Univest Financial Corporation (UVSP)Financial Services | Banks - Regional | Souderton, United States | NasdaqGS
41.57 USD
-0.12
(-0.288%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 41.57 |
Hot Take ↕ | Aug. 22, 2026, 5:22 a.m. EDT
Univest presents a classic 'value trap' scenario where solid fundamentals are being punished by a deteriorating price trend. While the company boasts healthy profitability margins, a 29.8% profit margin, and a reasonable forward P/E of roughly 10.6, the stock has been dragged down significantly, trading well below its 200-day average despite recent earnings beats. The recent price action shows a distinct breakdown, with the share price sliding from the mid-40s down to the low 40s over the last two weeks, erasing much of the prior year's gains. This weakness is exacerbated by insider selling, including a significant sale by the CEO and other directors, which casts doubt on management's view of the near-term ceiling. Although the dividend yield of 2.2% provides a modest floor and the payout ratio is sustainable, the lack of institutional accumulation and the downward price drift suggest the market is currently discounting the business heavily. The statistical forecast offers a slight upward lean, but without a reversal in the technical structure or a halt to insider distribution, the short-term outlook remains cautious. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.039001 |
| AutoETS | 0.087897 |
| MSTL | 0.091434 |
| AutoARIMA | 0.093660 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 57% |
| H-stat | 32.86 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.118 |
| Excess Kurtosis | -0.94 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-04 |
| Last Dividend Date | 2026-08-04 |
| Revenue per Share | 11.692 |
| Market Cap | 1,146,532,480 |
| Trailing P/E | 12.05 |
| Forward P/E | 10.59 |
| Beta | 0.66 |
| Profit Margins | 29.84% |
| Website | https://www.univest.net |
As of Aug. 22, 2026, 5:22 a.m. EDT: Speculator positioning is extremely light and fragmented. Call volume is negligible across all expirations, with open interest concentrated at deep strikes (25) rather than near-the-money targets. Put activity is similarly sparse, with minimal open interest at protective strikes. The lack of meaningful open interest or volume at key levels suggests a lack of organized speculative conviction in either a sharp rally or a crash, reflecting the stock's low liquidity and marginal interest.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.52% | 2.49% | 3.12% | 3.23% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-05 | 0.230000 | 0.519422 |
| 2026-05-06 | 0.230000 | 0.593395 |
| 2026-02-11 | 0.220000 | 0.634189 |
| 2025-11-05 | 0.220000 | 0.744249 |
| 2025-08-06 | 0.220000 | 0.771659 |
| 2025-05-07 | 0.220000 | 0.731383 |
| 2025-02-05 | 0.210000 | 0.677638 |
| 2024-11-06 | 0.210000 | 0.651971 |
| 2024-08-07 | 0.210000 | 0.830368 |
| 2024-05-07 | 0.210000 | 0.954980 |
| 2024-02-06 | 0.210000 | 1.054746 |
| 2023-11-07 | 0.210000 | 1.186441 |
| 2023-08-08 | 0.210000 | 1.062753 |
| 2023-05-09 | 0.210000 | 1.252236 |
| 2023-02-07 | 0.210000 | 0.731707 |
| 2022-11-08 | 0.210000 | 0.752958 |
| 2022-08-09 | 0.210000 | 0.836320 |
| 2022-05-10 | 0.210000 | 0.835987 |
| 2022-02-08 | 0.200000 | 0.651678 |
| 2021-11-09 | 0.200000 | 0.658328 |
| 2021-08-10 | 0.200000 | 0.711744 |
| 2021-05-11 | 0.200000 | 0.704970 |
| 2021-02-09 | 0.200000 | 0.789889 |
| 2020-09-04 | 0.200000 | 1.210654 |
| 2020-06-01 | 0.200000 | 1.230769 |
| 2020-03-09 | 0.200000 | 1.062135 |
| 2019-12-19 | 0.200000 | 0.738007 |
| 2019-09-09 | 0.200000 | 0.783699 |
| 2019-06-03 | 0.200000 | 0.831947 |
| 2019-03-12 | 0.200000 | 0.779727 |
| 2018-12-17 | 0.200000 | 0.891266 |
| 2018-09-11 | 0.200000 | 0.710480 |
