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U.S. Bancorp (USB)

Financial Services | Banks - Regional | Minneapolis, United States | NYSE
56.89 USD -0.53 (-0.923%) ⇩ (Oct. 13, 2026, 4 p.m. EDT)
After hours: 56.68 -0.22 (-0.215%) ⇩ (Oct. 13, 2026, 7:41 p.m. EDT)
Short-term:★★★☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 2:21 a.m. EDT

U.S. Bancorp presents a compelling value case for income investors, trading at a forward P/E of roughly 9.8x with a robust 3.8% yield and a healthy payout ratio of 41%. The business fundamentals are solid, evidenced by double-digit revenue growth and a resilient balance sheet, yet the stock has underperformed recently, dragging the price below its 50-day moving average. This disconnect creates a 'bargain' opportunity where the market is pricing in stagnation despite improving earnings. However, the short-term outlook remains cautious; options data reveals a dense wall of put open interest near the current price, signaling that speculators view the immediate path as choppy or prone to dips. While the long-term trajectory is positive with no recent multi-year decline, the stock lacks the explosive momentum needed for a high-conviction aggressive entry right now. It is best viewed as a steady accumulation play for patient capital rather than a momentum trade.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.081599
MSTL0.111986
AutoARIMA0.113176
AutoETS0.117305

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 54%
H-stat 69.31
Ljung-Box p 0.000
Jarque-Bera p 0.198
Excess Kurtosis -0.86
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-29
Last Dividend Date 2026-09-29
Revenue per Share 17.575
Market Cap 88,637,546,496
Trailing P/E 11.36
Forward P/E 9.80
Beta 1.02
Profit Margins 29.90%
Website https://www.usbank.com

