| Indicators | Browse All

Tompkins Financial Corporation (TMP)

Financial Services | Banks - Regional | Ithaca, United States | NYSE American
96.20 USD -0.35 (-0.363%) ⇩ (Oct. 13, 2026, 4 p.m. EDT)
Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★★★⯪
Hot Take ↕ | Oct. 10, 2026, 5:45 a.m. EDT

Tompkins Financial presents a compelling case as a high-quality regional bank that has successfully navigated a difficult multi-year cycle. While the price chart shows a net decline over the last nine years, the underlying business metrics tell a different story: the company recently posted a record quarter with earnings and revenue beating estimates, and it has aggressively raised its dividend by 13% to 4.5%. This demonstrates management confidence and a robust cash generation engine. The stock currently trades at a discount to book value and offers a nearly 3% yield, which is attractive given the strong return on equity. However, the recent price action has been choppy, trading below its 50-day moving average, which keeps the short-term outlook cautious despite the solid long-term fundamentals.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.014415
AutoETS0.014631
MSTL0.016142
AutoTheta0.046620

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 53%
H-stat 1.28
Ljung-Box p 0.000
Jarque-Bera p 0.485
Excess Kurtosis -0.61
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-06
Last Dividend Date 2026-08-06
Revenue per Share 31.344
Market Cap 1,383,635,456
Trailing P/E 7.87
Forward P/E 11.79
Beta 0.74
Profit Margins 39.25%
Website https://www.tompkinsfinancial.com

