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Union Bankshares, Inc. (UNB)

Financial Services | Banks - Regional | Morrisville, United States | NasdaqGM
24.68 USD +0.78 (3.264%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 24.68

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:59 p.m. EDT

UNB is a regional bank with a strong dividend yield of 5.9%, indicating it's an attractive option for income-focused investors. However, the recent price movement shows a lack of clear momentum, with the stock trading below its 200-day moving average. The short-term forecasting model suggests a slight downward trend, which may indicate caution for short-term traders. The consistent dividend payments, however, suggest a stable payout, making it a potentially good candidate for long-term investors looking for income. Despite the relatively low beta and strong fundamentals, the earnings growth has been negative, and the overall risk rating is moderate. This stock may offer a buy-the-dip opportunity for those who believe in its long-term potential and are willing to tolerate the short-term volatility.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.018087
AutoARIMA0.018087
MSTL0.018291
AutoTheta0.035744

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 79%
H-stat 0.96
Ljung-Box p 0.000
Jarque-Bera p 0.237
Excess Kurtosis 0.26
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-26
Last Dividend Date 2026-01-29
Revenue per Share 11.776
Market Cap 113,874,752
Trailing P/E 10.24
Beta 0.35
Profit Margins 20.64%
Website https://www.ublocal.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.45% 5.32% 5.77% 5.75%
Dividend History
Date Dividend Yield %
2026-01-30 0.360000 1.446364
2025-10-24 0.360000 1.475218
2025-07-25 0.360000 1.316912
2025-04-25 0.360000 1.077481
2025-01-24 0.360000 1.225691
2024-10-25 0.360000 1.334041
2024-07-26 0.360000 1.485742
2024-04-25 0.360000 1.401685
2024-01-25 0.360000 1.335057
2023-10-26 0.360000 1.592742
2023-07-27 0.360000 1.726813
2023-04-27 0.360000 1.879162
2023-01-26 0.360000 1.583319
2022-10-27 0.350000 1.602035
2022-07-28 0.350000 1.658445
2022-04-28 0.350000 1.401265
2022-01-27 0.350000 1.376746
2021-10-28 0.330000 1.297971
2021-07-29 0.330000 1.285143
2021-04-29 0.330000 1.244593
2021-01-29 0.330000 1.561879
2020-10-29 0.320000 1.933830
2020-07-24 0.320000 2.203144
2020-04-24 0.320000 1.911591
2020-01-24 0.320000 1.245075
2019-10-25 0.310000 1.310629
2019-07-26 0.310000 1.241910
2019-04-29 0.310000 1.149890
2019-01-25 0.310000 0.927085
2018-10-26 0.300000 0.938665
2018-07-27 0.300000 0.824056
2018-04-27 0.300000 0.832774
2018-01-25 0.300000 0.804972
2017-10-26 0.290000 0.860753
2017-07-26 0.290000 0.932541
2017-04-26 0.290000 1.022667
2017-01-25 0.290000 1.027376
2016-10-26 0.280000 1.276528
2016-07-27 0.280000 1.217191
2016-04-27 0.280000 1.479635
2016-01-27 0.270000 1.514636
2015-10-28 0.270000 1.563348
2015-07-23 0.270000 1.575762
2015-04-23 0.270000 1.519924
2015-01-28 0.270000 1.707777
2014-10-22 0.260000 1.729494
2014-07-23 0.260000 1.683113
2014-04-23 0.260000 1.800059
2014-01-22 0.260000 1.749734
2013-10-23 0.260000 1.994790
2013-07-24 0.250000 1.954368
2013-04-24 0.250000 2.051145
2013-01-23 0.250000 2.116410
2012-10-24 0.250000 2.207747
2012-07-25 0.250000 2.246933
2012-04-25 0.250000 2.407514
2012-01-25 0.250000 2.351874
2011-10-26 0.250000 2.431700
2011-07-27 0.250000 2.412413
2011-04-27 0.250000 2.444963
2011-01-26 0.250000 2.612004
2010-10-27 0.250000 2.694437
2010-07-28 0.250000 2.757914
2010-04-28 0.250000 2.721169
2010-01-27 0.250000 2.912252
2009-10-28 0.250000 3.181393
2009-07-22 0.250000 3.447150
2009-04-23 0.250000 3.299085
2009-01-28 0.280000 3.569881
2008-10-23 0.280000 3.377669
2008-07-24 0.280000 3.303778
2008-04-24 0.280000 3.353060
2008-01-23 0.280000 3.191725
2007-10-18 0.280000 3.191159
2007-07-19 0.280000 3.067522
2007-04-19 0.280000 3.073018
2007-01-18 0.280000 3.134266
2006-10-20 0.280000 3.306873
2006-07-20 0.260000 2.952508
2006-04-20 0.260000 3.183150
2006-01-19 0.260000 2.772760
2005-10-20 0.260000 3.158453
2005-07-21 0.240000 2.862816
2005-04-21 0.240000 2.902103
2005-01-20 0.640000 7.037121
2004-10-20 0.240000 2.795061
2004-07-21 0.220000 2.690627
2004-04-21 0.220000 2.602263
2004-01-21 0.220000 2.385354
2003-10-22 0.220000 2.282906
2003-07-23 0.200000 2.523228
2003-04-23 0.200000 3.131995
2003-01-22 0.200000 3.333934
2002-10-09 0.200000 4.000720
2002-07-11 0.186667 3.625313
2002-04-11 0.186667 3.753079
2002-01-10 0.186667 3.882798
2001-10-11 0.186667 4.573974
2001-07-11 0.173333 4.402128
2001-04-10 0.173333 4.870325
2001-01-10 0.173333 5.003315
2000-10-11 0.173333 5.024263
Additional Data
dividendRate 1.44
dividendYield 5.87
exDividendDate 2026-04-27
trailingAnnualDividendRate 1.44
trailingAnnualDividendYield 0.06025105
lastDividendValue 0.36
lastDividendDate 2026-01-30
dividendDate 2026-02-05

