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TransUnion (TRU)

Financial Services | Financial Data & Stock Exchanges | Chicago, United States | NYSE
66.94 USD -0.55 (-0.815%) ⇩ (Oct. 14, 2026, 4 p.m. EDT)
After hours: 66.47 -0.47 (-0.470%) ⇩ (Oct. 14, 2026, 4:15 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 7:27 a.m. EDT

The immediate outlook is murky, caught between a defensive put wall and a speculative long-term call buildup. While the statistical forecast model offers no directional edge, the fundamental picture tells a different story: earnings are accelerating (+32%), revenue is growing (+15%), and the balance sheet remains robust with a fortress-like payout ratio of just 12.7%. The stock is trading at a discount to its forward P/E of 11.8x, suggesting the market is pricing in a continuation of the recent price decline rather than the improving operational metrics. The recent drop in price has created a compelling entry point for a multi-year hold, supported by a reliable dividend that has been consistently increased. However, the heavy put positioning indicates that short-term sentiment remains fragile, likely waiting for a catalyst to break the technical resistance. For investors willing to look past the noise of the last few months, the combination of accelerating growth, a healthy yield, and a depressed valuation makes this a solid medium-to-long-term accumulation opportunity.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.060230
AutoTheta0.067773
AutoETS0.072859
MSTL0.074445

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 30%
H-stat 47.00
Ljung-Box p 0.000
Jarque-Bera p 0.004
Excess Kurtosis 0.92
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-19
Last Dividend Date 2026-08-19
Debt to Equity Ratio 113.212
Revenue per Share 25.349
Market Cap 12,825,704,448
Trailing P/E 17.80
Forward P/E 12.13
Beta 1.58
Profit Margins 15.08%
Website https://www.transunion.com

As of Oct. 10, 2026, 7:27 a.m. EDT: Speculators are positioning defensively with heavy put volume and open interest concentrated significantly out-of-the-money (OTM), particularly at strikes 50 and 55 for the near term. This suggests a fear of a downside gap or continued weakness below current levels. Conversely, call activity shows a distinct 'long gamma' buildup at OTM strikes (80, 82.5, 95, 100) for later expirations, indicating a speculative bet on a significant recovery or trend reversal to the upside, while near-term calls remain thin.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.15% 0.62% 0.56% 0.54%
Dividend History
Date Dividend Yield %
2026-08-20 0.125 0.146869
2026-05-27 0.125 0.176454
2026-02-26 0.125 0.159785
2025-11-21 0.115 0.137117
2025-08-22 0.115 0.126290
2025-05-22 0.115 0.136127
2025-02-27 0.115 0.125436
2024-11-22 0.105 0.105922
2024-08-23 0.105 0.107936
2024-05-16 0.105 0.133232
2024-03-06 0.105 0.132743
2023-11-16 0.105 0.185185
2023-08-22 0.105 0.137741
2023-05-18 0.105 0.148242
2023-03-08 0.105 0.164680
2022-11-16 0.105 0.164448
2022-08-24 0.105 0.131234
2022-05-26 0.095 0.111359
2022-03-09 0.095 0.100243
2021-11-23 0.095 0.083406
2021-08-24 0.095 0.080067
2021-05-25 0.095 0.087906
2021-03-10 0.075 0.085402
2020-11-24 0.075 0.080628
2020-08-19 0.075 0.088621
2020-05-27 0.075 0.087535
2020-03-12 0.075 0.103477
2019-11-26 0.075 0.086475
2019-08-21 0.075 0.089264
2019-05-22 0.075 0.113568
2019-03-06 0.075 0.117059
2018-11-20 0.075 0.125649
2018-08-21 0.075 0.101805
2018-05-22 0.075 0.110148
Additional Data
dividendYield 0.74
exDividendDate 2026-08-20
trailingAnnualDividendRate 0.24
trailingAnnualDividendYield 0.0035560825
lastDividendValue 0.125
lastDividendDate 2026-08-20
dividendDate 2026-09-04