| 2018-06-05 | 0.200000 | 0.700525 |
| 2018-03-13 | 0.200000 | 0.700525 |
| 2017-12-15 | 0.200000 | 0.702988 |
| 2017-09-12 | 0.200000 | 0.690846 |
| 2017-06-05 | 0.200000 | 0.707965 |
| 2017-03-06 | 0.200000 | 0.728597 |
| 2016-12-05 | 0.200000 | 0.686106 |
| 2016-09-02 | 0.200000 | 0.858001 |
| 2016-06-06 | 0.200000 | 0.972290 |
| 2016-03-07 | 0.200000 | 1.019368 |
| 2015-12-08 | 0.200000 | 1.006542 |
| 2015-09-08 | 0.200000 | 1.040042 |
| 2015-06-08 | 0.200000 | 1.053186 |
| 2015-03-09 | 0.200000 | 1.040583 |
| 2014-12-09 | 0.200000 | 0.999001 |
| 2014-09-09 | 0.200000 | 1.049869 |
| 2014-06-09 | 0.200000 | 0.953743 |
| 2014-03-10 | 0.200000 | 0.994530 |
| 2013-12-10 | 0.200000 | 1.006036 |
| 2013-09-09 | 0.200000 | 1.043297 |
| 2013-06-10 | 0.200000 | 1.082251 |
| 2013-03-11 | 0.200000 | 1.171646 |
| 2012-12-10 | 0.200000 | 1.189768 |
| 2012-09-04 | 0.200000 | 1.223990 |
| 2012-06-05 | 0.200000 | 1.262626 |
| 2012-03-05 | 0.200000 | 1.302083 |
| 2011-12-06 | 0.200000 | 1.373626 |
| 2011-09-06 | 0.200000 | 1.540832 |
| 2011-06-07 | 0.200000 | 1.270648 |
| 2011-03-07 | 0.200000 | 1.190476 |
| 2010-12-07 | 0.200000 | 1.014199 |
| 2010-09-07 | 0.200000 | 1.186240 |
| 2010-06-08 | 0.200000 | 1.119821 |
| 2010-03-08 | 0.200000 | 1.045478 |
| 2009-12-08 | 0.200000 | 1.199041 |
| 2009-09-08 | 0.200000 | 0.927644 |
| 2009-06-08 | 0.200000 | 0.956023 |
| 2009-03-09 | 0.200000 | 1.176471 |
| 2008-12-08 | 0.200000 | 0.654665 |
| 2008-09-09 | 0.200000 | 0.691802 |
| 2008-06-09 | 0.200000 | 0.846740 |
| 2008-03-10 | 0.200000 | 1.024590 |
| 2007-12-04 | 0.200000 | 0.980392 |
| 2007-09-04 | 0.200000 | 0.873744 |
| 2007-06-05 | 0.200000 | 0.888889 |
| 2007-03-12 | 0.200000 | 0.808734 |
| 2006-11-30 | 0.200000 | 0.647459 |
| 2006-08-31 | 0.200000 | 0.669792 |
| 2006-06-01 | 0.190000 | 0.694952 |
| 2006-03-02 | 0.190000 | 0.772672 |
| 2005-12-01 | 0.190000 | 0.710546 |
| 2005-09-01 | 0.190000 | 0.709750 |
| 2005-06-02 | 0.170000 | 0.624082 |
| 2005-03-03 | 0.166667 | 0.631314 |
| 2004-12-02 | 0.166667 | 0.531238 |
| 2004-09-02 | 0.166667 | 0.606503 |
| 2004-06-03 | 0.166667 | 0.500101 |
| 2004-03-04 | 0.166667 | 0.490197 |
| 2003-12-04 | 0.133333 | 0.488399 |
| 2003-09-04 | 0.133333 | 0.571590 |
| 2003-06-04 | 0.133333 | 0.602408 |
| 2003-03-05 | 0.133333 | 0.624023 |
| 2002-12-04 | 0.122667 | 0.571430 |
| 2002-09-04 | 0.122667 | 0.600524 |
| 2002-06-05 | 0.122667 | 0.636240 |
| 2002-02-28 | 0.122667 | 0.654340 |
| 2001-12-05 | 0.112000 | 0.600000 |
| 2001-09-05 | 0.112000 | 0.625000 |
| 2001-05-30 | 0.112000 | 0.815534 |
| 2001-03-01 | 0.101333 | 0.799997 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.32055748 |
| Address1 | 14 North Main Street |
| All Time High | 45.46 |
| All Time Low | 10.15873 |
| Ask | 53.32 |
| Ask Size | 2 |
| Audit Risk | 6 |
| Average Daily Volume10 Day | 163,690 |
| Average Daily Volume3 Month | 240,609 |
| Average Volume | 240,609 |
| Average Volume10Days | 163,690 |
| Beta | 0.655 |
| Bid | 29.52 |
| Bid Size | 2 |
| Board Risk | 5 |
| Book Value | 34.06 |
| City | Souderton |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 41.57 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 41.95 |
| Day Low | 41.51 |
| Display Name | Univest Financial |
| Dividend Date | 1,787,097,600 |
| Dividend Rate | 0.92 |
| Dividend Yield | 2.21 |
| Earnings Call Timestamp End | 1,784,811,600 |
| Earnings Call Timestamp Start | 1,784,811,600 |
| Earnings Growth | 0.188 |
| Earnings Quarterly Growth | 0.149 |
| Earnings Timestamp | 1,784,750,400 |
| Earnings Timestamp End | 1,793,217,600 |
| Earnings Timestamp Start | 1,793,217,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.7 |
| Enterprise Value | 1,220,631,552 |
| Eps Current Year | 3.80667 |
| Eps Forward | 3.92667 |
