TFS Financial Corporation (TFSL)Financial Services | Banks - Regional | Cleveland, United States | NasdaqGS
14.99 USD
+0.49
(3.379%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 14.99 0.00 (-0.005%) ⇩ (April 17, 2026, 5:48 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★★★★ |
Hot Take | April 11, 2026, 4 p.m. EDT
TFSL is currently trading near its 52-week high with a strong dividend yield, but the fundamentals show mixed signals. The stock has shown a recent upward trend, but the earnings growth is negative, and the overall risk is high. The options activity suggests a cautious outlook, with potential for both upward and downward movements. While the dividend is reliable, the long-term growth potential is limited, and the stock may be overvalued. Short-term traders may look for a dip to buy calls, while long-term investors should consider the fundamentals and overall market conditions before investing. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.028940 |
| MSTL | 0.029203 |
| AutoARIMA | 0.029865 |
| AutoETS | 0.029865 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.66 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.268 |
| Excess Kurtosis | -1.18 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-10 |
| Last Dividend Date | 2026-03-10 |
| Revenue per Share | 1.174 |
| Market Cap | 4,206,700,544 |
| Trailing P/E | 46.84 |
| Forward P/E | 42.23 |
| Beta | 0.70 |
| Profit Margins | 27.74% |
| Website | https://www.thirdfederal.com |
As of April 11, 2026, 4 p.m. EDT: Options speculators are showing mixed signals. The calls show a significant amount of open interest (OI) and volume on the lower strikes, suggesting potential for a price decline. However, the ATM strikes are also showing some activity, which could indicate a range-bound market or a potential upward move. Puts show a high IV on the lower strikes, indicating some bearish sentiment. The overall options activity suggests a cautious outlook with potential for both upward and downward movements.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 2.09% | 8.64% | 9.86% | 9.79% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-11 | 0.283 | 2.094745 |
| 2025-12-02 | 0.283 | 2.066734 |
| 2025-09-10 | 0.283 | 2.199384 |
| 2025-06-10 | 0.283 | 2.278752 |
| 2025-03-06 | 0.283 | 2.448787 |
| 2024-12-03 | 0.283 | 2.312739 |
| 2024-09-10 | 0.283 | 2.484543 |
| 2024-06-11 | 0.283 | 2.678609 |
| 2024-03-06 | 0.283 | 2.625535 |
| 2023-11-28 | 0.283 | 2.562747 |
| 2023-09-11 | 0.283 | 2.681119 |
| 2023-05-26 | 0.283 | 3.142454 |
| 2023-03-06 | 0.283 | 2.658867 |
| 2022-11-28 | 0.283 | 2.772711 |
| 2022-09-02 | 0.283 | 2.719256 |
| 2022-06-06 | 0.283 | 2.686059 |
| 2022-03-07 | 0.283 | 2.375234 |
| 2021-11-29 | 0.283 | 2.196935 |
| 2021-09-03 | 0.283 | 2.103526 |
| 2021-06-07 | 0.280 | 1.878194 |
| 2021-03-08 | 0.280 | 1.943534 |
| 2020-11-30 | 0.280 | 2.456411 |
| 2020-09-08 | 0.280 | 2.892763 |
| 2020-06-08 | 0.280 | 2.654987 |
| 2020-03-09 | 0.280 | 2.226974 |
| 2019-12-02 | 0.270 | 2.195046 |
| 2019-08-30 | 0.270 | 2.513054 |
| 2019-06-10 | 0.250 | 2.348072 |
| 2019-03-04 | 0.250 | 2.484392 |
| 2018-11-27 | 0.250 | 2.729860 |
| 2018-09-07 | 0.250 | 2.776861 |
| 2018-06-08 | 0.170 | 1.835094 |
| 2018-03-02 | 0.170 | 2.039518 |
| 2017-11-27 | 0.170 | 2.041294 |
| 2017-09-08 | 0.170 | 2.079758 |
| 2017-06-07 | 0.125 | 1.488844 |
| 2017-03-02 | 0.125 | 1.372912 |
| 2016-11-25 | 0.125 | 1.240399 |
| 2016-09-01 | 0.125 | 1.304110 |
| 2016-06-08 | 0.100 | 1.040138 |
| 2016-03-03 | 0.100 | 1.117096 |
| 2015-11-25 | 0.100 | 1.018483 |
| 2015-09-03 | 0.100 | 1.151316 |
| 2015-06-10 | 0.070 | 0.887181 |
| 2015-03-05 | 0.070 | 0.950376 |
| 2014-12-03 | 0.070 | 0.915462 |
| 2014-09-10 | 0.070 | 0.948956 |
| 2010-05-12 | 0.070 | 0.985562 |
| 2010-02-10 | 0.070 | 1.095211 |
| 2009-11-10 | 0.070 | 1.218483 |
| 2009-08-12 | 0.070 | 1.218438 |
| 2009-05-13 | 0.070 | 1.207999 |
| 2009-02-11 | 0.070 | 1.128317 |
| 2008-11-12 | 0.050 | 0.786255 |
| 2008-08-13 | 0.050 | 0.883857 |
| 2008-05-09 | 0.050 | 0.837846 |
| 2008-02-21 | 0.050 | 0.821250 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.17790413 |
| Address1 | 7,007 Broadway Avenue |
| All Time High | 22.54 |
| All Time Low | 7.56 |
| Ask | 15.02 |
| Ask Size | 7 |
| Audit Risk | 7 |
| Average Daily Volume10 Day | 681,770 |
| Average Daily Volume3 Month | 777,436 |
| Average Volume | 777,436 |
