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Westamerica Bancorporation (WABC)

Financial Services | Banks - Regional | San Rafael, United States | NasdaqGS
54.07 USD +0.36 (0.670%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 54.26 +0.19 (0.360%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:28 p.m. EDT

WABC appears to be a stable regional bank with a solid dividend yield and consistent payouts. The recent price action shows some consolidation, with a recent dip to the 52-week low but a strong close near the 54.35 level. The stock is trading slightly below its 50-day average, suggesting potential for a short-term bounce. However, the lack of analyst coverage and mixed options activity indicate uncertainty. For short-term traders, the stock could offer a buy-the-dip opportunity, especially if the upcoming earnings report is positive. Long-term investors might consider holding or buying on dips, given the consistent dividends and relatively low risk profile.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.025046
MSTL0.037226
AutoETS0.038600
AutoARIMA0.039667

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 78%
H-stat 1.06
Ljung-Box p 0.000
Jarque-Bera p 0.316
Excess Kurtosis -1.08
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-01
Last Dividend Date 2026-02-01
Revenue per Share 10.12
Market Cap 1,307,921,024
Trailing P/E 12.04
Forward P/E 12.59
Beta 0.56
Profit Margins 44.30%
Website https://www.westamerica.com

As of April 11, 2026, 4:28 p.m. EDT: Options speculators are showing a mixed sentiment. The ATM anchor at 55.0 for calls indicates some confidence in the stock maintaining or rising above this level. However, the high IV for the April 17th expiration suggests increased volatility, which could be due to earnings announcements or market uncertainty. The puts show some activity at lower strikes, indicating potential bearish sentiment, but the overall volume is low. The lack of significant put activity at the ATM strike suggests limited short-term bearish positioning.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.90% 3.84% 3.91% 3.66%
Dividend History
Date Dividend Yield %
2026-02-02 0.460000 0.899316
2025-11-03 0.460000 0.984564
2025-08-04 0.460000 0.981258
2025-05-05 0.460000 0.971370
2025-02-03 0.440000 0.910007
2024-11-04 0.440000 0.910737
2024-08-05 0.440000 0.956969
2024-05-03 0.440000 0.951638
2024-02-02 0.440000 1.021709
2023-11-03 0.440000 0.967846
2023-08-04 0.440000 0.978723
2023-05-05 0.420000 1.203033
2023-02-03 0.420000 0.831000
2022-11-04 0.420000 0.772864
2022-08-05 0.420000 0.806863
2022-05-06 0.420000 0.828509
2022-02-04 0.420000 0.835347
2021-11-05 0.420000 0.852633
2021-07-30 0.410000 0.862026
2021-04-30 0.410000 0.760817
2021-02-05 0.410000 0.839482
2020-10-30 0.410000 0.933546
2020-07-31 0.410000 0.816336
2020-05-01 0.410000 0.808070
2020-01-31 0.410000 0.788074
2019-11-01 0.410000 0.759183
2019-08-02 0.410000 0.815817
2019-05-03 0.410000 0.785224
2019-02-01 0.400000 0.800401
2018-11-02 0.400000 0.840825
2018-08-03 0.400000 0.831403
2018-05-04 0.400000 0.908593
2018-02-02 0.400000 0.878191
2017-11-03 0.400000 0.903564
2017-08-03 0.390000 0.942785
2017-05-04 0.390000 0.938712
2017-02-02 0.390000 0.937064
2016-11-03 0.390000 1.066483
2016-08-04 0.390000 1.114788
2016-05-05 0.390000 1.139160
2016-02-04 0.390000 1.232458
2015-10-29 0.390000 1.174162
2015-07-30 0.380000 1.077353
2015-04-30 0.380000 1.219443
2015-01-29 0.380000 1.283299
