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S&T Bancorp, Inc. (STBA)

Financial Services | Banks - Regional | Indiana, United States | NasdaqGS
48.72 USD +0.19 (0.392%) ⇧ (Oct. 16, 2026, 3:34 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 1:09 a.m. EDT

S&T Bancorp presents a compelling value case for patient capital, anchored by a robust 3.06% dividend yield and a conservative 38% payout ratio that leaves ample room for growth. The company's fundamentals are sound, with a 9.87% return on equity and healthy operating margins, while the stock trades at a discount to its book value. However, the recent price action reveals a disconnect; despite reporting better-than-expected earnings and hitting a new 12-month high, the share price has drifted below its 50-day moving average, suggesting the market is currently underweighting the latest results. This divergence creates a tactical opportunity: the long-term thesis remains intact given the balance sheet strength and consistent profitability, but the short-term path is clouded by this technical weakness and the lack of aggressive institutional accumulation seen in the options chain. Investors should view this as a solid core holding to accumulate on further dips, rather than a momentum play.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.035620
AutoARIMA0.038698
AutoETS0.038699
AutoTheta0.043973

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 49%
H-stat 6.39
Ljung-Box p 0.000
Jarque-Bera p 0.175
Excess Kurtosis 0.14
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-17
Last Dividend Date 2026-08-17
Revenue per Share 10.882
Market Cap 1,718,134,784
Trailing P/E 12.96
Forward P/E 12.17
Beta 0.84
Profit Margins 34.75%
Website https://www.stbancorp.com