| Eps Trailing Twelve Months | 3.45 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,785,888,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 43.4178 |
| Fifty Day Average Change | -1.8478012 |
| Fifty Day Average Change Percent | -0.04255861 |
| Fifty Two Week Change Percent | 32.055748 |
| Fifty Two Week High | 45.46 |
| Fifty Two Week High Change | -3.8899994 |
| Fifty Two Week High Change Percent | -0.08556972 |
| Fifty Two Week Low | 28.04 |
| Fifty Two Week Low Change | 13.529999 |
| Fifty Two Week Low Change Percent | 0.4825249 |
| Fifty Two Week Range | 28.04 - 45.46 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 892,733,400,000 |
| Five Year Avg Dividend Yield | 3.22 |
| Float Shares | 26,925,725 |
| Forward Eps | 3.92667 |
| Forward P E | 10.586578 |
| Full Exchange Name | NasdaqGS |
| Fullday Change | -0.119999 |
| Fullday Change Percent | -0.287836 |
| Fullday Price | 41.57 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.0 |
| Gross Profits | 329,888,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01591 |
| Held Percent Institutions | 0.84426004 |
| Implied Shares Outstanding | 27,580,768 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www.snl.com/irweblinkx/corporateprofile.aspx?iid=100671 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,785,888,000 |
| Last Dividend Value | 0.23 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,114,992,000 |
| Last Split Factor | 3:2 |
| Long Business Summary | Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania. |
| Long Name | Univest Financial Corporation |
| Market | us_market |
| Market Cap | 1,146,532,480 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_311084 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 98,429,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,149,842,217 |
| Number Of Analyst Opinions | 3 |
| Open | 41.66 |
| Operating Cashflow | 108,753,000 |
| Operating Margins | 0.36331 |
| Overall Risk | 5 |
| Payout Ratio | 0.2572 |
| Peg Ratio | 1.3 |
| Phone | 215 721 2400 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 41.57 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 41.69 |
| Price Eps Current Year | 10.920306 |
| Price Hint | 2 |
| Price To Book | 1.2204932 |
| Price To Sales Trailing12 Months | 3.4755204 |
| Profit Margins | 0.29837 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.119999 |
| Regular Market Change Percent | -0.287836 |
| Regular Market Day High | 41.95 |
| Regular Market Day Low | 41.51 |
| Regular Market Day Range | 41.51 - 41.95 |
| Regular Market Open | 41.66 |
| Regular Market Previous Close | 41.69 |
| Regular Market Price | 41.57 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 154,058 |
| Return On Assets | 0.012200001 |
| Return On Equity | 0.105220005 |
| Revenue Growth | 0.084 |
| Revenue Per Share | 11.692 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 27,580,768 |
| Shares Percent Shares Out | 0.0257 |
| Shares Short | 709,684 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 744,903 |
| Short Name | Univest Financial Corporation |
| Short Percent Of Float | 0.026199998 |
| Short Ratio | 2.67 |
| Source Interval | 15 |
| State | PA |
| Symbol | UVSP |
| Target High Price | 47.0 |
| Target Low Price | 43.5 |
| Target Mean Price | 45.5 |
| Target Median Price | 46.0 |
| Total Cash | 195,660,992 |
| Total Cash Per Share | 7.094 |
| Total Debt | 269,760,000 |
| Total Revenue | 329,888,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.9 |
| Trailing Annual Dividend Yield | 0.02158791 |
| Trailing Eps | 3.45 |
| Trailing P E | 12.049275 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 37.24885 |
| Two Hundred Day Average Change | 4.321148 |
| Two Hundred Day Average Change Percent | 0.116007544 |
| Type Disp | Equity |
| Volume | 154,058 |
| Website | https://www.univest.net |
| Zip | 18,964 |