Info Dump

Attribute Value
52 Week Change -0.13805872
Address1 555 West Adams
All Time High 125.35
All Time Low 20.43
Ask 0.0
Ask Size 300
Audit Risk 1
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 3,070,700
Average Daily Volume3 Month 2,380,625
Average Volume 2,380,625
Average Volume10Days 3,070,700
Beta 1.576
Bid 0.0
Bid Size 200
Board Risk 1
Book Value 25.276
City Chicago
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 66.94
Current Ratio 1.9
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 67.54
Day Low 65.735
Debt To Equity 113.212
Dividend Date 1,788,480,000
Dividend Yield 0.74
Earnings Call Timestamp End 1,793,131,200
Earnings Call Timestamp Start 1,793,131,200
Earnings Growth 0.321
Earnings Quarterly Growth 0.308
Earnings Timestamp 1,793,104,200
Earnings Timestamp End 1,793,104,200
Earnings Timestamp Start 1,793,104,200
Ebitda 1,526,899,968
Ebitda Margins 0.31186
Enterprise To Ebitda 11.658
Enterprise To Revenue 3.636
Enterprise Value 17,800,904,704
Eps Current Year 4.80406
Eps Forward 5.51838
Eps Trailing Twelve Months 3.76
Esg Populated 0
Ex Dividend Date 1,787,184,000
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 75.6128
Fifty Day Average Change -8.672798
Fifty Day Average Change Percent -0.11470013
Fifty Two Week Change Percent -13.805872
Fifty Two Week High 89.12
Fifty Two Week High Change -22.18
Fifty Two Week High Change Percent -0.24887791
Fifty Two Week Low 60.96
Fifty Two Week Low Change 5.9800034
Fifty Two Week Low Change Percent 0.09809717
Fifty Two Week Range 60.96 - 89.12
Financial Currency USD
First Trade Date Milliseconds 1,435,239,000,000
Five Year Avg Dividend Yield 0.51
Float Shares 190,465,728
Forward Eps 5.51838
Forward P E 12.130372
Free Cashflow 808,625,024
Full Exchange Name NYSE
Full Time Employees 13,000
Fullday Change 1.4199982
Fullday Change Percent 2.1492329
Fullday Price 66.94
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.5873
Gross Profits 2,875,500,032
Has Pre Post Market Data 1
Held Percent Insiders 0.00492
Held Percent Institutions 1.14218
Implied Shares Outstanding 191,600,000
Industry Financial Data & Stock Exchanges
Industry Disp Financial Data & Stock Exchanges
Industry Key financial-data-stock-exchanges
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,787,184,000
Last Dividend Value 0.125
Last Fiscal Year End 1,767,139,200
Long Business Summary TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
Long Name TransUnion
Market us_market
Market Cap 12,825,704,448
Market State PREPRE
Max Age 86,400
Message Board Id finmb_170928919
Most Recent Quarter 1,782,777,600
Net Income To Common 738,200,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 13,594,020,000
Number Of Analyst Opinions 21
Open 66.42
Operating Cashflow 1,102,899,968
Operating Margins 0.19701
Overall Risk 1
Payout Ratio 0.1266
Peg Ratio 0.95
Phone 312 985 2000
Post Market Change -0.47000122
Post Market Change Percent -0.7021231
Post Market Price 66.47
Post Market Time 1,792,008,941
Previous Close 67.49
Price Eps Current Year 13.934048
Price Hint 2
Price To Book 2.6483622
Price To Sales Trailing12 Months 2.6195757
Profit Margins 0.15077
Quick Ratio 1.646
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.72727
Region US
Regular Market Change -0.549995
Regular Market Change Percent -0.814929
Regular Market Day High 67.54
Regular Market Day Low 65.735
Regular Market Day Range 65.735 - 67.54
Regular Market Open 66.42
Regular Market Previous Close 67.49
Regular Market Price 66.94
Regular Market Time 1,792,008,003
Regular Market Volume 3,538,591
Return On Assets 0.04938
Return On Equity 0.15626
Revenue Growth 0.149
Revenue Per Share 25.349
Sand P52 Week Change 0.1570785
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 191,600,000
Shares Percent Shares Out 0.0618
Shares Short 11,849,701
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 9,552,788
Short Name TransUnion
Short Percent Of Float 0.0621
Short Ratio 4.51
Source Interval 15
State IL
Symbol TRU
Target High Price 105.0
Target Low Price 68.0
Target Mean Price 90.14286
Target Median Price 92.0
Total Cash 839,500,032
Total Cash Per Share 4.382
Total Debt 5,658,999,808
Total Revenue 4,896,099,840
Tradeable 0
Trailing Annual Dividend Rate 0.24
Trailing Annual Dividend Yield 0.0035560825
Trailing Eps 3.76
Trailing P E 17.803192
Trailing Peg Ratio 0.9869
Triggerable 1
Two Hundred Day Average 74.68785
Two Hundred Day Average Change -7.7478485
Two Hundred Day Average Change Percent -0.10373639
Type Disp Equity
Volume 3,538,591
Website https://www.transunion.com
Zip 60,661