As of Oct. 10, 2026, 2:21 a.m. EDT: Speculators are positioning defensively with heavy put volume and open interest at strikes just above the current price (60 and 64), creating a significant resistance wall. While there is some call activity at higher strikes (65-72.5), the imbalance suggests traders expect a range-bound scenario or a test of support rather than an immediate breakout. Implied volatility is elevated on out-of-the-money puts relative to calls, indicating a fear of downside moves.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.93% 3.77% 4.25% 4.39%
Dividend History
Date Dividend Yield %
2026-09-30 0.540000 0.934903
2026-06-30 0.520000 0.860927
2026-03-31 0.520000 0.999808
2025-12-31 0.520000 0.974513
2025-09-30 0.520000 1.075936
2025-06-30 0.500000 1.104972
2025-03-31 0.500000 1.184273
2024-12-31 0.500000 1.045369
2024-09-30 0.500000 1.093374
2024-06-28 0.490000 1.234257
2024-03-27 0.490000 1.113636
2023-12-28 0.490000 1.123080
2023-09-28 0.480000 1.478288
2023-06-29 0.480000 1.465202
2023-03-30 0.480000 1.354020
2022-12-29 0.480000 1.101675
2022-09-29 0.480000 1.178493
2022-06-29 0.460000 0.997398
2022-03-30 0.460000 0.833635
2021-12-30 0.460000 0.819234
2021-09-29 0.460000 0.763359
2021-06-29 0.420000 0.741264
2021-03-30 0.420000 0.751745
2020-12-30 0.420000 0.910076
2020-09-29 0.420000 1.189802
2020-06-29 0.420000 1.155433
2020-03-30 0.420000 1.170895
2019-12-30 0.420000 0.709819
2019-09-27 0.420000 0.757712
2019-06-27 0.370000 0.711812
2019-03-28 0.370000 0.770191
2018-12-28 0.370000 0.818403
2018-09-27 0.370000 0.699036
2018-06-28 0.300000 0.604595
2018-03-28 0.300000 0.599161
2017-12-28 0.300000 0.556070
2017-09-28 0.300000 0.560957
2017-06-28 0.280000 0.538669
2017-03-29 0.280000 0.541063
2016-12-28 0.280000 0.540749
2016-09-28 0.280000 0.654053
2016-06-28 0.255000 0.652508
2016-03-29 0.255000 0.631344
2015-12-29 0.255000 0.585937
2015-09-28 0.255000 0.630876
2015-06-26 0.255000 0.572905
2015-03-27 0.245000 0.571629
2014-12-29 0.245000 0.536575
2014-09-26 0.245000 0.585145
2014-06-26 0.245000 0.568974
2014-03-27 0.230000 0.544250
2013-12-27 0.230000 0.569730
2013-09-26 0.230000 0.629447
2013-06-26 0.230000 0.640134
2013-03-26 0.195000 0.578979
2012-12-27 0.195000 0.608994
2012-09-26 0.195000 0.574374
2012-06-27 0.195000 0.620426
2012-03-28 0.195000 0.612822
2011-12-28 0.125000 0.465030
2011-09-28 0.125000 0.535332
2011-06-28 0.125000 0.502614
2011-03-29 0.125000 0.469043
2010-12-29 0.050000 0.184980
2010-09-28 0.050000 0.229043
2010-06-28 0.050000 0.216357
2010-03-29 0.050000 0.192604
2009-12-29 0.050000 0.223314
2009-09-28 0.050000 0.224921
2009-06-26 0.050000 0.277469
2009-03-27 0.050000 0.319693
2008-12-29 0.425000 1.792493
2008-09-26 0.425000 1.174033
2008-06-26 0.425000 1.483421
2008-03-27 0.425000 1.284764
2007-12-27 0.425000 1.344937
2007-09-26 0.400000 1.237624
2007-06-27 0.400000 1.198322
2007-03-28 0.400000 1.150417
2006-12-27 0.400000 1.099505
2006-09-27 0.330000 0.994575
2006-06-28 0.330000 1.071777
2006-03-29 0.330000 1.071777
2005-12-28 0.330000 1.088391
2005-09-28 0.300000 1.060071
2005-06-28 0.300000 1.025641
2005-03-29 0.300000 1.059322
2004-12-29 0.300000 0.962773
2004-09-28 0.240000 0.842401
2004-06-28 0.240000 0.861759
2004-03-29 0.240000 0.866113
2004-01-02 0.416000 1.427101
2003-12-29 0.240000 0.810811
2003-09-26 0.205000 0.853811
2003-06-26 0.205000 0.823955
2003-03-27 0.195000 0.984849
2002-12-27 0.195000 0.933908
2002-09-26 0.195000 1.055195
2002-06-26 0.195000 0.868597
2002-03-26 0.195000 0.851528
2001-12-27 0.188000 0.906898
2001-09-26 0.188000 0.884706
2001-06-27 0.188000 0.843806
2001-03-28 0.188000 0.815265
2000-12-27 0.163000 0.672165
2000-09-27 0.163000 0.726462
2000-06-28 0.163000 0.727983
2000-03-29 0.163000 0.702965
1999-12-29 0.163000 0.773887
1999-09-15 0.100000 0.414508
1999-06-28 0.100000 0.370370
1999-03-29 0.100000 0.321500
1998-12-29 0.100000 0.343593
1998-09-28 0.076667 0.337307
1998-06-26 0.076667 0.368002
1998-03-27 0.076667 0.382538
1997-12-29 0.066667 0.348586
1997-09-26 0.066667 0.437161
1997-06-26 0.066667 0.461763
1997-03-26 0.066667 0.467839
1996-12-27 0.052222 0.509483
1996-09-26 0.052222 0.557035
1996-06-26 0.052222 0.691174
1996-03-27 0.052222 0.730094
1995-12-27 0.044444 0.672262
1995-09-27 0.044444 0.767378
1995-06-28 0.044444 0.876704
1995-03-27 0.044444 0.958074
1994-12-23 0.038889 0.955634
1994-09-26 0.038889 0.845924
1994-06-24 0.038889 0.930235
1994-03-25 0.038889 0.945949
1993-12-27 0.032222 0.828566
1993-09-24 0.032222 0.805550
1993-06-24 0.032222 0.794515
1993-03-25 0.032222 0.778518
1992-12-24 0.028889 0.714779
1992-09-24 0.028889 0.793896
1992-06-24 0.028889 0.764709
1992-03-25 0.028889 0.896555
1991-12-24 0.027778 1.010109
1991-09-24 0.027778 1.111120
1991-06-24 0.027778 1.176480
1991-03-22 0.027778 1.176480
1990-12-24 0.026667 1.432854
1990-09-24 0.026667 1.476941
1990-06-25 0.026667 1.078665
1990-03-26 0.026667 1.263174
1989-12-22 0.024444 1.041401
1989-09-25 0.024444 0.916650
1989-06-26 0.002222 0.087903
Additional Data
dividendRate 2.16
dividendYield 3.76
exDividendDate 2026-09-30
trailingAnnualDividendRate 2.08
trailingAnnualDividendYield 0.036224313
lastDividendValue 0.54
lastDividendDate 2026-09-30
dividendDate 2026-10-15

