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Texas Capital Bancshares, Inc. (TCBI)

Financial Services | Banks - Regional | Dallas, United States | NasdaqGS
104.92 USD -0.83 (-0.785%) ⇩ (April 21, 2026, 12:07 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆
Hot Take | April 18, 2026, 10:51 p.m. EDT

TCBI is a strong long-term hold driven by superior fundamentals (49% earnings growth, low P/E forward) and dividend neutrality preserving the balance sheet during a diverging interest rate environment. However, the short-term technical signal is neutral due to an eked-out forecasting model and the fact that the estimated low is slightly below the current price, suggesting the recent 15%+ run-up has stalled near resistance.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.042122
AutoETS0.042122
MSTL0.042308
AutoTheta0.068285

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 80%
H-stat 0.42
Ljung-Box p 0.000
Jarque-Bera p 0.173
Excess Kurtosis -1.37
Attribute Value
Sector Financial Services
Revenue per Share 26.309
Market Cap 4,638,844,416
Trailing P/E 15.45
Forward P/E 12.35
Beta 0.67
Profit Margins 27.50%
Website https://texascapitalbank.com

As of April 18, 2026, 10:51 p.m. EDT: Options flow shows a distinct bullish bias in open interest (OI), with significant put weight concentrated far OTM (45-80 strikes) and call OI heavily anchored at 105 (ATM) and 120 (ITM). The 6/18 and 9/18 call chains show new flow volatility at strikes near current price, while put OI is aggressive only deep in the money. Implied volatility is slightly elevated relative to liquid spots, but the distribution suggests speculators are positioning for a mean reversion or modest upside move rather than a crash, viewing the 80-90s as a floor.


Info Dump

Attribute Value
52 Week Change 0.6049477
Address1 2,000 McKinney Avenue
Address2 Suite 700
All Time High 108.92
All Time Low 6.55
Ask 135.04
Ask Size 2
Audit Risk 3
Average Analyst Rating 2.8 - Hold
Average Daily Volume10 Day 355,440
Average Daily Volume3 Month 477,516
Average Volume 477,516
Average Volume10Days 355,440
Beta 0.671
Bid 75.63
Bid Size 2
Board Risk 4
Book Value 75.279
City Dallas
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 104.92
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 106.35
Day Low 104.71
Display Name Texas Capital Bancshares
Earnings Call Timestamp End 1,776,949,200
Earnings Call Timestamp Start 1,776,949,200
Earnings Growth 0.49
Earnings Quarterly Growth 0.417
Earnings Timestamp 1,776,947,400
Earnings Timestamp End 1,776,947,400
Earnings Timestamp Start 1,776,947,400
Ebitda Margins 0.0
Enterprise To Revenue 3.384
Enterprise Value 4,063,374,592
Eps Current Year 7.62833
Eps Forward 8.49262
Eps Trailing Twelve Months 6.79
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 877-839-2738
Fifty Day Average 97.8494
Fifty Day Average Change 7.070595
Fifty Day Average Change Percent 0.07225997
Fifty Two Week Change Percent 60.49477
Fifty Two Week High 108.92
Fifty Two Week High Change -4.0
Fifty Two Week High Change Percent -0.036724202
Fifty Two Week Low 63.69
Fifty Two Week Low Change 41.23
Fifty Two Week Low Change Percent 0.64735436
Fifty Two Week Range 63.69 - 108.92
Financial Currency USD
First Trade Date Milliseconds 1,060,781,400,000
Float Shares 43,302,136
Forward Eps 8.49262
Forward P E 12.354255
Full Exchange Name NasdaqGS
Full Time Employees 1,785
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 1,200,779,008
Has Pre Post Market Data 1
Held Percent Insiders 0.0196
Held Percent Institutions 1.03369
Implied Shares Outstanding 44,213,159
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.
Long Name Texas Capital Bancshares, Inc.
Market us_market
Market Cap 4,638,844,416
Market State REGULAR
Max Age 86,400
Message Board Id finmb_155031
Most Recent Quarter 1,767,139,200
Net Income To Common 312,993,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,678,194,353
Number Of Analyst Opinions 13
Open 105.63
Operating Cashflow 360,153,984
Operating Margins 0.42518002
Overall Risk 5
Payout Ratio 0.0
Peg Ratio 1.47
Phone 214-932-6600
Previous Close 105.75
Price Eps Current Year 13.753993
Price Hint 2
Price To Book 1.3937485
Price To Sales Trailing12 Months 3.863196
Profit Margins 0.27502
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.84615
Region US
Regular Market Change -0.83000183
Regular Market Change Percent -0.7848717
Regular Market Day High 106.35
Regular Market Day Low 104.71
Regular Market Day Range 104.71 - 106.35
Regular Market Open 105.63
Regular Market Previous Close 105.75
Regular Market Price 104.92
Regular Market Time 1,776,787,622
Regular Market Volume 92,429
Return On Assets 0.01061
Return On Equity 0.09436
Revenue Growth 0.191
Revenue Per Share 26.309
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 44,213,159
Shares Percent Shares Out 0.0714
Shares Short 3,156,082
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 2,227,933
Short Name Texas Capital Bancshares, Inc.
Short Percent Of Float 0.097200006
Short Ratio 6.66
Source Interval 15
State TX
Symbol TCBI
Target High Price 115.0
Target Low Price 88.0
Target Mean Price 104.30769
Target Median Price 107.0
Total Cash 2,114,434,048
Total Cash Per Share 47.863
Total Debt 1,206,108,032
Total Revenue 1,200,779,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 6.79
Trailing P E 15.452135
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 90.90575
Two Hundred Day Average Change 14.014252
Two Hundred Day Average Change Percent 0.15416244
Type Disp Equity
Volume 92,429
Website https://texascapitalbank.com
Zip 75,201