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Stellar Bancorp, Inc. (STEL)

Houston, United States |
USD

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 8:59 a.m. UTC

The immediate outlook is neutral due to a massive structural shift: Stellar Bancorp is effectively being acquired by Prosperity Bancshares for $2 billion, with regulatory approvals already secured. This acquisition context renders standard short-term technical momentum irrelevant, as the stock price will likely converge toward the deal value rather than follow market trends. While the company shows healthy fundamentals with 15% earnings growth and a forward P/E of 16.7x, the lack of multi-year price history prevents any assessment of long-term capital appreciation potential, leaving the investment thesis entirely dependent on the final terms of the merger. Regarding income, the absence of dividend data suggests the payout is either non-existent or insufficient to be considered a core feature of the investment, which is typical for banks undergoing major consolidation.

None
Attribute Value
Last Dividend Date 2026-06-15
Revenue per Share 8.22
Market Cap 2,002,201,728
Trailing P/E 19.09
Forward P/E 16.75
Beta 0.71
Profit Margins 24.99%
Website https://www.stellar.bank

Info Dump

Attribute Value
52 Week Change 0.2639023
Address1 9 Greenway Plaza
Address2 Suite 110
All Time High 40.21
All Time Low 12.5
Ask 38.95
Ask Size 70,000
Audit Risk 8
Average Daily Volume10 Day 1,304,442
Average Volume 470,404
Average Volume10Days 1,304,442
Beta 0.711
Bid 0.0
Bid Size 80,000
Board Risk 9
Book Value 32.758
City Houston
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Currency USD
Current Price 39.32
Day High 39.32
Day Low 38.785
Earnings Growth 0.152
Earnings Quarterly Growth 0.092
Ebitda Margins 0.0
Enterprise To Revenue 3.907
Enterprise Value 1,643,392,896
Exchange NYQ
Exchange Timezone Name UTC
Fifty Day Average 37.7556
Fifty Two Week High 40.21
Fifty Two Week Low 28.22
Financial Currency USD
First Trade Date Epoch Utc 1,782,826,200
Float Shares 50,684,426
Forward Eps 2.3475
Forward P E 16.749733
Full Time Employees 1,053
Fullday Price 39.32
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 420,664,992
Held Percent Insiders 0.10037
Held Percent Institutions 0.6703
Implied Shares Outstanding 50,920,698
Industry
Industry Key
Last Dividend Date 1,781,481,600
Last Dividend Value 0.15
Last Fiscal Year End 1,767,139,200
Long Business Summary Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
Long Name Stellar Bancorp, Inc.
Market Cap 2,002,201,728
Max Age 86,400
Message Board Id finmb_51660646
Most Recent Quarter 1,774,915,200
Net Income To Common 105,136,000
Next Fiscal Year End 1,798,675,200
Open 39.25
Operating Cashflow 119,191,000
Operating Margins 0.39811
Overall Risk 7
Phone 713 210 7600
Previous Close 39.31
Price Hint 2
Price To Book 1.2003175
Price To Sales Trailing12 Months 4.759611
Profit Margins 0.24993
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Regular Market Day High 39.32
Regular Market Day Low 38.785
Regular Market Open 39.25
Regular Market Previous Close 39.31
Regular Market Volume 1,888,657
Return On Assets 0.00986
Return On Equity 0.06413
Revenue Growth 0.073
Revenue Per Share 8.22
Sand P52 Week Change 0.20204377
Sector
Sector Key
Share Holder Rights Risk 9
Shares Outstanding 50,920,698
Short Name Stellar Bancorp, Inc.
State TX
Symbol STEL
Time Zone Full Name America/New_York
Time Zone Short Name EDT
Total Cash 553,689,984
Total Cash Per Share 10.874
Total Debt 194,880,992
Total Revenue 420,664,992
Tradeable 0
Trailing Annual Dividend Rate 0.58
Trailing Annual Dividend Yield 0.014754514
Trailing Eps 2.06
Trailing P E 19.08738
Trailing Peg Ratio None
Two Hundred Day Average 34.5885
Underlying Symbol STEL
Uuid 0f638153-15da-36c4-a410-4fe411c3e0b2
Volume 1,888,657
Website https://www.stellar.bank
Zip 77,046