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LendingTree, Inc. (TREE)

Financial Services | Financial Conglomerates | Charlotte, United States | NasdaqGS
28.96 USD +0.68 (2.405%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 28.96

Short-term:★★☆☆☆Long-term:★★★⯪☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 2:56 a.m. EDT

The investment case for LendingTree is a classic tale of a battered asset with a pristine balance sheet but a broken price trend. Fundamentally, the company is an anomaly: it boasts a 25% revenue growth rate, a 96% gross margin, and a return on equity exceeding 80%, all while trading at a fraction of book value. The market has seemingly priced in a permanent loss of relevance or a regulatory overhang that isn't reflected in the earnings beats. However, the price action tells a different story. The stock is down nearly 60% from its highs, and the recent price history shows a failure to sustain gains, hovering near the 52-week low. This disconnect creates a compelling long-term value thesis, but the short-term outlook is murky. The options market is screaming caution, with investors loading up on deep out-of-the-money puts for 2027, indicating a belief that the recovery may take years or never happen. Until the price history proves a sustained reversal of this multi-year decline, the risk of further downside outweighs the immediate upside potential.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.100810
AutoETS0.102231
AutoARIMA0.102232
AutoTheta0.102368

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 36%
H-stat 4.35
Ljung-Box p 0.000
Jarque-Bera p 0.305
Excess Kurtosis -1.08
Attribute Value
Sector Financial Services
Ex Dividend Date 2012-12-12
Last Dividend Date 2012-12-12
Debt to Equity Ratio 135.941
Revenue per Share 92.003
Market Cap 406,585,664
Trailing P/E 2.19
Forward P/E 4.37
Beta 2.08
Profit Margins 14.32%
Website https://www.lendingtree.com

As of Aug. 22, 2026, 2:56 a.m. EDT: Speculators are positioning heavily for downside protection, evidenced by massive open interest in out-of-the-money puts expiring in January 2027 (over 1,300 contracts) compared to negligible call volume. While there is some speculative call activity at strikes significantly above the current price (55 and 60), the overwhelming capital deployment is in put writing and buying, suggesting a fear of a prolonged decline or a 'bear trap' scenario where the stock fails to recover from its lows.


Dividend Data

Dividend History
Date Dividend Yield %
2012-12-13 1.0 6.18047
Additional Data
exDividendDate 2012-12-13
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 1.0
lastDividendDate 2012-12-13
dividendDate 2012-12-26

Info Dump

Attribute Value
52 Week Change -0.5831368
Address1 1,415 Vantage Park Drive
Address2 Suite 700
All Time High 434.94
All Time Low 1.42
Ask 36.22
Ask Size 2
Audit Risk 5
Average Daily Volume10 Day 416,850
Average Daily Volume3 Month 353,279
Average Volume 353,279
Average Volume10Days 416,850
Beta 2.076
Bid 28.72
Bid Size 1
Board Risk 3
Book Value 22.856
City Charlotte
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 28.96
Current Ratio 1.846
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 29.055
Day Low 28.16
Debt To Equity 135.941
Display Name LendingTree
Dividend Date 1,356,480,000
Earnings Call Timestamp End 1,785,357,000
Earnings Call Timestamp Start 1,785,357,000
Earnings Growth 0.046
Earnings Quarterly Growth 0.08
Earnings Timestamp 1,785,355,200
Earnings Timestamp End 1,793,304,000
Earnings Timestamp Start 1,793,304,000
Ebitda 117,628,000
Ebitda Margins 0.09275
Enterprise To Ebitda 6.222
Enterprise To Revenue 0.577
Enterprise Value 731,881,664
Eps Current Year 5.3377
Eps Forward 6.62102
Eps Trailing Twelve Months 13.25
Esg Populated 0
Ex Dividend Date 1,355,356,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 37.7956
Fifty Day Average Change -8.835602
Fifty Day Average Change Percent -0.23377329
Fifty Two Week Change Percent -58.31368
Fifty Two Week High 77.35
Fifty Two Week High Change -48.39
Fifty Two Week High Change Percent -0.62559795
Fifty Two Week Low 27.7
Fifty Two Week Low Change 1.2599983
Fifty Two Week Low Change Percent 0.045487303
Fifty Two Week Range 27.7 - 77.35
Financial Currency USD
First Trade Date Milliseconds 1,218,547,800,000
Float Shares 13,469,976
Forward Eps 6.62102
Forward P E 4.3739486
Free Cashflow 63,107,376
Full Exchange Name NasdaqGS
Full Time Employees 919
Fullday Change 0.679998
Fullday Change Percent 2.40452
Fullday Price 28.96
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.96408
Gross Profits 1,222,616,064
Has Pre Post Market Data 1
Held Percent Insiders 0.1899
Held Percent Institutions 0.83098
Implied Shares Outstanding 14,039,561
Industry Financial Conglomerates
Industry Disp Financial Conglomerates
Industry Key financial-conglomerates
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,355,356,800
Last Dividend Value 1.0
Last Fiscal Year End 1,767,139,200
Long Business Summary LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.
Long Name LendingTree, Inc.
Market us_market
Market Cap 406,585,664
Market State CLOSED
Max Age 86,400
Message Board Id finmb_91183
Most Recent Quarter 1,782,777,600
Net Income To Common 181,660,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 397,038,785
Number Of Analyst Opinions 6
Open 28.29
Operating Cashflow 86,077,000
Operating Margins 0.07783
Overall Risk 3
Payout Ratio 0.0
Peg Ratio 3.55
Phone 704 541 5351
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 28.96
Post Market Time 1,787,959,806
Previous Close 28.28
Price Eps Current Year 5.4255576
Price Hint 2
Price To Book 1.2670633
Price To Sales Trailing12 Months 0.32060844
Profit Margins 0.14325
Quick Ratio 1.765
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.679998
Regular Market Change Percent 2.40452
Regular Market Day High 29.055
Regular Market Day Low 28.16
Regular Market Day Range 28.16 - 29.055
Regular Market Open 28.29
Regular Market Previous Close 28.28
Regular Market Price 28.96
Regular Market Time 1,787,947,200
Regular Market Volume 552,256
Return On Assets 0.07754
Return On Equity 0.82782996
Revenue Growth 0.253
Revenue Per Share 92.003
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 14,039,561
Shares Percent Shares Out 0.060300004
Shares Short 846,359
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 1,725,168
Short Name LendingTree, Inc.
Short Percent Of Float 0.062
Short Ratio 1.96
Source Interval 15
State NC
Symbol TREE
Target High Price 70.0
Target Low Price 45.0
Target Mean Price 56.0
Target Median Price 56.5
Total Cash 110,766,000
Total Cash Per Share 7.89
Total Debt 436,062,016
Total Revenue 1,268,168,960
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 13.25
Trailing P E 2.1856604
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 44.37235
Two Hundred Day Average Change -15.41235
Two Hundred Day Average Change Percent -0.3473413
Type Disp Equity
Volume 552,256
Website https://www.lendingtree.com
Zip 28,203