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Upbound Group, Inc. (UPBD)

Technology | Software - Application | Plano, United States | NasdaqGS
15.41 USD +0.01 (0.032%) ⇧ (Oct. 13, 2026, 4 p.m. EDT)
After hours: 15.41

Short-term:★★⯪☆☆Long-term:★★☆☆☆Dividends:★★☆☆☆
Hot Take ↕ | Oct. 10, 2026, 7:50 a.m. EDT

The investment case for Upbound Group is currently fractured by a dangerous disconnect between its aggressive capital structure and its stagnant growth. While the company boasts a massive free cash flow and a low forward P/E, it is hemorrhaging equity value through a debt-to-equity ratio exceeding 230x. This leverage is not being offset by the promised growth; revenue expansion has effectively stalled at just 0.5%, rendering the cheap valuation a trap rather than a bargain. The board's decision to maintain a dividend while paying out over 100% of earnings is a critical red flag, indicating the payout is likely cannibalizing the very cash reserves needed to service the crushing debt load. Although the stock trades below book value, the balance sheet is too fragile to support a 'value' thesis without significant deleveraging. The recent price action confirms this skepticism, trading well below both its 50-day and 200-day averages. For now, the risk of a liquidity event or forced selling due to debt obligations outweighs the potential for a turnaround, making this a hold or avoid for most investors.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.103793
AutoETS0.117032
MSTL0.118228
AutoARIMA0.118275

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 37%
H-stat 19.76
Ljung-Box p 0.000
Jarque-Bera p 0.081
Excess Kurtosis -0.93
Attribute Value
Sector Technology
Ex Dividend Date 2026-10-05
Last Dividend Date 2026-10-05
Debt to Equity Ratio 232.932
Revenue per Share 82.781
Market Cap 898,102,272
Trailing P/E 10.00
Forward P/E 3.33
Beta 1.78
Profit Margins 1.90%
Previous Name Rent-A-Center, Inc.
Website https://www.upbound.com

As of Oct. 10, 2026, 7:50 a.m. EDT: Speculators are positioning for continued weakness with heavy put volume relative to calls, particularly in the November and December expirations where out-of-the-money puts dominate open interest. Call activity is concentrated in deep out-of-the-money strikes (20/25), suggesting speculative hopes for a rebound rather than a consensus for upside. Implied volatility is elevated on the downside, reflecting fear of further declines.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.54% 9.03% 6.60% 6.14%
Dividend History
Date Dividend Yield %
2026-10-06 0.39 2.539063
2026-06-16 0.39 2.064585
2026-04-07 0.39 2.233677
2025-12-17 0.39 2.192243
2025-09-30 0.39 1.650444
2025-06-17 0.39 1.604278
2025-04-02 0.39 1.607584
2024-12-18 0.39 1.280788
2024-10-01 0.37 1.242445
2024-06-18 0.37 1.173486
2024-04-02 0.37 1.106129
2023-12-18 0.37 1.113452
2023-10-02 0.34 1.180146
2023-06-16 0.34 1.053610
2023-04-04 0.34 1.440678
2022-12-19 0.34 1.535682
2022-10-03 0.34 1.880531
2022-06-17 0.34 1.679012
2022-04-04 0.34 1.399753
2021-12-15 0.34 0.711297
2021-09-27 0.31 0.507947
2021-06-21 0.31 0.565384
2021-04-05 0.31 0.535129
2020-12-14 0.31 0.913915
2020-10-06 0.29 0.908521
2020-07-09 0.29 1.116673
2020-05-15 0.29 1.207830
2020-01-03 0.29 1.010101
2019-09-20 0.25 0.973141
2017-06-29 0.08 0.687285
2017-03-30 0.08 0.860215
2017-01-03 0.08 0.687285
2016-09-29 0.08 0.647773
2016-06-30 0.08 0.651466
2016-03-31 0.08 0.504732
2015-12-30 0.24 1.600000
2015-09-29 0.24 1.002506
2015-06-30 0.24 0.846561
2015-03-31 0.24 0.874636
2014-12-30 0.24 0.656814
2014-09-30 0.23 0.757825
2014-06-30 0.23 0.801953
2014-04-01 0.23 0.867597
2013-12-31 0.23 0.689862
2013-09-27 0.21 0.552777
2013-06-28 0.21 0.559254
2013-04-02 0.21 0.581395
2012-12-31 0.21 0.611176
2012-09-27 0.16 0.458453
2012-06-28 0.16 0.489297
2012-04-02 0.16 0.421385
2011-12-30 0.16 0.432432
2011-10-05 0.16 0.566974
2011-06-29 0.16 0.527530
2011-04-04 0.06 0.172166
2011-01-03 0.06 0.184672
2010-11-03 0.06 0.235479
2010-08-10 0.06 0.276625
Additional Data
dividendYield 10.13
exDividendDate 2026-10-06
trailingAnnualDividendRate 1.56
trailingAnnualDividendYield 0.1012987
lastDividendValue 0.39
lastDividendDate 2026-10-06
dividendDate 2026-10-27

