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United Bankshares, Inc. (UBSI)

Financial Services | Banks - Regional | Charleston, United States | NasdaqGS
44.29 USD +1.07 (2.476%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 44.29 +0.00 (0.007%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:26 p.m. EDT

UBSI has shown a relatively stable dividend yield of 3.42%, with a consistent payout history, making it an attractive option for dividend-focused investors. The recent price action has been mixed, with a slight dip from the 52-week high, but the stock remains above its 50-day moving average. The short-term forecasting model suggests a modest upward trend, which could be a buying opportunity for short-term traders. However, the overall risk is moderate, and the stock's fundamentals are solid, indicating a potential long-term hold. The options activity suggests a balance between bullish and bearish sentiment, with traders positioning for possible price fluctuations.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.037976
AutoARIMA0.038898
AutoETS0.038944
AutoTheta0.051059

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.55
Ljung-Box p 0.000
Jarque-Bera p 0.225
Excess Kurtosis -1.11
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-12
Last Dividend Date 2026-03-12
Revenue per Share 8.496
Market Cap 6,186,008,576
Trailing P/E 13.54
Forward P/E 11.81
Beta 0.75
Profit Margins 38.65%
Website https://www.ubsi-inc.com

As of April 11, 2026, 4:26 p.m. EDT: Options speculators are showing mixed signals. For calls, there is a concentration of open interest and volume around the 45.0 strike, which is slightly above the current price, indicating potential bullish sentiment. However, there is also significant put activity, particularly around the 40.0 strike, suggesting some bearish positioning. The IV (implied volatility) is relatively high, which could indicate uncertainty or anticipation of price movement. The presence of both bullish and bearish options activity suggests a volatile environment, with traders potentially expecting a range-bound or breakout scenario.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.97% 4.04% 4.45% 4.52%
Dividend History
Date Dividend Yield %
2026-03-13 0.3800 0.969883
2025-12-12 0.3800 0.979359
2025-09-12 0.3700 1.007859
2025-06-13 0.3700 1.081300
2025-03-14 0.3700 1.113604
2024-12-13 0.3700 0.956706
2024-09-13 0.3700 1.058286
2024-06-14 0.3700 1.275037
2024-03-07 0.3700 1.145156
2023-12-07 0.3700 1.158347
2023-09-07 0.3600 1.402742
2023-06-08 0.3600 1.213784
2023-03-09 0.3600 1.111844
2022-12-08 0.3600 1.000227
2022-09-08 0.3600 1.155153
2022-06-09 0.3600 1.185946
2022-03-10 0.3600 1.213092
2021-12-01 0.3600 1.218512
2021-09-09 0.3500 1.230664
2021-06-10 0.3500 1.134387
2021-03-11 0.3500 1.069844
2020-12-10 0.3500 1.405894
2020-09-10 0.3500 1.777443
2020-06-11 0.3500 1.672537
2020-03-12 0.3500 2.120062
2019-12-12 0.3500 1.179627
2019-09-12 0.3400 1.131428
2019-06-13 0.3400 1.227892
2019-03-07 0.3400 1.231219
2018-12-13 0.3400 1.423311
2018-09-13 0.3400 1.219936
2018-06-07 0.3400 1.257138
2018-03-08 0.3400 1.275505
2017-12-07 0.3400 1.335769
2017-09-07 0.3300 1.453365
2017-06-07 0.3300 1.232315
2017-03-08 0.3300 1.089474
2016-12-07 0.3300 1.002427
2016-09-07 0.3300 1.251376
2016-06-08 0.3300 1.248921
