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Unum Group (UNM)

Financial Services | Insurance - Life | Chattanooga, United States | NYSE
89.41 USD +1.91 (2.183%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 89.29 -0.12 (-0.120%) ⇩ (July 13, 2026, 7:59 p.m. EDT)

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:★★★★☆
Hot Take | July 11, 2026, 5:34 a.m. EDT

Unum Group presents a balanced opportunity for investors seeking steady income with moderate growth potential. The long-term rating reflects a solid business with strong earnings momentum and a healthy dividend track record, though it falls short of exceptional growth metrics like high ROE or free cash flow generation. Short-term momentum is building, supported by positive technical positioning and bullish options flow, suggesting a favorable setup for the coming weeks. The dividend remains secure with a low payout ratio, providing a cushion against market volatility.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.046674
AutoARIMA0.055999
AutoETS0.058263
MSTL0.060486

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 55%
H-stat 30.53
Ljung-Box p 0.000
Jarque-Bera p 0.064
Excess Kurtosis -0.16
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-23
Last Dividend Date 2026-04-23
Debt to Equity Ratio 36.928
Revenue per Share 78.95
Market Cap 14,285,594,624
Trailing P/E 18.94
Forward P/E 9.25
Beta 0.24
Profit Margins 5.86%
Website https://www.unum.com