Info Dump

Attribute Value
52 Week Change -0.28934008
Address1 5,501 Headquarters Drive
All Time High 67.76
All Time Low 1.333333
Ask 19.67
Ask Size 2
Audit Risk 8
Average Analyst Rating 1.5 - Strong Buy
Average Daily Volume10 Day 1,215,380
Average Daily Volume3 Month 997,965
Average Volume 997,965
Average Volume10Days 1,215,380
Beta 1.784
Bid 11.24
Bid Size 2
Board Risk 2
Book Value 12.58
City Plano
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 15.405
Current Ratio 3.126
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 15.66
Day Low 15.22
Debt To Equity 232.932
Display Name Upbound
Dividend Date 1,793,059,200
Dividend Yield 10.13
Earnings Call Timestamp End 1,793,304,000
Earnings Call Timestamp Start 1,793,304,000
Earnings Growth 0.423
Earnings Quarterly Growth 0.394
Earnings Timestamp 1,793,277,000
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda 477,641,984
Ebitda Margins 0.10068
Enterprise To Ebitda 5.236
Enterprise To Revenue 0.527
Enterprise Value 2,501,010,432
Eps Current Year 4.16
Eps Forward 4.62
Eps Trailing Twelve Months 1.54
Esg Populated 0
Ex Dividend Date 1,791,244,800
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 17.9436
Fifty Day Average Change -2.5386
Fifty Day Average Change Percent -0.14147663
Fifty Two Week Change Percent -28.934008
Fifty Two Week High 23.98
Fifty Two Week High Change -8.575
Fifty Two Week High Change Percent -0.35758966
Fifty Two Week Low 14.98
Fifty Two Week Low Change 0.4250002
Fifty Two Week Low Change Percent 0.028371176
Fifty Two Week Range 14.98 - 23.98
Financial Currency USD
First Trade Date Milliseconds 791,044,200,000
Five Year Avg Dividend Yield 5.11
Float Shares 55,885,227
Forward Eps 4.62
Forward P E 3.3344157
Free Cashflow 1,568,163,200
Full Exchange Name NasdaqGS
Full Time Employees 12,050
Fullday Change 0.0050001144
Fullday Change Percent 0.032468278
Fullday Price 15.405
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.49133998
Gross Profits 2,331,055,104
Has Pre Post Market Data 1
Held Percent Insiders 0.03941
Held Percent Institutions 1.0327
Implied Shares Outstanding 58,299,405
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Ir Website http://investor.rentacenter.com/phoenix.zhtml?c=90764&p=irol-irhome
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,791,244,800
Last Dividend Value 0.39
Last Fiscal Year End 1,767,139,200
Last Split Date 1,062,460,800
Last Split Factor 5:2
Long Business Summary Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.
Long Name Upbound Group, Inc.
Market us_market
Market Cap 898,102,272
Market State PREPRE
Max Age 86,400
Message Board Id finmb_33765
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-14
Net Income To Common 90,337,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 977,681,021
Number Of Analyst Opinions 6
Open 15.46
Operating Cashflow 425,454,016
Operating Margins 0.06047
Overall Risk 3
Payout Ratio 1.013
Peg Ratio 1.39
Phone 972 801 1100
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 15.405
Post Market Time 1,791,921,688
Prev Name Rent-A-Center, Inc.
Previous Close 15.4
Price Eps Current Year 3.703125
Price Hint 2
Price To Book 1.2245628
Price To Sales Trailing12 Months 0.18930064
Profit Margins 0.01904
Quick Ratio 0.441
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.5
Region US
Regular Market Change 0.00500011
Regular Market Change Percent 0.0324683
Regular Market Day High 15.66
Regular Market Day Low 15.22
Regular Market Day Range 15.22 - 15.66
Regular Market Open 15.46
Regular Market Previous Close 15.4
Regular Market Price 15.405
Regular Market Time 1,791,921,600
Regular Market Volume 814,089
Return On Assets 0.06822
Return On Equity 0.12733
Revenue Growth 0.005
Revenue Per Share 82.781
Sand P52 Week Change 0.17502642
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 4
Shares Outstanding 58,299,405
Shares Percent Shares Out 0.155
Shares Short 9,036,716
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 7,639,757
Short Name Upbound Group, Inc.
Short Percent Of Float 0.18180001
Short Ratio 9.73
Source Interval 15
State TX
Symbol UPBD
Target High Price 41.0
Target Low Price 20.0
Target Mean Price 27.5
Target Median Price 26.5
Total Cash 105,302,000
Total Cash Per Share 1.806
Total Debt 1,708,210,048
Total Revenue 4,744,316,928
Tradeable 0
Trailing Annual Dividend Rate 1.56
Trailing Annual Dividend Yield 0.1012987
Trailing Eps 1.54
Trailing P E 10.003247
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.97135
Two Hundred Day Average Change -3.56635
Two Hundred Day Average Change Percent -0.18798609
Type Disp Equity
Volume 814,089
Website https://www.upbound.com
Zip 75,024