World Acceptance Corporation (WRLD)Financial Services | Credit Services | Greenville, United States | NasdaqGS
188.35 USD
-1.70
(-0.895%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 188.35 |
Hot Take ↕ | Aug. 22, 2026, 6:06 a.m. EDT
The immediate outlook is aggressively bullish, driven by a massive earnings surprise that propelled shares up nearly 15% recently. The company delivered an EPS beat of $1.54, signaling robust operational execution despite softer revenue, which has sparked significant short-term momentum. Technically, the stock is trading well above its 200-day moving average, confirming a solid uptrend, though it is currently pulling back slightly from its highs. However, the long-term picture remains mixed due to a precarious balance sheet; debt-to-equity stands at a concerning 179%, and the business operates in a high-risk consumer lending sector with elevated overall risk. While the forward P/E suggests analysts expect earnings to nearly double, the lack of a dividend and the heavy leverage limit the investment thesis to pure growth speculation rather than a stable income play. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.058612 |
| MSTL | 0.058788 |
| AutoTheta | 0.098934 |
| AutoARIMA | 0.210195 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 36% |
| H-stat | 1.64 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.51 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 178.936 |
| Revenue per Share | 124.249 |
| Market Cap | 878,309,952 |
| Trailing P/E | 23.81 |
| Forward P/E | 12.44 |
| Beta | 1.14 |
| Profit Margins | 6.61% |
| Website | https://www.loansbyworld.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.11846757 |
| Address1 | 104 S. Main St. |
| All Time High | 265.75 |
| All Time Low | 2.166667 |
| Ask | 242.88 |
| Ask Size | 2 |
| Audit Risk | 5 |
| Average Daily Volume10 Day | 67,400 |
| Average Daily Volume3 Month | 118,782 |
| Average Volume | 118,782 |
| Average Volume10Days | 67,400 |
| Beta | 1.143 |
| Bid | 137.18 |
| Bid Size | 2 |
| Board Risk | 3 |
| Book Value | 80.153 |
| City | Greenville |
| Compensation As Of Epoch Date | 1,798,675,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 188.35 |
| Current Ratio | 10.382 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 194.09 |
| Day Low | 188.07 |
| Debt To Equity | 178.936 |
| Display Name | World Acceptance |
| Earnings Call Timestamp End | 1,784,901,600 |
| Earnings Call Timestamp Start | 1,784,901,600 |
| Earnings Growth | 3.433 |
| Earnings Quarterly Growth | 2.854 |
| Earnings Timestamp | 1,784,896,200 |
| Earnings Timestamp End | 1,792,672,200 |
| Earnings Timestamp Start | 1,792,672,200 |
| Ebitda | 112,581,624 |
| Ebitda Margins | 0.19042 |
| Enterprise To Ebitda | 13.231 |
| Enterprise To Revenue | 2.519 |
| Enterprise Value | 1,489,544,192 |
| Eps Current Year | 13.18 |
| Eps Forward | 15.14 |
| Eps Trailing Twelve Months | 7.91 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 193.0984 |
| Fifty Day Average Change | -4.748398 |
| Fifty Day Average Change Percent | -0.02459056 |
| Fifty Two Week Change Percent | 11.846757 |
| Fifty Two Week High | 227.68 |
| Fifty Two Week High Change | -39.329987 |
| Fifty Two Week High Change Percent | -0.1727424 |
| Fifty Two Week Low | 110.0 |
| Fifty Two Week Low Change | 78.350006 |
| Fifty Two Week Low Change Percent | 0.71227276 |
| Fifty Two Week Range | 110.0 - 227.68 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 691,165,800,000 |
| Float Shares | 2,317,368 |
| Forward Eps | 15.14 |
| Forward P E | 12.440555 |
| Free Cashflow | 60,710,904 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,907 |
| Fullday Change | -1.7 |
| Fullday Change Percent | -0.8945 |
| Fullday Price | 188.35 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.69242996 |
| Gross Profits | 409,380,032 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.1807 |
| Held Percent Institutions | 0.92306 |
| Implied Shares Outstanding | 4,663,180 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,774,915,200 |
| Last Split Date | 809,913,600 |
| Last Split Factor | 3:1 |
| Long Business Summary | World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina. |
| Long Name | World Acceptance Corporation |
| Market | us_market |
| Market Cap | 878,309,952 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_36697 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 39,108,440 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 886,237,359 |
| Number Of Analyst Opinions | 1 |
| Open | 190.3 |
| Operating Cashflow | 265,575,104 |
| Operating Margins | 0.15316 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.7 |
| Phone | 864 298 9800 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 188.35 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 190.05 |
| Price Eps Current Year | 14.290592 |
| Price Hint | 2 |
| Price To Book | 2.349881 |
| Price To Sales Trailing12 Months | 1.4855793 |
| Profit Margins | 0.066149995 |
| Quick Ratio | 10.175 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -1.7 |
| Regular Market Change Percent | -0.8945 |
| Regular Market Day High | 194.09 |
| Regular Market Day Low | 188.07 |
| Regular Market Day Range | 188.07 - 194.09 |
| Regular Market Open | 190.3 |
| Regular Market Previous Close | 190.05 |
| Regular Market Price | 188.35 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 91,456 |
| Return On Assets | 0.06165 |
| Return On Equity | 0.099 |
| Revenue Growth | 0.048 |
| Revenue Per Share | 124.249 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 4,663,180 |
| Shares Percent Shares Out | 0.1035 |
| Shares Short | 482,742 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 587,802 |
| Short Name | World Acceptance Corporation |
| Short Percent Of Float | 2.2819 |
| Short Ratio | 3.72 |
| Source Interval | 15 |
| State | SC |
| Symbol | WRLD |
| Target High Price | 210.0 |
| Target Low Price | 210.0 |
| Target Mean Price | 210.0 |
| Target Median Price | 210.0 |
| Total Cash | 10,420,032 |
| Total Cash Per Share | 2.304 |
| Total Debt | 648,070,272 |
| Total Revenue | 591,223,872 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 7.91 |
| Trailing P E | 23.811632 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 156.1851 |
| Two Hundred Day Average Change | 32.1649 |
| Two Hundred Day Average Change Percent | 0.2059409 |
| Type Disp | Equity |
| Volume | 91,456 |
| Website | https://www.loansbyworld.com |
| Zip | 29,601 |