Third Coast Bancshares, Inc. (TCBX)Financial Services | Banks - Regional | Humble, United States | NYSE
41.40 USD
+0.20
(0.485%)
⇧
(Oct. 15, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 5:24 a.m. EDT
This regional bank presents a compelling long-term value story obscured by recent insider selling and a lack of speculative fervor. Fundamentally, the company is executing exceptionally well, boasting a massive 125% cumulative gain over the last three years driven by robust revenue growth (+32%) and accelerating earnings (+31%). It trades at an attractive discount to book value (P/B ~1.0x) with a forward P/E under 10x, signaling significant market skepticism that appears unjustified given the superior operational metrics. While the recent repeat insider sales are a negative sentiment indicator, they do not negate the strong underlying business trajectory. The short-term outlook remains cautious due to the stock trading below its 50-day moving average and the absence of catalyst-driven options flow, but the deep value relative to peers and the fortress-like balance sheet suggest a high-probability recovery and expansion opportunity for patient capital. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.039269 |
| MSTL | 0.041170 |
| AutoARIMA | 0.042216 |
| AutoETS | 0.042217 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 0.74 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.329 |
| Excess Kurtosis | -0.18 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 15.479 |
| Market Cap | 688,859,904 |
| Trailing P/E | 10.35 |
| Forward P/E | 9.24 |
| Beta | 0.65 |
| Profit Margins | 32.46% |
| Website | https://www.thirdcoast.bank |
As of Oct. 10, 2026, 5:24 a.m. EDT: Speculator positioning is sparse and mixed, offering little directional clarity. Call volume is negligible across most expirations, while put activity is similarly low. The only notable flow involves a small cluster of calls at the $47.50 strike for February 2027, suggesting a modest bullish bias for a distant target, balanced by minimal defensive put buying. Implied volatility is extremely low, indicating a lack of speculative interest or fear.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.09545338 |
| Address1 | 20,202 Highway 59 North |
| Address2 | Suite 190 |
| All Time High | 46.355 |
| All Time Low | 12.305 |
| Ask | 41.6 |
| Ask Size | 400 |
| Audit Risk | 7 |
| Average Analyst Rating | 2.1 - Buy |
| Average Daily Volume10 Day | 92,750 |
| Average Daily Volume3 Month | 109,690 |
| Average Volume | 109,690 |
| Average Volume10Days | 92,750 |
| Beta | 0.647 |
| Bid | 41.26 |
| Bid Size | 100 |
| Board Risk | 9 |
| Book Value | 40.309 |
| City | Humble |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 41.4 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 41.92 |
| Day Low | 41.17 |
| Display Name | Third Coast Bancshares |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,792,699,200 |
| Earnings Call Timestamp Start | 1,792,699,200 |
| Earnings Growth | 0.123 |
| Earnings Quarterly Growth | 0.313 |
| Earnings Timestamp | 1,792,612,800 |
| Earnings Timestamp End | 1,792,612,800 |
| Earnings Timestamp Start | 1,792,612,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.92 |
| Enterprise Value | 439,563,744 |
| Eps Current Year | 3.96144 |
| Eps Forward | 4.4825 |
| Eps Trailing Twelve Months | 4.0 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 44.1312 |
| Fifty Day Average Change | -2.7311974 |
| Fifty Day Average Change Percent | -0.06188813 |
| Fifty Two Week Change Percent | 9.545338 |
| Fifty Two Week High | 46.355 |
| Fifty Two Week High Change | -4.954998 |
| Fifty Two Week High Change Percent | -0.10689242 |
| Fifty Two Week Low | 35.73 |
| Fifty Two Week Low Change | 5.670002 |
| Fifty Two Week Low Change Percent | 0.15869023 |
| Fifty Two Week Range | 35.73 - 46.355 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,636,468,200,000 |
| Float Shares | 15,216,314 |
| Forward Eps | 4.4825 |
| Forward P E | 9.235918 |
| Full Exchange Name | NYSE |
| Full Time Employees | 477 |
| Fullday Change | 0.20000076 |
| Fullday Change Percent | 0.4854387 |
| Fullday Price | 41.4 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 228,956,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.08213 |
| Held Percent Institutions | 0.61695 |
| Implied Shares Outstanding | 16,639,127 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,021-11-09 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas. |
| Long Name | Third Coast Bancshares, Inc. |
| Market | us_market |
| Market Cap | 688,859,904 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_270611213 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 69,561,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 714,997,862 |
| Number Of Analyst Opinions | 7 |
| Open | 41.52 |
| Operating Cashflow | 32,747,000 |
| Operating Margins | 0.4271 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Phone | 281 446 7000 |
| Previous Close | 41.2 |
| Price Eps Current Year | 10.450746 |
| Price Hint | 2 |
| Price To Book | 1.027066 |
| Price To Sales Trailing12 Months | 3.0087 |
| Profit Margins | 0.32456002 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.14286 |
| Region | US |
| Regular Market Change | 0.200001 |
| Regular Market Change Percent | 0.485439 |
| Regular Market Day High | 41.92 |
| Regular Market Day Low | 41.17 |
| Regular Market Day Range | 41.17 - 41.92 |
| Regular Market Open | 41.52 |
| Regular Market Previous Close | 41.2 |
| Regular Market Price | 41.4 |
| Regular Market Time | 1,792,094,402 |
| Regular Market Volume | 104,276 |
| Return On Assets | 0.01273 |
| Return On Equity | 0.12736 |
| Revenue Growth | 0.321 |
| Revenue Per Share | 15.479 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 16,639,127 |
| Shares Percent Shares Out | 0.0325 |
| Shares Short | 540,534 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 556,489 |
| Short Name | Third Coast Bancshares, Inc. |
| Short Percent Of Float | 0.0353 |
| Short Ratio | 4.74 |
| Source Interval | 15 |
| State | TX |
| Symbol | TCBX |
| Target High Price | 56.0 |
| Target Low Price | 40.0 |
| Target Mean Price | 48.42857 |
| Target Median Price | 48.0 |
| Total Cash | 413,764,000 |
| Total Cash Per Share | 24.843 |
| Total Debt | 163,743,008 |
| Total Revenue | 228,956,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 4.0 |
| Trailing P E | 10.35 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 40.7333 |
| Two Hundred Day Average Change | 0.6667023 |
| Two Hundred Day Average Change Percent | 0.0163675 |
| Type Disp | Equity |
| Volume | 104,276 |
| Website | https://www.thirdcoast.bank |
| Zip | 77,338 |