Triumph Financial, Inc. (TFIN)Financial Services | Banks - Regional | Dallas, United States | NYSE
78.31 USD
-0.13
(-0.166%) ⇩
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:23 a.m. EDT
Despite a remarkable nine-year price appreciation, the underlying business fundamentals are struggling, with return on equity hovering below four percent and a high valuation multiple. The recent annual performance was down twenty-five percent, indicating that the current rally may be correcting past overvaluation rather than reflecting improved earnings power. There is no dividend history to rely on for income, and the balance sheet metrics like return on assets are notably weak for a financial institution. While the price action is strong relative to moving averages, the options flow shows a split sentiment with traders hedging against a drop while others are betting on a significant upside move by early 2027. Overall, the price momentum is leading, but the business quality remains fragile. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.110982 |
| AutoARIMA | 0.122264 |
| AutoETS | 0.122265 |
| AutoTheta | 0.125949 |
| MSTL_115 | 0.128788 |
Forecast horizon: 60 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 39% |
| H-stat | 9.03 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.279 |
| Excess Kurtosis | -1.00 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 18.631 |
| Market Cap | 1,864,267,520 |
| Trailing P/E | 65.81 |
| Forward P/E | 24.99 |
| Beta | 1.39 |
| Profit Margins | 7.17% |
| Previous Name | Triumph Bancorp, Inc. |
| Website | https://triumph.io |
As of July 11, 2026, 5:23 a.m. EDT: Speculators are positioning for a divergence in outcomes. Near-term expiration shows heavy put buying at lower strikes (55, 60) for November 2026, indicating a hedge against downside risk. Conversely, February 2027 calls show significant volume at the 85 strike, suggesting a speculative bet on a substantial rally to that level within the year. Implied volatility is elevated for the nearest expiration, reflecting uncertainty around the upcoming earnings and strategic updates.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.26001608 |
| Address1 | 12,700 Park Central Drive |
| Address2 | Suite 1700 |
| All Time High | 136.015 |
| All Time Low | 11.93 |
| Ask | 125.17 |
| Ask Size | 300 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.8 - Hold |
| Average Daily Volume10 Day | 278,930 |
| Average Daily Volume3 Month | 271,000 |
| Average Volume | 271,000 |
| Average Volume10Days | 278,930 |
| Beta | 1.387 |
| Bid | 75.82 |
| Bid Size | 200 |
| Board Risk | 3 |
| Book Value | 38.045 |
| City | Dallas |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 78.31 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 79.845 |
| Day Low | 77.655 |
| Display Name | Triumph Financial |
| Earnings Call Timestamp End | 1,784,750,400 |
| Earnings Call Timestamp Start | 1,784,750,400 |
| Earnings Quarterly Growth | 372.824 |
| Earnings Timestamp | 1,784,664,000 |
| Earnings Timestamp End | 1,784,664,000 |
| Earnings Timestamp Start | 1,784,664,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.383 |
| Enterprise Value | 1,495,263,616 |
| Eps Current Year | 1.88 |
| Eps Forward | 3.134 |
| Eps Trailing Twelve Months | 1.19 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 71.15 |
| Fifty Day Average Change | 7.159996 |
| Fifty Day Average Change Percent | 0.10063241 |
| Fifty Two Week Change Percent | 26.001608 |
| Fifty Two Week High | 80.47 |
| Fifty Two Week High Change | -2.1600037 |
| Fifty Two Week High Change Percent | -0.026842346 |
| Fifty Two Week Low | 46.43 |
| Fifty Two Week Low Change | 31.879997 |
| Fifty Two Week Low Change Percent | 0.68662494 |
| Fifty Two Week Range | 46.43 - 80.47 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,415,370,600,000 |
| Float Shares | 21,165,663 |
| Forward Eps | 3.134 |
| Forward P E | 24.987236 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,443 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 442,016,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.05382 |
| Held Percent Institutions | 1.03608 |
| Implied Shares Outstanding | 23,806,253 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas. |
| Long Name | Triumph Financial, Inc. |
| Market | us_market |
| Market Cap | 1,864,267,520 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_40313147 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-14 |
| Net Income To Common | 28,491,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,864,267,672 |
| Number Of Analyst Opinions | 5 |
| Open | 78.94 |
| Operating Cashflow | 75,738,000 |
| Operating Margins | 0.14116 |
| Overall Risk | 6 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.62 |
| Phone | 214 365 6900 |
| Pre Market Change | 0.7799988 |
| Pre Market Change Percent | 0.996167 |
| Pre Market Price | 79.08 |
| Pre Market Time | 1,784,032,483 |
| Prev Name | Triumph Bancorp, Inc. |
| Previous Close | 78.44 |
| Price Eps Current Year | 41.654255 |
| Price Hint | 2 |
| Price To Book | 2.058352 |
| Price To Sales Trailing12 Months | 4.2176375 |
| Profit Margins | 0.07171 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.8 |
| Region | US |
| Regular Market Change | -0.130005 |
| Regular Market Change Percent | -0.165738 |
| Regular Market Day High | 79.845 |
| Regular Market Day Low | 77.655 |
| Regular Market Day Range | 77.655 - 79.845 |
| Regular Market Open | 78.94 |
| Regular Market Previous Close | 78.44 |
| Regular Market Price | 78.31 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 103,207 |
| Return On Assets | 0.00482 |
| Return On Equity | 0.03437 |
| Revenue Growth | 0.062 |
| Revenue Per Share | 18.631 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 23,806,253 |
| Shares Percent Shares Out | 0.1071 |
| Shares Short | 2,549,106 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,710,384 |
| Short Name | Triumph Financial, Inc. |
| Short Percent Of Float | 0.13229999 |
| Short Ratio | 10.27 |
| Source Interval | 15 |
| State | TX |
| Symbol | TFIN |
| Target High Price | 84.0 |
| Target Low Price | 65.0 |
| Target Mean Price | 75.8 |
| Target Median Price | 78.0 |
| Total Cash | 581,939,008 |
| Total Cash Per Share | 24.445 |
| Total Debt | 167,935,008 |
| Total Revenue | 442,016,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.19 |
| Trailing P E | 65.80672 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 62.46935 |
| Two Hundred Day Average Change | 15.840649 |
| Two Hundred Day Average Change Percent | 0.25357473 |
| Type Disp | Equity |
| Volume | 103,207 |
| Website | https://triumph.io |
| Zip | 75,251 |