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UMB Financial Corporation (UMBF)

Financial Services | Banks - Regional | Kansas City, United States | NasdaqGS
123.59 USD +3.04 (2.522%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 123.51 -0.08 (-0.077%) ⇩ (April 17, 2026, 5:48 p.m. EDT)
Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 2:54 p.m. EDT

UMB Financial Corporation (UMBF) shows a mixed outlook. Short-term traders might find some opportunities in the recent price fluctuations, but the overall momentum is not strong enough to justify a high star rating. Long-term investors could consider the recent dip as a potential buying opportunity, especially given the company's relatively stable dividend payments and moderate risk profile. However, the low IV and mixed options activity suggest uncertainty in the short to medium term. Overall, UMBF is a moderate-risk stock with potential for growth but requires careful monitoring.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.062380
AutoARIMA0.063140
MSTL0.063259
AutoTheta0.100552

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 52%
H-stat 3.21
Ljung-Box p 0.000
Jarque-Bera p 0.237
Excess Kurtosis -1.09
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-09
Last Dividend Date 2026-03-09
Revenue per Share 34.095
Market Cap 9,409,721,344
Trailing P/E 13.30
Forward P/E 9.38
Beta 0.77
Profit Margins 28.12%
Website https://www.umb.com

As of April 11, 2026, 2:54 p.m. EDT: Options speculators are showing mixed signals. There is a notable concentration of open interest (OI) and volume in out-of-the-money (OTM) puts, particularly around strikes below the current price, indicating potential bearish sentiment or hedging against downside risk. However, there are also calls with significant OI and volume, especially in the May and September expirations, suggesting some bullish positioning. The overall IV is low, which may indicate a lack of volatility expectations, but the presence of OTM puts suggests caution. The ATM anchor strikes are being watched, with some activity around the current price level.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.38% 1.46% 1.78% 1.77%
Dividend History
Date Dividend Yield %
2026-03-10 0.430000 0.381544
2025-12-10 0.430000 0.364459
2025-09-10 0.400000 0.330384
2025-06-10 0.400000 0.381146
2025-03-10 0.400000 0.410904
2024-12-10 0.400000 0.327972
2024-09-10 0.390000 0.392645
2024-06-10 0.390000 0.498204
2024-03-08 0.390000 0.485153
2023-12-08 0.390000 0.529603
2023-09-08 0.380000 0.640535
2023-06-09 0.380000 0.605428
2023-03-09 0.380000 0.501947
2022-12-09 0.380000 0.496330
2022-09-09 0.370000 0.435345
2022-06-09 0.370000 0.446886
2022-03-09 0.370000 0.407279
2021-12-09 0.370000 0.380765
2021-09-09 0.370000 0.447905
2021-06-09 0.320000 0.367604
2021-03-09 0.320000 0.373581
2020-12-09 0.320000 0.506856
2020-09-09 0.310000 0.650324
2020-06-09 0.310000 0.555279
2020-03-09 0.310000 0.724085
2019-12-09 0.310000 0.512965
2019-09-09 0.300000 0.532025
2019-06-07 0.300000 0.539562
2019-03-08 0.300000 0.518050
2018-12-07 0.300000 0.532859
2018-09-07 0.290000 0.438527
2018-06-08 0.290000 0.415754
2018-03-08 0.290000 0.439488
2017-12-07 0.275000 0.426371
2017-09-07 0.255000 0.466298
2017-06-07 0.255000 0.416119
2017-03-08 0.255000 0.390923
2016-12-07 0.255000 0.380479
2016-09-07 0.245000 0.484211
2016-06-08 0.245000 0.500247
2016-03-08 0.245000 0.572305
2015-12-08 0.245000 0.606179
2015-09-08 0.235000 0.563304
