United Fire Group, Inc. (UFCS)Financial Services | Insurance - Property & Casualty | Cedar Rapids, United States | NasdaqGS
40.38 USD
+1.04
(2.644%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 40.41 +0.03 (0.069%) ⇧ (April 17, 2026, 5:48 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 4:26 p.m. EDT
UFCS presents a mixed opportunity. The stock has shown moderate volatility in the short term, with recent price movements hovering around the 39.14 mark. The dividend yield is attractive at 2.04%, and the consistent dividend payouts suggest reliability. However, the stock's fundamentals are modest, with a low P/E ratio and high debt-to-equity ratio. While the stock may offer a buying opportunity for short-term traders, long-term investors should be cautious due to the company's financial leverage and limited growth prospects. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.075454 |
| AutoARIMA | 0.079695 |
| AutoETS | 0.085683 |
| MSTL | 0.087493 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 68% |
| H-stat | 1.44 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.678 |
| Excess Kurtosis | -0.64 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-23 |
| Last Dividend Date | 2025-12-04 |
| Debt to Equity Ratio | 16.932 |
| Revenue per Share | 54.432 |
| Market Cap | 1,034,304,640 |
| Trailing P/E | 9.01 |
| Forward P/E | 10.83 |
| Beta | 0.41 |
| Profit Margins | 8.53% |
| Website | https://www.ufginsurance.com |
As of April 11, 2026, 4:26 p.m. EDT: Options activity shows mixed signals. For near-term expirations, there is limited volume and open interest, with a focus on ATM strikes. The higher IV on puts suggests some bearish sentiment, but the overall volume is low. For longer-dated options, there is a notable increase in OTM calls, especially at the 55.0 strike, indicating potential bullish speculation. However, the lack of significant put activity suggests limited bearish positioning.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.46% | 1.55% | 2.47% | 2.46% |
| Date | Dividend | Yield % |
|---|---|---|
| 2025-12-05 | 0.160000 | 0.458190 |
| 2025-08-29 | 0.160000 | 0.522819 |
| 2025-06-06 | 0.160000 | 0.569050 |
| 2025-03-07 | 0.160000 | 0.581106 |
| 2024-11-29 | 0.160000 | 0.533959 |
| 2024-08-30 | 0.160000 | 0.802469 |
| 2024-05-31 | 0.160000 | 0.744047 |
| 2024-03-07 | 0.160000 | 0.745067 |
| 2023-11-30 | 0.160000 | 0.803806 |
| 2023-08-31 | 0.160000 | 0.855946 |
| 2023-06-01 | 0.160000 | 0.787881 |
| 2023-03-09 | 0.160000 | 0.636505 |
| 2022-12-01 | 0.160000 | 0.593197 |
| 2022-09-01 | 0.160000 | 0.593672 |
| 2022-06-02 | 0.160000 | 0.534959 |
| 2022-03-03 | 0.150000 | 0.586397 |
| 2021-12-02 | 0.150000 | 0.736186 |
| 2021-09-02 | 0.150000 | 0.652723 |
| 2021-06-03 | 0.150000 | 0.541055 |
| 2021-03-04 | 0.150000 | 0.534053 |
| 2020-12-03 | 0.150000 | 0.740317 |
| 2020-09-03 | 0.330000 | 1.574639 |
| 2020-06-04 | 0.330000 | 1.308937 |
| 2020-03-05 | 0.330000 | 1.014417 |
| 2019-11-27 | 0.330000 | 0.886233 |
| 2019-08-29 | 0.330000 | 0.860620 |
| 2019-05-30 | 0.330000 | 0.849174 |
| 2019-02-28 | 0.310000 | 0.762949 |
| 2018-11-29 | 0.310000 | 0.711667 |
| 2018-08-30 | 0.310000 | 0.754789 |
