Waterstone Financial, Inc. (WSBF)Financial Services | Banks - Regional | Wauwatosa, United States | NasdaqGS
18.54 USD
+0.26
(1.422%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 18.54 Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 2:59 p.m. EDT
WSBF has shown a positive trend in recent price action, with a recent increase in dividend payouts, indicating a commitment to shareholder returns. The stock's current price is near its 52-week high, and the recent positive earnings growth and revenue growth could support further momentum. However, the stock's overall risk is moderate, and the options data suggests a cautious approach. Long-term investors might consider buying and holding, while short-term traders should be cautious and look for clear momentum signals. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.029629 |
| MSTL | 0.030790 |
| AutoETS | 0.034953 |
| AutoARIMA | 0.034953 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 52% |
| H-stat | 1.30 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.006 |
| Excess Kurtosis | 0.68 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-04-07 |
| Last Dividend Date | 2026-04-07 |
| Revenue per Share | 8.035 |
| Market Cap | 340,393,120 |
| Trailing P/E | 12.53 |
| Forward P/E | 18.36 |
| Beta | 0.77 |
| Profit Margins | 18.42% |
| Website | https://www.wsbonline.com |
As of April 11, 2026, 2:59 p.m. EDT: Options speculators show mixed signals. The recent calls activity indicates a slight bullish bias, with increased volume and open interest in in-the-money strikes, especially around the $17.5 strike, suggesting potential for a price increase. However, the puts activity shows limited interest, with a focus on the $15.0 strike, indicating some caution. The high IV on the $2.5 strike for the November 2026 expiration is unusual and could signal either extreme volatility or a significant event. Overall, the options data suggests a cautious bullish stance with some uncertainty.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.93% | 3.96% | 4.90% | 6.28% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-04-08 | 0.17 | 0.926430 |
| 2026-01-08 | 0.15 | 0.901211 |
| 2025-10-08 | 0.15 | 1.015812 |
| 2025-07-08 | 0.15 | 1.111612 |
| 2025-04-08 | 0.15 | 1.267991 |
| 2025-01-08 | 0.15 | 1.248980 |
| 2024-10-08 | 0.15 | 1.159325 |
| 2024-07-08 | 0.15 | 1.271314 |
| 2024-04-05 | 0.15 | 1.454563 |
| 2024-01-05 | 0.15 | 1.195745 |
| 2023-10-05 | 0.15 | 1.584272 |
| 2023-07-07 | 0.20 | 1.561798 |
| 2023-04-06 | 0.20 | 1.556663 |
| 2023-01-06 | 0.20 | 1.346942 |
| 2022-10-06 | 0.20 | 1.430691 |
| 2022-07-08 | 0.20 | 1.399559 |
| 2022-04-08 | 0.20 | 1.307026 |
| 2022-01-07 | 0.70 | 3.916967 |
| 2021-10-07 | 0.20 | 1.229347 |
| 2021-07-09 | 0.20 | 1.308576 |
| 2021-06-10 | 0.50 | 3.201986 |
| 2021-04-09 | 0.20 | 1.261153 |
| 2021-01-08 | 0.20 | 1.405444 |
| 2020-11-30 | 0.30 | 2.289867 |
| 2020-10-08 | 0.12 | 0.996083 |
| 2020-07-10 | 0.12 | 1.214061 |
| 2020-04-08 | 0.12 | 1.249011 |
| 2020-03-10 | 0.50 | 4.290795 |
| 2020-01-09 | 0.12 | 0.940264 |
| 2019-10-10 | 0.12 | 1.018725 |
| 2019-07-11 | 0.12 | 1.040456 |
| 2019-04-11 | 0.12 | 1.087178 |
| 2019-03-20 | 0.50 | 4.560478 |
| 2019-01-09 | 0.12 | 1.096235 |
| 2018-10-11 | 0.12 | 1.113999 |
| 2018-07-11 | 0.12 | 1.077180 |
| 2018-04-11 | 0.12 | 1.084596 |
| 2018-03-08 | 0.50 | 4.576809 |
| 2018-01-11 | 0.12 | 1.101546 |
| 2017-10-11 | 0.12 | 1.009200 |
| 2017-07-10 | 0.12 | 1.056235 |
| 2017-05-10 | 0.50 | 4.347510 |
| 2017-04-10 | 0.12 | 1.139502 |
| 2017-01-06 | 0.12 | 1.109782 |
| 2016-10-06 | 0.08 | 0.813481 |
| 2016-07-08 | 0.08 | 0.888325 |
| 2016-04-08 | 0.05 | 0.630331 |
| 2016-01-07 | 0.05 | 0.628077 |
| 2015-10-07 | 0.05 | 0.644282 |
| 2015-07-08 | 0.05 | 0.667358 |
| 2015-04-08 | 0.05 | 0.688230 |
| 2015-01-08 | 0.05 | 0.678729 |
| 2014-10-08 | 0.05 | 0.742403 |
| 2014-07-09 | 0.05 | 0.794778 |
| 2014-04-09 | 0.05 | 0.878234 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.50949633 |
| Address1 | 11,200 West Plank Court |
| All Time High | 22.74 |
| All Time Low | 1.567627 |
| Ask | 18.59 |
| Ask Size | 1 |
| Audit Risk | 9 |
| Average Daily Volume10 Day | 81,840 |
