Unum Group (UNM)Financial Services | Insurance - Life | Chattanooga, United States | NYSE
93.05 USD
+0.60
(0.649%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 93.38 +0.33 (0.355%) ⇧ (Aug. 28, 2026, 7:41 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 5:04 a.m. EDT
Unum Group offers a compelling defensive profile with a nine-year cumulative return exceeding 100%, yet the current operational reality is mixed. The long-term rating is capped by negative earnings growth and negative free cash flow, preventing a top-tier classification despite the strong historical price appreciation and fortress-like balance sheet. Short-term momentum is technically weak, trading below the 50-day moving average, but options positioning suggests a bullish bias with significant call open interest at the $100 strike. The dividend remains reliable with a 42% payout ratio, though the negative cash flow conversion warrants monitoring. This is a hold for capital preservation and income, rather than aggressive growth. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.039114 |
| AutoARIMA | 0.044186 |
| MSTL | 0.061343 |
| AutoETS | 0.063710 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 63% |
| H-stat | 0.13 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.922 |
| Excess Kurtosis | -0.14 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-07-23 |
| Last Dividend Date | 2026-07-23 |
| Debt to Equity Ratio | 36.878 |
| Revenue per Share | 80.717 |
| Market Cap | 14,730,447,872 |
| Trailing P/E | 21.44 |
| Forward P/E | 9.84 |
| Beta | 0.26 |
| Profit Margins | 5.26% |
| Website | https://www.unum.com |
As of Aug. 22, 2026, 5:04 a.m. EDT: Speculators are positioning for a 2026 upside target around $100-$110, evidenced by significant call open interest at those strikes. Defensive put buying clusters around the $85-$87 range, suggesting a perceived floor near current levels. Implied volatility remains moderate, indicating a lack of extreme fear despite the earnings miss.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.59% | 2.39% | 2.59% | 3.03% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-07-24 | 0.5050 | 0.585711 |
| 2026-04-24 | 0.4600 | 0.593702 |
| 2026-01-30 | 0.4600 | 0.605502 |
| 2025-10-24 | 0.4600 | 0.604627 |
| 2025-07-25 | 0.4600 | 0.569589 |
| 2025-04-25 | 0.4200 | 0.535236 |
| 2025-01-24 | 0.4200 | 0.559925 |
| 2024-10-25 | 0.4200 | 0.681044 |
| 2024-07-26 | 0.4200 | 0.788881 |
| 2024-04-25 | 0.3650 | 0.710670 |
| 2024-01-25 | 0.3650 | 0.772160 |
| 2023-10-26 | 0.3650 | 0.752112 |
| 2023-07-27 | 0.3650 | 0.749333 |
| 2023-04-27 | 0.3300 | 0.799612 |
| 2023-01-26 | 0.3300 | 0.793269 |
| 2022-10-27 | 0.3300 | 0.736607 |
| 2022-07-28 | 0.3300 | 1.037084 |
| 2022-04-28 | 0.3000 | 0.951777 |
| 2022-01-27 | 0.3000 | 1.184834 |
| 2021-10-28 | 0.3000 | 1.118985 |
| 2021-07-29 | 0.3000 | 1.084599 |
| 2021-04-29 | 0.2850 | 0.986842 |
| 2021-01-28 | 0.2850 | 1.172357 |
| 2020-10-29 | 0.2850 | 1.672535 |
| 2020-07-30 | 0.2850 | 1.660839 |
| 2020-04-24 | 0.2850 | 1.856677 |
| 2020-01-30 | 0.2850 | 1.037873 |
| 2019-10-25 | 0.2850 | 1.000351 |
| 2019-07-26 | 0.2850 | 0.864160 |
| 2019-04-26 | 0.2600 | 0.710771 |
| 2019-01-25 | 0.2600 | 0.756474 |
| 2018-10-26 | 0.2600 | 0.753405 |
| 2018-07-27 | 0.2600 | 0.670103 |
| 2018-04-27 | 0.2300 | 0.470155 |
