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Stellar Bancorp, Inc. (STEL)

Financial Services | Banks - Regional | Houston, United States | NYSE
37.95 USD +0.48 (1.281%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 37.92 -0.03 (-0.029%) ⇩ (April 17, 2026, 6:15 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 3:12 p.m. EDT

STEL is currently in a consolidation phase with a recent pullback, but the stock has shown resilience with a positive 45-day forecast. The recent news about a potential merger with Prosperity Bancshares adds a layer of uncertainty but could also present a buying opportunity. The dividend yield is modest, but the payout ratio is reasonable, indicating sustainability. Long-term investors should be cautious given the recent revenue decline and the potential for a merger to alter the stock's trajectory. Overall, the stock is a mixed bag with short-term potential but long-term risks.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.125929
MSTL0.132897
AutoARIMA0.134974
AutoETS0.135021

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.50
Ljung-Box p 0.000
Jarque-Bera p 0.378
Excess Kurtosis -0.83
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-15
Last Dividend Date 2026-03-15
Revenue per Share 7.985
Market Cap 1,926,805,632
Trailing P/E 19.07
Forward P/E 16.17
Beta 0.76
Profit Margins 24.89%
Previous Name Allegiance Bancshares, Inc.
Website https://www.stellar.bank

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.42% 1.87% 2.07% 2.04%
Dividend History
Date Dividend Yield %
2026-03-16 0.15 0.422060
2025-12-15 0.15 0.464783
2025-09-15 0.14 0.456816
2025-06-16 0.14 0.529804
2025-03-17 0.14 0.519956
2024-12-13 0.14 0.468464
2024-09-13 0.13 0.499506
2024-06-14 0.13 0.625631
2024-03-15 0.13 0.575005
2023-12-14 0.13 0.483779
2023-09-14 0.13 0.620556
2023-06-14 0.13 0.550105
2023-03-14 0.13 0.531403
2022-12-14 0.13 0.482306
2022-09-28 0.13 0.451211
2022-06-28 0.13 0.524462
2022-03-31 0.13 0.453888
2021-12-31 0.13 0.487214
2021-09-30 0.13 0.538025
2021-06-30 0.13 0.522233
2021-03-31 0.13 0.466468
2020-12-31 0.10 0.433922
2020-09-30 0.10 0.680074
2020-06-30 0.10 0.532429
2020-03-31 0.10 0.632299
2019-12-31 0.10 0.363114
2019-09-30 0.10 0.406619
2019-06-28 0.10 0.404296
2019-03-29 0.10 0.351624
2018-12-31 0.05 0.194771
2018-09-28 0.05 0.161394
2018-06-29 0.05 0.173797
2018-03-29 0.05 0.195400
2017-12-29 0.05 0.194283
Additional Data
dividendRate 0.58
dividendYield 1.53
exDividendDate 2026-03-16
trailingAnnualDividendRate 0.57
trailingAnnualDividendYield 0.015212169
lastDividendValue 0.15
lastDividendDate 2026-03-16
dividendDate 2026-03-31

Info Dump

Attribute Value
52 Week Change 0.48881912
Address1 9 Greenway Plaza
Address2 Suite 110
All Time High 40.21
All Time Low 12.5
Ask 37.95
Ask Size 100
Audit Risk 8
Average Daily Volume10 Day 300,130
Average Daily Volume3 Month 568,391
Average Volume 568,391
Average Volume10Days 300,130
Beta 0.762
Bid 37.94
Bid Size 200
Board Risk 9
Book Value 32.782
City Houston
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 37.95
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 38.29
Day Low 37.72
Display Name Stellar Bancorp
Dividend Date 1,774,915,200
Dividend Rate 0.58
Dividend Yield 1.53
Earnings Call Timestamp End 1,769,781,600
Earnings Call Timestamp Start 1,769,781,600
Earnings Growth 0.09
Earnings Quarterly Growth 0.037
Earnings Timestamp 1,769,607,000
Earnings Timestamp End 1,777,033,800
Earnings Timestamp Start 1,777,033,800
Ebitda Margins 0.0
Enterprise To Revenue 3.784
Enterprise Value 1,563,880,576
Eps Current Year 2.16
Eps Forward 2.3475
Eps Trailing Twelve Months 1.99
Esg Populated 0
Ex Dividend Date 1,773,619,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 37.2876
Fifty Day Average Change 0.6623993
Fifty Day Average Change Percent 0.0177646
Fifty Two Week Change Percent 48.881912
Fifty Two Week High 40.21
Fifty Two Week High Change -2.2599983
Fifty Two Week High Change Percent -0.056204885
Fifty Two Week Low 24.59
Fifty Two Week Low Change 13.360001
Fifty Two Week Low Change Percent 0.5433103
Fifty Two Week Range 24.59 - 40.21
Financial Currency USD
First Trade Date Milliseconds 1,510,151,400,000
Five Year Avg Dividend Yield 1.9
Float Shares 42,998,990
Forward Eps 2.3475
Forward P E 16.166134
Full Exchange Name NYSE
Full Time Employees 1,053
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 413,252,000
Has Pre Post Market Data 1
Held Percent Insiders 0.10114
Held Percent Institutions 0.64075
Implied Shares Outstanding 50,772,216
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,773,619,200
Last Dividend Value 0.15
Last Fiscal Year End 1,767,139,200
Long Business Summary Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
Long Name Stellar Bancorp, Inc.
Market us_market
Market Cap 1,926,805,632
Market State CLOSED
Max Age 86,400
Message Board Id finmb_51660646
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-04-18
Net Income To Common 102,872,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,926,805,597
Number Of Analyst Opinions 2
Open 37.78
Operating Cashflow 97,004,000
Operating Margins 0.3637
Overall Risk 7
Payout Ratio 0.2864
Phone 713 210 7600
Post Market Change -0.029361725
Post Market Change Percent -0.077369496
Post Market Price 37.92064
Post Market Time 1,776,464,101
Prev Name Allegiance Bancshares, Inc.
Previous Close 37.47
Price Eps Current Year 17.569445
Price Hint 2
Price To Book 1.1576475
Price To Sales Trailing12 Months 4.662544
Profit Margins 0.24892999
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.48
Regular Market Change Percent 1.28102
Regular Market Day High 38.29
Regular Market Day Low 37.72
Regular Market Day Range 37.72 - 38.29
Regular Market Open 37.78
Regular Market Previous Close 37.47
Regular Market Price 37.95
Regular Market Time 1,776,456,003
Regular Market Volume 303,223
Return On Assets 0.0094800005
Return On Equity 0.06279
Revenue Growth -0.031
Revenue Per Share 7.985
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 50,772,216
Shares Percent Shares Out 0.0212
Shares Short 1,075,434
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 851,600
Short Name Stellar Bancorp, Inc.
Short Percent Of Float 0.028199999
Short Ratio 2.94
Source Interval 15
State TX
Symbol STEL
Target High Price 44.0
Target Low Price 32.0
Target Mean Price 38.0
Target Median Price 38.0
Total Cash 423,711,008
Total Cash Per Share 8.345
Total Debt 60,786,000
Total Revenue 413,252,000
Tradeable 0
Trailing Annual Dividend Rate 0.57
Trailing Annual Dividend Yield 0.015212169
Trailing Eps 1.99
Trailing P E 19.070353
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 32.5856
Two Hundred Day Average Change 5.364399
Two Hundred Day Average Change Percent 0.16462483
Type Disp Equity
Volume 303,223
Website https://www.stellar.bank
Zip 77,046