483384
2023-05-10 0.400000 0.644019
2023-02-08 0.400000 0.423684
2022-11-09 0.340000 0.362938
2022-08-10 0.340000 0.392700
2022-05-11 0.340000 0.405631
2022-02-09 0.340000 0.331999
2021-11-09 0.310000 0.336737
2021-08-04 0.310000 0.440278
2021-05-05 0.310000 0.394201
2021-02-10 0.310000 0.455748
2020-11-10 0.280000 0.521415
2020-08-05 0.280000 0.653137
2020-05-06 0.280000 0.783655
2020-02-05 0.280000 0.423601
2019-11-06 0.250000 0.370425
2019-08-07 0.250000 0.381039
2019-05-08 0.250000 0.334225
2019-02-06 0.250000 0.346260
2018-11-07 0.190000 0.244216
2018-08-08 0.190000 0.211252
2018-05-09 0.190000 0.203972
2018-02-07 0.190000 0.229691
2017-11-08 0.140000 0.179602
2017-08-08 0.140000 0.184941
2017-05-09 0.140000 0.195122
2017-02-07 0.140000 0.195531
2016-11-08 0.120000 0.222965
2016-08-09 0.120000 0.221443
2016-05-10 0.120000 0.235525
2016-02-09 0.120000 0.301054
2015-11-09 0.110000 0.207547
2015-08-04 0.110000 0.204651
2015-05-05 0.110000 0.225317
2015-02-03 0.110000 0.241918
2014-11-04 0.100000 0.216732
2014-08-05 0.100000 0.220946
2014-05-06 0.100000 0.226706
2014-02-04 0.100000 0.231750
2013-08-06 0.090000 0.217024
2013-02-05 0.090000 0.242131
2012-08-07 0.090000 0.244565
2012-02-07 0.090000 0.282752
2011-08-09 0.090000 0.307692
2011-02-08 0.090000 0.270758
2010-08-10 0.090000 0.294406
2010-02-09 0.090000 0.285171
2009-08-11 0.090000 0.332594
2009-02-10 0.180000 1.395349
2008-08-05 0.180000 0.803213
2008-02-05 0.180000 0.504767
2007-08-07 0.160000 0.403429
2007-02-06 0.160000 0.340281
2006-08-08 0.140000 0.289855
2006-02-07 0.140000 0.267380
2005-08-05 0.120000 0.234101
2005-02-04 0.120000 0.219941
2004-08-06 0.100000 0.193798
2004-02-03 0.100000 0.213402
2003-08-01 0.080000 0.230814
2003-02-04 0.080000 0.268097
2002-08-02 0.060000 0.187500
2002-02-01 0.060000 0.294599
2001-08-07 0.046667 0.218342
2001-02-06 0.046667 0.372096
2000-08-08 0.033333 0.294115
2000-02-08 0.016667 0.158106
Additional Data
dividendRate 2.2
dividendYield 1.44
exDividendDate 2026-08-06
trailingAnnualDividendRate 2.1
trailingAnnualDividendYield 0.013727284
lastDividendValue 0.55
lastDividendDate 2026-08-06
dividendDate 2026-08-20

Info Dump

Attribute Value
52 Week Change 0.11860192
Address1 9,700 W. Higgins Road
Address2 Suite 800
All Time High 167.22
All Time Low 8.916667
Ask 152.96
Ask Size 1
Audit Risk 3
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 462,270
Average Daily Volume3 Month 591,143
Average Volume 591,143
Average Volume10Days 462,270
Beta 0.845
Bid 140.01
Bid Size 2
Board Risk 1
Book Value 105.256
City Rosemont
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 152.95
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 154.26
Day Low 152.395
Display Name Wintrust Financial
Dividend Date 1,787,184,000
Dividend Rate 2.2
Dividend Yield 1.44
Earnings Call Timestamp End 1,784,646,000
Earnings Call Timestamp Start 1,784,646,000
Earnings Growth 0.187
Earnings Quarterly Growth 0.195
Earnings Timestamp 1,784,577,600
Earnings Timestamp End 1,792,440,000
Earnings Timestamp Start 1,792,440,000
Ebitda Margins 0.0
Enterprise To Revenue 3.973
Enterprise Value 10,958,326,784
Eps Current Year 13.09756
Eps Forward 13.81946
Eps Trailing Twelve Months 12.45
Esg Populated 0
Ex Dividend Date 1,785,974,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 159.3886
