Universal Insurance Holdings, Inc. (UVE)Financial Services | Insurance - Property & Casualty | Fort Lauderdale, United States | NYSE
35.58 USD
+0.73
(2.095%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 35.58 Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 11, 2026, 3:34 p.m. EDT
Universal Insurance Holdings (UVE) presents a mixed picture. Short-term, the stock has shown some momentum with recent price fluctuations, but the options activity indicates a cautious market sentiment. Long-term, the stock has a solid payout ratio and consistent dividend history, which supports a moderate rating. However, the recent insider selling and mixed options activity suggest caution. Investors should consider the stock as a potential buy for the long term if fundamentals remain strong, but short-term traders should be wary of the volatility and uncertainty reflected in the options market. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.127934 |
| AutoETS | 0.130258 |
| AutoARIMA | 0.130261 |
| AutoTheta | 0.155963 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 47% |
| H-stat | 5.85 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.301 |
| Excess Kurtosis | -0.75 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-05-07 |
| Last Dividend Date | 2026-03-05 |
| Debt to Equity Ratio | 18.235 |
| Revenue per Share | 57.509 |
| Market Cap | 997,979,264 |
| Trailing P/E | 5.63 |
| Forward P/E | 8.90 |
| Beta | 0.70 |
| Profit Margins | 11.41% |
| Website | https://www.universalinsuranceholdings.com |
As of April 11, 2026, 3:34 p.m. EDT: Options speculators are showing mixed signals. For calls, there is significant open interest and volume around strikes near the current price, suggesting some bullish sentiment. However, the puts also show notable open interest, particularly around lower strikes, which may indicate some bearish positioning. The IV levels are moderate to high, reflecting uncertainty or volatility expectations. Overall, the options activity suggests a cautious outlook, with traders balancing both bullish and bearish strategies.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.45% | 2.72% | 3.88% | 5.02% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-06 | 0.16 | 0.454804 |
| 2025-12-05 | 0.29 | 0.935808 |
| 2025-08-01 | 0.16 | 0.705178 |
| 2025-05-09 | 0.16 | 0.627821 |
| 2025-03-07 | 0.16 | 0.779185 |
| 2024-12-06 | 0.29 | 1.372082 |
| 2024-08-02 | 0.16 | 0.869391 |
| 2024-05-09 | 0.16 | 0.835500 |
| 2024-03-07 | 0.16 | 0.875879 |
| 2023-12-07 | 0.29 | 1.876354 |
| 2023-08-03 | 0.16 | 1.183444 |
| 2023-05-11 | 0.16 | 1.121149 |
| 2023-03-08 | 0.16 | 0.933072 |
| 2022-12-08 | 0.29 | 2.970223 |
| 2022-08-01 | 0.16 | 1.514175 |
| 2022-05-12 | 0.16 | 1.504009 |
| 2022-03-09 | 0.16 | 1.541014 |
| 2021-12-09 | 0.29 | 2.237312 |
| 2021-07-30 | 0.16 | 1.382285 |
| 2021-05-13 | 0.16 | 1.374927 |
| 2021-03-10 | 0.16 | 1.257825 |
| 2020-12-10 | 0.29 | 2.486940 |
| 2020-07-30 | 0.16 | 1.171716 |
| 2020-05-13 | 0.16 | 1.273119 |
| 2020-03-11 | 0.16 | 0.977960 |
| 2019-12-12 | 0.29 | 1.352329 |
| 2019-07-02 | 0.16 | 0.741877 |
| 2019-05-02 | 0.16 | 0.729304 |
| 2019-03-08 | 0.16 | 0.689704 |
| 2018-11-26 | 0.29 | 0.908411 |