As of July 11, 2026, 5:34 a.m. EDT: Speculators are positioning for upside moves in the medium term, evidenced by heavy open interest in out-of-the-money calls expiring in August and December. Put activity is present but less dominant, indicating a bullish bias among traders.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.59% 2.37% 2.64% 3.13%
Dividend History
Date Dividend Yield %
2026-04-24 0.4600 0.593702
2026-01-30 0.4600 0.605502
2025-10-24 0.4600 0.604627
2025-07-25 0.4600 0.569589
2025-04-25 0.4200 0.535236
2025-01-24 0.4200 0.559925
2024-10-25 0.4200 0.681044
2024-07-26 0.4200 0.788881
2024-04-25 0.3650 0.710670
2024-01-25 0.3650 0.772160
2023-10-26 0.3650 0.752112
2023-07-27 0.3650 0.749333
2023-04-27 0.3300 0.799612
2023-01-26 0.3300 0.793269
2022-10-27 0.3300 0.736607
2022-07-28 0.3300 1.037084
2022-04-28 0.3000 0.951777
2022-01-27 0.3000 1.184834
2021-10-28 0.3000 1.118985
2021-07-29 0.3000 1.084599
2021-04-29 0.2850 0.986842
2021-01-28 0.2850 1.172357
2020-10-29 0.2850 1.672535
2020-07-30 0.2850 1.660839
2020-04-24 0.2850 1.856677
2020-01-30 0.2850 1.037873
2019-10-25 0.2850 1.000351
2019-07-26 0.2850 0.864160
2019-04-26 0.2600 0.710771
2019-01-25 0.2600 0.756474
2018-10-26 0.2600 0.753405
2018-07-27 0.2600 0.670103
2018-04-27 0.2300 0.470155
2018-01-26 0.2300 0.412630
2017-10-27 0.2300 0.438513
2017-07-27 0.2300 0.474814
2017-04-26 0.2000 0.426167
2017-01-26 0.2000 0.432994
2016-10-27 0.2000 0.552639
2016-07-27 0.2000 0.619003
2016-04-27 0.1850 0.541728
2016-01-27 0.1850 0.666667
2015-10-28 0.1850 0.542045
2015-07-29 0.1850 0.493860
2015-04-23 0.1650 0.489614
2015-01-28 0.1650 0.531401
2014-10-29 0.1650 0.477707
2014-07-24 0.1650 0.469952
2014-04-24 0.1450 0.432449
2014-01-29 0.1450 0.455259
2013-10-24 0.1450 0.463259
2013-07-25 0.1450 0.459442
2013-04-25 0.1300 0.471356
2013-01-24 0.1300 0.562041
2012-10-25 0.1300 0.633528
2012-07-26 0.1300 0.699677
2012-04-26 0.1050 0.442105
2012-01-26 0.1050 0.460123
2011-10-27 0.1050 0.424414
2011-07-27 0.1050 0.431034
2011-04-20 0.0930 0.362856
2011-01-27 0.0930 0.362998
2010-10-21 0.0930 0.414254
2010-07-28 0.0930 0.415364
2010-04-22 0.0830 0.325363
2010-01-21 0.0830 0.395615
2009-10-22 0.0830 0.378995
2009-07-29 0.0830 0.458310
2009-04-23 0.0750 0.496689
2009-01-22 0.0750 0.517241
2008-10-23 0.0750 0.499667
2008-07-24 0.0750 0.340599
2008-04-24 0.0750 0.323137
2008-01-24 0.0750 0.360924
2007-10-25 0.0750 0.328084
2007-07-26 0.0750 0.308135
2007-04-26 0.0750 0.301205
2007-01-25 0.0750 0.373506
2006-10-26 0.0750 0.366211
2006-07-27 0.0750 0.458716
2006-04-20 0.0750 0.392670
2006-01-26 0.0750 0.316056
2005-10-27 0.0750 0.382068
2005-07-21 0.0750 0.384025
2005-04-21 0.0750 0.468750
2005-01-27 0.0750 0.442217
2004-10-21 0.0750 0.578258
2004-07-22 0.0750 0.483871
2004-04-22 0.0750 0.493097
2004-01-22 0.0750 0.473784
2003-10-23 0.0750 0.482936
2003-07-24 0.0750 0.567322
2003-05-01 0.0750 0.664894
2003-01-23 0.1480 0.791444
2002-10-24 0.1480 0.736318
2002-07-25 0.1480 0.784314
2002-04-25 0.1480 0.527629
2002-01-24 0.1480 0.526878
2001-10-25 0.1480 0.633562
2001-07-26 0.1480 0.519298
2001-04-26 0.1480 0.498316
2001-01-25 0.1480 0.500634
2000-10-26 0.1480 0.550698
2000-07-27 0.1480 0.616667
2000-04-19 0.1480 0.947200
2000-01-27 0.1480 0.559811
1999-11-03 0.1480 0.454511
1999-08-04 0.1480 0.389474
1999-04-22 0.1480 0.316155
1999-01-21 0.1480 0.243872
1998-10-22 0.1480 0.314894
1998-07-23 0.1480 0.281905
1998-04-23 0.1480 0.274710
1998-01-22 0.1420 0.285427
1997-12-26 0.1420 0.275728
1997-10-23 0.1420 0.280148
1997-07-24 0.1420 0.298163
1997-04-24 0.1425 0.387097
1997-03-25 0.0915 0.240394
1997-02-25 0.0915 0.231646
1997-01-23 0.1375 0.370995
1996-10-24 0.1375 0.442656
1996-07-25 0.1375 0.459290
1996-04-25 0.1375 0.455487
1996-01-25 0.1325 0.456897
1995-10-26 0.1325 0.515815
1995-07-27 0.1325 0.540816
1995-04-18 0.1325 0.610951
1995-01-24 0.1200 0.585366
1994-10-25 0.1200 0.520325
1994-07-19 0.1200 0.543909
1994-04-19 0.1200 0.430493
1994-01-25 0.1000 0.411311
1993-10-19 0.1000 0.384615
1993-07-20 0.1000 0.366133
1993-04-20 0.1000 0.376471
1993-01-19 0.0825 0.312796
1992-10-20 0.0415 0.188636
1992-07-21 0.0825 0.391691
1992-04-21 0.0825 0.496241
1992-03-17 0.0825 0.435644
1992-01-21 0.0650 0.350168
1991-10-22 0.0650 0.388060
1991-07-23 0.0650 0.385185
1991-04-23 0.0650 0.410256
1991-01-22 0.0500 0.444444
1990-10-23 0.0500 0.496894
1990-07-24 0.0500 0.383693
1990-04-24 0.0500 0.465116
1990-01-23 0.0375 0.303030
1989-10-24 0.0375 0.365854
1989-07-25 0.0375 0.419580
1989-04-18 0.0375 0.470588
1989-01-24 0.0300 0.444444
1988-10-25 0.0300 0.477612
1988-07-19 0.0300 0.507937
1988-04-19 0.0300 0.564706
1988-01-19 0.0250 0.512821
1987-07-21 0.0250 0.427807
1987-04-21 0.0250 0.432432
1987-01-20 0.0250 0.329218
Additional Data
