Wise Group plc (WSE)Technology | Information Technology Services | London, United Kingdom | NasdaqGS
12.55 USD
-0.45
(-3.462%) ⇩
(July 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:52 a.m. EDT
The investment case here is driven by a powerful divergence between the company's operational reality and its current market pricing. Fundamentally, Wise Group is executing exceptionally well: it posted strong FY2026 results, revenue grew 26.8%, and operating margins remain robust at nearly 60%. The balance sheet is fortress-like with massive cash reserves ($5.4B) dwarfing debt, and the board has signaled confidence with a new $500 million share buyback. Despite these strengths, the stock has underperformed recently, trading near its 52-week lows, which creates a compelling setup for a mean reversion. The market appears to be pricing in a 'U.K. reality' discount that ignores the 'U.S. optionality' and the company's dominant competitive position in payments. With analysts setting a mean target of $17—nearly 35% above current levels—and options traders aggressively betting on a rally to $20+, the risk/reward profile favors the bulls. The lack of a dividend is irrelevant given the capital return via buybacks and the high growth rate. This is a classic turnaround story where the business is thriving, but the stock is waiting for the narrative to catch up. |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 25.125 |
| Revenue per Share | 2.455 |
| Market Cap | 12,392,680,448 |
| Trailing P/E | 26.15 |
| Forward P/E | 17.81 |
| Beta | 0.52 |
| Profit Margins | 19.93% |
| Previous Name | Wise plc |
| Website | https://wise.com |
As of July 11, 2026, 5:52 a.m. EDT: Speculators are overwhelmingly bullish, positioning heavy call volume and open interest at strikes significantly above the current price ($15, $17.50, and $20), while put activity is negligible and concentrated only at the money or slightly out-of-the-money. This indicates a strong consensus expectation for a significant upward move in the coming months.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.18506491 |
| Address1 | Worship Square |
| Address2 | 1st Floor 65 Clifton Street |
| All Time High | 17.47 |
| All Time Low | 10.36 |
| Ask | 16.23 |
| Ask Size | 2 |
| Average Analyst Rating | 1.5 - Strong Buy |
| Average Daily Volume10 Day | 1,182,240 |
| Average Daily Volume3 Month | 1,491,293 |
| Average Volume | 1,491,293 |
| Average Volume10Days | 1,182,240 |
| Beta | 0.517 |
| Bid | 9.1 |
| Bid Size | 2 |
| Book Value | 1.878 |
| City | London |
| Compensation As Of Epoch Date | 1,798,675,200 |
| Country | United Kingdom |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 12.55 |
| Current Ratio | 1.071 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 12.83 |
| Day Low | 12.5301 |
| Debt To Equity | 25.125 |
| Display Name | Wise |
| Earnings Call Timestamp End | 1,782,419,400 |
| Earnings Call Timestamp Start | 1,782,419,400 |
| Earnings Growth | -0.045 |
| Earnings Quarterly Growth | -0.067 |
| Earnings Timestamp | 1,782,417,600 |
| Earnings Timestamp End | 1,782,417,600 |
| Earnings Timestamp Start | 1,782,417,600 |
| Ebitda | 1,134,400,000 |
| Ebitda Margins | 0.45325002 |
| Enterprise To Ebitda | 7.02 |
| Enterprise To Revenue | 3.182 |
| Enterprise Value | 7,963,515,392 |
| Eps Current Year | 0.61354 |
| Eps Forward | 0.7048 |
| Eps Trailing Twelve Months | 0.48 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 12.119545 |
| Fifty Day Average Change | 0.4304552 |
| Fifty Day Average Change Percent | 0.03551744 |
| Fifty Two Week Change Percent | -18.50649 |
| Fifty Two Week High | 17.47 |
| Fifty Two Week High Change | -4.919999 |
| Fifty Two Week High Change Percent | -0.2816256 |
| Fifty Two Week Low | 10.36 |
| Fifty Two Week Low Change | 2.1900005 |
