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Two Harbors Investment Corp. (TWOD)

Saint Louis Park, United States | NYSE
25.64 USD -0.07 (-0.272%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 25.64 +0.01 (0.059%) ⇧ (July 13, 2026, 4:04 p.m. EDT)

Short-term:★★⯪☆☆Long-term:⯪☆☆☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 6:35 a.m. EDT

The immediate outlook is flat to slightly negative due to a high-confidence statistical model predicting a minor price decline over the next month, while the stock trades near its 52-week lows with negligible recent momentum. However, the long-term investment case is severely compromised by deteriorating fundamentals: the company is generating significant losses with negative returns on both assets and equity, carries an unsustainable debt load relative to its equity, and shows a current ratio indicating severe liquidity stress. While the headline dividend yield appears attractive, the absence of historical dividend data and the company's operational losses suggest the payout may be unsustainable or eroding shareholder value, making it a risky income play rather than a reliable one.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_57 ✓0.007460
AutoTheta0.008222
MSTL0.008421
AutoETS0.008486
AutoARIMA0.009034

Forecast horizon: 60 days | Selected: MSTL_57

Forecast Reliability
Score 75%
H-stat 0.13
Ljung-Box p 0.000
Jarque-Bera p 0.026
Excess Kurtosis -0.40
Attribute Value
Debt to Equity Ratio 479.176
Revenue per Share 4.733
Beta 1.04
Profit Margins -69.46%
Website https://www.twoinv.com

Info Dump

Attribute Value
52 Week Change -0.004645765
Address1 1,601 Utica Avenue South
Address2 Suite 900
All Time High 26.19
All Time Low 25.05
Ask 25.8
Ask Size 700
Average Daily Volume10 Day 18,720
Average Daily Volume3 Month 19,670
Average Volume 19,670
Average Volume10Days 18,720
Beta 1.036
Bid 25.64
Bid Size 100
Book Value 10.758
City Saint Louis Park
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.64
Current Ratio 0.207
Custom Price Alert Confidence HIGH
Day High 25.65
Day Low 25.565
Debt To Equity 479.176
Display Name Two Harbors Inv
Dividend Date 1,771,286,400
Earnings Call Timestamp End 1,745,931,600
Earnings Call Timestamp Start 1,745,931,600
Earnings Timestamp End 1,754,049,600
Earnings Timestamp Start 1,753,700,340
Ebitda Margins 0.0
Enterprise To Revenue 22.022
Enterprise Value 10,873,786,368
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.39174
Fifty Day Average Change 0.24825859
Fifty Day Average Change Percent 0.00977714
Fifty Two Week Change Percent -0.46457648
Fifty Two Week High 26.19
Fifty Two Week High Change -0.55000114
Fifty Two Week High Change Percent -0.021000424
Fifty Two Week Low 25.05
Fifty Two Week Low Change 0.59000015
Fifty Two Week Low Change Percent 0.0235529
Fifty Two Week Range 25.05 - 26.19
Financial Currency USD
First Trade Date Milliseconds 1,747,402,200,000
Float Shares 104,007,425
Full Exchange Name NYSE
Full Time Employees 486
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.97696
Gross Profits 482,400,992
Has Pre Post Market Data 1
Industry
Industry Key
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Two Harbors Investment Corp. invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States. The company target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage loans, or derivatives; and other assets, such as financial and mortgage-related assets, comprising non-agency securities and non-hedging transactions. It qualifies as a REIT for federal income tax purposes. The company was incorporated in 2009 and is headquartered in Saint Louis Park, Minnesota.
Long Name Two Harbors Investment Corp.
Market us_market
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_35879939
Most Recent Quarter 1,774,915,200
Net Income To Common -396,712,000
Next Fiscal Year End 1,798,675,200
Open 25.6
Operating Cashflow 33,584,000
Operating Margins 0.27611
Phone 612 453 4100
Post Market Change 0.01499939
Post Market Change Percent 0.058534205
Post Market Price 25.64
Post Market Time 1,783,973,092
Previous Close 25.71
Price Hint 2
Price To Book 2.3833425
Profit Margins -0.69456
Quick Ratio 0.158
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.0699997
Regular Market Change Percent -0.272266
Regular Market Day High 25.65
Regular Market Day Low 25.565
Regular Market Day Range 25.565 - 25.65
Regular Market Open 25.6
Regular Market Previous Close 25.71
Regular Market Price 25.64
Regular Market Time 1,783,972,802
Regular Market Volume 28,630
Return On Assets -0.02832
Return On Equity -0.17686
Revenue Growth 15.691
Revenue Per Share 4.733
Sand P52 Week Change 0.20847368
Sector
Sector Key
Short Name Two Harbors Investments Corp 9.
Source Interval 15
State MN
Symbol TWOD
Total Cash 718,374,976
Total Cash Per Share 6.839
Total Debt 8,297,306,112
Total Revenue 493,780,000
Tradeable 0
Trailing Annual Dividend Rate 1.41
Trailing Annual Dividend Yield 0.054842476
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.600176
Two Hundred Day Average Change 0.039823532
Two Hundred Day Average Change Percent 0.001555596
Type Disp Equity
Volume 28,630
Website https://www.twoinv.com
Zip 55,416