2014-10-30 0.380000 1.109017
2014-07-31 0.380000 1.139186
2014-05-01 0.380000 1.098241
2014-01-30 0.380000 1.108511
2013-10-31 0.380000 1.082673
2013-08-01 0.370000 1.120758
2013-05-02 0.370000 1.297927
2013-01-31 0.370000 1.251018
2012-11-01 0.370000 1.256423
2012-08-02 0.370000 1.272470
2012-05-03 0.370000 1.259428
2012-02-02 0.370000 1.218479
2011-11-03 0.370000 1.281885
2011-08-04 0.360000 1.273551
2011-05-05 0.360000 1.151373
2011-02-03 0.360000 1.145470
2010-11-04 0.360000 1.141040
2010-07-29 0.360000 1.085700
2010-04-29 0.360000 0.985564
2010-02-04 0.360000 1.135938
2009-10-29 0.350000 1.188167
2009-07-30 0.350000 1.119748
2009-04-30 0.350000 1.096755
2009-01-29 0.360000 1.370918
2008-10-30 0.350000 1.076076
2008-07-31 0.350000 1.154697
2008-05-01 0.350000 1.003864
2008-01-31 0.340000 1.192840
2007-11-01 0.340000 1.320505
2007-08-02 0.340000 1.414697
2007-05-03 0.340000 1.259530
2007-02-01 0.340000 1.213414
2006-11-02 0.340000 1.267266
2006-08-03 0.320000 1.200048
2006-05-04 0.320000 1.147357
2006-02-02 0.320000 1.101609
2005-11-03 0.320000 1.103461
2005-08-04 0.300000 1.037567
2005-05-05 0.300000 1.063654
2005-02-03 0.300000 1.078214
2004-11-04 0.280000 0.891216
2004-07-29 0.280000 1.040035
2004-04-29 0.280000 1.088341
2004-01-29 0.260000 1.011404
2003-10-29 0.260000 1.005546
2003-07-30 0.260000 1.128889
2003-04-30 0.240000 1.088835
2003-01-29 0.240000 1.162388
2002-10-30 0.240000 1.122032
2002-07-31 0.220000 1.119396
2002-05-01 0.220000 0.986977
2002-01-30 0.220000 1.119856
2001-10-31 0.210000 1.160922
2001-08-01 0.210000 1.079575
2001-05-02 0.210000 1.159274
2001-01-31 0.190000 0.986525
2000-11-01 0.190000 1.096983
2000-08-02 0.190000 1.430407
2000-05-03 0.180000 1.531166
2000-02-02 0.180000 1.552031
1999-11-03 0.180000 1.103993
1999-07-28 0.160000 0.991818
1999-04-28 0.160000 1.014840
1999-02-03 0.160000 1.001252
1998-10-28 0.140000 0.979972
1998-07-29 0.140000 0.978480
1998-04-29 0.120000 0.784084
1998-01-28 0.120000 0.829445
1997-10-29 0.100000 0.746941
1997-08-06 0.086667 0.718864
1997-04-16 0.086667 0.942909
1997-01-15 0.086667 1.011215
1996-10-16 0.076667 1.031862
1996-07-17 0.076667 1.057870
1996-04-17 0.076667 1.126399
1996-01-17 0.066667 1.006195
1995-10-18 0.066667 1.130003
1995-07-19 0.066667 1.235437
1995-04-17 0.056667 1.183766
1995-01-13 0.056667 1.298068
1994-10-17 0.056667 1.253782
1994-07-11 0.050000 1.167889
1994-04-11 0.050000 1.292157
1994-01-14 0.050000 1.311306
1993-10-08 0.046667 1.197596
1993-07-12 0.046667 1.290861
1993-04-12 0.046667 1.210095
1993-01-11 0.043333 1.340714
1992-10-09 0.043333 1.605691
1992-07-13 0.043333 1.450078
1992-04-10 0.040000 1.491480
1992-01-13 0.040000 1.491396
1991-10-11 0.040000 1.363271
1991-07-15 0.040000 1.538151
1991-04-15 0.036667 1.436973
1991-01-14 0.036667 1.854714
1990-10-15 0.036667 1.685196
1990-07-16 0.036667 1.226217
1990-04-16 0.036667 1.382330
1990-01-12 0.033333 1.144610
1989-10-16 0.033333 1.149663
1989-07-17 0.033333 1.482323
1989-04-17 0.033333 1.401392
1989-01-13 0.033333 1.565341
1988-10-17 0.033333 1.598495
1988-07-11 0.033333 1.892885
1988-04-11 0.033333 1.583687
1987-10-09 0.033333 1.297341
1987-07-13 0.033333 1.099791
1987-04-10 0.029167 0.937822
1987-01-12 0.029167 0.872642
Additional Data
dividendRate 1.84
dividendYield 3.4
exDividendDate 2026-02-02
trailingAnnualDividendRate 1.84
trailingAnnualDividendYield 0.034258053
lastDividendValue 0.46
lastDividendDate 2026-02-02
dividendDate 2026-02-13