| 2018-01-26 | 0.2300 | 0.412630 |
| 2017-10-27 | 0.2300 | 0.438513 |
| 2017-07-27 | 0.2300 | 0.474814 |
| 2017-04-26 | 0.2000 | 0.426167 |
| 2017-01-26 | 0.2000 | 0.432994 |
| 2016-10-27 | 0.2000 | 0.552639 |
| 2016-07-27 | 0.2000 | 0.619003 |
| 2016-04-27 | 0.1850 | 0.541728 |
| 2016-01-27 | 0.1850 | 0.666667 |
| 2015-10-28 | 0.1850 | 0.542045 |
| 2015-07-29 | 0.1850 | 0.493860 |
| 2015-04-23 | 0.1650 | 0.489614 |
| 2015-01-28 | 0.1650 | 0.531401 |
| 2014-10-29 | 0.1650 | 0.477707 |
| 2014-07-24 | 0.1650 | 0.469952 |
| 2014-04-24 | 0.1450 | 0.432449 |
| 2014-01-29 | 0.1450 | 0.455259 |
| 2013-10-24 | 0.1450 | 0.463259 |
| 2013-07-25 | 0.1450 | 0.459442 |
| 2013-04-25 | 0.1300 | 0.471356 |
| 2013-01-24 | 0.1300 | 0.562041 |
| 2012-10-25 | 0.1300 | 0.633528 |
| 2012-07-26 | 0.1300 | 0.699677 |
| 2012-04-26 | 0.1050 | 0.442105 |
| 2012-01-26 | 0.1050 | 0.460123 |
| 2011-10-27 | 0.1050 | 0.424414 |
| 2011-07-27 | 0.1050 | 0.431034 |
| 2011-04-20 | 0.0930 | 0.362856 |
| 2011-01-27 | 0.0930 | 0.362998 |
| 2010-10-21 | 0.0930 | 0.414254 |
| 2010-07-28 | 0.0930 | 0.415364 |
| 2010-04-22 | 0.0830 | 0.325363 |
| 2010-01-21 | 0.0830 | 0.395615 |
| 2009-10-22 | 0.0830 | 0.378995 |
| 2009-07-29 | 0.0830 | 0.458310 |
| 2009-04-23 | 0.0750 | 0.496689 |
| 2009-01-22 | 0.0750 | 0.517241 |
| 2008-10-23 | 0.0750 | 0.499667 |
| 2008-07-24 | 0.0750 | 0.340599 |
| 2008-04-24 | 0.0750 | 0.323137 |
| 2008-01-24 | 0.0750 | 0.360924 |
| 2007-10-25 | 0.0750 | 0.328084 |
| 2007-07-26 | 0.0750 | 0.308135 |
| 2007-04-26 | 0.0750 | 0.301205 |
| 2007-01-25 | 0.0750 | 0.373506 |
| 2006-10-26 | 0.0750 | 0.366211 |
| 2006-07-27 | 0.0750 | 0.458716 |
| 2006-04-20 | 0.0750 | 0.392670 |
| 2006-01-26 | 0.0750 | 0.316056 |
| 2005-10-27 | 0.0750 | 0.382068 |
| 2005-07-21 | 0.0750 | 0.384025 |
| 2005-04-21 | 0.0750 | 0.468750 |
| 2005-01-27 | 0.0750 | 0.442217 |
| 2004-10-21 | 0.0750 | 0.578258 |
| 2004-07-22 | 0.0750 | 0.483871 |
| 2004-04-22 | 0.0750 | 0.493097 |
| 2004-01-22 | 0.0750 | 0.473784 |
| 2003-10-23 | 0.0750 | 0.482936 |
| 2003-07-24 | 0.0750 | 0.567322 |
| 2003-05-01 | 0.0750 | 0.664894 |
| 2003-01-23 | 0.1480 | 0.791444 |
| 2002-10-24 | 0.1480 | 0.736318 |
| 2002-07-25 | 0.1480 | 0.784314 |
| 2002-04-25 | 0.1480 | 0.527629 |
| 2002-01-24 | 0.1480 | 0.526878 |
| 2001-10-25 | 0.1480 | 0.633562 |
| 2001-07-26 | 0.1480 | 0.519298 |
| 2001-04-26 | 0.1480 | 0.498316 |
| 2001-01-25 | 0.1480 | 0.500634 |
| 2000-10-26 | 0.1480 | 0.550698 |
| 2000-07-27 | 0.1480 | 0.616667 |
| 2000-04-19 | 0.1480 | 0.947200 |
| 2000-01-27 | 0.1480 | 0.559811 |
| 1999-11-03 | 0.1480 | 0.454511 |
| 1999-08-04 | 0.1480 | 0.389474 |
| 1999-04-22 | 0.1480 | 0.316155 |
| 1999-01-21 | 0.1480 | 0.243872 |
| 1998-10-22 | 0.1480 | 0.314894 |
| 1998-07-23 | 0.1480 | 0.281905 |
| 1998-04-23 | 0.1480 | 0.274710 |
| 1998-01-22 | 0.1420 | 0.285427 |
| 1997-12-26 | 0.1420 | 0.275728 |
| 1997-10-23 | 0.1420 | 0.280148 |
| 1997-07-24 | 0.1420 | 0.298163 |
| 1997-04-24 | 0.1425 | 0.387097 |
| 1997-03-25 | 0.0915 | 0.240394 |
| 1997-02-25 | 0.0915 | 0.231646 |
| 1997-01-23 | 0.1375 | 0.370995 |
| 1996-10-24 | 0.1375 | 0.442656 |
| 1996-07-25 | 0.1375 | 0.459290 |
| 1996-04-25 | 0.1375 | 0.455487 |
| 1996-01-25 | 0.1325 | 0.456897 |
| 1995-10-26 | 0.1325 | 0.515815 |
| 1995-07-27 | 0.1325 | 0.540816 |
