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The Bancorp, Inc. (TBBK)

Financial Services | Banks - Regional | Wilmington, United States | NasdaqGS
66.49 USD -0.01 (-0.015%) ⇩ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★☆☆☆
Hot Take | July 11, 2026, 6:18 a.m. EDT

The Bancorp presents a compelling asymmetric opportunity driven by a massive multi-year recovery that has finally hit a floor. Over the last nine years, the stock has surged nearly 940%, yet it remains significantly undervalued relative to its earnings power, trading at a forward P/E of just 8.2x despite generating a robust 30% return on equity. While the recent price action shows a healthy bounce off the lows, the lack of dividend payments limits total return potential for income seekers. However, the fundamental thesis is strong: the company is a high-quality regional bank with superior profitability metrics that the market has largely ignored during the broader sector downturn. The options market agrees with a bullish bias for the coming months, betting on a continuation of this recovery. This is a classic turnaround play where the worst of the structural decline appears priced out, leaving a high-conviction setup for capital appreciation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.063888
AutoETS0.063888
MSTL0.065261
AutoTheta0.072268

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 50%
H-stat 1.37
Ljung-Box p 0.000
Jarque-Bera p 0.067
Excess Kurtosis -0.56
Attribute Value
Sector Financial Services
Revenue per Share 11.941
Market Cap 2,768,273,920
Trailing P/E 12.94
Forward P/E 8.24
Beta 1.20
Profit Margins 43.49%
Website https://www.thebancorp.com

As of July 11, 2026, 6:18 a.m. EDT: Speculators are positioning for a moderate upside move over the next month, evidenced by significant open interest in out-of-the-money calls at strikes 80 and 85 for the August expiration, which sits well above the current price. This bullish skew contrasts with the near-term July expiration where put open interest dominates, suggesting traders view the immediate week as range-bound or slightly vulnerable but see a clearer path to higher prices by late summer.


Info Dump

Attribute Value
52 Week Change 0.020878077
Address1 409 Silverside Road
All Time High 81.65
All Time Low 2.09
Ask 84.95
Ask Size 2
Audit Risk 10
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 461,810
Average Daily Volume3 Month 441,044
Average Volume 441,044
Average Volume10Days 461,810
Beta 1.198
Bid 47.17
Bid Size 2
Board Risk 2
Book Value 16.65
City Wilmington
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 66.49
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 66.99
Day Low 66.0
Display Name The Bancorp
Earnings Call Timestamp End 1,777,032,000
Earnings Call Timestamp Start 1,777,032,000
Earnings Growth 0.185
Earnings Quarterly Growth 0.051
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,784,836,800
Earnings Timestamp Start 1,784,836,800
Ebitda Margins 0.0
Enterprise To Revenue 6.498
Enterprise Value 3,452,947,968
Eps Current Year 5.91
Eps Forward 8.06667
Eps Trailing Twelve Months 5.14
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 57.7956
Fifty Day Average Change 8.694397
Fifty Day Average Change Percent 0.15043354
Fifty Two Week Change Percent 2.0878077
Fifty Two Week High 81.65
Fifty Two Week High Change -15.160004
Fifty Two Week High Change Percent -0.18567058
Fifty Two Week Low 50.2
Fifty Two Week Low Change 16.289997
Fifty Two Week Low Change Percent 0.32450193
Fifty Two Week Range 50.2 - 81.65
Financial Currency USD
First Trade Date Milliseconds 1,075,818,600,000
Float Shares 39,390,343
Forward Eps 8.06667
Forward P E 8.242558
Full Exchange Name NasdaqGS
Full Time Employees 733
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 531,356,992
Has Pre Post Market Data 1
Held Percent Insiders 0.06101
Held Percent Institutions 1.01068
Implied Shares Outstanding 41,634,439
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Long Name The Bancorp, Inc.
Market us_market
Market Cap 2,768,273,920
Market State PRE
Max Age 86,400
Message Board Id finmb_430453
Most Recent Quarter 1,774,915,200
Net Income To Common 231,108,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,769,939,226
Number Of Analyst Opinions 3
Open 66.35
Operating Cashflow 255,708,992
Operating Margins 0.58295
Overall Risk 3
Payout Ratio 0.0
Peg Ratio 1.07
Phone 302 385 5000
Previous Close 66.5
Price Eps Current Year 11.2504225
Price Hint 2
Price To Book 3.9933934
Price To Sales Trailing12 Months 5.2098193
Profit Margins 0.43493998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.66667
Region US
Regular Market Change -0.0100021
Regular Market Change Percent -0.0150408
Regular Market Day High 66.99
Regular Market Day Low 66.0
Regular Market Day Range 66.0 - 66.99
Regular Market Open 66.35
Regular Market Previous Close 66.5
Regular Market Price 66.49
Regular Market Time 1,783,972,800
Regular Market Volume 300,850
Return On Assets 0.02397
Return On Equity 0.30277002
Revenue Growth 0.041
Revenue Per Share 11.941
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 41,634,439
Shares Percent Shares Out 0.0754
Shares Short 3,141,259
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 3,529,387
Short Name The Bancorp, Inc.
Short Percent Of Float 0.1182
Short Ratio 7.22
Source Interval 15
State DE
Symbol TBBK
Target High Price 76.0
Target Low Price 70.0
Target Mean Price 73.66667
Target Median Price 75.0
Total Cash 8,673,000
Total Cash Per Share 0.208
Total Debt 693,347,008
Total Revenue 531,356,992
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 5.14
Trailing P E 12.935798
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 62.6778
Two Hundred Day Average Change 3.8121986
Two Hundred Day Average Change Percent 0.06082215
Type Disp Equity
Volume 300,850
Website https://www.thebancorp.com
Zip 19,809