| Average Volume10Days | 681,770 |
| Beta | 0.704 |
| Bid | 14.96 |
| Bid Size | 3 |
| Board Risk | 6 |
| Book Value | 6.816 |
| City | Cleveland |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 14.99 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 15.18 |
| Day Low | 14.71 |
| Display Name | TFS Financial |
| Dividend Date | 1,774,396,800 |
| Dividend Rate | 1.13 |
| Dividend Yield | 7.79 |
| Earnings Growth | -0.008 |
| Earnings Quarterly Growth | -0.007 |
| Earnings Timestamp | 1,769,720,400 |
| Earnings Timestamp End | 1,777,579,200 |
| Earnings Timestamp Start | 1,777,579,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 26.174 |
| Enterprise Value | 8,568,587,776 |
| Eps Current Year | 0.33 |
| Eps Forward | 0.355 |
| Eps Trailing Twelve Months | 0.32 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,773,187,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 14.26 |
| Fifty Day Average Change | 0.72999954 |
| Fifty Day Average Change Percent | 0.051192112 |
| Fifty Two Week Change Percent | 17.790413 |
| Fifty Two Week High | 15.42 |
| Fifty Two Week High Change | -0.4300003 |
| Fifty Two Week High Change Percent | -0.027885882 |
| Fifty Two Week Low | 12.13 |
| Fifty Two Week Low Change | 2.8599997 |
| Fifty Two Week Low Change Percent | 0.23577903 |
| Fifty Two Week Range | 12.13 - 15.42 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,177,335,000,000 |
| Five Year Avg Dividend Yield | 7.98 |
| Float Shares | 50,352,465 |
| Forward Eps | 0.355 |
| Forward P E | 42.225353 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 958 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 327,371,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.00463 |
| Held Percent Institutions | 0.9387 |
| Implied Shares Outstanding | 280,633,800 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,773,187,200 |
| Last Dividend Value | 0.283 |
| Last Fiscal Year End | 1,759,190,400 |
| Long Business Summary | TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. |
| Long Name | TFS Financial Corporation |
| Market | us_market |
| Market Cap | 4,206,700,544 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_725377 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 89,338,000 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 4,069,679,439 |
| Number Of Analyst Opinions | 2 |
| Open | 14.8 |
| Operating Cashflow | 95,622,000 |
| Operating Margins | 0.37467 |
| Overall Risk | 9 |
| Payout Ratio | 3.5313 |
| Peg Ratio | 72.6154 |
| Phone | 216 441 6000 |
| Post Market Change | -0.004699707 |
| Post Market Change Percent | -0.03135228 |
| Post Market Price | 14.9853 |
| Post Market Time | 1,776,462,489 |
| Previous Close | 14.5 |
| Price Eps Current Year | 45.42424 |
| Price Hint | 2 |
| Price To Book | 2.199237 |
| Price To Sales Trailing12 Months | 12.849948 |
| Profit Margins | 0.27738002 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.48999977 |
| Regular Market Change Percent | 3.3793087 |
| Regular Market Day High | 15.18 |
| Regular Market Day Low | 14.71 |
| Regular Market Day Range | 14.71 - 15.18 |
| Regular Market Open | 14.8 |
| Regular Market Previous Close | 14.5 |
| Regular Market Price | 14.99 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 779,011 |
| Return On Assets | 0.00526 |
| Return On Equity | 0.0476 |
| Revenue Growth | 0.11 |
| Revenue Per Share | 1.174 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 280,570,799 |
| Shares Percent Shares Out | 0.028399998 |
| Shares Short | 7,975,323 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 6,276,467 |
| Short Name | TFS Financial Corporation |
| Short Percent Of Float | 0.1535 |
| Short Ratio | 9.85 |
| Source Interval | 15 |
| State | OH |
| Symbol | TFSL |
| Target High Price | 15.0 |
| Target Low Price | 14.0 |
| Target Mean Price | 14.5 |
| Target Median Price | 14.5 |
| Total Cash | 456,708,992 |
| Total Cash Per Share | 1.638 |
| Total Debt | 4,982,154,240 |
| Total Revenue | 327,371,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.13 |
| Trailing Annual Dividend Yield | 0.07793103 |
| Trailing Eps | 0.32 |
| Trailing P E | 46.84375 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 13.72485 |
| Two Hundred Day Average Change | 1.2651501 |
| Two Hundred Day Average Change Percent | 0.09217952 |
| Type Disp | Equity |
| Volume | 779,011 |
| Website | https://www.thirdfederal.com |
| Zip | 44,105 |