| 2018-08-02 | 3.000000 | 6.326392 |
| 2018-05-31 | 0.310000 | 0.742804 |
| 2018-03-06 | 0.280000 | 0.791319 |
| 2017-11-30 | 0.280000 | 0.757785 |
| 2017-08-30 | 0.280000 | 0.880094 |
| 2017-05-30 | 0.280000 | 0.860541 |
| 2017-02-27 | 0.250000 | 0.787126 |
| 2016-11-29 | 0.250000 | 0.727508 |
| 2016-08-30 | 0.250000 | 0.776367 |
| 2016-05-27 | 0.250000 | 0.813901 |
| 2016-02-26 | 0.220000 | 0.729388 |
| 2015-11-27 | 0.220000 | 0.759821 |
| 2015-08-28 | 0.220000 | 0.908043 |
| 2015-05-28 | 0.220000 | 0.988405 |
| 2015-02-26 | 0.200000 | 0.962016 |
| 2014-11-26 | 0.200000 | 0.979260 |
| 2014-08-28 | 0.200000 | 0.958014 |
| 2014-05-29 | 0.200000 | 1.022838 |
| 2014-02-27 | 0.180000 | 0.893411 |
| 2013-11-27 | 0.180000 | 0.883378 |
| 2013-08-29 | 0.180000 | 0.882118 |
| 2013-05-29 | 0.180000 | 0.938740 |
| 2013-02-27 | 0.150000 | 0.903471 |
| 2012-12-12 | 0.150000 | 1.028529 |
| 2012-08-29 | 0.150000 | 0.985646 |
| 2012-05-30 | 0.150000 | 1.067418 |
| 2012-02-28 | 0.150000 | 1.083765 |
| 2011-12-13 | 0.150000 | 1.181161 |
| 2011-08-30 | 0.150000 | 1.297426 |
| 2011-05-27 | 0.150000 | 1.229147 |
| 2011-02-25 | 0.150000 | 1.137141 |
| 2010-12-13 | 0.150000 | 1.051345 |
| 2010-08-30 | 0.150000 | 1.184756 |
| 2010-05-27 | 0.150000 | 1.080697 |
| 2010-02-25 | 0.150000 | 1.365633 |
| 2009-12-11 | 0.150000 | 1.361022 |
| 2009-08-28 | 0.150000 | 1.195667 |
| 2009-05-28 | 0.150000 | 1.443560 |
| 2009-02-26 | 0.150000 | 1.417850 |
| 2008-12-11 | 0.150000 | 1.138179 |
| 2008-08-28 | 0.150000 | 0.839644 |
| 2008-05-29 | 0.150000 | 0.705284 |
| 2008-02-28 | 0.150000 | 0.716289 |
| 2007-12-12 | 0.150000 | 0.818830 |
| 2007-08-29 | 0.135000 | 0.599439 |
| 2007-05-30 | 0.135000 | 0.586311 |
| 2007-02-27 | 0.135000 | 0.670203 |
| 2006-12-13 | 0.135000 | 0.651280 |
| 2006-08-30 | 0.120000 | 0.742507 |
| 2006-05-30 | 0.120000 | 0.666470 |
| 2006-02-27 | 0.120000 | 0.575347 |
| 2005-12-13 | 0.120000 | 0.495371 |
| 2005-08-30 | 0.120000 | 0.515833 |
| 2005-05-27 | 0.120000 | 0.542435 |
| 2005-02-25 | 0.120000 | 0.704063 |
| 2004-12-16 | 0.240000 | 1.257456 |
| 2004-08-30 | 0.100000 | 0.602410 |
| 2004-05-27 | 0.100000 | 0.653641 |
| 2004-02-26 | 0.100000 | 0.836422 |
| 2003-12-11 | 0.100000 | 0.901464 |
| 2003-08-27 | 0.094000 | 0.859546 |
| 2003-05-29 | 0.094000 | 1.093928 |
| 2003-02-27 | 0.094000 | 1.144371 |
| 2002-12-11 | 0.094000 | 1.056854 |
| 2002-08-29 | 0.090000 | 0.974574 |
| 2002-05-29 | 0.090000 | 0.993002 |
| 2002-02-27 | 0.090000 | 1.132216 |
| 2001-12-12 | 0.090000 | 1.218086 |
| 2001-08-29 | 0.090000 | 1.245723 |
| 2001-05-30 | 0.090000 | 1.086165 |
| 2001-02-27 | 0.090000 | 1.686136 |
| 2000-12-13 | 0.090000 | 1.929381 |
| 2000-08-30 | 0.090000 | 1.871237 |
| 2000-05-30 | 0.090000 | 2.052354 |
| 2000-02-28 | 0.085000 | 1.779404 |
| 1999-12-13 | 0.085000 | 1.653684 |
| 1999-08-30 | 0.085000 | 1.495673 |
| 1999-05-27 | 0.085000 | 1.346198 |
| 1998-12-11 | 0.085000 | 0.970609 |
| 1998-08-28 | 0.085000 | 1.043772 |
| 1998-05-28 | 0.085000 | 0.896548 |
| 1998-03-02 | 0.080000 | 0.787702 |
| 1997-12-11 | 0.080000 | 0.738482 |
| 1997-08-29 | 0.080000 | 0.875831 |
| 1997-05-28 | 0.075000 | 0.881753 |
| 1997-03-03 | 0.075000 | 0.923940 |
