| Indicators | Browse All

First Financial Corporation (THFF)

Financial Services | Banks - Regional | Terre Haute, United States | NasdaqGS
74.86 USD -0.68 (-0.900%) ⇩ (July 14, 2026, 4 p.m. EDT)

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 4:10 a.m. EDT

The immediate outlook is bullish, driven by a robust price recovery that has erased nearly half of the company's losses over the last decade. The stock has climbed 51% over the trailing nine-year window, ending on a strong upward note with no consecutive years of decline at the end of the period. Fundamentally, the business is stabilizing with double-digit revenue growth and healthy profit margins, supported by a fortress-like balance sheet where equity significantly exceeds debt. While the valuation is not cheap, the combination of a clean balance sheet, accelerating earnings, and a price trajectory that confirms the market's renewed confidence justifies a solid long-term buy rating. The dividend yield is attractive but reflects the recent price surge rather than a massive payout increase, remaining sustainable given the low payout ratio.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.060657
AutoETS0.085263
MSTL0.086346
AutoARIMA0.086364

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 52%
H-stat 21.95
Ljung-Box p 0.000
Jarque-Bera p 0.219
Excess Kurtosis -1.26
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-30
Last Dividend Date 2026-06-30
Revenue per Share 21.808
Market Cap 890,227,328
Trailing P/E 11.01
Forward P/E 9.92
Beta 0.41
Profit Margins 31.16%
Website https://www.first-online.bank

As of July 11, 2026, 4:10 a.m. EDT: Speculators are positioning for a modest upside move with heavy call open interest at the $70 strike for September expiration, while put activity is concentrated deep out-of-the-money ($35-$65 strikes), suggesting a 'long gamma' bias where traders expect volatility to remain low until a significant crash occurs.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.72% 3.46% 3.70% 3.38%
Dividend History
Date Dividend Yield %
2026-07-01 0.560000 0.716296
2026-04-01 0.560000 0.882585
2026-01-02 0.560000 0.940860
2025-10-01 0.510000 0.924080
2025-07-01 0.510000 0.928793
2025-04-01 0.510000 1.048520
2025-01-03 0.510000 1.121865
2024-10-01 0.450000 1.070155
2024-07-01 0.450000 1.237964
2024-03-28 0.450000 1.174015
2023-12-29 0.450000 1.045782
2023-06-15 0.540000 1.535400
2023-01-05 0.740000 1.648474
2022-06-16 0.540000 1.219788
2022-01-06 0.630000 1.381276
2021-06-16 0.530000 1.179350
2021-01-07 0.530000 1.274039
2020-06-12 0.520000 1.486139
2020-01-07 0.520000 1.173815
2019-06-14 0.520000 1.337449
2019-01-07 0.510000 1.199154
2018-06-14 0.510000 1.163056
2018-01-05 0.510000 1.119649
2017-11-16 1.500000 3.250271
2017-06-14 0.500000 1.020408
2017-01-04 0.500000 0.961538
2016-06-15 0.500000 1.383126
2016-01-06 0.490000 1.457032
2015-06-15 0.490000 1.400400
2015-01-06 0.490000 1.471472
2014-06-12 0.490000 1.512346
2014-01-03 0.480000 1.367521
2013-06-12 0.480000 1.590457
2012-12-12 0.480000 1.645526
2012-06-13 0.470000 1.688825
2011-12-13 0.470000 1.479849
2011-06-13 0.470000 1.513200
2010-12-13 0.460000 1.346210
2010-06-11 0.460000 1.713860
2009-12-23 0.450000 1.450209
2009-06-11 0.450000 1.367366
2008-12-11 0.450000 1.375726
2008-06-12 0.440000 1.338199
2007-12-12 0.440000 1.570307
2007-06-13 0.430000 1.553468
2006-12-13 0.430000 1.240623
2006-06-14 0.420000 1.470074
2005-11-30 0.420000 1.533966
2005-06-15 0.400000 1.440922
2004-12-01 0.400000 1.081081
2004-06-14 0.390000 1.344364
2003-12-03 0.360000 1.241379
2003-06-09 0.340000 1.214937
2002-12-04 0.310000 1.230403
2002-06-10 0.310000 1.425287
2001-12-05 0.290000 1.324201
2001-06-08 0.280000 1.491345
2000-12-06 0.280000 1.894292
2000-06-09 0.260000 1.637795
1999-12-07 0.250000 1.234568
1999-06-11 0.220000 1.197279
1998-12-04 0.220000 0.983240
1998-06-12 0.200000 0.806045
1997-12-04 0.195238 0.860892
1997-06-13 0.166667 1.000002
1996-12-13 0.166667 1.018184
1995-12-13 0.126984 0.874999
1994-12-14 0.120937 0.888887
1994-06-15 0.116618 0.779783
1993-12-15 0.116618 0.830769
1993-06-09 0.107980 0.956940
1992-12-09 0.107980 1.136367
1992-06-11 0.086384 1.052635
Additional Data
dividendRate 2.24
dividendYield 2.99
exDividendDate 2026-07-01
trailingAnnualDividendRate 2.14
trailingAnnualDividendYield 0.028329363
lastDividendValue 0.56
lastDividendDate 2026-07-01
dividendDate 2026-07-15

