TWFG, Inc. (TWFG)Financial Services | Insurance Brokers | The Woodlands, United States | NasdaqGS
30.01 USD
+0.75
(2.563%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 30.01 |
Hot Take ↕ | Aug. 22, 2026, 3:21 a.m. EDT
The stock is showing a distinct short-term uptrend, having rallied nearly 13% over the last month and trading well above its 50-day moving average, which suggests immediate momentum is on the side of buyers. However, this technical strength is entirely disconnected from any income story, as there is no dividend history to speak of, making it unsuitable for income-focused investors. While the company boasts impressive top-line growth of 45% and a healthy operating margin, the valuation remains stretched with a trailing P/E of 47x and a price-to-book ratio of 8x, indicating the market is pricing in perfection. The lack of a multi-year price history prevents a definitive judgment on long-term structural durability, leaving the investment thesis reliant on continued execution rather than a proven track record of compounding returns. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.231371 |
| AutoARIMA | 0.231374 |
| MSTL | 0.231532 |
| AutoTheta | 0.243487 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 2.57 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.619 |
| Excess Kurtosis | 0.09 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 2.949 |
| Revenue per Share | 20.373 |
| Market Cap | 386,538,784 |
| Trailing P/E | 49.20 |
| Forward P/E | 25.93 |
| Beta | 0.15 |
| Profit Margins | 2.98% |
| Website | https://www.twfg.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.100000024 |
| Address1 | 10,055 Grogans Mill Rd. |
| Address2 | Suite 500 |
| All Time High | 36.85 |
| All Time Low | 16.56 |
| Ask | 30.04 |
| Ask Size | 2 |
| Average Analyst Rating | 1.9 - Buy |
| Average Daily Volume10 Day | 174,370 |
| Average Daily Volume3 Month | 183,967 |
| Average Volume | 183,967 |
| Average Volume10Days | 174,370 |
| Beta | 0.151 |
| Bid | 21.6 |
| Bid Size | 2 |
| Book Value | 3.606 |
| City | The Woodlands |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 30.01 |
| Current Ratio | 2.562 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 30.288 |
| Day Low | 29.48 |
| Debt To Equity | 2.949 |
| Display Name | TWFG |
| Earnings Call Timestamp End | 1,786,032,000 |
| Earnings Call Timestamp Start | 1,786,032,000 |
| Earnings Growth | 0.381 |
| Earnings Quarterly Growth | 0.212 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,794,427,200 |
| Earnings Timestamp Start | 1,794,427,200 |
| Ebitda | 77,438,000 |
| Ebitda Margins | 0.26274002 |
| Enterprise To Ebitda | 7.259 |
| Enterprise To Revenue | 1.907 |
| Enterprise Value | 562,136,768 |
| Eps Current Year | 1.14347 |
| Eps Forward | 1.15729 |
| Eps Trailing Twelve Months | 0.61 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 281 298 8626 |
| Fifty Day Average | 26.2813 |
| Fifty Day Average Change | 3.7287006 |
| Fifty Day Average Change Percent | 0.14187656 |
| Fifty Two Week Change Percent | 10.000002 |
| Fifty Two Week High | 31.3 |
| Fifty Two Week High Change | -1.289999 |
| Fifty Two Week High Change Percent | -0.041214027 |
| Fifty Two Week Low | 16.56 |
| Fifty Two Week Low Change | 13.450001 |
| Fifty Two Week Low Change Percent | 0.81219816 |
| Fifty Two Week Range | 16.56 - 31.3 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,721,309,400,000 |
| Float Shares | 11,195,070 |
| Forward Eps | 1.15729 |
| Forward P E | 25.93127 |
| Free Cashflow | -32,682,624 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 400 |
| Fullday Change | 0.75 |
| Fullday Change Percent | 2.56323 |
| Fullday Price | 30.01 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.85876 |
| Gross Profits | 253,104,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.15896 |
| Held Percent Institutions | 0.71779996 |
| Implied Shares Outstanding | 12,880,333 |
| Industry | Insurance Brokers |
| Industry Disp | Insurance Brokers |
| Industry Key | insurance-brokers |
| Ipo Expected Date | 2,024-07-18 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas. |
| Long Name | TWFG, Inc. |
| Market | us_market |
| Market Cap | 386,538,784 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_573267548 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 8,796,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 376,878,543 |
| Number Of Analyst Opinions | 7 |
| Open | 29.48 |
| Operating Cashflow | 60,778,000 |
| Operating Margins | 0.20097 |
| Payout Ratio | 0.0 |
| Phone | 281 367 3424 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 30.01 |
| Post Market Time | 1,787,947,805 |
| Previous Close | 29.26 |
| Price Eps Current Year | 26.244675 |
| Price Hint | 2 |
| Price To Book | 8.322241 |
| Price To Sales Trailing12 Months | 1.311488 |
| Profit Margins | 0.02984 |
| Quick Ratio | 2.025 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.875 |
| Region | US |
| Regular Market Change | 0.75 |
| Regular Market Change Percent | 2.56323 |
| Regular Market Day High | 30.288 |
| Regular Market Day Low | 29.48 |
| Regular Market Day Range | 29.48 - 30.288 |
| Regular Market Open | 29.48 |
| Regular Market Previous Close | 29.26 |
| Regular Market Price | 30.01 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 84,348 |
| Return On Assets | 0.09596 |
| Return On Equity | 0.19319999 |
| Revenue Growth | 0.451 |
| Revenue Per Share | 20.373 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 12,880,333 |
| Shares Percent Shares Out | 0.042 |
| Shares Short | 541,176 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 450,434 |
| Short Name | TWFG, Inc. |
| Short Percent Of Float | 0.067600004 |
| Short Ratio | 3.61 |
| Source Interval | 15 |
| State | TX |
| Symbol | TWFG |
| Target High Price | 34.0 |
| Target Low Price | 26.0 |
| Target Mean Price | 31.0 |
| Target Median Price | 31.0 |
| Total Cash | 73,745,000 |
| Total Cash Per Share | 5.725 |
| Total Debt | 8,465,000 |
| Total Revenue | 294,732,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.61 |
| Trailing P E | 49.19672 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 23.46535 |
| Two Hundred Day Average Change | 6.544651 |
| Two Hundred Day Average Change Percent | 0.27890703 |
| Type Disp | Equity |
| Volume | 84,348 |
| Website | https://www.twfg.com |
| Zip | 77,380 |