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Wintrust Financial Corporation (WTFC)

Financial Services | Banks - Regional | Rosemont, United States | NasdaqGS
161.50 USD -0.02 (-0.012%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 161.50

Short-term:★★★★⯪Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 3:08 a.m. EDT

Wintrust is showing strong near-term momentum, trading above key moving averages and hitting fresh highs despite a slight statistical warning signal. The company's fundamentals remain robust with double-digit earnings growth and a healthy balance sheet, though it falls short of the exceptional metrics required for a top-tier long-term rating. Options traders are overwhelmingly bullish, positioning for continued upside with minimal hedging on the downside. The dividend is modest but secure, reflecting a focus on growth over high income. Overall, the data supports a bullish stance for the coming months, driven by operational execution and market sentiment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_126 ✓0.023591
MSTL_900.025492
AutoTheta0.031263
MSTL0.031712
MSTL_90_1260.032503
AutoARIMA0.037428
AutoETS0.037429

Forecast horizon: 60 days | Selected: MSTL_126

Forecast Reliability
Score 47%
H-stat 4.40
Ljung-Box p 0.000
Jarque-Bera p 0.791
Excess Kurtosis -0.27
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-13
Last Dividend Date 2026-05-13
Revenue per Share 40.172
Market Cap 10,892,813,312
Trailing P/E 13.54
Forward P/E 11.65
Beta 0.84
Profit Margins 32.02%
Website https://www.wintrust.com

As of July 11, 2026, 3:08 a.m. EDT: Call volume and open interest significantly exceed put activity across all expiration dates. August and September calls show heavy positioning at strikes above the current price, indicating speculative bullishness. Implied volatility remains elevated for near-term calls, suggesting anticipated movement. Put activity is minimal, reinforcing the lack of immediate downside fear among option traders.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.38% 1.52% 1.69% 1.68%
Dividend History
Date Dividend Yield %
2026-05-14 0.550000 0.375452
2026-02-05 0.550000 0.348167
2025-11-06 0.500000 0.388561
2025-08-07 0.500000 0.407166
2025-05-08 0.500000 0.427241
2025-02-06 0.500000 0.381127
2024-11-07 0.450000 0.353968
2024-08-08 0.450000 0.458529
2024-05-08 0.450000 0.446694
2024-02-07 0.450000 0.492234
2023-11-08 0.400000 0.506073
2023-08-09 0.400000 0.483384
2023-05-10 0.400000 0.644019
2023-02-08 0.400000 0.423684
2022-11-09 0.340000 0.362938
2022-08-10 0.340000 0.392700
2022-05-11 0.340000 0.405631
2022-02-09 0.340000 0.331999
2021-11-09 0.310000 0.336737
2021-08-04 0.310000 0.440278
2021-05-05 0.310000 0.394201
2021-02-10 0.310000 0.455748
2020-11-10 0.280000 0.521415
2020-08-05 0.280000 0.653137
2020-05-06 0.280000 0.783655
2020-02-05 0.280000 0.423601
2019-11-06 0.250000 0.370425
2019-08-07 0.250000 0.381039
2019-05-08 0.250000 0.334225
2019-02-06 0.250000 0.346260
2018-11-07 0.190000 0.244216
2018-08-08 0.190000 0.211252
2018-05-09 0.190000 0.203972
2018-02-07 0.190000 0.229691
2017-11-08 0.140000 0.179602
2017-08-08 0.140000 0.184941
2017-05-09 0.140000 0.195122
2017-02-07 0.140000 0.195531
2016-11-08 0.120000 0.222965
2016-08-09 0.120000 0.221443
2016-05-10 0.120000 0.235525
2016-02-09 0.120000 0.301054
2015-11-09 0.110000 0.207547
2015-08-04 0.110000 0.204651
2015-05-05 0.110000 0.225317
2015-02-03 0.110000 0.241918
2014-11-04 0.100000 0.216732
2014-08-05 0.100000 0.220946
2014-05-06 0.100000 0.226706
2014-02-04 0.100000 0.231750
2013-08-06 0.090000 0.217024
2013-02-05 0.090000 0.242131
2012-08-07 0.090000 0.244565
2012-02-07 0.090000 0.282752
2011-08-09 0.090000 0.307692
2011-02-08 0.090000 0.270758
2010-08-10 0.090000 0.294406
2010-02-09 0.090000 0.285171
2009-08-11 0.090000 0.332594
2009-02-10 0.180000 1.395349
2008-08-05 0.180000 0.803213
2008-02-05 0.180000 0.504767
2007-08-07 0.160000 0.403429
2007-02-06 0.160000 0.340281
2006-08-08 0.140000 0.289855
2006-02-07 0.140000 0.267380
2005-08-05 0.120000 0.234101
2005-02-04 0.120000 0.219941
2004-08-06 0.100000 0.193798
2004-02-03 0.100000 0.213402
2003-08-01 0.080000 0.230814
2003-02-04 0.080000 0.268097
2002-08-02 0.060000 0.187500
2002-02-01 0.060000 0.294599
2001-08-07 0.046667 0.218342
2001-02-06 0.046667 0.372096
2000-08-08 0.033333 0.294115
2000-02-08 0.016667 0.158106
Additional Data
dividendRate 2.1
dividendYield 1.3
exDividendDate 2026-05-14
trailingAnnualDividendRate 2.05
trailingAnnualDividendYield 0.012691926
lastDividendValue 0.55
lastDividendDate 2026-05-14
dividendDate 2026-05-28