| Average Daily Volume3 Month | 61,316 |
| Average Volume | 61,316 |
| Average Volume10Days | 81,840 |
| Beta | 0.768 |
| Bid | 18.48 |
| Bid Size | 1 |
| Board Risk | 6 |
| Book Value | 19.946 |
| City | Wauwatosa |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 18.54 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 18.85 |
| Day Low | 18.46 |
| Display Name | Waterstone Financial |
| Dividend Date | 1,777,593,600 |
| Dividend Rate | 0.68 |
| Dividend Yield | 3.67 |
| Earnings Growth | 0.554 |
| Earnings Quarterly Growth | 0.48 |
| Earnings Timestamp End | 1,776,801,600 |
| Earnings Timestamp Start | 1,776,801,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.644 |
| Enterprise Value | 665,515,392 |
| Eps Forward | 1.01 |
| Eps Trailing Twelve Months | 1.48 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,775,606,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.0468 |
| Fifty Day Average Change | 0.4932003 |
| Fifty Day Average Change Percent | 0.02732896 |
| Fifty Two Week Change Percent | 50.949635 |
| Fifty Two Week High | 18.88 |
| Fifty Two Week High Change | -0.33999825 |
| Fifty Two Week High Change Percent | -0.018008383 |
| Fifty Two Week Low | 11.92 |
| Fifty Two Week Low Change | 6.620001 |
| Fifty Two Week Low Change Percent | 0.5553692 |
| Fifty Two Week Range | 11.92 - 18.88 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,128,519,000,000 |
| Five Year Avg Dividend Yield | 4.58 |
| Float Shares | 15,148,094 |
| Forward Eps | 1.01 |
| Forward P E | 18.356436 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 593 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 143,315,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.1867 |
| Held Percent Institutions | 0.51868 |
| Implied Shares Outstanding | 18,359,930 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,775,606,400 |
| Last Dividend Value | 0.17 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,390,435,200 |
| Last Split Factor | 10,972:10000 |
| Long Business Summary | Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin. |
| Long Name | Waterstone Financial, Inc. |
| Market | us_market |
| Market Cap | 340,393,120 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_3027375 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 26,402,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 331,669,568 |
| Open | 18.48 |
| Operating Cashflow | 24,183,000 |
| Operating Margins | 0.25851 |
| Overall Risk | 6 |
| Payout Ratio | 0.4054 |
| Phone | 414 761 1000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 18.54 |
| Post Market Time | 1,776,456,604 |
| Previous Close | 18.28 |
| Price Hint | 2 |
| Price To Book | 0.92950976 |
| Price To Sales Trailing12 Months | 2.3751395 |
| Profit Margins | 0.18422002 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.26 |
| Regular Market Change Percent | 1.42232 |
| Regular Market Day High | 18.85 |
| Regular Market Day Low | 18.46 |
| Regular Market Day Range | 18.46 - 18.85 |
| Regular Market Open | 18.48 |
| Regular Market Previous Close | 18.28 |
| Regular Market Price | 18.54 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 72,219 |
| Return On Assets | 0.011820001 |
| Return On Equity | 0.07669 |
| Revenue Growth | 0.199 |
| Revenue Per Share | 8.035 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 9 |
| Shares Outstanding | 18,161,733 |
| Shares Percent Shares Out | 0.0099 |
| Shares Short | 180,081 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 123,393 |
| Short Name | Waterstone Financial, Inc. |
| Short Percent Of Float | 0.012 |
| Short Ratio | 2.61 |
| Source Interval | 15 |
| State | WI |
| Symbol | WSBF |
| Total Cash | 79,417,000 |
| Total Cash Per Share | 4.534 |
| Total Debt | 420,168,992 |
| Total Revenue | 143,315,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.6 |
| Trailing Annual Dividend Yield | 0.032822758 |
| Trailing Eps | 1.48 |
| Trailing P E | 12.527027 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 16.03945 |
| Two Hundred Day Average Change | 2.5005512 |
| Two Hundred Day Average Change Percent | 0.15590006 |
| Type Disp | Equity |
| Volume | 72,219 |
| Website | https://www.wsbonline.com |
| Zip | 53,226 |