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UMB Financial Corporation (UMBF)

Financial Services | Banks - Regional | Kansas City, United States | NasdaqGS
144.59 USD +0.05 (0.031%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 144.59
Short-term:★★★★☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take ↕ | Aug. 22, 2026, 3:55 a.m. EDT

The long-term outlook is strong, anchored by a multi-year price path that has climbed more than 100 percent over the last nine years and is currently posting positive annual returns. While the business generates solid revenue growth and earnings expansion, the return on equity does not reach the exceptional threshold needed for a top-tier rating, capping the long-term view at a solid buy. In the near term, momentum is building as the stock trades above its key moving averages and a statistical model suggests a significant upside potential over the next forty-five days, despite a recent pause in the advance near the fifty-day average. Income investors will find the payout reliable and well-covered, but the yield remains modest relative to inflation. Speculators are clearly leaning bullish, with call option interest far exceeding put interest and positioning targets aligned with the upper end of the recent trading range.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.022010
AutoTheta0.048057
MSTL0.082451
AutoETS0.090300

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 49%
H-stat 4.32
Ljung-Box p 0.000
Jarque-Bera p 0.622
Excess Kurtosis -0.70
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-09
Last Dividend Date 2026-06-09
Revenue per Share 37.026
Market Cap 10,981,235,712
Trailing P/E 12.02
Forward P/E 10.38
Beta 0.79
Profit Margins 33.50%
Website https://www.umb.com