| Fifty Two Week Low Change Percent | 0.21139002 |
| Fifty Two Week Range | 10.36 - 17.47 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,778,506,200,000 |
| Float Shares | 713,986,111 |
| Forward Eps | 0.7048 |
| Forward P E | 17.80647 |
| Free Cashflow | -252,487,504 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 8,805 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.84154 |
| Gross Profits | 2,106,200,064 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.25191 |
| Held Percent Institutions | 0.46373 |
| Implied Shares Outstanding | 987,464,562 |
| Industry | Information Technology Services |
| Industry Disp | Information Technology Services |
| Industry Key | information-technology-services |
| Ipo Expected Date | 2,026-05-11 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,774,915,200 |
| Long Business Summary | Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, which offers the main features of the Wise Account product along with business-specific functionalities designed to enable businesses to operate internationally, including managing their accounting and accounts payable and receivables; and Wise Platform, which enables banks, financial institutions, and enterprises to integrate into a global payment infrastructure, allowing institutional partners to send and receive payments. Wise Group plc was founded in 2010 and is based in London, the United Kingdom. |
| Long Name | Wise Group plc |
| Market | us_market |
| Market Cap | 12,392,680,448 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_202307377 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-15 |
| Net Income To Common | 498,700,000 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 12,392,680,253 |
| Number Of Analyst Opinions | 11 |
| Open | 12.69 |
| Operating Cashflow | 7,553,900,032 |
| Operating Margins | 0.59774 |
| Payout Ratio | 0.0 |
| Peg Ratio | 4.89 |
| Phone | 44 800 981 7183 |
| Pre Market Change | 0.22000027 |
| Pre Market Change Percent | 1.7529901 |
| Pre Market Price | 12.77 |
| Pre Market Time | 1,784,115,791 |
| Prev Name | Wise plc |
| Previous Close | 13.0 |
| Price Eps Current Year | 20.455065 |
| Price Hint | 2 |
| Price To Book | 6.682641 |
| Price To Sales Trailing12 Months | 4.9515266 |
| Profit Margins | 0.19926001 |
| Quick Ratio | 0.187 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.45455 |
| Region | US |
| Regular Market Change | -0.4499998 |
| Regular Market Change Percent | -3.4615371 |
| Regular Market Day High | 12.83 |
| Regular Market Day Low | 12.5301 |
| Regular Market Day Range | 12.5301 - 12.83 |
| Regular Market Open | 12.69 |
| Regular Market Previous Close | 13.0 |
| Regular Market Price | 12.55 |
| Regular Market Time | 1,784,059,200 |
| Regular Market Volume | 843,260 |
| Return On Assets | 0.02412 |
| Return On Equity | 0.27232 |
| Revenue Growth | 0.268 |
| Revenue Per Share | 2.455 |
| Sand P52 Week Change | 0.2043345 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 987,464,562 |
| Shares Percent Shares Out | 0.004 |
| Shares Short | 3,799,120 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 5,513,776 |
| Short Name | Wise Group plc |
| Short Ratio | 2.22 |
| Source Interval | 15 |
| Symbol | WSE |
| Target High Price | 19.5 |
| Target Low Price | 15.0 |
| Target Mean Price | 16.98 |
| Target Median Price | 16.6 |
| Total Cash | 5,385,999,872 |
| Total Cash Per Share | 5.254 |
| Total Debt | 483,700,000 |
| Total Revenue | 2,502,799,872 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.48 |
| Trailing P E | 26.145834 |
| Trailing Peg Ratio | 4.2218 |
| Triggerable | 1 |
| Two Hundred Day Average | 12.119545 |
| Two Hundred Day Average Change | 0.4304552 |
| Two Hundred Day Average Change Percent | 0.03551744 |
| Type Disp | Equity |
| Volume | 843,260 |
| Website | https://wise.com |
| Zip | EC2A 4JE |