Washington Trust Bancorp, Inc. (WASH)Financial Services | Banks - Regional | Westerly, United States | NasdaqGS
35.87 USD
+0.02
(0.056%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:07 a.m. EDT
The investment case for Washington Trust Bancorp is currently mired in a contradiction between its attractive yield and deteriorating operational momentum. While the 6.3% dividend yield is compelling for income-focused investors, the payout ratio of 81.8% leaves little room for error if earnings slip further, capping the dividend rating at a neutral level. Fundamentally, the company is struggling; revenue contracted by 7% and the stock has underperformed significantly over the last nine years, dropping nearly 24% from its peak. Although the most recent annual return was positive, the broader trajectory shows a lack of sustained growth, preventing a long-term buy rating. On the short end, the price action is choppy, hovering near its 50-day average, and the statistical forecast offers no clear edge. The options market reflects this uncertainty with conflicting signals: some traders are betting on a rally to $40, while others are hedging against a crash to $20. Until the revenue decline is reversed and the payout ratio becomes more sustainable, this remains a hold, not a buy. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.048313 |
| AutoARIMA | 0.051098 |
| AutoTheta | 0.051227 |
| AutoETS | 0.051247 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 17.53 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.113 |
| Excess Kurtosis | -1.31 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-30 |
| Last Dividend Date | 2026-06-30 |
| Revenue per Share | 11.287 |
| Market Cap | 683,882,752 |
| Trailing P/E | 13.09 |
| Forward P/E | 10.54 |
| Beta | 0.72 |
| Profit Margins | 24.40% |
| Website | https://www.washtrust.com |
As of July 11, 2026, 5:07 a.m. EDT: Speculator positioning is mixed and lacks a unified directional thesis. Near-term expirations show heavy out-of-the-money call interest at the $40 strike, suggesting a speculative hope for a bounce, while September calls reveal significant volume at deep out-of-the-money strikes ($20), indicating a contrarian bet on a sharp decline. Put activity is sparse and scattered, failing to confirm a bearish consensus despite the deep OTM call buying.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.53% | 7.13% | 7.57% | 6.57% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-07-01 | 0.560000 | 1.532567 |
| 2026-04-01 | 0.560000 | 1.675142 |
| 2026-01-02 | 0.560000 | 1.941748 |
| 2025-10-01 | 0.560000 | 1.980198 |
| 2025-07-01 | 0.560000 | 1.949861 |
| 2025-04-01 | 0.560000 | 1.875419 |
| 2025-01-02 | 0.560000 | 1.862941 |
| 2024-10-01 | 0.560000 | 1.834261 |
| 2024-07-01 | 0.560000 | 2.122016 |
| 2024-03-28 | 0.560000 | 2.083333 |
| 2023-12-29 | 0.560000 | 1.729463 |
| 2023-09-29 | 0.560000 | 2.126852 |
| 2023-06-30 | 0.560000 | 2.088773 |
| 2023-03-31 | 0.560000 | 1.615695 |
| 2022-12-30 | 0.560000 | 1.186944 |
| 2022-09-30 | 0.540000 | 1.161790 |
| 2022-06-30 | 0.540000 | 1.116394 |
| 2022-03-31 | 0.540000 | 1.028571 |
| 2021-12-31 | 0.540000 | 0.957956 |
| 2021-09-30 | 0.520000 | 0.981502 |
| 2021-06-30 | 0.520000 | 1.012658 |
| 2021-03-31 | 0.520000 | 1.007166 |
| 2020-12-31 | 0.520000 | 1.160714 |
