| Indicators | Browse All

The Hanover Insurance Group, Inc. (THG)

Financial Services | Insurance - Property & Casualty | Worcester, United States | NYSE
215.54 USD -1.32 (-0.609%) ⇩ (July 14, 2026, 9:46 a.m. EDT)
Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take ↕ | July 11, 2026, 5:46 a.m. EDT

The Hanover Insurance Group presents a compelling long-term value proposition with robust fundamentals, including a 21.7% return on equity and explosive 48.6% earnings growth, yet the short-term outlook warrants caution. The stock is trading near its 52-week high, and while the 14-day price action remains strong, the options market is screaming for downside protection with put implied volatility nearly double that of calls. Analyst targets currently trail the share price, suggesting the rally may be priced in. For investors, the business quality supports a solid long-term hold, but the immediate path forward faces headwinds from hedging pressure and valuation compression risks.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.080446
AutoARIMA0.081907
AutoETS0.084154
MSTL_410.084932
MSTL0.084988
MSTL_660.105172
MSTL_41_660.106659

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 45%
H-stat 22.27
Ljung-Box p 0.000
Jarque-Bera p 0.069
Excess Kurtosis -0.08
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-11
Last Dividend Date 2026-06-11
Debt to Equity Ratio 23.633
Revenue per Share 187.994
Market Cap 7,541,051,904
Trailing P/E 10.87
Forward P/E 11.57
Beta 0.29
Profit Margins 10.78%
Website https://www.hanover.com

As of July 11, 2026, 5:46 a.m. EDT: Speculators are heavily positioning for downside protection with massive put volume and implied volatility (0.58) compared to calls (0.28). While the stock trades near its 52-week high, the options skew suggests fear of a sharp correction or institutional hedging against the recent rally.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.48% 2.04% 2.35% 2.33%
Dividend History
Date Dividend Yield %
2026-06-12 0.950 0.480648
2026-03-13 0.950 0.547898
2025-12-12 0.950 0.513014
2025-09-12 0.900 0.498974
2025-06-13 0.900 0.530567
2025-03-14 0.900 0.531350
2024-12-13 0.900 0.583809
2024-09-13 0.850 0.581356
2024-06-14 0.850 0.703409
2024-03-14 0.850 0.657589
2023-12-14 0.850 0.685539
2023-09-14 0.810 0.729401
2023-06-15 0.810 0.711650
2023-03-14 0.810 0.623509
2022-12-14 0.810 0.586744
2022-09-15 0.750 0.548206
2022-06-09 0.750 0.524916
2022-03-10 0.750 0.544979
2021-12-15 0.750 0.572213
2021-09-09 0.700 0.508462
2021-06-10 0.700 0.505123
2021-03-11 0.700 0.549882
2020-12-17 0.700 0.595289
2020-09-10 0.650 0.681056
2020-06-11 0.650 0.645353
2020-03-12 0.650 0.689655
2019-12-13 3.150 2.316006
2019-09-12 0.600 0.457422
2019-06-07 0.600 0.479195
2019-03-14 0.600 0.515198
2019-01-09 4.750 4.345837
2018-12-14 0.600 0.548797
2018-09-13 0.540 0.450375
2018-06-07 0.540 0.441285
2018-03-08 0.540 0.473975
2017-12-14 0.540 0.528634
2017-09-14 0.500 0.525100
2017-06-07 0.500 0.595380
2017-03-08 0.500 0.556050
2016-12-14 0.500 0.561293
2016-09-14 0.460 0.609918
2016-06-08 0.460 0.538516
2016-03-09 0.460 0.542837
2015-12-16 0.460 0.563587
2015-09-09 0.410 0.514171
2015-06-10 0.410 0.569049
2015-03-11 0.410 0.595584
2014-12-11 0.410 0.579342
2014-09-10 0.370 0.605168
2014-06-11 0.370 0.600065
2014-03-12 0.370 0.620910
2013-12-12 0.370 0.626906
2013-09-11 0.330 0.650631
2013-06-12 0.330 0.684932
2013-03-13 0.330 0.761070
2012-12-13 0.330 0.875564
2012-09-12 0.300 0.811469
2012-06-13 0.300 0.803213
2012-03-14 0.300 0.731886
2011-11-25 0.300 0.874126
2011-09-01 0.275 0.791367
2011-05-26 0.275 0.679852
2011-03-11 0.275 0.594852
2010-12-03 0.250 0.540891
2010-09-08 0.250 0.565355
2010-05-20 0.250 0.571429
2010-03-04 0.250 0.588235
2009-11-23 0.750 1.731302
2008-11-24 0.450 1.228501
2007-11-26 0.400 0.934361
2006-11-24 0.300 0.630915
2005-11-23 0.250 0.630517
2001-11-01 0.250 0.643170
2000-10-30 0.250 0.394477
1999-10-28 0.250 0.437158
1998-10-29 0.050 0.106242
1998-07-30 0.050 0.079208
1998-04-29 0.050 0.080321
1998-01-29 0.050 0.094787
1997-10-30 0.050 0.109290
1997-07-30 0.050 0.112994
1997-04-29 0.050 0.143369
1997-01-29 0.050 0.140351
1996-10-30 0.050 0.160000
1996-07-30 0.050 0.175439
1996-04-29 0.050 0.194175
1996-01-30 0.050 0.187793
Additional Data
dividendRate 3.8
dividendYield 1.78
exDividendDate 2026-06-12
trailingAnnualDividendRate 3.7
trailingAnnualDividendYield 0.0170617
lastDividendValue 0.95
lastDividendDate 2026-06-12
dividendDate 2026-06-26