Info Dump

Attribute Value
52 Week Change 0.21936715
Address1 800 Nicollet Mall
All Time High 66.08
All Time Low 0.330556
Ask 57.56
Ask Size 300
Audit Risk 7
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 7,741,700
Average Daily Volume3 Month 7,492,628
Average Volume 7,492,628
Average Volume10Days 7,741,700
Beta 1.019
Bid 56.54
Bid Size 1,700
Board Risk 7
Book Value 38.916
City Minneapolis
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 56.89
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 57.91
Day Low 56.53
Dividend Date 1,792,022,400
Dividend Rate 2.16
Dividend Yield 3.76
Earnings Call Timestamp End 1,792,094,400
Earnings Call Timestamp Start 1,792,094,400
Earnings Growth 0.216
Earnings Quarterly Growth 0.199
Earnings Timestamp 1,792,067,400
Earnings Timestamp End 1,792,067,400
Earnings Timestamp Start 1,792,067,400
Ebitda Margins 0.0
Enterprise To Revenue 4.583
Enterprise Value 125,225,549,824
Eps Current Year 5.29371
Eps Forward 5.80511
Eps Trailing Twelve Months 5.01
Esg Populated 0
Ex Dividend Date 1,790,726,400
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 61.3636
Fifty Day Average Change -4.4736023
Fifty Day Average Change Percent -0.072903186
Fifty Two Week Change Percent 21.936714
Fifty Two Week High 66.08
Fifty Two Week High Change -9.190002
Fifty Two Week High Change Percent -0.13907388
Fifty Two Week Low 45.02
Fifty Two Week Low Change 11.869999
Fifty Two Week Low Change Percent 0.26366058
Fifty Two Week Range 45.02 - 66.08
Financial Currency USD
First Trade Date Milliseconds 105,283,800,000
Five Year Avg Dividend Yield 4.1
Float Shares 1,553,330,550
Forward Eps 5.80511
Forward P E 9.799987
Full Exchange Name NYSE
Full Time Employees 70,000
Fullday Change -0.5299988
Fullday Change Percent -0.92302126
Fullday Price 56.675
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 27,320,999,936
Has Pre Post Market Data 1
Held Percent Insiders 0.00124
Held Percent Institutions 0.84546
Implied Shares Outstanding 1,558,051,446
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.usbank.com/cgi_w/cfm/about/investor/index.cfm?icid=HPC_6143&WT.mc_id=r6143&original_ref=http%3A%2F%2Fwww%2Eusbank%2Ecom%2Fen%2FAboutHome%2Ecfm
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,790,726,400
Last Dividend Value 0.54
Last Fiscal Year End 1,767,139,200
Last Split Date 924,220,800
Last Split Factor 3:1
Long Business Summary U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Long Name U.S. Bancorp
Market us_market
Market Cap 88,637,546,496
Market State POST
Max Age 86,400
Message Board Id finmb_305304
Most Recent Quarter 1,782,777,600
Net Income To Common 7,797,000,192
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 92,610,577,950
Number Of Analyst Opinions 22
Open 57.6
Operating Cashflow 12,524,999,680
Operating Margins 0.39646998
Overall Risk 6
Payout Ratio 0.4152
Peg Ratio 1.72
Phone 651-466-3000
Post Market Change -0.21500015
Post Market Change Percent -0.37792256
Post Market Price 56.675
Post Market Time 1,791,934,892
Previous Close 57.42
Price Eps Current Year 10.746716
Price Hint 2
Price To Book 1.4618665
Price To Sales Trailing12 Months 3.244301
Profit Margins 0.29896
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.79167
Region US
Regular Market Change -0.529999
Regular Market Change Percent -0.923021
Regular Market Day High 57.91
Regular Market Day Low 56.53
Regular Market Day Range 56.53 - 57.91
Regular Market Open 57.6
Regular Market Previous Close 57.42
Regular Market Price 56.89
Regular Market Time 1,791,921,602
Regular Market Volume 8,200,583
Return On Assets 0.0116
Return On Equity 0.12623
Revenue Growth 0.104
Revenue Per Share 17.575
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 1,558,051,446
Shares Percent Shares Out 0.0167
Shares Short 25,960,020
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 25,080,410
Short Name U.S. Bancorp
Short Percent Of Float 0.0167
Short Ratio 3.31
Source Interval 15
State MN
Symbol USB
Target High Price 76.0
Target Low Price 64.0
Target Mean Price 69.0
Target Median Price 68.0
Total Cash 70,379,003,904
Total Cash Per Share 45.171
Total Debt 99,696,001,024
Total Revenue 27,320,999,936
Tradeable 0
Trailing Annual Dividend Rate 2.08
Trailing Annual Dividend Yield 0.036224313
Trailing Eps 5.01
Trailing P E 11.3552885
Trailing Peg Ratio 1.7932
Triggerable 1
Two Hundred Day Average 57.7542
Two Hundred Day Average Change -0.8642006
Two Hundred Day Average Change Percent -0.014963424
Type Disp Equity
Volume 8,200,583
Website https://www.usbank.com
Zip 55,402