| 1996-12-18 | 0.075000 | 0.970331 |
| 1996-08-29 | 0.075000 | 0.946093 |
| 1996-05-30 | 0.075000 | 0.913348 |
| 1996-02-28 | 0.075000 | 0.965018 |
| 1995-12-14 | 0.075000 | 1.150179 |
| 1995-08-30 | 0.066667 | 1.299455 |
| 1995-05-25 | 0.066667 | 1.613051 |
| 1995-02-24 | 0.066667 | 1.553706 |
| 1994-12-09 | 0.066667 | 1.555990 |
| 1994-08-26 | 0.060000 | 1.516308 |
| 1994-05-25 | 0.060000 | 1.586090 |
| 1994-02-23 | 0.060000 | 1.662048 |
| 1993-12-09 | 0.060000 | 1.696714 |
| 1993-08-26 | 0.055556 | 1.530422 |
| 1993-02-23 | 0.055556 | 1.418502 |
| 1992-08-26 | 0.055556 | 1.472085 |
| 1992-05-26 | 0.055556 | 1.536274 |
| 1992-02-25 | 0.048889 | 1.588737 |
| 1991-12-10 | 0.048889 | 1.750514 |
| 1990-12-11 | 0.048889 | 2.300146 |
| 1990-02-23 | 0.044444 | 2.348628 |
| 1989-12-11 | 0.044444 | 2.262123 |
| 1989-08-28 | 0.044444 | 2.248603 |
| 1989-05-25 | 0.044444 | 2.435274 |
| 1989-02-23 | 0.040000 | 2.231594 |
| 1988-12-06 | 0.040000 | 2.388576 |
| 1988-08-26 | 0.040000 | 2.666253 |
| 1988-05-25 | 0.040000 | 2.747058 |
| 1988-02-24 | 0.035556 | 2.568727 |
| 1987-12-04 | 0.035556 | 2.763605 |
| 1987-08-26 | 0.035556 | 2.006837 |
| 1987-05-29 | 0.035556 | 2.290409 |
| 1987-02-24 | 0.029630 | 1.699440 |
| 1986-12-09 | 0.029630 | 1.751170 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5117934 |
| Address1 | 118 Second Avenue SE |
| All Time High | 61.56 |
| All Time Low | 1.432099 |
| Ask | 50.59 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Daily Volume10 Day | 96,460 |
| Average Daily Volume3 Month | 119,022 |
| Average Volume | 119,022 |
| Average Volume10Days | 96,460 |
| Beta | 0.408 |
| Bid | 29.22 |
| Bid Size | 2 |
| Board Risk | 1 |
| Book Value | 36.877 |
| City | Cedar Rapids |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 40.38 |
| Current Ratio | 0.681 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 40.79 |
| Day Low | 39.37 |
| Debt To Equity | 16.932 |
| Display Name | United Fire |
| Dividend Date | 1,773,100,800 |
| Dividend Rate | 0.8 |
| Dividend Yield | 1.98 |
| Earnings Call Timestamp End | 1,770,822,000 |
| Earnings Call Timestamp Start | 1,770,822,000 |
| Earnings Growth | 0.2 |
| Earnings Quarterly Growth | 0.22 |
| Earnings Timestamp | 1,770,757,200 |
| Earnings Timestamp End | 1,778,011,200 |
| Earnings Timestamp Start | 1,778,011,200 |
| Ebitda | 169,972,992 |
| Ebitda Margins | 0.122600004 |
| Enterprise To Ebitda | 6.081 |
| Enterprise To Revenue | 0.746 |
| Enterprise Value | 1,033,603,392 |
| Eps Current Year | 3.585 |
| Eps Forward | 3.73 |
| Eps Trailing Twelve Months | 4.48 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,771,891,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 37.954 |
| Fifty Day Average Change | 2.4260025 |
| Fifty Day Average Change Percent | 0.06391955 |
| Fifty Two Week Change Percent | 51.179337 |
| Fifty Two Week High | 40.79 |
| Fifty Two Week High Change | -0.40999985 |
| Fifty Two Week High Change Percent | -0.01005148 |
| Fifty Two Week Low | 25.79 |
| Fifty Two Week Low Change | 14.59 |
| Fifty Two Week Low Change Percent | 0.5657231 |
| Fifty Two Week Range | 25.79 - 40.79 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 322,237,800,000 |