As of Oct. 10, 2026, 1:09 a.m. EDT: Options activity is extremely thin with negligible open interest and volume across both calls and puts. Implied volatility is elevated relative to the underlying price (1.17 for calls vs 1.8 for puts), suggesting a slight premium on downside protection despite the lack of speculative positioning. The absence of significant strikes or directional flow indicates a lack of active sentiment or catalyst-driven trading.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.73% 3.34% 3.65% 3.75%
Dividend History
Date Dividend Yield %
2026-08-18 0.3700 0.729064
2026-05-14 0.3700 0.844171
2026-02-12 0.3600 0.830067
2025-11-13 0.3600 0.934337
2025-08-14 0.3400 0.893561
2025-05-15 0.3400 0.881743
2025-02-13 0.3400 0.857503
2024-11-07 0.3400 0.817701
2024-08-08 0.3300 0.825000
2024-05-08 0.3300 1.043643
2024-02-07 0.3300 1.064173
2023-11-08 0.3300 1.214575
2023-08-09 0.3200 1.030264
2023-05-10 0.3200 1.230296
2023-02-09 0.3200 0.859060
2022-11-02 0.3100 0.846763
2022-08-03 0.3000 0.988142
2022-05-04 0.3000 1.027046
2022-02-09 0.2900 0.932476
2021-11-03 0.2900 0.915115
2021-08-04 0.2800 0.973913
2021-05-05 0.2800 0.837571
2021-02-10 0.2800 0.988352
2020-11-04 0.2800 1.458333
2020-08-12 0.2800 1.268116
2020-05-18 0.2800 1.246106
2020-02-12 0.2800 0.728787
2019-11-06 0.2800 0.730117
2019-07-31 0.2700 0.709220
2019-05-01 0.2700 0.684584
2019-02-13 0.2700 0.674494
2018-10-31 0.2700 0.673149
2018-08-01 0.2500 0.559284
2018-05-02 0.2500 0.580046
2018-02-07 0.2200 0.559227
2017-11-01 0.2200 0.545500
2017-08-01 0.2000 0.529942
2017-05-02 0.2000 0.558972
2017-02-07 0.2000 0.550509
2016-11-01 0.2000 0.649984
2016-08-02 0.1900 0.757576
2016-05-03 0.1900 0.756671
2016-02-09 0.1900 0.750988
2015-11-03 0.1900 0.584795
2015-08-04 0.1800 0.586510
2015-05-05 0.1800 0.685976
2015-02-10 0.1800 0.638072
2014-11-10 0.1800 0.643087
2014-08-12 0.1700 0.698726
2014-05-13 0.1700 0.720339
2014-02-11 0.1600 0.735294
2013-11-13 0.1600 0.657084
2013-08-06 0.1500 0.612245
2013-05-07 0.1500 0.784109
2013-02-12 0.1500 0.807754
2012-11-06 0.1500 0.863061
2012-08-08 0.1500 0.894988
2012-05-08 0.1500 0.816549
2012-02-07 0.1500 0.669344
2011-11-04 0.1500 0.822368
2011-08-04 0.1500 0.812568
2011-04-28 0.1500 0.733855
2011-01-27 0.1500 0.669045
2010-10-27 0.1500 0.765697
2010-07-28 0.1500 0.729927
2010-04-28 0.1500 0.613246
2010-01-28 0.1500 0.831486
2009-09-28 0.1500 1.134644
2009-06-26 0.1500 1.211632
2009-03-27 0.3100 1.439851
2008-12-29 0.3100 0.920974
2008-09-29 0.3100 0.878187
2008-06-27 0.3100 1.008458
2008-03-28 0.3100 0.981013
2007-12-27 0.3100 1.098512
2007-09-27 0.3000 0.914077
2007-06-27 0.3000 0.895522
2007-03-28 0.3000 0.910747
2006-12-27 0.3000 0.843407
2006-09-27 0.2900 0.898111
2006-06-28 0.2900 0.898667
2006-03-29 0.2900 0.794738
2005-12-28 0.2900 0.767602
2005-09-28 0.2800 0.769020
2005-06-29 0.2800 0.767754
2005-03-30 0.2800 0.786296
2004-12-29 0.2700 0.714475
2004-09-29 0.2700 0.755245
2004-06-28 0.2700 0.859599
2004-03-29 0.2600 0.871898
2003-12-29 0.2600 0.849673
2003-09-29 0.2600 0.917108
2003-06-27 0.2500 0.892857
2003-03-28 0.2500 0.964878
2002-12-27 0.2500 0.990099
2002-09-27 0.2400 0.956175
2002-06-27 0.2400 0.893855
2002-03-27 0.2400 0.944882
2001-12-27 0.2400 0.959616
2001-09-27 0.2300 1.006124
2001-06-27 0.2300 1.000000
2001-03-28 0.2200 0.969590
2000-12-27 0.2200 0.959128
2000-09-27 0.2100 1.127517
2000-06-28 0.2100 1.183099
2000-03-29 0.2000 1.138790
1999-12-29 0.2000 0.874317
1999-09-29 0.1900 0.835165
1999-06-29 0.1900 0.763819
1999-03-30 0.1800 0.761905
1998-12-29 0.1800 0.620690
1998-09-29 0.1650 0.634615
1998-06-29 0.1650 0.598639
1998-03-30 0.1500 0.555556
1997-12-29 0.1500 0.693642
1997-09-29 0.1400 0.741722
1997-06-27 0.1400 0.835821
1997-03-27 0.1250 0.757576
1996-12-30 0.1250 0.833333
1996-09-27 0.1200 0.768000
1996-06-27 0.1200 0.774194
1996-03-28 0.1050 0.689938
1995-12-28 0.1050 0.727273
1995-09-28 0.0900 0.720000
1995-06-29 0.0900 0.782609
1995-03-28 0.0850 0.850000
1994-12-27 0.0850 0.877419
1994-09-27 0.0750 0.722892
1994-06-27 0.0675 0.712871
1994-03-25 0.0675 0.710526
1993-12-28 0.0625 0.719424
1993-09-27 0.0625 0.684932
1993-06-28 0.0625 0.787402
1993-03-26 0.0550 0.637681
1992-12-28 0.0550 0.785714
1992-09-25 0.0500 0.833333
1992-06-25 0.0500 0.761905
Additional Data
dividendRate 1.48
dividendYield 3.05
exDividendDate 2026-08-18
trailingAnnualDividendRate 0.72
trailingAnnualDividendYield 0.014836185
lastDividendValue 0.37
lastDividendDate 2026-08-18
dividendDate 2026-08-27