Fifty Day Average Change -6.4385986
Fifty Day Average Change Percent -0.040395603
Fifty Two Week Change Percent 11.860191
Fifty Two Week High 167.22
Fifty Two Week High Change -14.270004
Fifty Two Week High Change Percent -0.08533671
Fifty Two Week Low 119.61
Fifty Two Week Low Change 33.339996
Fifty Two Week Low Change Percent 0.2787392
Fifty Two Week Range 119.61 - 167.22
Financial Currency USD
First Trade Date Milliseconds 892,733,400,000
Five Year Avg Dividend Yield 1.58
Float Shares 66,523,467
Forward Eps 13.81946
Forward P E 11.067726
Full Exchange Name NasdaqGS
Full Time Employees 5,902
Fullday Change -0.0299988
Fullday Change Percent -0.0196096
Fullday Price 161.72
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 2,758,466,048
Has Pre Post Market Data 1
Held Percent Insiders 0.01401
Held Percent Institutions 0.97302
Implied Shares Outstanding 67,465,967
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.wintrust.com/investor-relations/stock.html
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,974,400
Last Dividend Value 0.55
Last Fiscal Year End 1,767,139,200
Last Split Date 1,016,150,400
Last Split Factor 3:2
Long Business Summary Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Long Name Wintrust Financial Corporation
Market us_market
Market Cap 10,318,919,680
Market State CLOSED
Max Age 86,400
Message Board Id finmb_96334
Most Recent Quarter 1,782,777,600
Net Income To Common 847,916,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 10,320,943,631
Number Of Analyst Opinions 14
Open 153.2
Operating Cashflow 1,643,731,968
Operating Margins 0.46085998
Overall Risk 1
Payout Ratio 0.16870001
Peg Ratio 1.17
Phone (847) 939-9000
Post Market Change 8.770004
Post Market Change Percent 5.733903
Post Market Price 161.72
Post Market Time 1,787,960,713
Previous Close 152.98
Price Eps Current Year 11.677748
Price Hint 2
Price To Book 1.4531238
Price To Sales Trailing12 Months 3.740818
Profit Margins 0.32639998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.0299988
Regular Market Change Percent -0.0196096
Regular Market Day High 154.26
Regular Market Day Low 152.395
Regular Market Day Range 152.395 - 154.26
Regular Market Open 153.2
Regular Market Previous Close 152.98
Regular Market Price 152.95
Regular Market Time 1,787,947,200
Regular Market Volume 437,128
Return On Assets 0.01254
Return On Equity 0.12208
Revenue Growth 0.102
Revenue Per Share 41.078
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 67,465,967
Shares Percent Shares Out 0.0372
Shares Short 2,511,806
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 2,598,684
Short Name Wintrust Financial Corporation
Short Percent Of Float 0.0376
Short Ratio 3.59
Source Interval 15
State IL
Symbol WTFC
Target High Price 195.0
Target Low Price 167.0
Target Mean Price 180.07143
Target Median Price 183.0
Total Cash 4,299,506,176
Total Cash Per Share 63.729
Total Debt 4,513,912,832
Total Revenue 2,758,466,048
Tradeable 0
Trailing Annual Dividend Rate 2.1
Trailing Annual Dividend Yield 0.013727284
Trailing Eps 12.45
Trailing P E 12.28514
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 148.09966
Two Hundred Day Average Change 4.850342
Two Hundred Day Average Change Percent 0.03275053
Type Disp Equity
Volume 437,128
Website https://www.wintrust.com
Zip 60,018