2016-03-09 0.3300 1.358172
2015-12-09 0.3300 1.291286
2015-09-09 0.3200 1.324455
2015-06-10 0.3200 1.247378
2015-03-11 0.3200 1.337514
2014-12-10 0.3200 1.412463
2014-09-10 0.3200 1.531333
2014-06-11 0.3200 1.610364
2014-03-12 0.3200 1.686567
2013-12-11 0.3200 1.663346
2013-09-11 0.3100 1.758532
2013-06-12 0.3100 2.016070
2013-03-06 0.3100 1.969160
2012-12-12 0.3100 2.107099
2012-09-12 0.3100 2.173481
2012-06-06 0.3100 2.197733
2012-03-07 0.3100 1.869265
2011-12-07 0.3100 1.973420
2011-09-07 0.3000 2.467540
2011-06-08 0.3000 2.402804
2011-03-09 0.3000 1.972994
2010-12-08 0.3000 2.022124
2010-09-08 0.3000 2.358842
2010-06-09 0.3000 2.275767
2010-03-10 0.3000 2.193483
2009-12-09 0.3000 3.180708
2009-09-09 0.2900 3.069056
2009-06-10 0.2900 2.664803
2009-03-11 0.2900 3.861192
2008-12-10 0.2900 1.913618
2008-09-10 0.2900 2.173803
2008-06-11 0.2900 2.411255
2008-03-12 0.2900 2.435403
2007-12-12 0.2900 2.020822
2007-09-12 0.2800 2.075336
2007-06-06 0.2800 1.873768
2007-03-07 0.2800 1.781317
2006-12-06 0.2800 1.643597
2006-09-06 0.2700 1.656473
2006-06-07 0.2700 1.735733
2006-03-08 0.2700 1.708756
2005-12-07 0.2700 1.652350
2005-09-07 0.2600 1.678730
2005-06-08 0.2600 1.783206
2005-03-09 0.2600 1.841981
2004-12-08 0.2600 1.639625
2004-09-08 0.2600 1.827983
2004-06-09 0.2500 1.980286
2004-03-10 0.2500 1.985427
2003-12-10 0.2500 2.010075
2003-09-10 0.2500 2.032291
2003-06-11 0.2500 2.107346
2003-03-12 0.2500 2.336526
2002-12-11 0.2500 2.111203
2002-09-11 0.2400 2.055393
2002-06-12 0.2300 2.126013
2002-03-06 0.2300 2.075284
2001-12-12 0.2300 2.219500
2001-06-06 0.2300 2.478366
2001-03-07 0.2200 2.644601
2000-12-06 0.2100 2.881614
2000-09-06 0.2100 2.903567
2000-06-07 0.2100 2.934973
2000-03-08 0.2100 3.300715
1999-12-08 0.2100 2.396787
1999-09-08 0.2100 2.346301
1999-06-09 0.2000 2.253081
1999-03-10 0.2000 2.164612
1998-12-09 0.2000 2.024727
1998-09-09 0.1900 2.126314
1998-06-10 0.1800 1.963015
1998-03-11 0.1750 2.105631
1997-12-10 0.1750 2.215825
1997-09-10 0.1700 2.257553
1997-06-11 0.1650 2.600491
1997-03-12 0.1650 2.936755
1996-12-11 0.1600 3.174630
1996-09-11 0.1550 3.363382
1996-06-12 0.1550 3.618726
1996-03-06 0.1500 3.257106
1995-12-06 0.1500 3.195232
1995-09-06 0.1450 3.158144
1995-06-06 0.1450 3.577159
1995-03-06 0.1450 3.869118
1994-12-05 0.1350 3.836376
1994-09-02 0.1350 3.725103
1994-06-06 0.1300 3.519453
1994-03-07 0.1150 3.099847
1993-12-06 0.1150 2.997460
1993-09-03 0.1150 3.233002
1993-03-08 0.1150 3.601475
1992-12-07 0.1050 3.800281
1992-09-04 0.1050 3.839135
1992-06-08 0.1050 4.498404
1992-03-09 0.1050 4.689361
1991-12-09 0.1050 5.683938
1991-09-09 0.0950 5.315851
1991-06-10 0.0950 5.929372
1991-03-04 0.0950 6.334018
1990-12-10 0.0950 7.839946
1990-09-10 0.0950 7.420945
1990-06-04 0.0950 6.099192
1990-03-05 0.0900 5.863885
1989-12-04 0.0850 5.508452
1989-09-01 0.0850 5.476713
1989-06-05 0.0750 4.987561
1989-03-03 0.0750 4.953475
1988-12-06 0.0700 3.944693
1988-09-02 0.0700 4.548014
1988-06-06 0.0675 4.276374
1988-03-02 0.0675 3.736726
1987-12-04 0.0675 3.942294
1987-09-03 0.0675 3.633672
1987-06-04 0.0675 4.132689
Additional Data
dividendRate 1.5
dividendYield 3.39
exDividendDate 2026-03-13
trailingAnnualDividendRate 1.49
trailingAnnualDividendYield 0.03447478
lastDividendValue 0.38
lastDividendDate 2026-03-13
dividendDate 2026-04-01