| 2020-09-30 | 0.510000 | 1.663405 |
| 2020-06-30 | 0.510000 | 1.557252 |
| 2020-03-31 | 0.510000 | 1.394967 |
| 2019-12-31 | 0.510000 | 0.948132 |
| 2019-09-30 | 0.510000 | 1.055682 |
| 2019-06-28 | 0.510000 | 0.977386 |
| 2019-03-29 | 0.470000 | 0.976116 |
| 2018-12-31 | 0.470000 | 0.988849 |
| 2018-09-28 | 0.430000 | 0.777577 |
| 2018-06-29 | 0.430000 | 0.740103 |
| 2018-03-29 | 0.430000 | 0.800000 |
| 2017-12-29 | 0.390000 | 0.732394 |
| 2017-09-29 | 0.390000 | 0.681223 |
| 2017-06-29 | 0.380000 | 0.723121 |
| 2017-03-30 | 0.380000 | 0.754717 |
| 2016-12-28 | 0.370000 | 0.660714 |
| 2016-09-29 | 0.370000 | 0.926622 |
| 2016-06-29 | 0.360000 | 0.972973 |
| 2016-03-30 | 0.360000 | 0.956683 |
| 2015-12-30 | 0.340000 | 0.840544 |
| 2015-09-29 | 0.340000 | 0.889819 |
| 2015-06-29 | 0.340000 | 0.860759 |
| 2015-03-30 | 0.340000 | 0.887728 |
| 2014-12-30 | 0.320000 | 0.792275 |
| 2014-09-29 | 0.320000 | 0.949555 |
| 2014-06-27 | 0.290000 | 0.795829 |
| 2014-03-28 | 0.290000 | 0.784208 |
| 2013-12-30 | 0.270000 | 0.725222 |
| 2013-09-26 | 0.260000 | 0.822785 |
| 2013-06-27 | 0.250000 | 0.887154 |
| 2013-03-27 | 0.250000 | 0.905797 |
| 2012-12-28 | 0.240000 | 0.930233 |
| 2012-09-27 | 0.240000 | 0.906687 |
| 2012-06-28 | 0.230000 | 0.966387 |
| 2012-03-28 | 0.230000 | 0.941080 |
| 2011-12-29 | 0.220000 | 0.918197 |
| 2011-09-28 | 0.220000 | 1.147626 |
| 2011-06-28 | 0.220000 | 0.936170 |
| 2011-03-29 | 0.220000 | 0.938166 |
| 2010-12-31 | 0.210000 | 0.959781 |
| 2010-09-28 | 0.210000 | 1.109350 |
| 2010-06-28 | 0.210000 | 1.140684 |
| 2010-03-29 | 0.210000 | 1.090343 |
| 2009-12-31 | 0.210000 | 1.347882 |
| 2009-09-28 | 0.210000 | 1.135749 |
| 2009-06-26 | 0.210000 | 1.114650 |
| 2009-03-27 | 0.210000 | 1.288344 |
| 2008-12-31 | 0.210000 | 1.063291 |
| 2008-09-26 | 0.210000 | 0.778643 |
| 2008-06-26 | 0.210000 | 1.006229 |
| 2008-03-27 | 0.200000 | 0.788022 |
| 2007-12-31 | 0.200000 | 0.792707 |
| 2007-12-21 | 0.200000 | 0.737735 |
| 2007-09-27 | 0.200000 | 0.714796 |
| 2007-06-28 | 0.200000 | 0.789266 |
| 2007-03-28 | 0.200000 | 0.755002 |
| 2006-12-29 | 0.190000 | 0.681248 |
| 2006-09-28 | 0.190000 | 0.702143 |
| 2006-06-28 | 0.190000 | 0.772672 |
| 2006-03-29 | 0.190000 | 0.682226 |
| 2005-12-29 | 0.180000 | 0.675422 |
| 2005-09-28 | 0.180000 | 0.683112 |
| 2005-06-28 | 0.180000 | 0.638978 |
| 2005-03-29 | 0.180000 | 0.660793 |
| 2004-12-31 | 0.170000 | 0.580007 |
| 2004-09-29 | 0.170000 | 0.649847 |
| 2004-06-30 | 0.170000 | 0.654098 |
| 2004-03-31 | 0.170000 | 0.643939 |
| 2003-12-31 | 0.160000 | 0.610687 |
| 2003-09-30 | 0.160000 | 0.666389 |
| 2003-06-30 | 0.150000 | 0.651607 |
| 2003-03-31 | 0.150000 | 0.742207 |
| 2003-01-02 | 0.140000 | 0.702459 |
| 2002-10-01 | 0.140000 | 0.710660 |
| 2002-07-02 | 0.140000 | 0.595745 |
| 2002-04-02 | 0.140000 | 0.726518 |
| 2002-01-03 | 0.130000 | 0.667009 |
| 2001-10-02 | 0.130000 | 0.710383 |
| 2001-07-03 | 0.130000 | 0.604933 |
| 2001-03-27 | 0.130000 | 0.787879 |
| 2001-01-04 | 0.120000 | 0.860987 |
| 2000-10-05 | 0.120000 | 0.824034 |
| 2000-07-05 | 0.120000 | 0.813559 |
| 2000-03-30 | 0.120000 | 0.774194 |
| 1999-12-31 | 0.110000 | 0.619718 |
| 1999-09-29 | 0.110000 | 0.721311 |
| 1999-06-29 | 0.110000 | 0.664151 |
| 1999-03-30 | 0.110000 | 0.633094 |
| 1998-12-31 | 0.100000 | 0.465116 |
| 1998-09-30 | 0.100000 | 0.469208 |