| 2018-06-29 | 0.16 | 0.623094 |
| 2018-04-26 | 0.14 | 0.597964 |
| 2018-02-27 | 0.14 | 0.628827 |
| 2017-11-24 | 0.27 | 1.424812 |
| 2017-09-11 | 0.14 | 0.977164 |
| 2017-06-12 | 0.14 | 0.759501 |
| 2017-02-15 | 0.14 | 0.742218 |
| 2016-11-29 | 0.27 | 1.561697 |
| 2016-09-08 | 0.14 | 0.797280 |
| 2016-06-13 | 0.14 | 1.097925 |
| 2016-02-16 | 0.14 | 1.163326 |
| 2015-11-27 | 0.27 | 1.965019 |
| 2015-09-21 | 0.12 | 0.641547 |
| 2015-06-16 | 0.12 | 0.741254 |
| 2015-02-13 | 0.12 | 0.777661 |
| 2014-12-03 | 0.25 | 1.933983 |
| 2014-09-19 | 0.10 | 1.203748 |
| 2014-06-17 | 0.10 | 1.130464 |
| 2014-02-14 | 0.10 | 1.340162 |
| 2013-12-11 | 0.23 | 2.908185 |
| 2013-09-19 | 0.10 | 2.117055 |
| 2013-05-30 | 0.08 | 1.814905 |
| 2013-03-12 | 0.08 | 2.906386 |
| 2012-12-12 | 0.08 | 3.059235 |
| 2012-09-24 | 0.08 | 3.508821 |
| 2012-06-22 | 0.08 | 4.175759 |
| 2012-03-26 | 0.10 | 4.511469 |
| 2011-12-19 | 0.14 | 7.327818 |
| 2011-09-14 | 0.08 | 3.744900 |
| 2011-03-09 | 0.10 | 3.289595 |
| 2010-10-20 | 0.10 | 4.208908 |
| 2010-06-15 | 0.10 | 4.433488 |
| 2010-03-17 | 0.12 | 4.621346 |
| 2009-11-12 | 0.20 | 6.961097 |
| 2009-09-01 | 0.12 | 5.405815 |
| 2009-04-07 | 0.12 | 6.840468 |
| 2009-02-10 | 0.10 | 6.534779 |
| 2008-11-28 | 0.20 | 17.916957 |
| 2008-09-30 | 0.10 | 7.288254 |
| 2008-07-07 | 0.10 | 7.551841 |
| 2008-03-06 | 0.09 | 4.026301 |
| 2007-09-25 | 0.08 | 3.183554 |
| 2007-07-18 | 0.07 | 3.373677 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5345663 |
| Address1 | 1,110 West Commercial Boulevard |
| Address2 | Suite 100 |
| All Time High | 50.5 |
| All Time Low | 0.02 |
| Ask | 36.98 |
| Ask Size | 200 |
| Audit Risk | 6 |
| Average Daily Volume10 Day | 147,730 |
| Average Daily Volume3 Month | 185,554 |
| Average Volume | 185,554 |
| Average Volume10Days | 147,730 |
| Beta | 0.701 |
| Bid | 34.08 |
| Bid Size | 200 |
| Board Risk | 6 |
| Book Value | 19.674 |
| City | Fort Lauderdale |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 35.58 |
| Current Ratio | 0.569 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 36.15 |
| Day Low | 34.995 |
| Debt To Equity | 18.235 |
| Display Name | Universal Insurance |
| Dividend Date | 1,778,803,200 |
| Dividend Rate | 0.64 |
| Dividend Yield | 1.8 |
| Earnings Call Timestamp End | 1,777,039,200 |
| Earnings Call Timestamp Start | 1,777,039,200 |
| Earnings Growth | 9.943 |
| Earnings Quarterly Growth | 10.065 |
| Earnings Timestamp | 1,776,974,400 |
| Earnings Timestamp End | 1,776,974,400 |
| Earnings Timestamp Start | 1,776,974,400 |
| Ebitda | 255,935,008 |
| Ebitda Margins | 0.15957 |
| Enterprise To Ebitda | 2.689 |
| Enterprise To Revenue | 0.429 |
| Enterprise Value | 688,144,384 |
| Eps Current Year | 4.0 |
| Eps Forward | 4.0 |
| Eps Trailing Twelve Months | 6.32 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,778,198,400 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 33.4942 |
| Fifty Day Average Change | 2.0858002 |
| Fifty Day Average Change Percent | 0.06227347 |
| Fifty Two Week Change Percent | 53.456627 |
| Fifty Two Week High | 36.68 |
| Fifty Two Week High Change | -1.0999985 |
| Fifty Two Week High Change Percent | -0.029989053 |