As of Aug. 22, 2026, 3:55 a.m. EDT: Call volume and open interest significantly exceed put activity across all expirations, with notable positioning at the 155 strike for September and at-the-money levels for December. Put interest is minimal and concentrated deep out-of-the-money, indicating a lack of hedging demand. Implied volatility is elevated for puts relative to calls, but the overall positioning signals a bet on continued appreciation rather than downside protection.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.33% 1.40% 1.66% 1.69%
Dividend History
Date Dividend Yield %
2026-06-10 0.430000 0.325856
2026-03-10 0.430000 0.381544
2025-12-10 0.430000 0.363084
2025-09-10 0.400000 0.327896
2025-06-10 0.400000 0.377038
2025-03-10 0.400000 0.404940
2024-12-10 0.400000 0.321958
2024-09-10 0.390000 0.384199
2024-06-10 0.390000 0.485618
2024-03-08 0.390000 0.470617
2023-12-08 0.390000 0.511341
2023-09-08 0.380000 0.615285
2023-06-09 0.380000 0.577947
2023-03-09 0.380000 0.476429
2022-12-09 0.380000 0.469020
2022-09-09 0.370000 0.409473
2022-06-09 0.370000 0.418599
2022-03-09 0.370000 0.379955
2021-12-09 0.370000 0.353864
2021-09-09 0.370000 0.414798
2021-06-09 0.320000 0.339019
2021-03-09 0.320000 0.343384
2020-12-09 0.320000 0.464306
2020-09-09 0.310000 0.592961
2020-06-09 0.310000 0.503328
2020-03-09 0.310000 0.653044
2019-12-09 0.310000 0.460145
2019-09-09 0.300000 0.475059
2019-06-07 0.300000 0.479463
2019-03-08 0.300000 0.458155
2018-12-07 0.300000 0.469116
2018-09-07 0.290000 0.384259
2018-06-08 0.290000 0.362908
2018-03-08 0.290000 0.382233
2017-12-07 0.275000 0.369425
2017-09-07 0.255000 0.402526
2017-06-07 0.255000 0.357794
2017-03-08 0.255000 0.334909
2016-12-07 0.255000 0.324882
2016-09-07 0.245000 0.412111
2016-06-08 0.245000 0.424022
2016-03-08 0.245000 0.483044
2015-12-08 0.245000 0.509250
2015-09-08 0.235000 0.470848
2015-06-08 0.235000 0.421071
2015-03-06 0.235000 0.454194
2014-12-08 0.235000 0.426188
2014-09-08 0.225000 0.388735
2014-06-06 0.225000 0.371226
2014-03-06 0.225000 0.354163
2013-12-06 0.225000 0.357200
2013-09-06 0.215000 0.376006
2013-06-05 0.215000 0.409524
2013-03-06 0.215000 0.471181
2012-12-06 0.215000 0.505644
2012-09-06 0.205000 0.411812
2012-06-06 0.205000 0.453440
2012-03-07 0.205000 0.488328
2011-12-07 0.205000 0.568339
2011-09-07 0.195000 0.526316
2011-06-08 0.195000 0.472155
2011-03-09 0.195000 0.493171
2010-12-08 0.195000 0.485437
2010-09-08 0.185000 0.555055
2010-06-09 0.185000 0.506017
2010-03-09 0.185000 0.459285
2009-12-09 0.185000 0.474724
2009-09-08 0.175000 0.436954
2009-06-09 0.175000 0.444614
2009-03-09 0.175000 0.513046
2008-12-09 0.175000 0.380600
2008-09-08 0.165000 0.300546
2008-06-09 0.165000 0.326023
2008-03-07 0.150000 0.405625
2007-12-07 0.150000 0.406174
2007-09-10 0.140000 0.328176
2007-06-07 0.140000 0.367454
2007-03-08 0.140000 0.370959
2006-12-08 0.130000 0.362420
2006-09-07 0.130000 0.380451
2006-06-08 0.130000 0.388060
2006-03-09 0.125000 0.369167
2005-12-09 0.125000 0.381446
2005-09-08 0.110000 0.339506
2005-06-08 0.110000 0.396040
2005-03-09 0.110000 0.393419
2004-12-09 0.110000 0.381216
2004-09-09 0.105000 0.428571
2004-06-08 0.105000 0.413630
2004-03-09 0.105000 0.419162
2003-12-10 0.105000 0.433347
2003-09-10 0.100000 0.416753
2003-06-06 0.100000 0.471698
2003-03-07 0.100000 0.524246
2002-12-10 0.100000 0.525762
2002-09-11 0.100000 0.502513
2002-06-06 0.100000 0.437158
2002-03-07 0.100000 0.492368
2001-12-10 0.100000 0.476304
2001-06-07 0.095238 0.511378
2001-03-08 0.095238 0.526315
2000-12-08 0.095238 0.588235
2000-09-12 0.095238 0.559440
2000-06-08 0.095238 0.576576
2000-03-08 0.095238 0.588235
1999-12-09 0.087143 0.494595
1999-09-09 0.086580 0.470588
1999-06-09 0.086580 0.470588
1999-03-10 0.086580 0.455192
1998-12-10 0.086580 0.439560
1998-09-09 0.082251 0.425770
1998-06-10 0.082251 0.345454
1998-03-11 0.082251 0.317659
1997-12-09 0.082251 0.360189
1997-09-10 0.078334 0.387753
1997-06-11 0.078334 0.469134
1997-03-12 0.078334 0.469134
1996-12-09 0.078334 0.496730
1996-09-11 0.078531 0.507134
1996-06-12 0.078531 0.533335
1996-03-13 0.078531 0.579712
1995-12-11 0.070678 0.428574
1995-09-13 0.078531 0.521175
1995-06-13 0.078531 0.620157
1995-03-09 0.078531 0.650409
1994-12-06 0.078531 0.661160
1994-09-12 0.078531 0.615387
1994-06-08 0.229702 1.733331
1993-12-07 0.078531 0.540543
1993-09-09 0.078531 0.506331
1993-03-09 0.078531 0.526318
1992-12-08 0.078531 0.522878
1992-09-09 0.078531 0.536915
1992-06-08 0.078531 0.479044
1992-03-06 0.078531 0.509556
1991-12-09 0.078531 0.597017
1991-06-10 0.078531 0.620157
1991-03-11 0.078531 0.695655
1990-12-10 0.078531 0.761908
1990-09-11 0.078531 0.737330
1990-06-11 0.078531 0.680854
1990-03-09 0.078531 0.677969
1989-12-08 0.117796 0.975609
1989-09-11 0.078531 0.634923
1989-06-09 0.078531 0.707967
1989-03-13 0.066751 0.673266
1988-12-09 0.066751 0.650717
1988-09-12 0.066751 0.632557
1988-06-13 0.066751 0.641509
1988-03-10 0.066751 0.612612
1987-12-08 0.066751 0.666666
1987-09-10 0.066751 0.615384
1987-06-11 0.066751 0.653845
1987-03-12 0.066751 0.596490
1986-12-09 0.065442 0.602407
Additional Data
dividendRate 2.0
dividendYield 1.38
exDividendDate 2026-09-10
trailingAnnualDividendRate 1.69
trailingAnnualDividendYield 0.011692266
lastDividendValue 0.43
lastDividendDate 2026-06-10
dividendDate 2026-10-01