Info Dump

Attribute Value
52 Week Change 0.34415781
Address1 300 United Center
Address2 500 Virginia Street, East
All Time High 49.35
All Time Low 4.5
Ask 44.33
Ask Size 3
Audit Risk 1
Average Analyst Rating 2.6 - Hold
Average Daily Volume10 Day 884,510
Average Daily Volume3 Month 973,800
Average Volume 973,800
Average Volume10Days 884,510
Beta 0.749
Bid 44.24
Bid Size 3
Board Risk 7
Book Value 39.382
City Charleston
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 44.29
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 44.95
Day Low 43.52
Display Name United Bankshares
Dividend Date 1,775,001,600
Dividend Rate 1.5
Dividend Yield 3.39
Earnings Growth 0.32
Earnings Quarterly Growth 0.365
Earnings Timestamp 1,769,088,600
Earnings Timestamp End 1,776,947,400
Earnings Timestamp Start 1,776,947,400
Ebitda Margins 0.0
Enterprise To Revenue 3.696
Enterprise Value 4,443,288,576
Eps Current Year 3.528
Eps Forward 3.75
Eps Trailing Twelve Months 3.27
Esg Populated 0
Ex Dividend Date 1,773,360,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 42.124
Fifty Day Average Change 2.1660004
Fifty Day Average Change Percent 0.051419627
Fifty Two Week Change Percent 34.415783
Fifty Two Week High 45.93
Fifty Two Week High Change -1.6399994
Fifty Two Week High Change Percent -0.035706498
Fifty Two Week Low 32.81
Fifty Two Week Low Change 11.48
Fifty Two Week Low Change Percent 0.3498933
Fifty Two Week Range 32.81 - 45.93
Financial Currency USD
First Trade Date Milliseconds 549,811,800,000
Five Year Avg Dividend Yield 4.02
Float Shares 135,751,628
Forward Eps 3.75
Forward P E 11.810667
Full Exchange Name NasdaqGS
Full Time Employees 2,694
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 1,202,182,016
Has Pre Post Market Data 1
Held Percent Insiders 0.02157
Held Percent Institutions 0.73065
Implied Shares Outstanding 139,670,543
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,773,360,000
Last Dividend Value 0.38
Last Fiscal Year End 1,767,139,200
Last Split Date 891,216,000
Last Split Factor 2:1
Long Business Summary United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
Long Name United Bankshares, Inc.
Market us_market
Market Cap 6,186,008,576
Market State CLOSED
Max Age 86,400
Message Board Id finmb_310025
Most Recent Quarter 1,767,139,200
Net Income To Common 463,568,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 6,184,611,644
Number Of Analyst Opinions 5
Open 43.56
Operating Cashflow 498,905,984
Operating Margins 0.56445
Overall Risk 2
Payout Ratio 0.4557
Peg Ratio 1.95
Phone 304 424 8716
Post Market Change 0.0030975342
Post Market Change Percent 0.006993755
Post Market Price 44.2931
Post Market Time 1,776,462,489
Previous Close 43.22
Price Eps Current Year 12.553855
Price Hint 2
Price To Book 1.1246254
Price To Sales Trailing12 Months 5.1456504
Profit Margins 0.38647
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.6
Region US
Regular Market Change 1.07
Regular Market Change Percent 2.4757
Regular Market Day High 44.95
Regular Market Day Low 43.52
Regular Market Day Range 43.52 - 44.95
Regular Market Open 43.56
Regular Market Previous Close 43.22
Regular Market Price 44.29
Regular Market Time 1,776,456,000
Regular Market Volume 692,621
Return On Assets 0.01459
Return On Equity 0.08859
Revenue Growth 0.294
Revenue Per Share 8.496
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 139,670,543
Shares Percent Shares Out 0.0348
Shares Short 4,853,904
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,225,536
Short Name United Bankshares, Inc.
Short Percent Of Float 0.0358
Short Ratio 4.42
Source Interval 15
State WV
Symbol UBSI
Target High Price 47.0
Target Low Price 43.0
Target Mean Price 45.8
Target Median Price 46.0
Total Cash 2,543,038,976
Total Cash Per Share 18.283
Total Debt 825,852,032
Total Revenue 1,202,182,016
Tradeable 0
Trailing Annual Dividend Rate 1.49
Trailing Annual Dividend Yield 0.03447478
Trailing Eps 3.27
Trailing P E 13.544343
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 38.9329
Two Hundred Day Average Change 5.3571014
Two Hundred Day Average Change Percent 0.13759832
Type Disp Equity
Volume 692,621
Website https://www.ubsi-inc.com
Zip 25,301