dividendRate 2.02
dividendYield 2.31
exDividendDate 2026-07-24
trailingAnnualDividendRate 1.38
trailingAnnualDividendYield 0.015771428
lastDividendValue 0.46
lastDividendDate 2026-04-24
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.074938536
Address1 1 Fountain Square
All Time High 93.22
All Time Low 3.84375
Ask 0.0
Ask Size 400
Audit Risk 1
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 1,516,380
Average Daily Volume3 Month 1,411,744
Average Volume 1,411,744
Average Volume10Days 1,516,380
Beta 0.236
Bid 0.0
Bid Size 200
Board Risk 1
Book Value 67.76
City Chattanooga
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 89.41
Current Ratio 18.369
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 89.54
Day Low 87.76
Debt To Equity 36.928
Display Name Unum
Dividend Date 1,786,665,600
Dividend Rate 2.02
Dividend Yield 2.31
Earnings Call Timestamp End 1,785,326,400
Earnings Call Timestamp Start 1,785,326,400
Earnings Growth 0.33
Earnings Quarterly Growth 0.227
Earnings Timestamp 1,785,268,800
Earnings Timestamp End 1,785,268,800
Earnings Timestamp Start 1,785,268,800
Ebitda 1,327,299,968
Ebitda Margins 0.0995
Enterprise To Ebitda 12.1
Enterprise To Revenue 1.204
Enterprise Value 16,059,993,088
Eps Current Year 8.79247
Eps Forward 9.66178
Eps Trailing Twelve Months 4.72
Esg Populated 0
Ex Dividend Date 1,784,851,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 85.9118
Fifty Day Average Change 3.498207
Fifty Day Average Change Percent 0.04071859
Fifty Two Week Change Percent 7.4938536
Fifty Two Week High 93.22
Fifty Two Week High Change -3.8099976
Fifty Two Week High Change Percent -0.04087103
Fifty Two Week Low 68.28
Fifty Two Week Low Change 21.130005
Fifty Two Week Low Change Percent 0.30946112
Fifty Two Week Range 68.28 - 93.22
Financial Currency USD
First Trade Date Milliseconds 531,671,400,000
Five Year Avg Dividend Yield 2.99
Float Shares 143,349,640
Forward Eps 9.66178
Forward P E 9.253988
Free Cashflow -1,817,124,992
Full Exchange Name NYSE
Full Time Employees 10,684
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.29533002
Gross Profits 3,939,399,936
Has Pre Post Market Data 1
Held Percent Insiders 0.009980001
Held Percent Institutions 0.90624
Implied Shares Outstanding 159,776,235
Industry Insurance - Life
Industry Disp Insurance - Life
Industry Key insurance-life
Ir Website http://www.investors.unum.com/phoenix.zhtml?c=112190&p=irol-irhome
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,776,988,800
Last Dividend Value 0.46
Last Fiscal Year End 1,767,139,200
Last Split Date 865,296,000
Last Split Factor 2:1
Long Business Summary Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Long Name Unum Group
Market us_market
Market Cap 14,285,594,624
Market State PREPRE
Max Age 86,400
Message Board Id finmb_166762
Most Recent Quarter 1,774,915,200
Net Income To Common 781,400,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 13,980,420,562
Number Of Analyst Opinions 13
Open 88.23
Operating Cashflow 674,899,968
Operating Margins 0.10604
Overall Risk 1
Payout Ratio 0.38959998
Peg Ratio 1.03
Phone 423 294 1011
Post Market Change -0.12000275
Post Market Change Percent -0.13421625
Post Market Price 89.29
Post Market Time 1,783,987,157
Previous Close 87.5
Price Eps Current Year 10.168929
Price Hint 2
Price To Book 1.3195101
Price To Sales Trailing12 Months 1.0709563
Profit Margins 0.058579996
Quick Ratio 4.503
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.76923
Region US
Regular Market Change 1.91
Regular Market Change Percent 2.18286
Regular Market Day High 89.54
Regular Market Day Low 87.76
Regular Market Day Range 87.76 - 89.54
Regular Market Open 88.23
Regular Market Previous Close 87.5
Regular Market Price 89.41
Regular Market Time 1,783,972,802
Regular Market Volume 922,644
Return On Assets 0.01201
Return On Equity 0.07069
Revenue Growth 0.085
Revenue Per Share 78.95
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 159,776,235
Shares Percent Shares Out 0.018
Shares Short 2,877,141
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 3,252,170
Short Name Unum Group
Short Percent Of Float 0.023699999
Short Ratio 1.86
Source Interval 15
State TN
Symbol UNM
Target High Price 123.0
Target Low Price 81.0
Target Mean Price 100.84615
Target Median Price 100.0
Total Cash 2,247,899,904
Total Cash Per Share 14.069
Total Debt 4,022,299,904
Total Revenue 13,339,100,160
Tradeable 0
Trailing Annual Dividend Rate 1.38
Trailing Annual Dividend Yield 0.015771428
Trailing Eps 4.72
Trailing P E 18.942799
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 78.3759
Two Hundred Day Average Change 11.034103
Two Hundred Day Average Change Percent 0.1407844
Type Disp Equity
Volume 922,644
Website https://www.unum.com
Zip 37,402