Info Dump

Attribute Value
52 Week Change 0.18933594
Address1 1,010 Grand Boulevard
All Time High 153.32
All Time Low 4.97361
Ask 184.85
Ask Size 2
Audit Risk 2
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 411,960
Average Daily Volume3 Month 639,920
Average Volume 639,920
Average Volume10Days 411,960
Beta 0.788
Bid 144.4
Bid Size 1
Board Risk 4
Book Value 99.147
City Kansas City
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 144.585
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 145.64
Day Low 143.9
Display Name UMB Financial
Dividend Date 1,790,812,800
Dividend Rate 2.0
Dividend Yield 1.38
Earnings Call Timestamp End 1,785,331,800
Earnings Call Timestamp Start 1,785,331,800
Earnings Growth 0.262
Earnings Quarterly Growth 0.277
Earnings Timestamp 1,785,268,800
Earnings Timestamp End 1,793,131,200
Earnings Timestamp Start 1,793,131,200
Ebitda Margins 0.0
Enterprise To Revenue 4.576
Enterprise Value 12,875,753,472
Eps Current Year 13.20506
Eps Forward 13.93261
Eps Trailing Twelve Months 12.03
Esg Populated 0
Ex Dividend Date 1,788,998,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 144.4068
Fifty Day Average Change 0.1782074
Fifty Day Average Change Percent 0.0012340652
Fifty Two Week Change Percent 18.933594
Fifty Two Week High 153.32
Fifty Two Week High Change -8.735001
Fifty Two Week High Change Percent -0.056972347
Fifty Two Week Low 103.38
Fifty Two Week Low Change 41.20501
Fifty Two Week Low Change Percent 0.39857817
Fifty Two Week Range 103.38 - 153.32
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 1.65
Float Shares 72,944,687
Forward Eps 13.93261
Forward P E 10.377454
Full Exchange Name NasdaqGS
Full Time Employees 5,222
Fullday Change 0.0450134
Fullday Change Percent 0.0311425
Fullday Price 144.585
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 2,813,897,984
Has Pre Post Market Data 1
Held Percent Insiders 0.0529
Held Percent Institutions 0.97730005
Implied Shares Outstanding 75,950,030
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website https://www.umb.com/AboutUMB/InvestorRelations/index.html
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,781,049,600
Last Dividend Value 0.43
Last Fiscal Year End 1,767,139,200
Last Split Date 1,149,033,600
Last Split Factor 2:1
Long Business Summary UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
Long Name UMB Financial Corporation
Market us_market
Market Cap 10,981,235,712
Market State CLOSED
Max Age 86,400
Message Board Id finmb_310364
Most Recent Quarter 1,782,777,600
Net Income To Common 917,297,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 10,981,614,837
Number Of Analyst Opinions 14
Open 144.76
Operating Cashflow 1,088,816,000
Operating Margins 0.51058
Overall Risk 3
Payout Ratio 0.14050001
Peg Ratio 2.54
Phone 816 860 7000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 144.585
Post Market Time 1,787,959,805
Previous Close 144.54
Price Eps Current Year 10.949212
Price Hint 2
Price To Book 1.4582893
Price To Sales Trailing12 Months 3.9024997
Profit Margins 0.33501
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.71429
Region US
Regular Market Change 0.0450134
Regular Market Change Percent 0.0311425
Regular Market Day High 145.64
Regular Market Day Low 143.9
Regular Market Day Range 143.9 - 145.64
Regular Market Open 144.76
Regular Market Previous Close 144.54
Regular Market Price 144.585
Regular Market Time 1,787,947,201
Regular Market Volume 467,731
Return On Assets 0.0130900005
Return On Equity 0.12309
Revenue Growth 0.122
Revenue Per Share 37.026
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 75,950,030
Shares Percent Shares Out 0.044699997
Shares Short 3,395,125
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 4,092,660
Short Name UMB Financial Corporation
Short Percent Of Float 0.053000003
Short Ratio 5.57
Source Interval 15
State MO
Symbol UMBF
Target High Price 181.0
Target Low Price 159.0
Target Mean Price 168.2143
Target Median Price 168.5
Total Cash 2,111,611,008
Total Cash Per Share 27.803
Total Debt 3,712,062,976
Total Revenue 2,813,897,984
Tradeable 0
Trailing Annual Dividend Rate 1.69
Trailing Annual Dividend Yield 0.011692266
Trailing Eps 12.03
Trailing P E 12.018704
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 126.84065
Two Hundred Day Average Change 17.744354
Two Hundred Day Average Change Percent 0.13989486
Type Disp Equity
Volume 467,731
Website https://www.umb.com
Zip 64,106