| 1998-06-30 | 0.100000 | 0.375000 |
| 1998-03-31 | 0.100000 | 0.444444 |
| 1997-12-31 | 0.093333 | 0.399999 |
| 1997-09-30 | 0.088889 | 0.650407 |
| 1997-07-01 | 0.084444 | 0.633330 |
| 1997-04-01 | 0.084444 | 0.684681 |
| 1996-12-31 | 0.080000 | 0.580645 |
| 1996-09-27 | 0.077037 | 0.634146 |
| 1996-06-27 | 0.077037 | 0.717241 |
| 1996-03-28 | 0.077037 | 0.852459 |
| 1995-12-28 | 0.071111 | 0.799999 |
| 1995-09-28 | 0.071111 | 0.923075 |
| 1995-06-29 | 0.065185 | 0.846151 |
| 1995-03-28 | 0.065185 | 1.047616 |
| 1994-12-27 | 0.059259 | 0.930229 |
| 1994-09-27 | 0.059259 | 0.851060 |
| 1994-06-27 | 0.049383 | 0.787406 |
| 1994-03-25 | 0.049383 | 0.934585 |
| 1993-12-28 | 0.043457 | 0.888893 |
| 1993-09-27 | 0.043457 | 0.871291 |
| 1993-06-25 | 0.043457 | 1.047624 |
| 1993-03-29 | 0.043457 | 1.128211 |
| 1992-12-28 | 0.039506 | 1.142852 |
| 1992-09-28 | 0.039506 | 1.142852 |
| 1992-06-26 | 0.039506 | 1.111106 |
| 1992-03-27 | 0.039506 | 1.599993 |
| 1991-10-30 | 0.039506 | 1.818173 |
| 1991-07-30 | 0.039506 | 1.666660 |
| 1991-04-30 | 0.039506 | 1.599993 |
| 1991-01-30 | 0.039506 | 2.105254 |
| 1990-10-30 | 0.065185 | 2.444437 |
| 1990-07-31 | 0.065185 | 1.833328 |
| 1990-04-30 | 0.065185 | 1.571424 |
| 1990-01-30 | 0.065185 | 1.434778 |
| 1989-10-31 | 0.059259 | 1.071424 |
| 1989-08-01 | 0.059259 | 1.071424 |
| 1989-05-01 | 0.059259 | 1.071424 |
| 1989-01-31 | 0.059259 | 1.090904 |
| 1988-10-31 | 0.039506 | 0.714283 |
| 1988-08-01 | 0.039506 | 0.707962 |
| 1988-04-29 | 0.039506 | 0.816323 |
| 1988-02-01 | 0.079012 | 1.720422 |
| 1987-11-25 | 0.035556 | 0.757904 |
| 1987-07-30 | 0.035556 | 0.529418 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.21237743 |
| Address1 | 23 Broad Street |
| All Time High | 63.25 |
| All Time Low | 1.876543 |
| Ask | 45.69 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.5 - Buy |
| Average Daily Volume10 Day | 218,300 |
| Average Daily Volume3 Month | 204,229 |
| Average Volume | 204,229 |
| Average Volume10Days | 218,300 |
| Beta | 0.718 |
| Bid | 25.41 |
| Bid Size | 2 |
| Board Risk | 4 |
| Book Value | 28.716 |
| City | Westerly |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 35.87 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 36.03 |
| Day Low | 35.64 |
| Display Name | Washington Trust Bancorp |
| Dividend Date | 1,783,641,600 |
| Dividend Rate | 2.24 |
| Dividend Yield | 6.25 |
| Earnings Call Timestamp End | 1,784,664,000 |
| Earnings Call Timestamp Start | 1,784,664,000 |
| Earnings Growth | 0.048 |
| Earnings Quarterly Growth | 0.035 |
| Earnings Timestamp | 1,784,577,600 |
| Earnings Timestamp End | 1,784,577,600 |
| Earnings Timestamp Start | 1,784,577,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.653 |
| Enterprise Value | 1,219,898,880 |
| Eps Current Year | 3.11409 |
| Eps Forward | 3.40435 |
| Eps Trailing Twelve Months | 2.74 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,782,864,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 33.6048 |
| Fifty Day Average Change | 2.2651978 |
| Fifty Day Average Change Percent | 0.06740697 |
| Fifty Two Week Change Percent | 21.237743 |
| Fifty Two Week High | 37.08 |
| Fifty Two Week High Change | -1.2100029 |
| Fifty Two Week High Change Percent | -0.032632224 |
| Fifty Two Week Low | 25.23 |
| Fifty Two Week Low Change | 10.639999 |
