United Community Banks, Inc. (UCB)Financial Services | Banks - Regional | Greenville, United States | NYSE
34.15 USD
+0.72
(2.154%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 34.18 +0.03 (0.080%) ⇧ (April 17, 2026, 6:16 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 1:35 p.m. EDT
UCB has shown a consistent dividend payout with a stable yield, making it an attractive option for income-focused investors. The recent price movement has been volatile, with a recent dip to around $30.84, but the stock has rebounded to near $34.84. The stock's fundamentals are solid, with a low beta and positive earnings growth, which makes it a relatively safe long-term investment. However, the short-term forecasting model indicates very little directional movement, suggesting that short-term traders should be cautious. Overall, UCB appears to be a balanced choice for both income and long-term growth. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.051920 |
| AutoARIMA | 0.051972 |
| MSTL | 0.052400 |
| AutoTheta | 0.056889 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 57% |
| H-stat | 2.39 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.220 |
| Excess Kurtosis | -1.22 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-12 |
| Last Dividend Date | 2026-03-12 |
| Revenue per Share | 8.362 |
| Market Cap | 4,087,209,984 |
| Trailing P/E | 13.03 |
| Forward P/E | 10.59 |
| Beta | 0.84 |
| Profit Margins | 32.34% |
| Website | https://www.ucbi.com |
As of April 11, 2026, 1:35 p.m. EDT: The options data suggests mixed signals. For calls, there is a notable presence of in-the-money (ITM) positions with higher implied volatility (IV) around the 35 strike price, indicating potential bullish sentiment for the near term. However, the puts show a similar pattern with ITM positions around the 30 strike, which might suggest some bearish bias. The overall options activity does not provide a clear directional signal, but the presence of higher IV around key strike prices could imply that traders are preparing for potential price movements, either upward or downward.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.84% | 3.29% | 3.51% | 3.31% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-13 | 0.250000 | 0.835003 |
| 2025-12-15 | 0.250000 | 0.780942 |
| 2025-09-15 | 0.250000 | 0.801417 |
| 2025-06-13 | 0.240000 | 0.870645 |
| 2025-03-14 | 0.240000 | 0.870482 |
| 2024-12-16 | 0.240000 | 0.751809 |
| 2024-09-16 | 0.240000 | 0.862611 |
| 2024-06-14 | 0.230000 | 1.004603 |
| 2024-03-14 | 0.230000 | 0.985513 |
| 2023-12-14 | 0.230000 | 0.820280 |
| 2023-09-14 | 0.230000 | 0.959162 |
| 2023-06-14 | 0.230000 | 0.972742 |
| 2023-03-14 | 0.230000 | 0.935994 |
| 2022-12-14 | 0.220000 | 0.736408 |
| 2022-09-14 | 0.220000 | 0.753363 |
| 2022-06-14 | 0.210000 | 0.826620 |
| 2022-03-14 | 0.210000 | 0.632034 |
| 2021-12-14 | 0.200000 | 0.669799 |
| 2021-09-14 | 0.200000 | 0.813297 |
| 2021-06-14 | 0.190000 | 0.663371 |
| 2021-03-12 | 0.190000 | 0.607284 |
| 2020-12-14 | 0.180000 | 0.768244 |
| 2020-09-14 | 0.180000 | 1.196032 |
| 2020-06-12 | 0.180000 | 1.092195 |
| 2020-03-13 | 0.180000 | 1.118499 |
| 2019-12-13 | 0.180000 | 0.706029 |
| 2019-09-12 | 0.170000 | 0.754947 |
| 2019-06-13 | 0.170000 | 0.766483 |
| 2019-03-14 | 0.160000 | 0.752087 |
