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Tompkins Financial Corporation (TMP)

Financial Services | Banks - Regional | Ithaca, United States | NYSE American
85.68 USD +2.16 (2.586%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 85.59 -0.09 (-0.093%) ⇩ (April 17, 2026, 6:15 p.m. EDT)

Short-term: ★★★★☆ | Long-term: ★★★★☆ | Dividends: ★★★★★
Hot Take | April 11, 2026, 1:28 p.m. EDT

Tompkins Financial (TMP) appears to be a solid long-term investment with a consistent dividend history and a strong payout ratio, making it appealing for income-focused investors. The recent price movements show a range-bound trend, with a recent dip to $84.3, which could present a buying opportunity for short-term traders looking to capitalize on momentum or buy calls. The options activity suggests caution, with more puts being traded, indicating potential bearish sentiment. However, the long-term fundamentals, including a stable dividend yield and positive earnings growth, make TMP a compelling buy for those with a longer investment horizon.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.045445
AutoETS0.059056
AutoARIMA0.059058
MSTL0.060783

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.46
Ljung-Box p 0.000
Jarque-Bera p 0.261
Excess Kurtosis -1.15
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-12
Last Dividend Date 2026-02-12
Revenue per Share 30.525
Market Cap 1,235,032,832
Trailing P/E 7.62
Forward P/E 10.65
Beta 0.71
Profit Margins 37.02%
Website https://www.tompkinsfinancial.com