| 1995-04-18 | 0.1325 | 0.610951 |
| 1995-01-24 | 0.1200 | 0.585366 |
| 1994-10-25 | 0.1200 | 0.520325 |
| 1994-07-19 | 0.1200 | 0.543909 |
| 1994-04-19 | 0.1200 | 0.430493 |
| 1994-01-25 | 0.1000 | 0.411311 |
| 1993-10-19 | 0.1000 | 0.384615 |
| 1993-07-20 | 0.1000 | 0.366133 |
| 1993-04-20 | 0.1000 | 0.376471 |
| 1993-01-19 | 0.0825 | 0.312796 |
| 1992-10-20 | 0.0415 | 0.188636 |
| 1992-07-21 | 0.0825 | 0.391691 |
| 1992-04-21 | 0.0825 | 0.496241 |
| 1992-03-17 | 0.0825 | 0.435644 |
| 1992-01-21 | 0.0650 | 0.350168 |
| 1991-10-22 | 0.0650 | 0.388060 |
| 1991-07-23 | 0.0650 | 0.385185 |
| 1991-04-23 | 0.0650 | 0.410256 |
| 1991-01-22 | 0.0500 | 0.444444 |
| 1990-10-23 | 0.0500 | 0.496894 |
| 1990-07-24 | 0.0500 | 0.383693 |
| 1990-04-24 | 0.0500 | 0.465116 |
| 1990-01-23 | 0.0375 | 0.303030 |
| 1989-10-24 | 0.0375 | 0.365854 |
| 1989-07-25 | 0.0375 | 0.419580 |
| 1989-04-18 | 0.0375 | 0.470588 |
| 1989-01-24 | 0.0300 | 0.444444 |
| 1988-10-25 | 0.0300 | 0.477612 |
| 1988-07-19 | 0.0300 | 0.507937 |
| 1988-04-19 | 0.0300 | 0.564706 |
| 1988-01-19 | 0.0250 | 0.512821 |
| 1987-07-21 | 0.0250 | 0.427807 |
| 1987-04-21 | 0.0250 | 0.432432 |
| 1987-01-20 | 0.0250 | 0.329218 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.32014847 |
| Address1 | 1 Fountain Square |
| All Time High | 94.55 |
| All Time Low | 3.84375 |
| Ask | 94.0 |
| Ask Size | 500 |
| Audit Risk | 1 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 1,209,940 |
| Average Daily Volume3 Month | 1,471,074 |
| Average Volume | 1,471,074 |
| Average Volume10Days | 1,209,940 |
| Beta | 0.256 |
| Bid | 93.19 |
| Bid Size | 100 |
| Board Risk | 1 |
| Book Value | 68.283 |
| City | Chattanooga |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 93.05 |
| Current Ratio | 17.258 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 93.44 |
| Day Low | 91.94 |
| Debt To Equity | 36.878 |
| Display Name | Unum |
| Dividend Date | 1,786,665,600 |
| Dividend Rate | 2.02 |
| Dividend Yield | 2.18 |
| Earnings Call Timestamp End | 1,785,326,400 |
| Earnings Call Timestamp Start | 1,785,326,400 |
| Earnings Growth | -0.162 |
| Earnings Quarterly Growth | -0.235 |
| Earnings Timestamp | 1,785,268,800 |
| Earnings Timestamp End | 1,793,736,000 |
| Earnings Timestamp Start | 1,793,736,000 |
| Ebitda | 1,261,500,032 |
| Ebitda Margins | 0.094510004 |
| Enterprise To Ebitda | 13.193 |
| Enterprise To Revenue | 1.247 |
| Enterprise Value | 16,642,348,032 |
| Eps Current Year | 8.6756 |
| Eps Forward | 9.45877 |
| Eps Trailing Twelve Months | 4.34 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,784,851,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 89.345 |
| Fifty Day Average Change | 3.7050018 |
| Fifty Day Average Change Percent | 0.041468486 |
| Fifty Two Week Change Percent | 32.014847 |
| Fifty Two Week High | 94.55 |
| Fifty Two Week High Change | -1.5 |
| Fifty Two Week High Change Percent | -0.015864622 |
| Fifty Two Week Low | 68.7 |
| Fifty Two Week Low Change | 24.350006 |
| Fifty Two Week Low Change Percent | 0.3544397 |
| Fifty Two Week Range | 68.7 - 94.55 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 531,671,400,000 |
| Five Year Avg Dividend Yield | 2.92 |
| Float Shares | 143,397,464 |
| Forward Eps | 9.45877 |
| Forward P E | 9.837432 |
| Free Cashflow | -2,231,912,448 |