As of Oct. 10, 2026, 5:45 a.m. EDT: Speculators are positioning for a range-bound to slightly bullish outcome over the next few months. Call Open Interest is heavily concentrated at strikes significantly above the current price (110 and 120), suggesting a 'long gamma' bias where traders expect the stock to stay flat or drift up without immediate volatility spikes. Conversely, Put Open Interest is clustered deep out-of-the-money (45 and 60 strikes), indicating a floor is set far below current levels and that downside protection is being bought only for a severe crash scenario. The lack of significant volume or Open Interest at near-term ATM strikes suggests the market is not pricing in an imminent binary event.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.71% 3.27% 3.92% 3.66%
Dividend History
Date Dividend Yield %
2026-08-07 0.700000 0.709004
2026-05-08 0.670000 0.781159
2026-02-13 0.670000 0.809570
2025-11-07 0.650000 0.974805
2025-08-08 0.620000 0.994546
2025-05-09 0.620000 1.002749
2025-02-14 0.620000 0.889654
2024-11-08 0.620000 0.841248
2024-08-09 0.610000 1.110302
2024-05-09 0.610000 1.288551
2024-02-08 0.600000 1.239413
2023-11-06 0.600000 1.122544
2023-07-31 0.600000 0.997340
2023-05-08 0.600000 1.131435
2023-02-06 0.600000 0.774994
2022-11-07 0.600000 0.730194
2022-08-01 0.570000 0.741608
2022-05-09 0.570000 0.765409
2022-02-07 0.570000 0.719515
2021-11-01 0.570000 0.682308
2021-08-02 0.540000 0.714380
2021-05-10 0.540000 0.685105
2021-02-08 0.540000 0.725027
2020-11-02 0.540000 0.947036
2020-07-31 0.520000 0.805827
2020-05-08 0.520000 0.803213
2020-02-07 0.520000 0.594082
2019-10-28 0.520000 0.597084
2019-07-29 0.500000 0.620193
2019-05-06 0.500000 0.600384
2019-02-04 0.500000 0.651211
2018-11-05 0.500000 0.656858
2018-07-31 0.480000 0.560224
2018-05-07 0.480000 0.608057
2018-02-05 0.480000 0.602258
2017-11-06 0.470000 0.553592
2017-07-28 0.450000 0.572665
2017-05-04 0.450000 0.536481
2017-02-03 0.450000 0.505561
2016-11-04 0.450000 0.615006
2016-07-29 0.440000 0.604894
2016-04-29 0.440000 0.673401
2016-02-05 0.440000 0.843397
2015-11-05 0.440000 0.775604
2015-08-06 0.420000 0.783290
2015-05-01 0.420000 0.817916
2015-02-05 0.420000 0.790365
2014-10-31 0.420000 0.836653
2014-07-31 0.400000 0.899281
2014-05-01 0.400000 0.863744
2014-01-30 0.400000 0.834376
2013-10-31 0.400000 0.811030
2013-07-25 0.380000 0.815626
2013-05-02 0.380000 0.941760
2013-01-31 0.380000 0.928868
2012-11-01 0.380000 0.938272
2012-08-02 0.360000 0.929752
2012-05-03 0.360000 0.961795
2012-02-02 0.360000 0.875061
2011-11-02 0.360000 0.929752
2011-08-03 0.360000 0.890869
2011-05-04 0.340000 0.855346
2011-02-02 0.340000 0.828460
2010-11-03 0.340000 0.865580
2010-08-04 0.340000 0.818488
2010-05-05 0.340000 0.855346
2010-02-03 0.309000 0.879590
2009-11-04 0.309091 0.832925
2009-08-05 0.309091 0.764905
2009-05-06 0.309091 0.735931
2009-02-05 0.309091 0.720645
2008-11-05 0.309091 0.703934
2008-07-31 0.309091 0.796067
2008-05-01 0.290909 0.655872
2008-02-06 0.290909 0.729760
2007-10-31 0.290909 0.770342
2007-07-31 0.290909 1.006289
2007-05-02 0.272727 0.756620
2007-01-31 0.272727 0.685557
2006-11-01 0.272727 0.649491
2006-08-01 0.272727 0.703399
2006-05-01 9.363636 25.036459
2006-02-01 0.247934 0.646413
2005-11-02 0.247934 0.681819
2005-08-03 0.247934 0.654451
2005-05-02 0.247934 0.760457
2005-02-02 8.512397 22.489085
2004-11-03 0.247934 0.666667
2004-08-04 0.247934 0.650760
2004-05-04 0.247934 0.629327
2004-02-04 0.247934 0.671592
2003-11-03 0.247934 0.611621
2003-08-01 0.247934 0.687286
2003-05-01 0.225394 0.652031
2003-02-05 0.225394 0.706712
2002-11-01 0.225394 0.634919
2002-08-01 0.225394 0.678732
2002-05-01 0.210368 0.637958
2002-02-01 0.210368 0.692212
2001-10-30 0.210368 0.744680
2001-07-30 0.210368 0.767123
2001-04-27 0.202855 0.779221
2001-01-30 0.202855 0.982175
2000-11-29 0.202855 0.990826
2000-08-30 0.202855 1.069307
2000-05-30 0.202855 1.142857
2000-02-28 0.202855 1.023697
1999-11-29 0.202855 0.892562
1999-08-30 0.195342 0.843814
1999-05-27 0.187829 0.769232
1999-02-25 0.187829 0.729928
1998-11-27 0.187829 0.757577
1998-08-28 0.172802 0.641113
1998-05-28 0.165289 0.611110
1998-02-25 0.160280 0.705232
1997-11-26 0.160280 0.785274
1997-08-27 0.160280 0.891983
1997-05-28 0.150263 0.919540
1997-02-26 0.150263 0.926641
1996-11-26 0.150263 0.952381
1996-08-28 0.135237 1.102044
1996-05-29 0.130228 0.920355
1996-02-28 0.130228 0.866667
1995-11-29 0.130228 0.971963
1995-08-30 0.130228 0.742858
1995-05-25 0.130228 0.776120
1995-02-23 0.130228 0.727273
1994-11-25 0.125219 0.735293
1994-08-26 0.125219 0.694444
1994-05-25 0.125219 0.662251
1994-02-23 0.113699 0.605333
1993-11-24 0.113699 0.567500
1993-11-02 0.113699 0.567500
1993-08-26 0.100175 0.588233
1993-05-25 0.100175 0.747661
1993-02-23 0.100175 0.799998
1992-11-24 0.100175 0.898874
1992-08-26 0.100175 0.869563