Info Dump

Attribute Value
52 Week Change 0.32774138
Address1 440 Lincoln Street
All Time High 225.29
All Time Low 7.04
Ask 218.68
Ask Size 200
Audit Risk 3
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 316,240
Average Daily Volume3 Month 308,203
Average Volume 308,203
Average Volume10Days 316,240
Beta 0.291
Bid 213.58
Bid Size 100
Board Risk 1
Book Value 100.859
City Worcester
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 215.54
Current Ratio 0.354
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 217.2
Day Low 215.39
Debt To Equity 23.633
Display Name The Hanover Insurance
Dividend Date 1,782,432,000
Dividend Rate 3.8
Dividend Yield 1.78
Earnings Call Timestamp End 1,785,355,200
Earnings Call Timestamp Start 1,785,355,200
Earnings Growth 0.486
Earnings Quarterly Growth 0.457
Earnings Timestamp 1,785,268,800
Earnings Timestamp End 1,785,268,800
Earnings Timestamp Start 1,785,268,800
Ebitda Margins 0.0
Enterprise To Revenue 1.223
Enterprise Value 8,187,534,848
Eps Current Year 18.4875
Eps Forward 18.625
Eps Trailing Twelve Months 19.82
Esg Populated 0
Ex Dividend Date 1,781,222,400
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 508 855 8078
Fifty Day Average 198.1622
Fifty Day Average Change 17.377792
Fifty Day Average Change Percent 0.08769479
Fifty Two Week Change Percent 32.77414
Fifty Two Week High 225.29
Fifty Two Week High Change -9.75
Fifty Two Week High Change Percent -0.043277554
Fifty Two Week Low 162.69
Fifty Two Week Low Change 52.84999
Fifty Two Week Low Change Percent 0.3248509
Fifty Two Week Range 162.69 - 225.29
Financial Currency USD
First Trade Date Milliseconds 813,418,200,000
Five Year Avg Dividend Yield 2.25
Float Shares 34,642,867
Forward Eps 18.625
Forward P E 11.572618
Free Cashflow 1,002,700,032
Full Exchange Name NYSE
Full Time Employees 4,900
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.24751
Gross Profits 1,656,499,968
Has Pre Post Market Data 1
Held Percent Insiders 0.00906
Held Percent Institutions 0.91949
Implied Shares Outstanding 34,986,787
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://www2.snl.com/irweblinkx/corporateprofile.aspx?iid=103541
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,781,222,400
Last Dividend Value 0.95
Last Fiscal Year End 1,767,139,200
Long Business Summary The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. In addition, the company offers insurance products for collector cars, motorcycles, off-road vehicles, condominiums, valuable items, business owners, international, and management and professional liability; and for the construction, cultural and educational institutions, financial intuitions, healthcare, human services, life sciences, manufacturing, professional services, real estate, retail, technology, and wholesale and distribution industries. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
Long Name The Hanover Insurance Group, Inc.
Market us_market
Market Cap 7,541,051,904
Market State REGULAR
Max Age 86,400
Message Board Id finmb_340831
Most Recent Quarter 1,774,915,200
Net Income To Common 719,299,968
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 7,587,234,628
Number Of Analyst Opinions 8
Open 215.31
Operating Cashflow 1,258,000,000
Operating Margins 0.1457
Overall Risk 2
Payout Ratio 0.1867
Peg Ratio 0.34
Phone 508 855 1000
Previous Close 216.86
Price Eps Current Year 11.658689
Price Hint 2
Price To Book 2.1370428
Price To Sales Trailing12 Months 1.1267747
Profit Margins 0.10775
Quick Ratio 0.173
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change -1.3200073
Regular Market Change Percent -0.60869104
Regular Market Day High 217.2
Regular Market Day Low 215.39
Regular Market Day Range 215.39 - 217.2
Regular Market Open 215.31
Regular Market Previous Close 216.86
Regular Market Price 215.54
Regular Market Time 1,784,036,767
Regular Market Volume 6,820
Return On Assets 0.037750002
Return On Equity 0.21747999
Revenue Growth 0.061
Revenue Per Share 187.994
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 34,986,787
Shares Percent Shares Out 0.031600002
Shares Short 1,105,692
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,020,451
Short Name Hanover Insurance Group Inc
Short Percent Of Float 0.0356
Short Ratio 3.25
Source Interval 15
State MA
Symbol THG
Target High Price 225.0
Target Low Price 202.0
Target Mean Price 216.25
Target Median Price 220.0
Total Cash 243,500,000
Total Cash Per Share 6.96
Total Debt 843,800,000
Total Revenue 6,692,599,808
Tradeable 0
Trailing Annual Dividend Rate 3.7
Trailing Annual Dividend Yield 0.0170617
Trailing Eps 19.82
Trailing P E 10.874874
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 182.41835
Two Hundred Day Average Change 33.121643
Two Hundred Day Average Change Percent 0.1815697
Type Disp Equity
Volume 6,820
Website https://www.hanover.com
Zip 1,653