Info Dump

Attribute Value
52 Week Change -0.2220065
Address1 20 Lower Main Street
Address2 PO Box 667
All Time High 55.0
All Time Low 9.333333
Ask 24.52
Ask Size 2
Audit Risk 5
Average Daily Volume10 Day 3,950
Average Daily Volume3 Month 9,847
Average Volume 9,847
Average Volume10Days 3,950
Beta 0.349
Bid 24.1
Bid Size 1
Board Risk 3
Book Value 17.529
City Morrisville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 24.68
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 24.68
Day Low 24.14
Display Name Union Bankshares
Dividend Date 1,770,249,600
Dividend Rate 1.44
Dividend Yield 5.87
Earnings Growth -0.101
Earnings Quarterly Growth -0.084
Earnings Timestamp 1,776,279,600
Earnings Timestamp End 1,776,279,600
Earnings Timestamp Start 1,776,279,600
Ebitda Margins 0.0
Enterprise To Revenue 7.41
Enterprise Value 397,792,672
Eps Trailing Twelve Months 2.41
Esg Populated 0
Ex Dividend Date 1,777,248,000
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 800 522 2950
Fifty Day Average 23.9874
Fifty Day Average Change 0.69260025
Fifty Day Average Change Percent 0.028873503
Fifty Two Week Change Percent -22.20065
Fifty Two Week High 36.0
Fifty Two Week High Change -11.32
Fifty Two Week High Change Percent -0.31444442
Fifty Two Week Low 20.65
Fifty Two Week Low Change 4.0300007
Fifty Two Week Low Change Percent 0.19515742
Fifty Two Week Range 20.65 - 36.0
Financial Currency USD
First Trade Date Milliseconds 934,205,400,000
Five Year Avg Dividend Yield 5.24
Float Shares 3,794,777
Full Exchange Name NasdaqGM
Full Time Employees 195
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 53,683,000
Has Pre Post Market Data 1
Held Percent Insiders 0.20114
Held Percent Institutions 0.20602
Implied Shares Outstanding 4,614,050
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,769,731,200
Last Dividend Value 0.36
Last Fiscal Year End 1,767,139,200
Last Split Date 1,060,560,000
Last Split Factor 3:2
Long Business Summary Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. The company was founded in 1891 and is headquartered in Morrisville, Vermont.
Long Name Union Bankshares, Inc.
Market us_market
Market Cap 113,874,752
Market State CLOSED
Max Age 86,400
Message Board Id finmb_526309
Most Recent Quarter 1,767,139,200
Net Income To Common 11,080,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 113,228,787
Open 24.14
Operating Cashflow 17,225,000
Operating Margins 0.21274
Overall Risk 3
Payout Ratio 0.5975
Phone 802 888 6600
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 24.68
Post Market Time 1,776,456,605
Previous Close 23.9
Price Hint 2
Price To Book 1.4079527
Price To Sales Trailing12 Months 2.1212442
Profit Margins 0.20639999
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.780001
Regular Market Change Percent 3.2636
Regular Market Day High 24.68
Regular Market Day Low 24.14
Regular Market Day Range 24.14 - 24.68
Regular Market Open 24.14
Regular Market Previous Close 23.9
Regular Market Price 24.68
Regular Market Time 1,776,456,000
Regular Market Volume 7,143
Return On Assets 0.00704
Return On Equity 0.1504
Revenue Growth 0.099
Revenue Per Share 11.776
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 4,614,050
Shares Percent Shares Out 0.021
Shares Short 96,828
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 98,756
Short Name Union Bankshares, Inc.
Short Percent Of Float 0.0214
Short Ratio 13.5
Source Interval 15
State VT
Symbol UNB
Total Cash 21,255,000
Total Cash Per Share 4.607
Total Debt 305,172,992
Total Revenue 53,683,000
Tradeable 0
Trailing Annual Dividend Rate 1.44
Trailing Annual Dividend Yield 0.06025105
Trailing Eps 2.41
Trailing P E 10.240664
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 24.77645
Two Hundred Day Average Change -0.0964489
Two Hundred Day Average Change Percent -0.0038927651
Type Disp Equity
Volume 7,143
Website https://www.ublocal.com
Zip 05,661-0667