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VersaBank (VBNK)

Financial Services | Banks - Regional | London, Canada | NasdaqGS
16.16 USD +0.07 (0.435%) ⇧ (April 17, 2026, 3:50 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 4:14 p.m. EDT

VersaBank (VBNK) has shown recent momentum with a price increase over the past few weeks, supported by positive earnings reports and a favorable dividend yield. However, the short-term forecasting model suggests a slight downward trend, which may indicate potential volatility. The dividend payouts are consistent but modest, making it a moderate choice for income-focused investors. Long-term investors might consider the recent growth and strong fundamentals, but should remain cautious due to the overall risk rating. The options data shows mixed signals, with some bullish and bearish positioning, suggesting that the market is uncertain about the near-term direction.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.065675
AutoARIMA0.065714
MSTL0.066911
AutoTheta0.068510

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 46%
H-stat 6.49
Ljung-Box p 0.000
Jarque-Bera p 0.117
Excess Kurtosis -1.46
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-09
Last Dividend Date 2026-04-09
Revenue per Share 4.009
Market Cap 518,284,736
Trailing P/E 23.09
Forward P/E 8.58
Beta 1.04
Profit Margins 24.28%
Website https://www.versabank.com

As of April 11, 2026, 4:14 p.m. EDT: Options activity suggests a mixed sentiment. For calls, the 2026-06-18 expiration shows a concentration of open interest (OI) in the 15.0 strike, indicating potential support or a bullish bias. However, the 2026-09-18 expiration shows higher OI in the 17.5 strike, which is above the current price, suggesting some bullish speculation. On the put side, the 2026-05-15 expiration has a high IV (50%) and OI in the 2.5 strike, indicating fear or a bearish outlook. The overall options activity does not provide a clear consensus, suggesting uncertainty in the short-term price direction.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.11% 0.41% 0.63%
Dividend History
Date Dividend Yield %
2026-04-10 0.018 0.107143
2025-10-10 0.018 0.150916
2025-07-07 0.018 0.155303
2025-04-04 0.018 0.196673
2025-01-10 0.017 0.127343
2024-10-04 0.018 0.136322
2024-07-05 0.018 0.169838
2024-04-04 0.018 0.176562
2024-01-04 0.019 0.171385
2023-10-05 0.018 0.238543
2023-07-06 0.019 0.262691
2023-04-05 0.019 0.258539
2023-01-05 0.019 0.257028
2022-10-06 0.018 0.257764
2022-07-07 0.019 0.272008
2022-04-07 0.020 0.176229
2022-01-06 0.020 0.169283
2021-09-29 0.020 0.184399
Additional Data
dividendRate 0.07
dividendYield 0.45
exDividendDate 2026-04-10
trailingAnnualDividendRate 0.1
trailingAnnualDividendYield 0.0062150406
lastDividendValue 0.018
lastDividendDate 2026-04-10
dividendDate 2026-04-30

Info Dump

Attribute Value
52 Week Change 0.49257886
Address1 140 Fullarton Street
Address2 Suite 2002
All Time High 18.38
All Time Low 6.365
Ask 20.63
Ask Size 2
Audit Risk 6
Average Daily Volume10 Day 109,860
Average Daily Volume3 Month 53,527
Average Volume 53,527
Average Volume10Days 109,860
Beta 1.035
Bid 11.57
Bid Size 2
Board Risk 4
Book Value 12.300011
City London
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country Canada
Crypto Tradeable 0
Currency USD
Current Price 16.16
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 16.325
Day Low 15.92
Dividend Date 1,777,507,200
Dividend Rate 0.07
Dividend Yield 0.45
Earnings Call Timestamp End 1,772,632,800
Earnings Call Timestamp Start 1,772,632,800
Earnings Growth 0.237
Earnings Quarterly Growth 0.359
Earnings Timestamp 1,772,631,000
Earnings Timestamp End 1,780,516,800
Earnings Timestamp Start 1,780,516,800
Ebitda Margins 0.0
Enterprise To Revenue -0.053
Enterprise Value -6,787,598
Eps Current Year 1.275
Eps Forward 1.8825
Eps Trailing Twelve Months 0.7
Esg Populated 0
Ex Dividend Date 1,775,779,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 15.3653
Fifty Day Average Change 0.79469967
Fifty Day Average Change Percent 0.051720414
Fifty Two Week Change Percent 49.257885
Fifty Two Week High 17.47
Fifty Two Week High Change -1.3099995
Fifty Two Week High Change Percent -0.07498566
Fifty Two Week Low 10.1
Fifty Two Week Low Change 6.0599995
Fifty Two Week Low Change Percent 0.5999999
Fifty Two Week Range 10.1 - 17.47
Financial Currency CAD
First Trade Date Milliseconds 1,630,071,000,000
Five Year Avg Dividend Yield 0.75
Float Shares 19,938,537
Forward Eps 1.8825
Forward P E 8.584329
Full Exchange Name NasdaqGS
Full Time Employees 131
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 129,239,000
Has Pre Post Market Data 1
Held Percent Insiders 0.3159
Held Percent Institutions 0.36004
Implied Shares Outstanding 32,072,076
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-09-22
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,775,779,200
Last Dividend Value 0.018
Last Fiscal Year End 1,761,868,800
Long Business Summary VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
Long Name VersaBank
Market us_market
Market Cap 518,284,736
Market State REGULAR
Max Age 86,400
Message Board Id finmb_6571807
Most Recent Quarter 1,769,817,600
Net Income To Common 31,384,000
Next Fiscal Year End 1,793,404,800
Non Diluted Market Cap 514,465,997
Number Of Analyst Opinions 2
Open 16.1
Operating Cashflow -927,710,976
Operating Margins 0.42631
Overall Risk 4
Payout Ratio 0.1031
Phone 519 645 1919
Previous Close 16.09
Price Eps Current Year 12.67451
Price Hint 2
Price To Book 1.31382
Price To Sales Trailing12 Months 4.010281
Profit Margins 0.24284
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.069999695
Regular Market Change Percent 0.43505093
Regular Market Day High 16.325
Regular Market Day Low 15.92
Regular Market Day Range 15.92 - 16.325
Regular Market Open 16.1
Regular Market Previous Close 16.09
Regular Market Price 16.16
Regular Market Time 1,776,455,403
Regular Market Volume 144,883
Return On Assets 0.00565
Return On Equity 0.058969997
Revenue Growth 0.336
Revenue Per Share 4.009
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 32,069,447
Shares Percent Shares Out 0.0064999997
Shares Short 197,402
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 144,592
Short Name VersaBank
Short Ratio 4.92
Source Interval 15
State ON
Symbol VBNK
Target High Price 17.0
Target Low Price 14.0
Target Mean Price 15.5
Target Median Price 15.5
Total Cash 628,001,984
Total Cash Per Share 19.583
Total Debt 105,217,000
Total Revenue 129,239,000
Tradeable 0
Trailing Annual Dividend Rate 0.1
Trailing Annual Dividend Yield 0.0062150406
Trailing Eps 0.7
Trailing P E 23.085714
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 13.27245
Two Hundred Day Average Change 2.8875494
Two Hundred Day Average Change Percent 0.21755964
Type Disp Equity
Volume 144,883
Website https://www.versabank.com
Zip N6A 5P2