| 2018-12-13 | 0.160000 | 0.881174 |
| 2018-09-13 | 0.150000 | 0.655743 |
| 2018-06-14 | 0.150000 | 0.570601 |
| 2018-03-14 | 0.120000 | 0.466587 |
| 2017-12-14 | 0.100000 | 0.464918 |
| 2017-09-14 | 0.100000 | 0.495417 |
| 2017-06-13 | 0.090000 | 0.410725 |
| 2017-03-13 | 0.090000 | 0.397743 |
| 2016-12-13 | 0.080000 | 0.351523 |
| 2016-09-13 | 0.080000 | 0.501463 |
| 2016-06-13 | 0.070000 | 0.479042 |
| 2016-03-11 | 0.070000 | 0.497855 |
| 2015-12-11 | 0.060000 | 0.415666 |
| 2015-09-11 | 0.060000 | 0.393183 |
| 2015-06-11 | 0.050000 | 0.337762 |
| 2015-03-11 | 0.050000 | 0.347923 |
| 2014-12-11 | 0.050000 | 0.370153 |
| 2014-09-12 | 0.030000 | 0.217114 |
| 2014-06-12 | 0.030000 | 0.249025 |
| 2008-06-12 | 0.436403 | 1.172174 |
| 2008-03-12 | 0.436403 | 0.776047 |
| 2007-12-12 | 0.436403 | 0.701075 |
| 2007-09-12 | 0.436403 | 0.515406 |
| 2007-06-13 | 0.436403 | 0.445490 |
| 2007-03-13 | 0.436403 | 0.365302 |
| 2006-12-13 | 0.387914 | 0.341289 |
| 2006-09-13 | 0.387914 | 0.357873 |
| 2006-06-13 | 0.387914 | 0.376478 |
| 2006-03-13 | 0.387914 | 0.409291 |
| 2005-12-13 | 0.339424 | 0.352397 |
| 2005-09-13 | 0.339424 | 0.355099 |
| 2005-06-13 | 0.339424 | 0.391949 |
| 2005-03-11 | 0.339424 | 0.411945 |
| 2004-12-13 | 0.290935 | 0.292348 |
| 2004-09-13 | 0.290935 | 0.349885 |
| 2004-06-14 | 0.290935 | 0.368871 |
| 2004-03-11 | 0.290935 | 0.395522 |
| 2003-12-11 | 0.242446 | 0.311658 |
| 2003-09-11 | 0.242446 | 0.391200 |
| 2003-06-12 | 0.242446 | 0.410402 |
| 2003-03-12 | 0.242446 | 0.454501 |
| 2002-12-26 | 0.096978 | 0.165538 |
| 2002-12-12 | 0.203655 | 0.350053 |
| 2002-09-12 | 0.203655 | 0.357863 |
| 2002-06-12 | 0.203655 | 0.328069 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.38934088 |
| Address1 | 200 East Camperdown Way |
| All Time High | 169.6152 |
| All Time Low | 5.5 |
| Ask | 35.72 |
| Ask Size | 300 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 973,030 |
| Average Daily Volume3 Month | 934,550 |
| Average Volume | 934,550 |
| Average Volume10Days | 973,030 |
| Beta | 0.836 |
| Bid | 32.74 |
| Bid Size | 400 |
| Board Risk | 5 |
| Book Value | 30.172 |
| City | Greenville |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 34.15 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 34.84 |
| Day Low | 33.81 |
| Display Name | United Community Banks |
| Dividend Date | 1,775,174,400 |
| Dividend Rate | 1.0 |
| Dividend Yield | 2.93 |
| Earnings Call Timestamp End | 1,776,776,400 |
| Earnings Call Timestamp Start | 1,776,776,400 |
| Earnings Growth | 0.158 |
| Earnings Quarterly Growth | 0.141 |
| Earnings Timestamp | 1,776,774,600 |
| Earnings Timestamp End | 1,776,774,600 |
| Earnings Timestamp Start | 1,776,774,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.895 |
| Enterprise Value | 3,950,480,896 |
| Eps Current Year | 2.98429 |
| Eps Forward | 3.22429 |
| Eps Trailing Twelve Months | 2.62 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,773,360,000 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 32.6514 |
| Fifty Day Average Change | 1.4986 |
| Fifty Day Average Change Percent | 0.04589696 |
| Fifty Two Week Change Percent | 38.93409 |
| Fifty Two Week High | 36.77 |
| Fifty Two Week High Change | -2.619999 |
| Fifty Two Week High Change Percent | -0.07125371 |
| Fifty Two Week Low | 24.09 |
| Fifty Two Week Low Change | 10.060001 |