As of April 11, 2026, 1:28 p.m. EDT: The options activity shows a mixed sentiment. For the June 18 expiration, there is notable positioning in both calls and puts, with higher open interest and volume in out-of-the-money (OTM) puts, indicating potential bearish sentiment. The ATM puts have higher implied volatility, suggesting uncertainty about the stock's direction. For September 18, there is a concentration of OTM puts with high open interest, pointing to a possible bearish outlook. The calls also show some activity, but the overall trend leans more towards caution, with more puts being traded. This suggests that options speculators are not overly optimistic about the short-term direction of TMP, but are preparing for potential downside.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.81% 3.84% 4.38% 3.98%
Dividend History
Date Dividend Yield %
2026-02-13 0.670000 0.809570
2025-11-07 0.650000 0.982663
2025-08-08 0.620000 1.012404
2025-05-09 0.620000 1.031003
2025-02-14 0.620000 0.923889
2024-11-08 0.620000 0.881345
2024-08-09 0.610000 1.173158
2024-05-09 0.610000 1.376308
2024-02-08 0.600000 1.341119
2023-11-06 0.600000 1.229824
2023-07-31 0.600000 1.104874
2023-05-08 0.600000 1.265864
2023-02-06 0.600000 0.876633
2022-11-07 0.600000 0.832321
2022-08-01 0.570000 0.851429
2022-05-09 0.570000 0.885295
2022-02-07 0.570000 0.838679
2021-11-01 0.570000 0.801011
2021-08-02 0.540000 0.844526
2021-05-10 0.540000 0.815657
2021-02-08 0.540000 0.869033
2020-11-02 0.540000 1.143600
2020-07-31 0.520000 0.982558
2020-05-08 0.520000 0.987153
2020-02-07 0.520000 0.736221
2019-10-28 0.520000 0.744292
2019-07-29 0.500000 0.777775
2019-05-06 0.500000 0.757635
2019-02-04 0.500000 0.826711
2018-11-05 0.500000 0.839396
2018-07-31 0.480000 0.720651
2018-05-07 0.480000 0.786542
2018-02-05 0.480000 0.783776
2017-11-06 0.470000 0.724663
2017-07-28 0.450000 0.753787
2017-05-04 0.450000 0.710182
2017-02-03 0.450000 0.672847
2016-11-04 0.450000 0.822734
2016-07-29 0.440000 0.814101
2016-04-29 0.440000 0.911781
2016-02-05 0.440000 1.149615
2015-11-05 0.440000 1.065810
2015-08-06 0.420000 1.084852
2015-05-01 0.420000 1.141607
2015-02-05 0.420000 1.112109
2014-10-31 0.420000 1.186719
2014-07-31 0.400000 1.286464
2014-05-01 0.400000 1.246618
2014-01-30 0.400000 1.214538
2013-10-31 0.400000 1.190538
2013-07-25 0.380000 1.206779
2013-05-02 0.380000 1.404885
2013-01-31 0.380000 1.398775
2012-11-01 0.380000 1.425926
2012-08-02 0.360000 1.426368
2012-05-03 0.360000 1.489621
2012-02-02 0.360000 1.368350
2011-11-02 0.360000 1.466687
2011-08-03 0.360000 1.418879
2011-05-04 0.340000 1.374653
2011-02-02 0.340000 1.342844
2010-11-03 0.340000 1.414698
2010-08-04 0.340000 1.349542
2010-05-05 0.340000 1.421857
2010-02-03 0.309000 1.474640
2009-11-04 0.309091 1.408570
2009-08-05 0.309091 1.303991
2009-05-06 0.309091 1.264179
2009-02-05 0.309091 1.247371
2008-11-05 0.309091 1.227187
2008-07-31 0.309091 1.397354
2008-05-01 0.290909 1.160151
2008-02-06 0.290909 1.299446
2007-10-31 0.290909 1.381992
2007-07-31 0.290909 1.819570
2007-05-02 0.272727 1.381433
2007-01-31 0.272727 1.261567
2006-11-01 0.272727 1.203440
2006-08-01 0.272727 1.311331
2006-05-01 9.363636 47.006713
2006-02-01 0.247934 1.600786
2005-11-02 0.247934 1.699179
2005-08-03 0.247934 1.642323
2005-05-02 0.247934 1.920830
2005-02-02 8.512397 57.248062
2004-11-03 0.247934 2.113347
2004-08-04 0.247934 2.076730
2004-05-04 0.247934 2.021813
2004-02-04 0.247934 2.171280
2003-11-03 0.247934 1.990205
2003-08-01 0.247934 2.250321
2003-05-01 0.225394 2.149174
2003-02-05 0.225394 2.344704
2002-11-01 0.225394 2.121119
2002-08-01 0.225394 2.282371
2002-05-01 0.210368 2.159725
2002-02-01 0.210368 2.358066
2001-10-30 0.210368 2.554268
2001-07-30 0.210368 2.650778
2001-04-27 0.202855 2.712838
2001-01-30 0.202855 3.445963
2000-11-29 0.202855 3.510471
2000-08-30 0.202855 3.825921
2000-05-30 0.202855 4.133499
2000-02-28 0.202855 3.745554
1999-11-29 0.202855 3.299854
1999-08-30 0.195342 3.147493
1999-05-27 0.187829 2.893466
1999-02-25 0.187829 2.766425
1998-11-27 0.187829 2.892483
1998-08-28 0.172802 2.466431
1998-05-28 0.165289 2.366228
1998-02-25 0.160280 2.747343
1997-11-26 0.160280 3.080826
1997-08-27 0.160280 3.526919
1997-05-28 0.150263 3.668954
1997-02-26 0.150263 3.731204
1996-11-26 0.150263 3.870301
1996-08-28 0.135237 4.522263
1996-05-29 0.130228 3.816331
1996-02-28 0.130228 3.625398
1995-11-29 0.130228 4.101409
1995-08-30 0.130228 3.162521
1995-05-25 0.130228 3.328857
1995-02-23 0.130228 3.142040
1994-11-25 0.125219 3.200380
1994-08-26 0.125219 3.044971
1994-05-25 0.125219 2.923300
1994-02-23 0.113699 2.690743
1993-11-24 0.113699 2.537933
1993-11-02 0.113699 2.552418
1993-08-26 0.100175 2.659390
1993-05-25 0.100175 3.400161
1993-02-23 0.100175 3.663657
1992-11-24 0.100175 4.149666
1992-08-26 0.100175 4.048088
1992-05-26 0.090158 4.334918
1992-02-24 0.090158 4.611804
1991-11-22 0.075131 4.102664
1991-08-26 0.075131 4.259844
1991-05-24 0.075131 4.297764
1991-02-25 0.075131 4.212136
1990-11-26 0.075131 4.443055
1990-11-01 0.072627 4.923502
1990-08-27 0.070123 4.358529
1988-11-25 0.058436 2.205602
1988-09-19 0.058436 2.563274
1988-06-20 0.058436 2.539516
1988-03-14 0.058436 3.178927
1987-12-14 0.123550 7.138368
Additional Data
dividendRate 2.68
dividendYield 3.13
exDividendDate 2026-02-13
trailingAnnualDividendRate 2.51
trailingAnnualDividendYield 0.030052682
lastDividendValue 0.67
lastDividendDate 2026-02-13
dividendDate 2026-02-22

