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United Bancorp, Inc. (UBCP)

Financial Services | Banks - Regional | Martins Ferry, United States | NasdaqCM
15.76 USD -0.14 (-0.880%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 15.76 -0.01 (-0.005%) ⇩ (April 17, 2026, 4:10 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 3:55 p.m. EDT

UBCP shows a mixed picture for short-term traders. The recent price movement has been volatile, with a recent dip to $15.21, but the stock has bounced back to $16.22, which is above the 50-day average. The stock is currently trading near its 52-week low, which could present a potential buying opportunity for those looking to capitalize on a dip. However, the short-term momentum appears to be weak, as the stock has not shown consistent upward movement. For long-term investors, UBCP presents a solid opportunity given its strong dividend yield of 4.75% and a payout ratio of 0.556, which indicates a sustainable dividend policy. The recent earnings growth and revenue growth also support a long-term buy-and-hold strategy. Dividend investors should note the consistent dividend payments, with a forward yield of 5.6%, and the track record of regular payouts, which makes it a reliable income source.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.064926
AutoETS0.103793
AutoARIMA0.105557
MSTL0.106681

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 31%
H-stat 23.36
Ljung-Box p 0.000
Jarque-Bera p 0.027
Excess Kurtosis 0.53
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-09
Last Dividend Date 2026-03-09
Revenue per Share 5.791
Market Cap 90,998,416
Trailing P/E 11.76
Forward P/E 9.85
Beta 0.36
Profit Margins 24.38%
Website https://www.unitedbancorp.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.37% 6.58% 7.52% 7.01%
Dividend History
Date Dividend Yield %
2026-03-10 0.368000 2.374194
2025-12-10 0.190000 1.424286
2025-09-10 0.188000 1.328588
2025-06-10 0.185000 1.456887
2025-03-10 0.358000 2.966669
2024-12-10 0.180000 1.386270
2024-09-10 0.178000 1.628531
2024-06-10 0.175000 1.711078
2024-03-07 0.323000 3.065618
2023-12-07 0.170000 1.808803
2023-09-07 0.168000 1.702258
2023-06-08 0.165000 1.697557
2023-03-09 0.313000 2.610935
2022-12-08 0.160000 1.325186
2022-09-08 0.158000 1.263210
2022-06-09 0.155000 1.190838
2022-03-09 0.303000 2.318971
2021-12-09 0.150000 1.248710
2021-09-09 0.148000 1.285468
2021-06-09 0.145000 1.254258
2021-03-09 0.243000 2.197024
2020-12-09 0.143000 1.500130
2020-09-09 0.143000 1.562442
2020-06-09 0.143000 1.565578
2020-03-09 0.143000 1.605949
2019-12-09 0.140000 1.503158
2019-09-09 0.138000 1.755810
2019-06-07 0.135000 1.729497
2019-03-07 0.133000 1.829774
2018-12-07 0.180000 2.264404
2018-09-07 0.130000 1.470665
2018-06-07 0.130000 1.425774
2018-03-08 0.130000 1.672669
2017-12-07 0.170000 2.193090
2017-09-07 0.120000 1.575384
2017-06-07 0.110000 1.521437
2017-03-08 0.110000 1.408168
2016-12-07 0.160000 1.965259