Info Dump

Attribute Value
52 Week Change 0.21589887
Address1 9,700 W. Higgins Road
Address2 Suite 800
All Time High 164.0
All Time Low 8.916667
Ask 174.9
Ask Size 2
Audit Risk 3
Average Analyst Rating 1.9 - Buy
Average Daily Volume10 Day 576,670
Average Daily Volume3 Month 480,057
Average Volume 480,057
Average Volume10Days 576,670
Beta 0.838
Bid 148.48
Bid Size 2
Board Risk 1
Book Value 102.034
City Rosemont
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 161.5
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 162.305
Day Low 160.88
Display Name Wintrust Financial
Dividend Date 1,779,926,400
Dividend Rate 2.1
Dividend Yield 1.3
Earnings Call Timestamp End 1,784,664,000
Earnings Call Timestamp Start 1,784,664,000
Earnings Growth 0.197
Earnings Quarterly Growth 0.203
Earnings Timestamp 1,784,577,600
Earnings Timestamp End 1,784,577,600
Earnings Timestamp Start 1,784,577,600
Ebitda Margins 0.0
Enterprise To Revenue 4.469
Enterprise Value 12,032,753,664
Eps Current Year 13.05534
Eps Forward 13.85769
Eps Trailing Twelve Months 11.93
Esg Populated 0
Ex Dividend Date 1,778,716,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 153.6362
Fifty Day Average Change 7.8638
Fifty Day Average Change Percent 0.051184554
Fifty Two Week Change Percent 21.589888
Fifty Two Week High 164.0
Fifty Two Week High Change -2.5
Fifty Two Week High Change Percent -0.015243903
Fifty Two Week Low 119.61
Fifty Two Week Low Change 41.89
Fifty Two Week Low Change Percent 0.35022154
Fifty Two Week Range 119.61 - 164.0
Financial Currency USD
First Trade Date Milliseconds 892,733,400,000
Five Year Avg Dividend Yield 1.59
Float Shares 66,490,672
Forward Eps 13.85769
Forward P E 11.65418
Full Exchange Name NasdaqGS
Full Time Employees 5,902
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 2,692,570,112
Has Pre Post Market Data 1
Held Percent Insiders 0.01421
Held Percent Institutions 0.98047996
Implied Shares Outstanding 67,447,756
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.wintrust.com/investor-relations/stock.html
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,716,800
Last Dividend Value 0.55
Last Fiscal Year End 1,767,139,200
Last Split Date 1,016,150,400
Last Split Factor 3:2
Long Business Summary Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Long Name Wintrust Financial Corporation
Market us_market
Market Cap 10,892,813,312
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_96334
Most Recent Quarter 1,774,915,200
Net Income To Common 811,126,976
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 10,889,440,206
Number Of Analyst Opinions 14
Open 161.16
Operating Cashflow 1,717,777,024
Operating Margins 0.46325
Overall Risk 1
Payout Ratio 0.1718
Peg Ratio 1.17
Phone (847) 939-9000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 161.5
Post Market Time 1,783,977,575
Previous Close 161.52
Price Eps Current Year 12.370418
Price Hint 2
Price To Book 1.5828058
Price To Sales Trailing12 Months 4.045508
Profit Margins 0.32021
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.85714
Region US
Regular Market Change -0.0200043
Regular Market Change Percent -0.012385
Regular Market Day High 162.305
Regular Market Day Low 160.88
Regular Market Day Range 160.88 - 162.305
Regular Market Open 161.16
Regular Market Previous Close 161.52
Regular Market Price 161.5
Regular Market Time 1,783,972,800
Regular Market Volume 599,804
Return On Assets 0.01249
Return On Equity 0.12336001
Revenue Growth 0.104
Revenue Per Share 40.172
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 67,447,756
Shares Percent Shares Out 0.0365
Shares Short 2,459,841
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,644,177
Short Name Wintrust Financial Corporation
Short Percent Of Float 0.0369
Short Ratio 4.68
Source Interval 15
State IL
Symbol WTFC
Target High Price 192.0
Target Low Price 160.0
Target Mean Price 179.14285
Target Median Price 182.5
Total Cash 3,748,235,008
Total Cash Per Share 55.572
Total Debt 4,463,176,192
Total Revenue 2,692,570,112
Tradeable 0
Trailing Annual Dividend Rate 2.05
Trailing Annual Dividend Yield 0.012691926
Trailing Eps 11.93
Trailing P E 13.5373
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 143.04346
Two Hundred Day Average Change 18.456543
Two Hundred Day Average Change Percent 0.12902753
Type Disp Equity
Volume 599,804
Website https://www.wintrust.com
Zip 60,018