Info Dump

Attribute Value
52 Week Change 0.17799568
Address1 1,108 Fifth Avenue
All Time High 69.08
All Time Low 1.791667
Ask 54.16
Ask Size 1
Audit Risk 8
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 167,090
Average Daily Volume3 Month 188,958
Average Volume 188,958
Average Volume10Days 167,090
Beta 0.556
Bid 53.97
Bid Size 1
Board Risk 6
Book Value 37.912
City San Rafael
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 54.07
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 56.22
Day Low 52.0375
Dividend Date 1,770,940,800
Dividend Rate 1.84
Dividend Yield 3.4
Earnings Growth -0.03
Earnings Quarterly Growth -0.119
Earnings Timestamp 1,776,366,000
Earnings Timestamp End 1,784,228,400
Earnings Timestamp Start 1,784,228,400
Ebitda Margins 0.0
Enterprise To Revenue 4.036
Enterprise Value 1,024,900,160
Eps Current Year 4.445
Eps Forward 4.295
Eps Trailing Twelve Months 4.49
Esg Populated 0
Ex Dividend Date 1,769,990,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 51.772
Fifty Day Average Change 2.2980003
Fifty Day Average Change Percent 0.044386934
Fifty Two Week Change Percent 17.799568
Fifty Two Week High 56.22
Fifty Two Week High Change -2.1500015
Fifty Two Week High Change Percent -0.038242646
Fifty Two Week Low 44.93
Fifty Two Week Low Change 9.139999
Fifty Two Week Low Change Percent 0.20342754
Fifty Two Week Range 44.93 - 56.22
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 3.34
Float Shares 22,393,681
Forward Eps 4.295
Forward P E 12.589057
Full Exchange Name NasdaqGS
Full Time Employees 608
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 253,918,000
Has Pre Post Market Data 1
Held Percent Insiders 0.036140002
Held Percent Institutions 0.85727996
Implied Shares Outstanding 24,189,405
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.westamerica.com/index.php/shareholders/shareholder-info
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.46
Last Fiscal Year End 1,767,139,200
Last Split Date 888,451,200
Last Split Factor 3:1
Long Business Summary Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.
Long Name Westamerica Bancorporation
Market us_market
Market Cap 1,307,921,024
Market State CLOSED
Max Age 86,400
Message Board Id finmb_313855
Most Recent Quarter 1,774,915,200
Net Income To Common 112,491,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,277,728,170
Number Of Analyst Opinions 1
Open 54.78
Operating Margins 0.60243
Overall Risk 2
Payout Ratio 0.4098
Peg Ratio 4.62
Phone 707 863 6000
Post Market Change 0.19440079
Post Market Change Percent 0.3595354
Post Market Price 54.2644
Post Market Time 1,776,462,489
Previous Close 53.71
Price Eps Current Year 12.164229
Price Hint 2
Price To Book 1.4261975
Price To Sales Trailing12 Months 5.150958
Profit Margins 0.44302
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 0.360001
Regular Market Change Percent 0.670267
Regular Market Day High 56.22
Regular Market Day Low 52.0375
Regular Market Day Range 52.0375 - 56.22
Regular Market Open 54.78
Regular Market Previous Close 53.71
Regular Market Price 54.07
Regular Market Time 1,776,456,000
Regular Market Volume 218,694
Return On Assets 0.019019999
Return On Equity 0.124589995
Revenue Growth -0.067
Revenue Per Share 10.12
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 23,631,000
Shares Percent Shares Out 0.0215
Shares Short 520,052
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 481,170
Short Name Westamerica Bancorporation
Short Percent Of Float 0.0319
Short Ratio 2.29
Source Interval 15
State CA
Symbol WABC
Target High Price 58.0
Target Low Price 58.0
Target Mean Price 58.0
Target Median Price 58.0
Total Cash 397,284,000
Total Cash Per Share 16.812
Total Debt 144,456,000
Total Revenue 253,918,000
Tradeable 0
Trailing Annual Dividend Rate 1.84
Trailing Annual Dividend Yield 0.034258053
Trailing Eps 4.49
Trailing P E 12.042316
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 49.60535
Two Hundred Day Average Change 4.464649
Two Hundred Day Average Change Percent 0.09000338
Type Disp Equity
Volume 218,694
Website https://www.westamerica.com
Zip 94,901