2016-09-07 0.110000 1.733249
2016-06-08 0.100000 1.687166
2016-03-04 0.100000 1.843856
2015-12-04 0.150000 2.725283
2015-09-03 0.090000 1.879742
2015-06-08 0.090000 1.858043
2015-03-06 0.090000 1.985857
2014-12-05 0.090000 1.962029
2014-09-05 0.080000 1.774039
2014-06-06 0.080000 1.859677
2014-03-06 0.080000 1.775196
2013-11-25 0.080000 2.028224
2013-09-06 0.070000 1.915991
2013-06-06 0.070000 1.901754
2013-03-06 0.070000 1.997107
2012-11-21 0.070000 2.158754
2012-08-30 0.070000 1.817352
2012-05-17 0.140000 2.960967
2012-03-01 0.140000 3.117626
2011-11-22 0.140000 3.456147
2011-08-31 0.140000 3.335640
2011-05-18 0.140000 3.382138
2011-03-02 0.140000 3.456354
2010-11-23 0.140000 3.719616
2010-09-01 0.140000 3.885907
2010-05-19 0.140000 3.718572
2010-03-03 0.140000 3.844313
2009-11-24 0.140000 4.086062
2009-09-02 0.140000 3.915628
2009-05-20 0.140000 3.904013
2009-03-04 0.140000 4.589172
2008-11-25 0.140000 3.985403
2008-09-03 0.140000 3.682308
2008-05-21 0.130000 3.195652
2008-03-05 0.130000 3.527778
2007-11-28 0.130000 3.257085
2007-09-05 0.130000 3.079472
2007-05-23 0.130000 3.403177
2007-03-07 0.130000 3.451636
2006-11-29 0.118000 2.912071
2006-09-06 0.118182 3.410919
2006-05-24 0.118182 3.294326
2006-03-08 0.118182 3.461105
2005-11-30 0.107273 2.729987
2005-09-06 0.118182 3.001833
2005-05-25 0.118182 2.966556
2005-03-04 0.118182 2.693990
2004-12-01 0.118182 2.353954
2004-09-03 0.107438 2.757930
2004-05-26 0.107438 2.702938
2004-03-05 0.107438 2.528937
2003-11-28 0.107438 2.503104
2003-09-04 0.097671 2.983231
2003-05-28 0.097671 3.099167
2003-03-06 0.097671 3.126991
2002-11-27 0.097671 3.219728
2002-08-28 0.093020 3.314582
2002-05-29 0.093020 3.328089
2002-03-04 0.093020 3.391385
2001-11-29 0.093020 3.399229
2001-08-29 0.088590 3.425370
2001-05-30 0.088590 4.139630
2001-03-05 0.088590 4.442531
2000-11-29 0.088590 4.469658
2000-08-30 0.084372 4.786956
2000-05-30 0.084372 3.637807
2000-02-29 0.084372 3.924693
1999-11-29 0.084372 3.453232
1999-08-30 0.080354 2.968617
1999-05-27 0.077264 3.152947
1999-02-25 0.077264 2.192720
1998-11-27 0.080354 2.417659
1998-08-28 0.070641 1.971178
1998-05-28 0.070641 1.662362
1998-02-26 0.070641 1.584626
1997-11-26 0.070641 1.976311
1997-08-28 0.070641 2.516038
1997-05-16 0.058867 2.385087
1997-02-27 0.058867 2.085322
1996-12-02 0.058867 2.258151
1996-08-28 0.058867 2.605517
1996-05-16 0.053516 2.894980
1996-03-06 0.058867 3.095625
1995-11-30 0.058867 2.741193
1995-08-18 0.058867 2.754153
1995-05-09 0.053516 2.569014
1995-02-27 0.053516 2.210786
1994-11-18 0.042813 1.792045
1994-08-15 0.042813 1.540962
1994-05-04 0.042813 1.582553
1994-02-18 0.042813 1.422999
1993-11-23 0.021406 1.268616
1993-08-24 0.040137 2.683991
1993-05-07 0.040137 2.090997
Additional Data
dividendRate 0.77
dividendYield 4.89
exDividendDate 2026-03-10
trailingAnnualDividendRate 0.745
trailingAnnualDividendYield 0.04685535
lastDividendValue 0.368
lastDividendDate 2026-03-10
dividendDate 2026-03-20