1992-05-26 0.090158 0.923079
1992-02-24 0.090158 0.972975
1991-11-22 0.075131 0.857137
1991-08-26 0.075131 0.882347
1991-05-24 0.075131 0.882347
1991-02-25 0.075131 0.857137
1990-11-26 0.075131 0.895517
1990-11-01 0.072627 0.983050
1990-08-27 0.070123 0.861542
1988-11-25 0.058436 0.432102
1988-09-19 0.058436 0.500003
1988-06-20 0.058436 0.492961
1988-03-14 0.058436 0.614039
1987-12-14 0.123550 1.370375
Additional Data
dividendYield 2.91
exDividendDate 2026-08-07
trailingAnnualDividendRate 2.61
trailingAnnualDividendYield 0.027032623
lastDividendValue 0.7
lastDividendDate 2026-08-07
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.4747212
Address1 118 East Seneca Street
Address2 P.O. Box 460
All Time High 102.59
All Time Low 6.761833
Ask 0.0
Ask Size 100
Audit Risk 5
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 90,490
Average Daily Volume3 Month 106,658
Average Volume 106,658
Average Volume10Days 90,490
Beta 0.739
Bid 0.0
Bid Size 100
Board Risk 1
Book Value 67.036
City Ithaca
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 96.2
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 97.16
Day Low 95.81
Display Name Tompkins Financial
Dividend Date 1,786,665,600
Dividend Yield 2.91
Earnings Growth 0.36
Earnings Quarterly Growth 0.365
Earnings Timestamp 1,792,758,600
Earnings Timestamp End 1,792,758,600
Earnings Timestamp Start 1,792,758,600
Ebitda Margins 0.0
Enterprise To Revenue 4.398
Enterprise Value 1,964,204,416
Eps Current Year 7.805
Eps Forward 8.16
Eps Trailing Twelve Months 12.23
Esg Populated 0
Ex Dividend Date 1,786,060,800
Exchange ASE
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 98.298
Fifty Day Average Change -2.0979996
Fifty Day Average Change Percent -0.02134326
Fifty Two Week Change Percent 47.47212
Fifty Two Week High 102.59
Fifty Two Week High Change -6.3899994
Fifty Two Week High Change Percent -0.062286768
Fifty Two Week Low 61.88
Fifty Two Week Low Change 34.319996
Fifty Two Week Low Change Percent 0.55462176
Fifty Two Week Range 61.88 - 102.59
Financial Currency USD
First Trade Date Milliseconds 518,103,000,000
Five Year Avg Dividend Yield 3.47
Float Shares 13,058,096
Forward Eps 8.16
Forward P E 11.789215
Full Exchange Name NYSE American
Full Time Employees 813
Fullday Change -0.3500061
Fullday Change Percent -0.3625128
Fullday Price 95.94
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 446,607,008
Has Pre Post Market Data 1
Held Percent Insiders 0.06495
Held Percent Institutions 0.72036004
Implied Shares Outstanding 14,382,905
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,060,800
Last Dividend Value 0.7
Last Fiscal Year End 1,767,139,200
Last Split Date 1,265,155,200
Last Split Factor 11:10
Long Business Summary Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
Long Name Tompkins Financial Corporation
Market us_market
Market Cap 1,383,635,456
Market State PRE
Max Age 86,400
Message Board Id finmb_308700
Most Recent Quarter 1,782,777,600
Net Income To Common 175,299,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,390,683,084
Number Of Analyst Opinions 2
Open 97.32
Operating Cashflow 57,013,000
Operating Margins 0.45026
Overall Risk 3
Payout Ratio 0.2134
Peg Ratio 1.61
Phone 888 503 5753
Pre Market Change -0.2599945
Pre Market Change Percent -0.27026457
Pre Market Price 95.94
Pre Market Time 1,791,967,991
Previous Close 96.55
Price Eps Current Year 12.325432
Price Hint 2
Price To Book 1.4350497
Price To Sales Trailing12 Months 3.0981052
Profit Margins 0.39251
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change -0.350006
Regular Market Change Percent -0.362513
Regular Market Day High 97.16
Regular Market Day Low 95.81
Regular Market Day Range 95.81 - 97.16
Regular Market Open 97.32
Regular Market Previous Close 96.55
Regular Market Price 96.2
Regular Market Time 1,791,921,600
Regular Market Volume 70,827
Return On Assets 0.02041
Return On Equity 0.20363002
Revenue Growth 0.072
Revenue Per Share 31.344
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 14,382,905
Shares Percent Shares Out 0.0315
Shares Short 452,990
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 300,412
Short Name Tompkins Financial Corporation
Short Percent Of Float 0.0374
Short Ratio 3.72
Source Interval 15
State NY
Symbol TMP
Target High Price 105.0
Target Low Price 104.0
Target Mean Price 104.5
Target Median Price 104.5
Total Cash 150,004,992
Total Cash Per Share 10.429
Total Debt 730,574,016
Total Revenue 446,607,008
Tradeable 0
Trailing Annual Dividend Rate 2.61
Trailing Annual Dividend Yield 0.027032623
Trailing Eps 12.23
Trailing P E 7.8659034
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 87.29015
Two Hundred Day Average Change 8.909843
Two Hundred Day Average Change Percent 0.102071576
Type Disp Equity
Volume 70,827
Website https://www.tompkinsfinancial.com
Zip 14,851