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TrustCo Bank Corp NY (TRST)

Financial Services | Banks - Regional | Glenville, United States | NasdaqGS
46.38 USD +0.65 (1.421%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 46.38

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 3:45 p.m. EDT

TRST appears to be a stable, mid-cap bank with a solid dividend yield and consistent payout history. Recent news highlights positive momentum, including a stock repurchase program and improved net margins. The stock has crossed above key moving averages, indicating potential for further gains. However, the options data suggests cautious sentiment, so traders should consider risk management strategies. Long-term investors may find this a good opportunity to buy and hold, while short-term traders might look for momentum opportunities.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.025271
MSTL0.049169
AutoETS0.055152
AutoARIMA0.055558

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.42
Ljung-Box p 0.000
Jarque-Bera p 0.280
Excess Kurtosis -1.17
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-05
Last Dividend Date 2026-03-05
Revenue per Share 9.936
Market Cap 821,413,568
Trailing P/E 14.27
Forward P/E 16.16
Beta 0.58
Profit Margins 32.81%
Website https://www.trustcobank.com

As of April 11, 2026, 3:45 p.m. EDT: Options speculators are showing mixed signals. For calls, there is limited activity with ATM strikes having low IV and OI, suggesting limited bullish sentiment. Puts show higher IV and OI for out-of-the-money strikes, indicating some bearish bias. The overall options activity suggests uncertainty, with a slight tilt towards caution.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.87% 3.91% 4.84% 4.84%
Dividend History
Date Dividend Yield %
2026-03-06 0.380000 0.866986
2025-12-05 0.380000 0.900625
2025-09-05 0.380000 0.967888
2025-06-06 0.360000 1.175368
2025-03-07 0.360000 1.204776
2024-12-06 0.360000 1.044214
2024-09-06 0.360000 1.162374
2024-06-07 0.360000 1.419261
2024-02-29 0.360000 1.434253
2023-11-30 0.360000 1.477788
2023-08-31 0.360000 1.411721
2023-06-01 0.360000 1.462110
2023-03-02 0.360000 1.122550
2022-12-01 0.360000 1.077222
2022-09-01 0.350000 1.244061
2022-06-02 0.350000 1.293890
2022-03-03 0.350000 1.236818
2021-12-02 0.350000 1.288159
2021-09-02 0.341000 1.306232
2021-06-03 0.341000 1.125607
2021-03-04 0.340000 1.173831
2020-12-03 0.340000 1.369475
2020-09-03 0.340000 1.487108
2020-06-04 0.340000 1.312201
2020-03-05 0.340000 1.233262
2019-12-05 0.340000 1.036094
2019-09-05 0.340000 1.171093
2019-06-06 0.340000 1.214960
2019-02-28 0.340000 1.078387
2018-12-06 0.340000 1.256141
2018-09-06 0.340000 1.012337
2018-05-31 0.330000 1.044493
2018-03-01 0.330000 1.083475
2017-11-30 0.330000 0.986846
2017-08-30 0.330000 1.183468
2017-05-31 0.330000 1.274763
2017-03-01 0.330000 1.112215
2016-11-30 0.330000 1.169220
2016-08-31 0.330000 1.345311
2016-06-01 0.330000 1.489173
2016-03-02 0.330000 1.668295
2015-12-02 0.330000 1.549931
2015-09-02 0.330000 1.770856
2015-06-03 0.330000 1.471240
2015-03-04 0.330000 1.516519
2014-12-03 0.330000 1.495765
2014-09-03 0.330000 1.486471
2014-06-04 0.330000 1.656478
2014-03-05 0.330000 1.558267
2013-12-04 0.330000 1.498460
2013-09-04 0.330000 1.863772
2013-06-05 0.330000 1.994874