2015-06-08 0.235000 0.506197
2015-03-06 0.235000 0.548322
2014-12-08 0.235000 0.516855
2014-09-08 0.225000 0.473427
2014-06-06 0.225000 0.453871
2014-03-06 0.225000 0.434647
2013-12-06 0.225000 0.439933
2013-09-06 0.215000 0.464790
2013-06-05 0.215000 0.508082
2013-03-06 0.215000 0.586966
2012-12-06 0.215000 0.632876
2012-09-06 0.205000 0.518026
2012-06-06 0.205000 0.572779
2012-03-07 0.205000 0.619706
2011-12-07 0.205000 0.724826
2011-09-07 0.195000 0.675087
2011-06-08 0.195000 0.608997
2011-03-09 0.195000 0.639111
2010-12-08 0.195000 0.632182
2010-09-08 0.185000 0.726403
2010-06-09 0.185000 0.665931
2010-03-09 0.185000 0.607466
2009-12-09 0.185000 0.630755
2009-09-08 0.175000 0.583299
2009-06-09 0.175000 0.596134
2009-03-09 0.175000 0.690982
2008-12-09 0.175000 0.515211
2008-09-08 0.165000 0.408302
2008-06-09 0.165000 0.444288
2008-03-07 0.150000 0.554555
2007-12-07 0.150000 0.557558
2007-09-10 0.140000 0.452294
2007-06-07 0.140000 0.508102
2007-03-08 0.140000 0.514808
2006-12-08 0.130000 0.504832
2006-09-07 0.130000 0.531857
2006-06-08 0.130000 0.544528
2006-03-09 0.125000 0.520083
2005-12-09 0.125000 0.539367
2005-09-08 0.110000 0.481902
2005-06-08 0.110000 0.564024
2005-03-09 0.110000 0.562505
2004-12-09 0.110000 0.547165
2004-09-09 0.105000 0.617479
2004-06-08 0.105000 0.598536
2004-03-09 0.105000 0.609052
2003-12-10 0.105000 0.632329
2003-09-10 0.100000 0.610746
2003-06-06 0.100000 0.694126
2003-03-07 0.100000 0.775075
2002-12-10 0.100000 0.781451
2002-09-11 0.100000 0.750845
2002-06-06 0.100000 0.656474
2002-03-07 0.100000 0.742555
2001-12-10 0.100000 0.721840
2001-06-07 0.095238 0.778936
2001-03-08 0.095238 0.805871
2000-12-08 0.095238 0.905429
2000-09-12 0.095238 0.866260
2000-06-08 0.095238 0.897852
2000-03-08 0.095238 0.921253
1999-12-09 0.087143 0.779202
1999-09-09 0.086580 0.745020
1999-06-09 0.086580 0.748522
1999-03-10 0.086580 0.727476
1998-12-10 0.086580 0.705666
1998-09-09 0.082251 0.686496
1998-06-10 0.082251 0.559327
1998-03-11 0.082251 0.516149
1997-12-09 0.082251 0.587160
1997-09-10 0.078334 0.634411
1997-06-11 0.078334 0.770494
1997-03-12 0.078334 0.774160
1996-12-09 0.078334 0.823402
1996-09-11 0.078531 0.844783
1996-06-12 0.078531 0.892981
1996-03-13 0.078531 0.975907
1995-12-11 0.070678 0.725477
1995-09-13 0.078531 0.885854
1995-06-13 0.078531 1.059602
1995-03-09 0.078531 1.118224
1994-12-06 0.078531 1.144149
1994-09-12 0.078531 1.071968
1994-06-08 0.229702 3.037771
1993-12-07 0.078531 0.962553
1993-09-09 0.078531 0.906467
1993-03-09 0.078531 0.947043
1992-12-08 0.078531 0.945898
1992-09-09 0.078531 0.976331
1992-06-08 0.078531 0.875800
1992-03-06 0.078531 0.936122
1991-12-09 0.078531 1.102417
1991-06-10 0.078531 1.151206
1991-03-11 0.078531 1.299442
1990-12-10 0.078531 1.433170
1990-09-11 0.078531 1.397386
1990-06-11 0.078531 1.299981
1990-03-09 0.078531 1.303309
1989-12-08 0.117796 1.888072
1989-09-11 0.078531 1.240857
1989-06-09 0.078531 1.392451
1989-03-13 0.066751 1.333727
1988-12-09 0.066751 1.297666
1988-09-12 0.066751 1.269481
1988-06-13 0.066751 1.295565
1988-03-10 0.066751 1.244973
1987-12-08 0.066751 1.363409
1987-09-10 0.066751 1.266978
1987-06-11 0.066751 1.354241
1987-03-12 0.066751 1.243277
1986-12-09 0.065442 1.263144
Additional Data
dividendRate 1.72
dividendYield 1.39
exDividendDate 2026-03-10
trailingAnnualDividendRate 1.63
trailingAnnualDividendYield 0.01352136
lastDividendValue 0.43
lastDividendDate 2026-03-10
dividendDate 2026-04-01

