| Indicators | Browse All

TransUnion (TRU)

Financial Services | Financial Data & Stock Exchanges | Chicago, United States | NYSE
85.67 USD +1.00 (1.181%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 84.99 -0.68 (-0.680%) ⇩ (Aug. 28, 2026, 7:30 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 5:32 a.m. EDT

TransUnion offers a compelling long-term investment case driven by robust fundamentals and accelerating earnings growth, though investors should remain mindful of the elevated debt load. The company is delivering double-digit revenue growth and expanding profit margins, supported by strong free cash flow generation that allows for consistent dividend increases without straining capital. While the stock has pulled back recently, it trades comfortably above key moving averages and is supported by bullish options positioning that targets the $100 price level. The low payout ratio ensures dividend safety, even if the yield itself is modest. The primary risk lies in the debt-to-equity ratio, which warrants monitoring, but the forward valuation appears reasonable given the growth trajectory. For income-focused investors, the yield is insufficient, but for growth-oriented capital, the business quality and cash generation justify a strong buy rating.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.066753
AutoETS0.067128
MSTL0.067652
AutoTheta0.068795

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 47%
H-stat 0.84
Ljung-Box p 0.000
Jarque-Bera p 0.245
Excess Kurtosis -1.15
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-19
Last Dividend Date 2026-08-19
Debt to Equity Ratio 113.212
Revenue per Share 25.349
Market Cap 16,414,371,840
Trailing P/E 22.60
Forward P/E 15.29
Beta 1.53
Profit Margins 15.08%
Website https://www.transunion.com

As of Aug. 22, 2026, 5:32 a.m. EDT: Speculators are positioning for upside potential with significant open interest in call strikes at $90, $100, and $110 across 2026 and 2027 expirations, suggesting a bullish bias toward the $100 target. However, there is substantial hedging activity in the put market, particularly at lower strikes like $60 and $50, indicating a desire to protect against downside volatility. Implied volatility is notably elevated on deep out-of-the-money puts, reflecting uncertainty about the path to recovery.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.15% 0.62% 0.56% 0.54%
Dividend History
Date Dividend Yield %
2026-08-20 0.125 0.146869
2026-05-27 0.125 0.176454
2026-02-26 0.125 0.159785
2025-11-21 0.115 0.137117
2025-08-22 0.115 0.126290
2025-05-22 0.115 0.136127
2025-02-27 0.115 0.125436
2024-11-22 0.105 0.105922
2024-08-23 0.105 0.107936
2024-05-16 0.105 0.133232
2024-03-06 0.105 0.132743
2023-11-16 0.105 0.185185
2023-08-22 0.105 0.137741
2023-05-18 0.105 0.148242
2023-03-08 0.105 0.164680
2022-11-16 0.105 0.164448
2022-08-24 0.105 0.131234
2022-05-26 0.095 0.111359
2022-03-09 0.095 0.100243
2021-11-23 0.095 0.083406
2021-08-24 0.095 0.080067
2021-05-25 0.095 0.087906
2021-03-10 0.075 0.085402
2020-11-24 0.075 0.080628
2020-08-19 0.075 0.088621
2020-05-27 0.075 0.087535
2020-03-12 0.075 0.103477
2019-11-26 0.075 0.086475
2019-08-21 0.075 0.089264
2019-05-22 0.075 0.113568
2019-03-06 0.075 0.117059
2018-11-20 0.075 0.125649
2018-08-21 0.075 0.101805
2018-05-22 0.075 0.110148
Additional Data
dividendRate 0.5
dividendYield 0.59
exDividendDate 2026-08-20
trailingAnnualDividendRate 0.24
trailingAnnualDividendYield 0.002834534
lastDividendValue 0.125
lastDividendDate 2026-08-20
dividendDate 2026-09-04