2013-02-27 0.330000 2.083172
2012-12-05 0.330000 2.145388
2012-09-05 0.330000 2.039979
2012-05-30 0.330000 2.232565
2012-02-29 0.330000 2.172144
2011-11-30 0.330000 2.235828
2011-08-31 0.330000 2.556431
2011-06-01 0.330000 2.132383
2011-03-02 0.330000 2.041415
2010-12-01 0.330000 2.169075
2010-09-01 0.330000 2.320802
2010-06-02 0.315000 1.992262
2010-03-03 0.315000 2.033615
2009-12-02 0.315000 1.957000
2009-09-02 0.315000 2.143015
2009-06-03 0.315000 2.266770
2009-03-04 0.550000 4.143669
2008-12-03 0.550000 2.117281
2008-09-03 0.550000 2.275608
2008-06-04 0.550000 2.953159
2008-03-05 0.550000 2.880753
2007-12-05 0.800000 3.368786
2007-09-05 0.800000 3.170772
2007-06-06 0.800000 3.702348
2007-02-28 0.800000 3.679516
2006-12-06 0.800000 3.290117
2006-09-06 0.800000 3.508507
2006-05-31 0.800000 3.463059
2006-03-01 0.800000 3.065683
2005-12-07 0.800000 3.080757
2005-09-07 0.750000 2.792442
2005-06-01 0.750000 2.997727
2005-03-02 0.750000 3.189563
2004-12-01 0.750000 2.715011
2004-09-01 0.750000 3.021180
2004-06-02 0.750000 3.054076
2004-03-03 0.750000 2.959315
2003-12-03 0.750000 3.072535
2003-09-03 0.750000 3.107992
2003-06-04 0.750000 3.571324
2003-03-05 0.750000 4.171820
2002-12-04 0.750000 3.913261
2002-09-04 0.750000 3.515188
2002-06-05 0.750000 3.538137
2002-03-06 0.750000 3.357885
2001-12-05 0.750000 3.649954
2001-09-05 0.652174 3.315253
2001-06-06 0.652174 3.798425
2001-03-07 0.652174 3.691618
2000-12-06 0.652174 4.129187
2000-09-06 0.567108 3.787413
2000-06-07 0.567108 3.871214
2000-03-08 0.567108 3.961839
1999-12-08 0.567108 3.403230
1999-09-01 0.519849 3.072432
1999-06-09 0.519849 3.310634
1999-03-10 0.519849 3.509931
1998-12-09 0.453686 2.773324
1998-09-09 0.394510 2.965827
1998-06-10 0.394510 3.102114
1998-03-11 0.394510 3.058326
1997-12-03 0.394510 3.386200
1997-09-03 0.393080 3.661418
1997-06-04 0.393080 4.754852
1997-03-05 0.393080 4.692286
1996-12-04 0.393080 4.781042
1996-09-04 0.341809 4.379300
1996-06-05 0.341809 4.731544
1996-03-06 0.285877 4.100585
1995-12-06 0.285877 4.005334
1995-09-06 0.285877 4.392151
1995-06-06 0.284841 5.184887
1995-03-06 0.284841 5.515508
1994-12-05 0.284841 5.772303
1994-09-26 0.233052 4.700106
1994-09-02 0.258946 4.737519
1994-05-27 0.517892 10.545161
1994-02-28 0.207157 3.978939
1993-11-29 0.207157 3.925622
1993-08-30 0.207157 3.917217
1993-08-09 0.207157 4.234659
1993-05-28 0.207157 4.460265
1993-03-01 0.165726 3.829329
1992-11-30 0.165726 4.432601
1992-08-31 0.155368 4.858108
1992-06-01 0.155368 4.877359
1992-05-11 0.155368 4.896898
1992-03-02 0.155368 4.806539
1991-12-02 0.127013 4.953473
1991-08-30 0.139831 4.827321
1991-08-05 0.139831 5.198401
1991-03-04 0.139831 5.671020
1990-08-31 0.139831 6.344095
1990-03-05 0.116526 5.085554
1989-12-04 0.116526 5.312323
1989-09-01 0.116526 4.789773
1989-06-05 0.106815 4.842213
1989-03-06 0.106815 4.928810
1988-12-05 0.106815 5.149757
1988-09-02 0.106815 5.067932
1988-06-06 0.097105 5.135783
1988-03-07 0.097105 4.863521
1987-12-07 0.097105 5.834475
1987-09-04 0.097105 4.747217
1987-06-08 0.085452 4.143017
1987-03-09 0.085452 4.038992
1986-12-08 0.085452 5.486206
Additional Data
dividendRate 1.52
dividendYield 3.28
exDividendDate 2026-03-06
trailingAnnualDividendRate 1.48
trailingAnnualDividendYield 0.032363877
lastDividendValue 0.38
lastDividendDate 2026-03-06
dividendDate 2026-04-01