Info Dump

Attribute Value
52 Week Change 0.33322275
Address1 1,010 Grand Boulevard
All Time High 136.11
All Time Low 4.97361
Ask 156.45
Ask Size 2
Audit Risk 2
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 561,390
Average Daily Volume3 Month 582,468
Average Volume 582,468
Average Volume10Days 561,390
Beta 0.765
Bid 88.77
Bid Size 2
Board Risk 4
Book Value 97.412
City Kansas City
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 123.59
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 125.13
Day Low 121.94
Display Name UMB Financial
Dividend Date 1,775,001,600
Dividend Rate 1.72
Dividend Yield 1.39
Earnings Call Timestamp End 1,777,469,400
Earnings Call Timestamp Start 1,777,469,400
Earnings Growth 0.126
Earnings Quarterly Growth 0.795
Earnings Timestamp 1,777,406,400
Earnings Timestamp End 1,777,406,400
Earnings Timestamp Start 1,777,406,400
Ebitda Margins 0.0
Enterprise To Revenue 4.318
Enterprise Value 10,786,519,040
Eps Current Year 12.0459
Eps Forward 13.18286
Eps Trailing Twelve Months 9.29
Esg Populated 0
Ex Dividend Date 1,773,100,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 118.8378
Fifty Day Average Change 4.7521973
Fifty Day Average Change Percent 0.03998894
Fifty Two Week Change Percent 33.322273
Fifty Two Week High 136.11
Fifty Two Week High Change -12.520004
Fifty Two Week High Change Percent -0.09198446
Fifty Two Week Low 89.34
Fifty Two Week Low Change 34.25
Fifty Two Week Low Change Percent 0.38336694
Fifty Two Week Range 89.34 - 136.11
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 1.66
Float Shares 72,408,649
Forward Eps 13.18286
Forward P E 9.3750515
Full Exchange Name NasdaqGS
Full Time Employees 5,222
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 2,497,754,880
Has Pre Post Market Data 1
Held Percent Insiders 0.05293
Held Percent Institutions 0.95259005
Implied Shares Outstanding 76,136,588
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website https://www.umb.com/AboutUMB/InvestorRelations/index.html
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,773,100,800
Last Dividend Value 0.43
Last Fiscal Year End 1,767,139,200
Last Split Date 1,149,033,600
Last Split Factor 2:1
Long Business Summary UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
Long Name UMB Financial Corporation
Market us_market
Market Cap 9,409,721,344
Market State CLOSED
Max Age 86,400
Message Board Id finmb_310364
Most Recent Quarter 1,767,139,200
Net Income To Common 684,617,024
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 9,402,868,618
Number Of Analyst Opinions 12
Open 122.19
Operating Cashflow 1,026,692,992
Operating Margins 0.42957002
Overall Risk 3
Payout Ratio 0.17549999
Peg Ratio 2.54
Phone 816 860 7000
Post Market Change -0.076797485
Post Market Change Percent -0.06213892
Post Market Price 123.5132
Post Market Time 1,776,462,489
Previous Close 120.55
Price Eps Current Year 10.259922
Price Hint 2
Price To Book 1.2687348
Price To Sales Trailing12 Months 3.7672718
Profit Margins 0.28121
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.75
Region US
Regular Market Change 3.03999
Regular Market Change Percent 2.52177
Regular Market Day High 125.13
Regular Market Day Low 121.94
Regular Market Day Range 121.94 - 125.13
Regular Market Open 122.19
Regular Market Previous Close 120.55
Regular Market Price 123.59
Regular Market Time 1,776,456,000
Regular Market Volume 554,533
Return On Assets 0.0113699995
Return On Equity 0.12588
Revenue Growth 0.676
Revenue Per Share 34.095
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 76,136,588
Shares Percent Shares Out 0.037
Shares Short 2,813,845
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 2,309,592
Short Name UMB Financial Corporation
Short Percent Of Float 0.0438
Short Ratio 5.05
Source Interval 15
State MO
Symbol UMBF
Target High Price 160.0
Target Low Price 130.0
Target Mean Price 142.83333
Target Median Price 142.0
Total Cash 2,925,409,024
Total Cash Per Share 38.424
Total Debt 4,008,278,016
Total Revenue 2,497,754,880
Tradeable 0
Trailing Annual Dividend Rate 1.63
Trailing Annual Dividend Yield 0.01352136
Trailing Eps 9.29
Trailing P E 13.303552
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 116.35975
Two Hundred Day Average Change 7.2302475
Two Hundred Day Average Change Percent 0.062137015
Type Disp Equity
Volume 554,533
Website https://www.umb.com
Zip 64,106