| Fifty Two Week Low Change Percent | 0.41760072 |
| Fifty Two Week Range | 24.09 - 36.77 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,016,721,000,000 |
| Five Year Avg Dividend Yield | 2.93 |
| Float Shares | 118,956,500 |
| Forward Eps | 3.22429 |
| Forward P E | 10.59148 |
| Full Exchange Name | NYSE |
| Full Time Employees | 3,070 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 1,014,345,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0043200003 |
| Held Percent Institutions | 0.88768995 |
| Implied Shares Outstanding | 119,684,031 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,773,360,000 |
| Last Dividend Value | 0.25 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,308,528,000 |
| Last Split Factor | 1:5 |
| Long Business Summary | United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina. |
| Long Name | United Community Banks, Inc. |
| Market | us_market |
| Market Cap | 4,087,209,984 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_667035 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 318,183,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,087,209,658 |
| Number Of Analyst Opinions | 6 |
| Open | 33.87 |
| Operating Cashflow | 384,035,008 |
| Operating Margins | 0.45793 |
| Overall Risk | 2 |
| Payout Ratio | 0.374 |
| Peg Ratio | 1.67 |
| Phone | 800 822 2651 |
| Post Market Change | 0.027153015 |
| Post Market Change Percent | 0.079511024 |
| Post Market Price | 34.177155 |
| Post Market Time | 1,776,464,161 |
| Previous Close | 33.43 |
| Price Eps Current Year | 11.443259 |
| Price Hint | 2 |
| Price To Book | 1.1318442 |
| Price To Sales Trailing12 Months | 4.029404 |
| Profit Margins | 0.32345 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.28571 |
| Region | US |
| Regular Market Change | 0.720001 |
| Regular Market Change Percent | 2.15376 |
| Regular Market Day High | 34.84 |
| Regular Market Day Low | 33.81 |
| Regular Market Day Range | 33.81 - 34.84 |
| Regular Market Open | 33.87 |
| Regular Market Previous Close | 33.43 |
| Regular Market Price | 34.15 |
| Regular Market Time | 1,776,456,003 |
| Regular Market Volume | 972,608 |
| Return On Assets | 0.011779999 |
| Return On Equity | 0.0928 |
| Revenue Growth | 0.105 |
| Revenue Per Share | 8.362 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 119,684,031 |
| Shares Percent Shares Out | 0.029000001 |
| Shares Short | 3,475,342 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 3,436,778 |
| Short Name | United Community Banks, Inc. |
| Short Percent Of Float | 0.039300002 |
| Short Ratio | 3.83 |
| Source Interval | 15 |
| State | SC |
| Symbol | UCB |
| Target High Price | 40.0 |
| Target Low Price | 35.0 |
| Target Mean Price | 38.0 |
| Target Median Price | 38.5 |
| Total Cash | 431,067,008 |
| Total Cash Per Share | 3.604 |
| Total Debt | 296,758,016 |
| Total Revenue | 1,014,345,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.98 |
| Trailing Annual Dividend Yield | 0.029314987 |
| Trailing Eps | 2.62 |
| Trailing P E | 13.034352 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 31.88575 |
| Two Hundred Day Average Change | 2.2642517 |
| Two Hundred Day Average Change Percent | 0.0710114 |
| Type Disp | Equity |
| Volume | 972,608 |
| Website | https://www.ucbi.com |
| Zip | 29,601 |