Info Dump

Attribute Value
52 Week Change -0.020703197
Address1 555 West Adams
All Time High 125.35
All Time Low 20.43
Ask 85.65
Ask Size 400
Audit Risk 1
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 1,591,510
Average Daily Volume3 Month 2,350,940
Average Volume 2,350,940
Average Volume10Days 1,591,510
Beta 1.53
Bid 83.51
Bid Size 400
Board Risk 1
Book Value 25.276
City Chicago
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 85.67
Current Ratio 1.9
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 86.34
Day Low 84.42
Debt To Equity 113.212
Dividend Date 1,788,480,000
Dividend Rate 0.5
Dividend Yield 0.59
Earnings Call Timestamp End 1,785,245,400
Earnings Call Timestamp Start 1,785,245,400
Earnings Growth 0.321
Earnings Quarterly Growth 0.308
Earnings Timestamp 1,785,241,800
Earnings Timestamp End 1,792,672,200
Earnings Timestamp Start 1,792,672,200
Ebitda 1,526,899,968
Ebitda Margins 0.31186
Enterprise To Ebitda 14.008
Enterprise To Revenue 4.369
Enterprise Value 21,389,572,096
Eps Current Year 4.85504
Eps Forward 5.60396
Eps Trailing Twelve Months 3.79
Esg Populated 0
Ex Dividend Date 1,787,184,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 77.4774
Fifty Day Average Change 8.192596
Fifty Day Average Change Percent 0.105741754
Fifty Two Week Change Percent -2.0703197
Fifty Two Week High 95.505
Fifty Two Week High Change -9.834999
Fifty Two Week High Change Percent -0.10297889
Fifty Two Week Low 63.37
Fifty Two Week Low Change 22.3
Fifty Two Week Low Change Percent 0.35190153
Fifty Two Week Range 63.37 - 95.505
Financial Currency USD
First Trade Date Milliseconds 1,435,239,000,000
Five Year Avg Dividend Yield 0.52
Float Shares 190,498,300
Forward Eps 5.60396
Forward P E 15.287403
Free Cashflow 808,625,024
Full Exchange Name NYSE
Full Time Employees 13,000
Fullday Change 1.0
Fullday Change Percent 1.18106
Fullday Price 84.99
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.5873
Gross Profits 2,875,500,032
Has Pre Post Market Data 1
Held Percent Insiders 0.00415
Held Percent Institutions 1.14282
Implied Shares Outstanding 191,600,000
Industry Financial Data & Stock Exchanges
Industry Disp Financial Data & Stock Exchanges
Industry Key financial-data-stock-exchanges
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,787,184,000
Last Dividend Value 0.125
Last Fiscal Year End 1,767,139,200
Long Business Summary TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
Long Name TransUnion
Market us_market
Market Cap 16,414,371,840
Market State CLOSED
Max Age 86,400
Message Board Id finmb_170928919
Most Recent Quarter 1,782,777,600
Net Income To Common 738,200,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 16,222,772,000
Number Of Analyst Opinions 21
Open 85.0
Operating Cashflow 1,102,899,968
Operating Margins 0.19701
Overall Risk 1
Payout Ratio 0.1266
Peg Ratio 1.35
Phone 312 985 2000
Post Market Change -0.6800003
Post Market Change Percent -0.7937438
Post Market Price 84.99
Post Market Time 1,787,959,806
Previous Close 84.67
Price Eps Current Year 17.64558
Price Hint 2
Price To Book 3.3893812
Price To Sales Trailing12 Months 3.3525403
Profit Margins 0.15077
Quick Ratio 1.646
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.77273
Region US
Regular Market Change 1.0
Regular Market Change Percent 1.18106
Regular Market Day High 86.34
Regular Market Day Low 84.42
Regular Market Day Range 84.42 - 86.34
Regular Market Open 85.0
Regular Market Previous Close 84.67
Regular Market Price 85.67
Regular Market Time 1,787,947,202
Regular Market Volume 1,415,479
Return On Assets 0.04938
Return On Equity 0.15626
Revenue Growth 0.149
Revenue Per Share 25.349
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 191,600,000
Shares Percent Shares Out 0.0448
Shares Short 8,580,558
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 10,822,787
Short Name TransUnion
Short Percent Of Float 0.045
Short Ratio 3.97
Source Interval 15
State IL
Symbol TRU
Target High Price 115.0
Target Low Price 77.0
Target Mean Price 96.57143
Target Median Price 100.0
Total Cash 839,500,032
Total Cash Per Share 4.382
Total Debt 5,658,999,808
Total Revenue 4,896,099,840
Tradeable 0
Trailing Annual Dividend Rate 0.24
Trailing Annual Dividend Yield 0.002834534
Trailing Eps 3.79
Trailing P E 22.604221
Trailing Peg Ratio 1.3457
Triggerable 1
Two Hundred Day Average 76.52015
Two Hundred Day Average Change 9.149849
Two Hundred Day Average Change Percent 0.119574375
Type Disp Equity
Volume 1,415,479
Website https://www.transunion.com
Zip 60,661