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UMB Financial Corporation (UMBFO)

Financial Services | Banks - Regional | Kansas City, United States | NasdaqGS
26.46 USD -0.05 (-0.188%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 26.71 +0.25 (0.944%) ⇧ (Aug. 28, 2026, 4:10 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 1:35 a.m. EDT

The immediate outlook is flat due to a lack of directional catalysts. While the statistical model shows high confidence in a slight downward drift over the next 45 days, this is likely just noise given the stock's static nature. Fundamentally, the company sits in a precarious spot: it trades at a deep discount to book value (under 30 cents on the dollar), which usually signals distress, yet it reports healthy double-digit revenue and earnings growth. This disconnect suggests the market is pricing in severe balance sheet risks or regulatory headwinds that aren't reflected in the current growth numbers. The recent price action confirms this stagnation, trading in a tight range with no clear breakout. For the long term, the absence of multi-year price history prevents a definitive assessment of whether the current valuation gap will close or widen, leaving the investment thesis ambiguous.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.004956
AutoARIMA0.004956
AutoTheta0.004986
MSTL0.005086

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 74%
H-stat 0.43
Ljung-Box p 0.000
Jarque-Bera p 0.136
Excess Kurtosis -0.03
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-29
Last Dividend Date 2026-06-29
Revenue per Share 37.026
Beta 0.79
Profit Margins 33.50%
Website https://www.umb.com

Dividend Data

Dividend History
Date Dividend Yield %
2026-06-30 0.484 1.835419
2026-03-31 0.484 1.897295
2025-12-31 0.484 1.792593
2025-09-30 0.660 2.374955
Additional Data
dividendRate 1.94
dividendYield 7.31
exDividendDate 2026-09-30
trailingAnnualDividendRate 1.69
trailingAnnualDividendYield 0.06374953
lastDividendValue 0.484
lastDividendDate 2026-06-30
dividendDate 2026-10-15

Info Dump

Attribute Value
52 Week Change 0.005309105
Address1 1,010 Grand Boulevard
All Time High 28.05
All Time Low 25.1
Ask 26.69
Ask Size 1
Average Daily Volume10 Day 11,030
Average Daily Volume3 Month 13,775
Average Volume 13,775
Average Volume10Days 11,030
Beta 0.788
Bid 26.47
Bid Size 1
Book Value 99.147
City Kansas City
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 26.4601
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 26.75
Day Low 26.4597
Display Name UMB Financial
Dividend Date 1,792,022,400
Dividend Rate 1.94
Dividend Yield 7.31
Earnings Growth 0.262
Earnings Quarterly Growth 0.277
Ebitda Margins 0.0
Enterprise To Revenue 1.387
Enterprise Value 3,904,163,328
Esg Populated 0
Ex Dividend Date 1,790,726,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 26.5098
Fifty Day Average Change -0.049699783
Fifty Day Average Change Percent -0.0018747703
Fifty Two Week Change Percent 0.5309105
Fifty Two Week High 28.05
Fifty Two Week High Change -1.5898991
Fifty Two Week High Change Percent -0.056680895
Fifty Two Week Low 25.51
Fifty Two Week Low Change 0.95009995
Fifty Two Week Low Change Percent 0.037244216
Fifty Two Week Range 25.51 - 28.05
Financial Currency USD
First Trade Date Milliseconds 1,748,611,800,000
Float Shares 72,944,687
Full Exchange Name NasdaqGS
Full Time Employees 5,222
Fullday Change -0.0499001
Fullday Change Percent -0.188231
Fullday Price 26.71
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 2,813,897,984
Has Pre Post Market Data 1
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website https://www.umb.com/AboutUMB/InvestorRelations/index.html
Language en-US
Last Dividend Date 1,782,777,600
Last Dividend Value 0.484
Last Fiscal Year End 1,767,139,200
Long Business Summary UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
Long Name UMB Financial Corporation
Market us_market
Market State CLOSED
Max Age 86,400
Message Board Id finmb_310364
Most Recent Quarter 1,782,777,600
Net Income To Common 917,297,984
Next Fiscal Year End 1,798,675,200
Open 26.62
Operating Cashflow 1,088,816,000
Operating Margins 0.51058
Phone 816 860 7000
Post Market Change 0.24989891
Post Market Change Percent 0.9444367
Post Market Price 26.71
Post Market Time 1,787,947,805
Previous Close 26.51
Price Hint 2
Price To Book 0.26687747
Profit Margins 0.33501
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.049900055
Regular Market Change Percent -0.18823107
Regular Market Day High 26.75
Regular Market Day Low 26.4597
Regular Market Day Range 26.4597 - 26.75
Regular Market Open 26.62
Regular Market Previous Close 26.51
Regular Market Price 26.4601
Regular Market Time 1,787,947,200
Regular Market Volume 5,148
Return On Assets 0.0130900005
Return On Equity 0.12309
Revenue Growth 0.122
Revenue Per Share 37.026
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 13,694
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 19,257
Short Name UMB Financial Corporation - Dep
Short Ratio 1.34
Source Interval 15
State MO
Symbol UMBFO
Total Cash 2,111,611,008
Total Cash Per Share 27.803
Total Debt 3,712,062,976
Total Revenue 2,813,897,984
Tradeable 0
Trailing Annual Dividend Rate 1.69
Trailing Annual Dividend Yield 0.06374953
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 26.673115
Two Hundred Day Average Change -0.2130146
Two Hundred Day Average Change Percent -0.007986116
Type Disp Equity
Volume 5,148
Website https://www.umb.com
Zip 64,106