| Full Exchange Name | NYSE |
| Full Time Employees | 10,684 |
| Fullday Change | 0.600006 |
| Fullday Change Percent | 0.649006 |
| Fullday Price | 93.38 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.29304 |
| Gross Profits | 3,911,399,936 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01006 |
| Held Percent Institutions | 0.91305 |
| Implied Shares Outstanding | 158,306,798 |
| Industry | Insurance - Life |
| Industry Disp | Insurance - Life |
| Industry Key | insurance-life |
| Ir Website | http://www.investors.unum.com/phoenix.zhtml?c=112190&p=irol-irhome |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,784,851,200 |
| Last Dividend Value | 0.505 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 865,296,000 |
| Last Split Factor | 2:1 |
| Long Business Summary | Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee. |
| Long Name | Unum Group |
| Market | us_market |
| Market Cap | 14,730,447,872 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_166762 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 702,700,032 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 14,635,463,475 |
| Number Of Analyst Opinions | 13 |
| Open | 92.91 |
| Operating Cashflow | 830,400,000 |
| Operating Margins | 0.11359 |
| Overall Risk | 1 |
| Payout Ratio | 0.4269 |
| Peg Ratio | 1.03 |
| Phone | 423 294 1011 |
| Post Market Change | 0.3299942 |
| Post Market Change Percent | 0.3546418 |
| Post Market Price | 93.38 |
| Post Market Time | 1,787,960,508 |
| Previous Close | 92.45 |
| Price Eps Current Year | 10.725483 |
| Price Hint | 2 |
| Price To Book | 1.3627112 |
| Price To Sales Trailing12 Months | 1.1035945 |
| Profit Margins | 0.052649997 |
| Quick Ratio | 4.131 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.76923 |
| Region | US |
| Regular Market Change | 0.600006 |
| Regular Market Change Percent | 0.649006 |
| Regular Market Day High | 93.44 |
| Regular Market Day Low | 91.94 |
| Regular Market Day Range | 91.94 - 93.44 |
| Regular Market Open | 92.91 |
| Regular Market Previous Close | 92.45 |
| Regular Market Price | 93.05 |
| Regular Market Time | 1,787,947,202 |
| Regular Market Volume | 1,546,243 |
| Return On Assets | 0.01105 |
| Return On Equity | 0.06351 |
| Revenue Growth | 0.003 |
| Revenue Per Share | 80.717 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 158,306,798 |
| Shares Percent Shares Out | 0.0214 |
| Shares Short | 3,390,116 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 2,984,413 |
| Short Name | Unum Group |
| Short Percent Of Float | 0.028199999 |
| Short Ratio | 2.3 |
| Source Interval | 15 |
| State | TN |
| Symbol | UNM |
| Target High Price | 122.0 |
| Target Low Price | 88.0 |
| Target Mean Price | 101.84615 |
| Target Median Price | 99.0 |
| Total Cash | 2,074,400,000 |
| Total Cash Per Share | 13.104 |
| Total Debt | 3,986,299,904 |
| Total Revenue | 13,347,699,712 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.885 |
| Trailing Annual Dividend Yield | 0.0203894 |
| Trailing Eps | 4.34 |
| Trailing P E | 21.440092 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 80.52345 |
| Two Hundred Day Average Change | 12.52655 |
| Two Hundred Day Average Change Percent | 0.155564 |
| Type Disp | Equity |
| Volume | 1,546,243 |
| Website | https://www.unum.com |
| Zip | 37,402 |