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The Bancorp, Inc. (TBBK)

Financial Services | Banks - Regional | Wilmington, United States | NasdaqGS
59.98 USD -0.98 (-1.608%) ⇩ (April 21, 2026, 4 p.m. EDT)
After hours: 59.98

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 18, 2026, 10:43 p.m. EDT

TBBK is a high-quality regional bank fundamentally that was punished by the market due to a disappointing earnings miss on securities and other income, causing a technical breakdown below moving averages. While the valuation looks cheap (Forward P/E ~7.6x) and long-term growth is plausible, the lack of dividend support and the current downside pressure make it a neutrally rated 'hold' for swing trading at this juncture. Long-term investors should wait for a technical stabilization and closure above the 200-day average before adding to the position.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.188940
AutoARIMA0.189588
MSTL0.191794
AutoTheta0.231935

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 39%
H-stat 1.94
Ljung-Box p 0.000
Jarque-Bera p 0.002
Excess Kurtosis 1.35
Attribute Value
Sector Financial Services
Revenue per Share 11.495
Market Cap 2,530,786,048
Trailing P/E 12.39
Forward P/E 7.41
Beta 1.28
Profit Margins 43.37%
Website https://www.thebancorp.com

As of April 18, 2026, 10:43 p.m. EDT: Speculative positioning indicates low uncertainty regarding downside risk. Put Open Interest (OI) is significantly higher than Call OI across all expirations, particularly in the short-term (May), where deep OTM puts (strike 40) hold substantial OI relative to the low implied volatility environment (0.8x OTM OI vs 0.0x for nearby calls in August). Long-term call OI is sparse, suggesting market makers or hedgers are positioning for potential volatility or downside correction rather than a sustained rally. Implied volatility is depressed (ATM ~52-59%), reflecting a lack of fear in the order book despite the earnings miss headline.


Info Dump

Attribute Value
52 Week Change 0.33042336
Address1 409 Silverside Road
All Time High 81.65
All Time Low 2.09
Ask 60.59
Ask Size 3
Audit Risk 10
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 349,790
Average Daily Volume3 Month 578,552
Average Volume 578,552
Average Volume10Days 349,790
Beta 1.283
Bid 59.1
Bid Size 3
Board Risk 3
Book Value 16.286
City Wilmington
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 59.98
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 61.79
Day Low 59.06
Display Name The Bancorp
Earnings Call Timestamp End 1,777,032,000
Earnings Call Timestamp Start 1,777,032,000
Earnings Growth 0.119
Earnings Quarterly Growth 0.007
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,776,974,400
Earnings Timestamp Start 1,776,974,400
Ebitda Margins 0.0
Enterprise To Revenue 5.597
Enterprise Value 2,945,113,856
Eps Current Year 5.91667
Eps Forward 8.09667
Eps Trailing Twelve Months 4.84
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 55.929
Fifty Day Average Change 4.0509987
Fifty Day Average Change Percent 0.072431095
Fifty Two Week Change Percent 33.042336
Fifty Two Week High 81.65
Fifty Two Week High Change -21.670002
Fifty Two Week High Change Percent -0.26540112
Fifty Two Week Low 43.71
Fifty Two Week Low Change 16.27
Fifty Two Week Low Change Percent 0.37222606
Fifty Two Week Range 43.71 - 81.65
Financial Currency USD
First Trade Date Milliseconds 1,075,818,600,000
Float Shares 39,914,941
Forward Eps 8.09667
Forward P E 7.407984
Full Exchange Name NasdaqGS
Full Time Employees 733
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 526,151,008
Has Pre Post Market Data 1
Held Percent Insiders 0.06004
Held Percent Institutions 1.09239
Implied Shares Outstanding 42,193,830
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Long Name The Bancorp, Inc.
Market us_market
Market Cap 2,530,786,048
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_430453
Most Recent Quarter 1,767,139,200
Net Income To Common 228,212,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,551,405,270
Number Of Analyst Opinions 3
Open 60.96
Operating Cashflow 265,008,992
Operating Margins 0.59745
Overall Risk 4
Payout Ratio 0.0
Peg Ratio 1.07
Phone 302 385 5000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 59.98
Post Market Time 1,776,807,396
Previous Close 60.96
Price Eps Current Year 10.137459
Price Hint 2
Price To Book 3.682918
Price To Sales Trailing12 Months 4.8099995
Profit Margins 0.43374002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.98
Regular Market Change Percent -1.60761
Regular Market Day High 61.79
Regular Market Day Low 59.06
Regular Market Day Range 59.06 - 61.79
Regular Market Open 60.96
Regular Market Previous Close 60.96
Regular Market Price 59.98
Regular Market Time 1,776,801,600
Regular Market Volume 465,037
Return On Assets 0.025239998
Return On Equity 0.30848
Revenue Growth 0.023
Revenue Per Share 11.495
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 41,853,761
Shares Percent Shares Out 0.0859
Shares Short 3,622,431
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 3,590,072
Short Name The Bancorp, Inc.
Short Percent Of Float 0.112399995
Short Ratio 6.68
Source Interval 15
State DE
Symbol TBBK
Target High Price 76.0
Target Low Price 66.0
Target Mean Price 71.33333
Target Median Price 72.0
Total Cash 8,038,000
Total Cash Per Share 0.191
Total Debt 422,366,016
Total Revenue 526,151,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 4.84
Trailing P E 12.392562
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 65.8601
Two Hundred Day Average Change -5.8801003
Two Hundred Day Average Change Percent -0.08928168
Type Disp Equity
Volume 465,037
Website https://www.thebancorp.com
Zip 19,809