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Trupanion, Inc. (TRUP)

Financial Services | Insurance - Property & Casualty | Seattle, United States | NasdaqGM
28.20 USD +0.45 (1.622%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 28.73 +0.53 (1.879%) ⇧ (April 17, 2026, 7:06 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 1:26 p.m. EDT

Trupanion (TRUP) is currently trading below its 50-day and 200-day moving averages, indicating a weak short-term momentum. The recent price dip and insider selling activity raise concerns about short-term volatility. While the stock has a high beta and is considered a high-risk investment, the fundamental metrics like earnings growth and revenue growth show some positive signs. However, the lack of dividend history and the mixed options activity suggest that investors should be cautious. Long-term investors might consider buying on dips if fundamentals remain strong, but short-term traders should be prepared for potential volatility and consider options strategies to hedge against downside risk.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.145996
AutoARIMA0.148232
AutoETS0.149360
AutoTheta0.153261

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 40%
H-stat 6.28
Ljung-Box p 0.000
Jarque-Bera p 0.035
Excess Kurtosis -0.76
Attribute Value
Sector Financial Services
Debt to Equity Ratio 32.804
Revenue per Share 33.504
Market Cap 1,224,730,752
Trailing P/E 62.67
Forward P/E 6.64
Beta 1.66
Profit Margins 1.35%
Website https://www.trupanion.com

As of April 11, 2026, 1:26 p.m. EDT: Options speculators are showing mixed signals. For calls, there is significant positioning in out-of-the-money (OTM) strikes, particularly for the May 15 expiration, suggesting some bullish sentiment. However, puts show heavy activity in in-the-money (ITM) strikes, especially around the $25.00 strike, indicating potential bearish sentiment or hedging against downside risk. The high open interest in puts and the volatility (IV) suggests uncertainty or caution among traders. The overall options activity indicates a cautious outlook with a balance between bullish and bearish bets, but no clear consensus on the direction of the stock.


Info Dump

Attribute Value
52 Week Change -0.1840635
Address1 6,100 4th Avenue South
Address2 Suite 200
All Time High 158.25
All Time Low 5.21
Ask 28.25
Ask Size 1
Audit Risk 6
Average Analyst Rating 2.2 - Buy
Average Daily Volume10 Day 314,860
Average Daily Volume3 Month 460,531
Average Volume 460,531
Average Volume10Days 314,860
Beta 1.661
Bid 28.13
Bid Size 1
Board Risk 3
Book Value 8.846
City Seattle
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 28.2
Current Ratio 1.666
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 28.52
Day Low 27.86
Debt To Equity 32.804
Display Name Trupanion
Earnings Call Timestamp End 1,777,581,000
Earnings Call Timestamp Start 1,777,581,000
Earnings Growth 2.351
Earnings Quarterly Growth 2.4
Earnings Timestamp 1,777,579,200
Earnings Timestamp End 1,777,579,200
Earnings Timestamp Start 1,777,579,200
Ebitda 31,107,000
Ebitda Margins 0.02161
Enterprise To Ebitda 31.503
Enterprise To Revenue 0.681
Enterprise Value 979,948,736
Eps Current Year 3.95
Eps Forward 4.25
Eps Trailing Twelve Months 0.45
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 866 405 4536
Fifty Day Average 27.3178
Fifty Day Average Change 0.88220024
Fifty Day Average Change Percent 0.03229397
Fifty Two Week Change Percent -18.40635
Fifty Two Week High 57.885
Fifty Two Week High Change -29.684998
Fifty Two Week High Change Percent -0.51282716
Fifty Two Week Low 24.15
Fifty Two Week Low Change 4.050001
Fifty Two Week Low Change Percent 0.16770191
Fifty Two Week Range 24.15 - 57.885
Financial Currency USD
First Trade Date Milliseconds 1,405,690,200,000
Float Shares 34,516,127
Forward Eps 4.25
Forward P E 6.6352944
Free Cashflow -23,275,000
Full Exchange Name NasdaqGM
Full Time Employees 1,121
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.22575001
Gross Profits 324,921,984
Has Pre Post Market Data 1
Held Percent Insiders 0.15657
Held Percent Institutions 0.85046
Implied Shares Outstanding 43,430,169
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
Long Name Trupanion, Inc.
Market us_market
Market Cap 1,224,730,752
Market State CLOSED
Max Age 86,400
Message Board Id finmb_40255796
Most Recent Quarter 1,767,139,200
Net Income To Common 19,433,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,224,296,464
Number Of Analyst Opinions 4
Open 28.02
Operating Cashflow 89,488,000
Operating Margins 0.021930002
Overall Risk 5
Payout Ratio 0.0
Phone 855 727 9079
Post Market Change 0.5299988
Post Market Change Percent 1.8794283
Post Market Price 28.73
Post Market Time 1,776,467,176
Previous Close 27.75
Price Eps Current Year 7.1392407
Price Hint 2
Price To Book 3.1878817
Price To Sales Trailing12 Months 0.8509182
Profit Margins 0.0135
Quick Ratio 1.641
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.16667
Region US
Regular Market Change 0.450001
Regular Market Change Percent 1.62162
Regular Market Day High 28.52
Regular Market Day Low 27.86
Regular Market Day Range 27.86 - 28.52
Regular Market Open 28.02
Regular Market Previous Close 27.75
Regular Market Price 28.2
Regular Market Time 1,776,456,000
Regular Market Volume 260,489
Return On Assets 0.011089999
Return On Equity 0.054959998
Revenue Growth 0.117
Revenue Per Share 33.504
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 43,430,169
Shares Percent Shares Out 0.08140001
Shares Short 3,536,366
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 3,931,119
Short Name Trupanion, Inc.
Short Percent Of Float 0.0979
Short Ratio 8.68
Source Interval 15
State WA
Symbol TRUP
Target High Price 59.0
Target Low Price 31.0
Target Mean Price 42.25
Target Median Price 39.5
Total Cash 370,729,984
Total Cash Per Share 8.536
Total Debt 125,948,000
Total Revenue 1,439,304,960
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.45
Trailing P E 62.66667
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 38.312576
Two Hundred Day Average Change -10.112576
Two Hundred Day Average Change Percent -0.26394925
Type Disp Equity
Volume 260,489
Website https://www.trupanion.com
Zip 98,108