Info Dump

Attribute Value
52 Week Change 0.20000005
Address1 201 South Fourth Street
All Time High 20.83
All Time Low 5.192112
Ask 15.36
Ask Size 1
Average Daily Volume10 Day 34,580
Average Daily Volume3 Month 10,324
Average Volume 10,324
Average Volume10Days 34,580
Beta 0.362
Bid 14.88
Bid Size 1
Book Value 12.249
City Martins Ferry
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 15.76
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 15.81
Day Low 15.612
Display Name United Bancorp
Dividend Date 1,773,964,800
Dividend Rate 0.77
Dividend Yield 4.89
Earnings Growth 0.139
Earnings Quarterly Growth 0.101
Earnings Timestamp End 1,770,321,600
Earnings Timestamp Start 1,770,321,600
Ebitda Margins 0.0
Enterprise To Revenue 5.517
Enterprise Value 175,469,984
Eps Current Year 1.35
Eps Forward 1.6
Eps Trailing Twelve Months 1.34
Esg Populated 0
Ex Dividend Date 1,773,100,800
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 15.263
Fifty Day Average Change 0.4970007
Fifty Day Average Change Percent 0.032562453
Fifty Two Week Change Percent 20.000004
Fifty Two Week High 17.34
Fifty Two Week High Change -1.5799999
Fifty Two Week High Change Percent -0.0911188
Fifty Two Week Low 12.25
Fifty Two Week Low Change 3.5100002
Fifty Two Week Low Change Percent 0.28653064
Fifty Two Week Range 12.25 - 17.34
Financial Currency USD
First Trade Date Milliseconds 731,082,600,000
Five Year Avg Dividend Yield 4.77
Float Shares 4,897,527
Forward Eps 1.6
Forward P E 9.85
Full Exchange Name NasdaqCM
Full Time Employees 125
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 31,805,000
Has Pre Post Market Data 1
Held Percent Insiders 0.16525999
Held Percent Institutions 0.13142
Implied Shares Outstanding 5,774,011
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,773,100,800
Last Dividend Value 0.368
Last Fiscal Year End 1,767,139,200
Last Split Date 1,164,758,400
Last Split Factor 11:10
Long Business Summary United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
Long Name United Bancorp, Inc.
Market us_market
Market Cap 90,998,416
Market State CLOSED
Max Age 86,400
Message Board Id finmb_346868
Most Recent Quarter 1,767,139,200
Net Income To Common 7,385,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 92,109,056
Number Of Analyst Opinions 1
Open 15.81
Operating Cashflow 10,456,000
Operating Margins 0.32736
Payout Ratio 0.556
Phone 740 633 0445
Post Market Change -0.0050001144
Post Market Change Percent -0.03171655
Post Market Price 15.76
Post Market Time 1,776,456,605
Previous Close 15.9
Price Eps Current Year 11.674074
Price Hint 2
Price To Book 1.2866358
Price To Sales Trailing12 Months 2.8611355
Profit Margins 0.24377
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.13999939
Regular Market Change Percent -0.88049936
Regular Market Day High 15.81
Regular Market Day Low 15.612
Regular Market Day Range 15.612 - 15.81
Regular Market Open 15.81
Regular Market Previous Close 15.9
Regular Market Price 15.76
Regular Market Time 1,776,456,000
Regular Market Volume 2,889
Return On Assets 0.00926
Return On Equity 0.11574
Revenue Growth 0.174
Revenue Per Share 5.791
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 5,756,852
Shares Percent Shares Out 0.0011
Shares Short 6,413
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 6,560
Short Name United Bancorp, Inc.
Short Percent Of Float 0.0013
Short Ratio 0.93
Source Interval 15
State OH
Symbol UBCP
Target High Price 20.0
Target Low Price 20.0
Target Mean Price 20.0
Target Median Price 20.0
Total Cash 46,528,000
Total Cash Per Share 8.082
Total Debt 131,270,000
Total Revenue 31,805,000
Tradeable 0
Trailing Annual Dividend Rate 0.745
Trailing Annual Dividend Yield 0.04685535
Trailing Eps 1.34
Trailing P E 11.761194
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 14.19455
Two Hundred Day Average Change 1.5654507
Two Hundred Day Average Change Percent 0.110285334
Type Disp Equity
Volume 2,889
Website https://www.unitedbancorp.com
Zip 43,935