Info Dump

Attribute Value
52 Week Change 0.38696766
Address1 800 Philadelphia Street
All Time High 53.5
All Time Low 4.875
Ask 62.69
Ask Size 2
Audit Risk 3
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 220,320
Average Daily Volume3 Month 263,137
Average Volume 263,137
Average Volume10Days 220,320
Beta 0.843
Bid 35.46
Bid Size 2
Board Risk 4
Book Value 39.808
City Indiana
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 48.72
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 49.29
Day Low 48.39
Display Name S&T Bancorp
Dividend Date 1,787,788,800
Dividend Rate 1.48
Dividend Yield 3.05
Earnings Call Timestamp End 1,792,699,200
Earnings Call Timestamp Start 1,792,699,200
Earnings Growth 0.229
Earnings Quarterly Growth 0.149
Earnings Timestamp 1,792,672,200
Earnings Timestamp End 1,792,672,200
Earnings Timestamp Start 1,792,672,200
Ebitda Margins 0.0
Enterprise To Revenue 4.375
Enterprise Value 1,770,556,288
Eps Current Year 3.94143
Eps Forward 4.00286
Eps Trailing Twelve Months 3.76
Esg Populated 0
Ex Dividend Date 1,787,011,200
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 49.7816
Fifty Day Average Change -1.0615997
Fifty Day Average Change Percent -0.021325143
Fifty Two Week Change Percent 38.696766
Fifty Two Week High 53.5
Fifty Two Week High Change -4.779999
Fifty Two Week High Change Percent -0.08934577
Fifty Two Week Low 34.72
Fifty Two Week Low Change 14.0
Fifty Two Week Low Change Percent 0.40322578
Fifty Two Week Range 34.72 - 53.5
Financial Currency USD
First Trade Date Milliseconds 703,863,000,000
Five Year Avg Dividend Yield 3.62
Float Shares 34,799,282
Forward Eps 4.00286
Forward P E 12.171298
Full Exchange Name NasdaqGS
Full Time Employees 1,209
Fullday Change 0.19000244
Fullday Change Percent 0.39151543
Fullday Price 48.72
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 404,686,016
Has Pre Post Market Data 1
Held Percent Insiders 0.01578
Held Percent Institutions 0.7561
Implied Shares Outstanding 35,265,492
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.stbancorp.com/index.cfm
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,787,011,200
Last Dividend Value 0.37
Last Fiscal Year End 1,767,139,200
Last Split Date 909,964,800
Last Split Factor 2:1
Long Business Summary S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions. In addition, it engages in non-banking activities; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
Long Name S&T Bancorp, Inc.
Market us_market
Market Cap 1,718,134,784
Market State REGULAR
Max Age 86,400
Message Board Id finmb_301262
Most Recent Quarter 1,782,777,600
Net Income To Common 140,644,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,616,081,719
Number Of Analyst Opinions 6
Open 48.53
Operating Cashflow 146,752,992
Operating Margins 0.44693002
Overall Risk 4
Payout Ratio 0.3803
Peg Ratio 1.23
Phone 800 325 2265
Previous Close 48.53
Price Eps Current Year 12.360996
Price Hint 2
Price To Book 1.2238747
Price To Sales Trailing12 Months 4.2455997
Profit Margins 0.34754002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.71429
Region US
Regular Market Change 0.19000244
Regular Market Change Percent 0.39151543
Regular Market Day High 49.29
Regular Market Day Low 48.39
Regular Market Day Range 48.39 - 49.29
Regular Market Open 48.53
Regular Market Previous Close 48.53
Regular Market Price 48.72
Regular Market Time 1,792,179,268
Regular Market Volume 108,798
Return On Assets 0.01424
Return On Equity 0.09872
Revenue Growth 0.061
Revenue Per Share 10.882
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 35,265,492
Shares Percent Shares Out 0.0683
Shares Short 2,407,914
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 2,013,052
Short Name S&T Bancorp, Inc.
Short Percent Of Float 0.082399994
Short Ratio 8.29
Source Interval 15
State PA
Symbol STBA
Target High Price 57.0
Target Low Price 51.0
Target Mean Price 53.33333
Target Median Price 53.0
Total Cash 252,875,008
Total Cash Per Share 7.171
Total Debt 311,996,992
Total Revenue 404,686,016
Tradeable 0
Trailing Annual Dividend Rate 0.72
Trailing Annual Dividend Yield 0.014836185
Trailing Eps 3.76
Trailing P E 12.957447
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 45.85945
Two Hundred Day Average Change 2.86055
Two Hundred Day Average Change Percent 0.062376454
Type Disp Equity
Volume 108,798
Website https://www.stbancorp.com
Zip 15,701