Info Dump

Attribute Value
52 Week Change 0.3410964
Address1 One First Financial Plaza
Address2 P.O. Box 540
All Time High 78.74
All Time Low 6.910701
Ask 96.01
Ask Size 2
Audit Risk 4
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 115,050
Average Daily Volume3 Month 100,747
Average Volume 100,747
Average Volume10Days 115,050
Beta 0.407
Bid 54.3
Bid Size 2
Board Risk 6
Book Value 55.104
City Terre Haute
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 74.86
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 76.175
Day Low 74.76
Display Name First Financial
Dividend Date 1,784,073,600
Dividend Rate 2.24
Dividend Yield 2.99
Earnings Growth 0.072
Earnings Quarterly Growth 0.076
Earnings Timestamp 1,777,402,800
Earnings Timestamp End 1,785,265,200
Earnings Timestamp Start 1,785,265,200
Ebitda Margins 0.0
Enterprise To Revenue 5.254
Enterprise Value 1,359,261,312
Eps Current Year 7.3
Eps Forward 7.55
Eps Trailing Twelve Months 6.8
Esg Populated 0
Ex Dividend Date 1,782,864,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 71.4784
Fifty Day Average Change 3.3815994
Fifty Day Average Change Percent 0.047309387
Fifty Two Week Change Percent 34.109642
Fifty Two Week High 78.74
Fifty Two Week High Change -3.8799973
Fifty Two Week High Change Percent -0.049276065
Fifty Two Week Low 51.21
Fifty Two Week Low Change 23.650002
Fifty Two Week Low Change Percent 0.4618239
Fifty Two Week Range 51.21 - 78.74
Financial Currency USD
First Trade Date Milliseconds 699,633,000,000
Five Year Avg Dividend Yield 2.99
Float Shares 11,291,593
Forward Eps 7.55
Forward P E 9.915232
Full Exchange Name NasdaqGS
Full Time Employees 946
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 258,704,000
Has Pre Post Market Data 1
Held Percent Insiders 0.04981
Held Percent Institutions 0.83138
Implied Shares Outstanding 11,891,896
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,782,864,000
Last Dividend Value 0.56
Last Fiscal Year End 1,767,139,200
Last Split Date 1,066,262,400
Last Split Factor 2:1
Long Business Summary First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
Long Name First Financial Corporation
Market us_market
Market Cap 890,227,328
Market State PRE
Max Age 86,400
Message Board Id finmb_343050
Most Recent Quarter 1,774,915,200
Net Income To Common 80,606,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 898,194,904
Number Of Analyst Opinions 2
Open 75.59
Operating Cashflow 91,968,000
Operating Margins 0.38736
Overall Risk 5
Payout Ratio 0.3147
Peg Ratio 9.51
Phone 812 238 6000
Pre Market Change -0.16000366
Pre Market Change Percent -0.21373719
Pre Market Price 74.7
Pre Market Time 1,784,119,511
Previous Close 75.54
Price Eps Current Year 10.254794
Price Hint 2
Price To Book 1.358522
Price To Sales Trailing12 Months 3.441104
Profit Margins 0.31158
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.33333
Region US
Regular Market Change -0.6800003
Regular Market Change Percent -0.90018576
Regular Market Day High 76.175
Regular Market Day Low 74.76
Regular Market Day Range 74.76 - 76.175
Regular Market Open 75.59
Regular Market Previous Close 75.54
Regular Market Price 74.86
Regular Market Time 1,784,059,200
Regular Market Volume 138,158
Return On Assets 0.01381
Return On Equity 0.13136
Revenue Growth 0.084
Revenue Per Share 21.808
Sand P52 Week Change 0.2043345
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 11,891,896
Shares Percent Shares Out 0.0321
Shares Short 382,188
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 239,430
Short Name First Financial Corporation
Short Percent Of Float 0.033800002
Short Ratio 2.84
Source Interval 15
State IN
Symbol THFF
Target High Price 76.0
Target Low Price 73.0
Target Mean Price 74.5
Target Median Price 74.5
Total Cash 96,887,000
Total Cash Per Share 8.147
Total Debt 565,921,024
Total Revenue 258,704,000
Tradeable 0
Trailing Annual Dividend Rate 2.14
Trailing Annual Dividend Yield 0.028329363
Trailing Eps 6.8
Trailing P E 11.008823
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 63.7648
Two Hundred Day Average Change 11.0952
Two Hundred Day Average Change Percent 0.17400195
Type Disp Equity
Volume 138,158
Website https://www.first-online.bank
Zip 47,807