| Fifty Two Week Low | 21.96 |
| Fifty Two Week Low Change | 13.620003 |
| Fifty Two Week Low Change Percent | 0.62021875 |
| Fifty Two Week Range | 21.96 - 36.68 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,054,906,200,000 |
| Five Year Avg Dividend Yield | 3.8 |
| Float Shares | 25,401,467 |
| Forward Eps | 4.0 |
| Forward P E | 8.895 |
| Free Cashflow | -39,450,876 |
| Full Exchange Name | NYSE |
| Full Time Employees | 929 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.22930999 |
| Gross Profits | 367,791,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.11152001 |
| Held Percent Institutions | 0.74241996 |
| Implied Shares Outstanding | 28,048,882 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,772,755,200 |
| Last Dividend Value | 0.16 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. |
| Long Name | Universal Insurance Holdings, Inc. |
| Market | us_market |
| Market Cap | 997,979,264 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_323883 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 182,940,992 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 996,531,364 |
| Number Of Analyst Opinions | 1 |
| Open | 34.71 |
| Operating Cashflow | 381,492,992 |
| Operating Margins | 0.22075 |
| Overall Risk | 2 |
| Payout Ratio | 0.1013 |
| Phone | 954 958 1200 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 35.58 |
| Post Market Time | 1,776,459,900 |
| Previous Close | 34.85 |
| Price Eps Current Year | 8.895 |
| Price Hint | 2 |
| Price To Book | 1.8084784 |
| Price To Sales Trailing12 Months | 0.62221456 |
| Profit Margins | 0.11407 |
| Quick Ratio | 0.253 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.730003 |
| Regular Market Change Percent | 2.0947 |
| Regular Market Day High | 36.15 |
| Regular Market Day Low | 34.995 |
| Regular Market Day Range | 34.995 - 36.15 |
| Regular Market Open | 34.71 |
| Regular Market Previous Close | 34.85 |
| Regular Market Price | 35.58 |
| Regular Market Time | 1,776,456,003 |
| Regular Market Volume | 160,354 |
| Return On Assets | 0.05489 |
| Return On Equity | 0.39588 |
| Revenue Growth | 0.06 |
| Revenue Per Share | 57.509 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 28,008,189 |
| Shares Percent Shares Out | 0.0201 |
| Shares Short | 563,430 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 619,560 |
| Short Name | UNIVERSAL INSURANCE HOLDINGS IN |
| Short Percent Of Float | 0.022 |
| Short Ratio | 2.61 |
| Source Interval | 15 |
| State | FL |
| Symbol | UVE |
| Target High Price | 40.0 |
| Target Low Price | 40.0 |
| Target Mean Price | 40.0 |
| Target Median Price | 40.0 |
| Total Cash | 408,868,000 |
| Total Cash Per Share | 14.598 |
| Total Debt | 100,481,000 |
| Total Revenue | 1,603,915,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.64 |
| Trailing Annual Dividend Yield | 0.01836442 |
| Trailing Eps | 6.32 |
| Trailing P E | 5.629747 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 29.80385 |
| Two Hundred Day Average Change | 5.7761517 |
| Two Hundred Day Average Change Percent | 0.19380555 |
| Type Disp | Equity |
| Volume | 160,354 |
| Website | https://www.universalinsuranceholdings.com |
| Zip | 33,309 |