| Fifty Two Week Low Change Percent | 0.42172015 |
| Fifty Two Week Range | 25.23 - 37.08 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 550,157,400,000 |
| Five Year Avg Dividend Yield | 6.42 |
| Float Shares | 18,644,243 |
| Forward Eps | 3.40435 |
| Forward P E | 10.536519 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 642 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 215,811,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01319 |
| Held Percent Institutions | 0.72257006 |
| Implied Shares Outstanding | 19,065,593 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www2.snl.com/irweblinkx/stockinfo.aspx?iid=100491 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,782,864,000 |
| Last Dividend Value | 0.56 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 902,188,800 |
| Last Split Factor | 3:2 |
| Long Business Summary | Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island. |
| Long Name | Washington Trust Bancorp, Inc. |
| Market | us_market |
| Market Cap | 683,882,752 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_312897 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 52,665,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 683,501,509 |
| Number Of Analyst Opinions | 4 |
| Open | 35.85 |
| Operating Cashflow | 87,995,000 |
| Operating Margins | 0.31866 |
| Overall Risk | 4 |
| Payout Ratio | 0.8175 |
| Peg Ratio | 2.76 |
| Phone | 401 348 1200 |
| Pre Market Change | 0.13000107 |
| Pre Market Change Percent | 0.36242282 |
| Pre Market Price | 36.0 |
| Pre Market Time | 1,784,016,337 |
| Previous Close | 35.85 |
| Price Eps Current Year | 11.518614 |
| Price Hint | 2 |
| Price To Book | 1.2491294 |
| Price To Sales Trailing12 Months | 3.1688964 |
| Profit Margins | 0.24403 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.5 |
| Region | US |
| Regular Market Change | 0.0200005 |
| Regular Market Change Percent | 0.0557893 |
| Regular Market Day High | 36.03 |
| Regular Market Day Low | 35.64 |
| Regular Market Day Range | 35.64 - 36.03 |
| Regular Market Open | 35.85 |
| Regular Market Previous Close | 35.85 |
| Regular Market Price | 35.87 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 89,692 |
| Return On Assets | 0.0080699995 |
| Return On Equity | 0.098579995 |
| Revenue Growth | -0.07 |
| Revenue Per Share | 11.287 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 19,065,593 |
| Shares Percent Shares Out | 0.0629 |
| Shares Short | 1,199,630 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 948,454 |
| Short Name | Washington Trust Bancorp, Inc. |
| Short Percent Of Float | 0.0637 |
| Short Ratio | 5.88 |
| Source Interval | 15 |
| State | RI |
| Symbol | WASH |
| Target High Price | 36.0 |
| Target Low Price | 31.0 |
| Target Mean Price | 33.75 |
| Target Median Price | 34.0 |
| Total Cash | 130,734,000 |
| Total Cash Per Share | 6.857 |
| Total Debt | 666,750,016 |
| Total Revenue | 215,811,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 2.24 |
| Trailing Annual Dividend Yield | 0.06248257 |
| Trailing Eps | 2.74 |
| Trailing P E | 13.091241 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 31.6442 |
| Two Hundred Day Average Change | 4.2257996 |
| Two Hundred Day Average Change Percent | 0.13354105 |
| Type Disp | Equity |
| Volume | 89,692 |
| Website | https://www.washtrust.com |
| Zip | 2,891 |