| Five Year Avg Dividend Yield | 2.5 |
| Float Shares | 22,082,955 |
| Forward Eps | 3.73 |
| Forward P E | 10.825738 |
| Free Cashflow | -1,115,687,936 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 846 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.114829995 |
| Gross Profits | 159,203,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.17433001 |
| Held Percent Institutions | 0.67813003 |
| Implied Shares Outstanding | 25,614,281 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,764,892,800 |
| Last Dividend Value | 0.16 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,103,155,200 |
| Last Split Factor | 2:1 |
| Long Business Summary | United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa. |
| Long Name | United Fire Group, Inc. |
| Market | us_market |
| Market Cap | 1,034,304,640 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_310192 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 118,191,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,034,304,666 |
| Number Of Analyst Opinions | 2 |
| Open | 39.4 |
| Operating Cashflow | 269,743,008 |
| Operating Margins | 0.14047 |
| Overall Risk | 2 |
| Payout Ratio | 0.1429 |
| Peg Ratio | 1.41 |
| Phone | 319 399 5700 |
| Post Market Change | 0.027797699 |
| Post Market Change Percent | 0.068840265 |
| Post Market Price | 40.4078 |
| Post Market Time | 1,776,462,489 |
| Previous Close | 39.34 |
| Price Eps Current Year | 11.263598 |
| Price Hint | 2 |
| Price To Book | 1.0949916 |
| Price To Sales Trailing12 Months | 0.74602973 |
| Profit Margins | 0.08525 |
| Quick Ratio | 0.473 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 1.04 |
| Regular Market Change Percent | 2.64362 |
| Regular Market Day High | 40.79 |
| Regular Market Day Low | 39.37 |
| Regular Market Day Range | 39.37 - 40.79 |
| Regular Market Open | 39.4 |
| Regular Market Previous Close | 39.34 |
| Regular Market Price | 40.38 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 93,230 |
| Return On Assets | 0.02715 |
| Return On Equity | 0.13722 |
| Revenue Growth | 0.098 |
| Revenue Per Share | 54.432 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 4 |
| Shares Outstanding | 25,614,281 |
| Shares Percent Shares Out | 0.0114 |
| Shares Short | 292,428 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 255,559 |
| Short Name | United Fire Group, Inc |
| Short Percent Of Float | 0.0163 |
| Short Ratio | 2.84 |
| Source Interval | 15 |
| State | IA |
| Symbol | UFCS |
| Target High Price | 41.0 |
| Target Low Price | 40.0 |
| Target Mean Price | 40.5 |
| Target Median Price | 40.5 |
| Total Cash | 156,332,000 |
| Total Cash Per Share | 6.125 |
| Total Debt | 159,355,008 |
| Total Revenue | 1,386,412,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.64 |
| Trailing Annual Dividend Yield | 0.016268428 |
| Trailing Eps | 4.48 |
| Trailing P E | 9.013393 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 33.8101 |
| Two Hundred Day Average Change | 6.5699005 |
| Two Hundred Day Average Change Percent | 0.19431768 |
| Type Disp | Equity |
| Volume | 93,230 |
| Website | https://www.ufginsurance.com |
| Zip | 52,401 |