Info Dump

Attribute Value
52 Week Change 0.60851216
Address1 5 Sarnowski Drive
All Time High 71.25
All Time Low 2.864593
Ask 46.6
Ask Size 1
Audit Risk 4
Average Daily Volume10 Day 94,750
Average Daily Volume3 Month 127,608
Average Volume 127,608
Average Volume10Days 94,750
Beta 0.577
Bid 46.26
Bid Size 1
Board Risk 5
Book Value 38.082
City Glenville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 46.38
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 47.35
Day Low 46.19
Dividend Date 1,775,001,600
Dividend Rate 1.52
Dividend Yield 3.28
Earnings Call Timestamp End 1,776,862,800
Earnings Call Timestamp Start 1,776,862,800
Earnings Growth 0.417
Earnings Quarterly Growth 0.38
Earnings Timestamp 1,776,801,600
Earnings Timestamp End 1,776,801,600
Earnings Timestamp Start 1,776,801,600
Ebitda Margins 0.0
Enterprise To Revenue 1.328
Enterprise Value 247,431,456
Eps Forward 2.87
Eps Trailing Twelve Months 3.25
Esg Populated 0
Ex Dividend Date 1,772,755,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 44.5768
Fifty Day Average Change 1.8031998
Fifty Day Average Change Percent 0.04045153
Fifty Two Week Change Percent 60.851215
Fifty Two Week High 48.45
Fifty Two Week High Change -2.0699997
Fifty Two Week High Change Percent -0.042724453
Fifty Two Week Low 28.1
Fifty Two Week Low Change 18.28
Fifty Two Week Low Change Percent 0.6505338
Fifty Two Week Range 28.1 - 48.45
Financial Currency USD
First Trade Date Milliseconds 419,697,000,000
Five Year Avg Dividend Yield 4.33
Float Shares 17,033,791
Forward Eps 2.87
Forward P E 16.16028
Full Exchange Name NasdaqGS
Full Time Employees 819
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 186,318,000
Has Pre Post Market Data 1
Held Percent Insiders 0.0343
Held Percent Institutions 0.83065003
Implied Shares Outstanding 17,710,511
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,755,200
Last Dividend Value 0.38
Last Fiscal Year End 1,767,139,200
Last Split Date 1,622,160,000
Last Split Factor 1:5
Long Business Summary TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.
Long Name TrustCo Bank Corp NY
Market us_market
Market Cap 821,413,568
Market State CLOSED
Max Age 86,400
Message Board Id finmb_309510
Most Recent Quarter 1,767,139,200
Net Income To Common 61,137,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 811,969,140
Open 46.23
Operating Cashflow 57,603,000
Operating Margins 0.46793997
Overall Risk 3
Payout Ratio 0.45540002
Peg Ratio 0.63
Phone 518 377 3311
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 46.38
Post Market Time 1,776,456,605
Previous Close 45.73
Price Hint 2
Price To Book 1.2178982
Price To Sales Trailing12 Months 4.4086647
Profit Margins 0.32813
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.650002
Regular Market Change Percent 1.42139
Regular Market Day High 47.35
Regular Market Day Low 46.19
Regular Market Day Range 46.19 - 47.35
Regular Market Open 46.23
Regular Market Previous Close 45.73
Regular Market Price 46.38
Regular Market Time 1,776,456,000
Regular Market Volume 88,993
Return On Assets 0.00964
Return On Equity 0.08971
Revenue Growth 0.113
Revenue Per Share 9.936
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 17,506,881
Shares Percent Shares Out 0.037
Shares Short 648,243
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 495,117
Short Name TrustCo Bank Corp NY
Short Percent Of Float 0.045900002
Short Ratio 4.56
Source Interval 15
State NY
Symbol TRST
Total Cash 730,427,008
Total Cash Per Share 41.243
Total Debt 156,444,992
Total Revenue 186,318,000
Tradeable 0
Trailing Annual Dividend Rate 1.48
Trailing Annual Dividend Yield 0.032363877
Trailing Eps 3.25
Trailing P E 14.270769
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 40.3038
Two Hundred Day Average Change 6.0762024
Two Hundred Day Average Change Percent 0.15076004
Type Disp Equity
Volume 88,993
Website https://www.trustcobank.com
Zip 12,302