Info Dump

Attribute Value
52 Week Change 0.53962266
Address1 118 East Seneca Street
Address2 P.O. Box 460
All Time High 96.7
All Time Low 6.761833
Ask 85.63
Ask Size 100
Audit Risk 5
Average Daily Volume10 Day 69,320
Average Daily Volume3 Month 70,393
Average Volume 70,393
Average Volume10Days 69,320
Beta 0.711
Bid 85.32
Bid Size 100
Board Risk 1
Book Value 65.413
City Ithaca
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 85.68
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 86.76
Day Low 84.14
Display Name Tompkins Financial
Dividend Date 1,771,718,400
Dividend Rate 2.68
Dividend Yield 3.13
Earnings Growth 3.866
Earnings Quarterly Growth 3.896
Earnings Timestamp 1,769,779,800
Earnings Timestamp End 1,777,033,800
Earnings Timestamp Start 1,777,033,800
Ebitda Margins 0.0
Enterprise To Revenue 4.116
Enterprise Value 1,790,570,368
Eps Current Year 7.365
Eps Forward 8.045
Eps Trailing Twelve Months 11.24
Esg Populated 0
Ex Dividend Date 1,770,940,800
Exchange ASE
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 79.6882
Fifty Day Average Change 5.9917984
Fifty Day Average Change Percent 0.07519054
Fifty Two Week Change Percent 53.962265
Fifty Two Week High 86.95
Fifty Two Week High Change -1.2699966
Fifty Two Week High Change Percent -0.014606058
Fifty Two Week Low 55.48
Fifty Two Week Low Change 30.2
Fifty Two Week Low Change Percent 0.5443403
Fifty Two Week Range 55.48 - 86.95
Financial Currency USD
First Trade Date Milliseconds 518,103,000,000
Five Year Avg Dividend Yield 3.61
Float Shares 13,995,144
Forward Eps 8.045
Forward P E 10.650093
Full Exchange Name NYSE American
Full Time Employees 813
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 435,068,000
Has Pre Post Market Data 1
Held Percent Insiders 0.06612
Held Percent Institutions 0.69408
Implied Shares Outstanding 14,414,482
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,770,940,800
Last Dividend Value 0.67
Last Fiscal Year End 1,767,139,200
Last Split Date 1,265,155,200
Last Split Factor 11:10
Long Business Summary Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
Long Name Tompkins Financial Corporation
Market us_market
Market Cap 1,235,032,832
Market State CLOSED
Max Age 86,400
Message Board Id finmb_308700
Most Recent Quarter 1,767,139,200
Net Income To Common 161,071,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,235,032,817
Number Of Analyst Opinions 2
Open 84.69
Operating Cashflow 38,870,000
Operating Margins 0.72086996
Overall Risk 3
Payout Ratio 0.2233
Peg Ratio 1.61
Phone 888 503 5753
Post Market Change -0.09324646
Post Market Change Percent -0.10883107
Post Market Price 85.586754
Post Market Time 1,776,464,101
Previous Close 83.52
Price Eps Current Year 11.633402
Price Hint 2
Price To Book 1.3098314
Price To Sales Trailing12 Months 2.8387122
Profit Margins 0.37022
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 2.16
Regular Market Change Percent 2.58621
Regular Market Day High 86.76
Regular Market Day Low 84.14
Regular Market Day Range 84.14 - 86.76
Regular Market Open 84.69
Regular Market Previous Close 83.52
Regular Market Price 85.68
Regular Market Time 1,776,456,000
Regular Market Volume 71,146
Return On Assets 0.019199999
Return On Equity 0.19502
Revenue Growth 1.561
Revenue Per Share 30.525
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 14,414,482
Shares Percent Shares Out 0.013099999
Shares Short 189,081
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 135,359
Short Name Tompkins Financial Corporation
Short Percent Of Float 0.0156
Short Ratio 3.13
Source Interval 15
State NY
Symbol TMP
Target High Price 87.0
Target Low Price 82.0
Target Mean Price 84.5
Target Median Price 84.5
Total Cash 137,882,000
Total Cash Per Share 9.563
Total Debt 693,116,032
Total Revenue 435,068,000
Tradeable 0
Trailing Annual Dividend Rate 2.51
Trailing Annual Dividend Yield 0.030052682
Trailing Eps 11.24
Trailing P E 7.622776
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 71.7734
Two Hundred Day Average Change 13.906601
Two Hundred Day Average Change Percent 0.19375703
Type Disp Equity
Volume 71,146
Website https://www.tompkinsfinancial.com
Zip 14,851