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Summit State Bank (SSBI)

Financial Services | Banks - Regional | Santa Rosa, United States | NasdaqGM
13.73 USD +0.08 (0.586%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 13.65 -0.08 (-0.080%) ⇩ (April 17, 2026, 4:10 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 1:30 p.m. EDT

SSBI appears to be a relatively stable stock with a low beta, suggesting it is less volatile than the broader market. The recent price movement shows some fluctuation but has generally remained above the 52-week low. The stock has shown a slight upward trend over the past few weeks, with a recent close of $13.69, which is slightly above the 50-day moving average. The dividend history indicates consistent payouts, with regular quarterly dividends, which is a positive sign for income-focused investors. However, the stock's price-to-book ratio is below 1, which may suggest that the market is undervaluing the company's assets. The short-term forecasting model indicates a modest upward trend, but the low R-squared values and high p-values suggest that the model's predictions may not be highly reliable. Overall, SSBI could be considered a moderate buy for short-term traders looking for a stable stock with a consistent dividend, but it may not be the most exciting opportunity in the market.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.026671
AutoARIMA0.027110
AutoTheta0.027724
MSTL0.032534

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 53%
H-stat 3.09
Ljung-Box p 0.000
Jarque-Bera p 0.168
Excess Kurtosis -1.03
Attribute Value
Sector Financial Services
Ex Dividend Date 2024-10-02
Last Dividend Date 2024-10-02
Revenue per Share 4.875
Market Cap 92,973,048
Trailing P/E 13.59
Beta 0.17
Profit Margins 20.71%
Website https://summitstatebank.com

Dividend Data

Dividend History
Date Dividend Yield %
2024-10-03 0.040000 0.567376
2024-05-15 0.120000 1.340119
2024-02-07 0.120000 1.253656
2023-11-08 0.120000 0.973698
2023-08-09 0.120000 0.724371
2023-05-10 0.120000 0.834514
2023-02-08 0.120000 0.800299
2022-11-09 0.120000 0.828901
2022-08-10 0.120000 0.849196
2022-05-11 0.120000 0.850426
2022-02-09 0.120000 0.792226
2021-11-09 0.120000 0.788525
2021-08-12 0.109091 0.809142
2021-05-13 0.109091 0.829642
2021-02-11 0.109091 0.910520
2020-11-12 0.109091 1.030721
2020-08-13 0.109091 1.336827
2020-05-14 0.109091 1.379625
2020-02-13 0.109091 1.104675
2019-11-14 0.109091 1.136468
2019-08-15 0.109091 1.190561
2019-05-16 0.109091 1.254821
2019-02-15 0.109091 1.193339
2018-11-19 0.109091 1.202135
2018-08-16 0.109091 0.951524
2018-05-17 0.109091 0.979627
2018-02-15 0.109091 1.131990
2017-11-14 0.109091 1.220057
2017-08-15 0.109091 1.231883
2017-05-16 0.109091 1.200242
2017-02-15 0.087273 0.888742
2016-11-14 0.087273 1.163102
2016-08-16 0.087273 1.160751
2016-05-16 0.087273 1.149135
2016-02-16 0.087273 1.217372
2015-11-13 0.087273 1.178750
2015-08-13 0.087273 1.240984
2015-05-14 0.087273 1.254126
2015-02-13 0.087273 1.247728
2014-11-13 0.080000 1.094679
2014-08-13 0.080000 1.205196
2014-05-13 0.080000 1.398378
2014-02-13 0.080000 1.474769
2013-11-13 0.080000 1.610509
2013-08-13 0.080000 1.623324
2013-05-13 0.080000 1.814639
2013-02-13 0.065455 1.524609
2012-11-13 0.065455 1.914984
2012-08-13 0.065455 2.123954
2012-05-11 0.065455 2.231547
2012-02-13 0.065455 2.400340
2011-11-10 0.065455 2.346843
2011-08-09 0.065455 2.348121
2011-05-09 0.065455 2.223138
2011-02-11 0.065455 2.287109
2010-11-08 0.065455 2.527583
2010-08-09 0.065455 2.542792
2010-05-07 0.065455 2.407687
2010-02-09 0.065455 3.172193
2009-11-06 0.065455 3.472530
2009-08-07 0.065455 2.383246
2009-05-08 0.065455 2.802656
2009-02-10 0.065455 2.983667
2008-11-07 0.065455 3.298201
2008-08-08 0.065455 2.774626
2008-05-08 0.065455 2.253811
2008-02-07 0.065455 2.307888
2007-11-08 0.065455 2.000263
2007-08-21 0.065455 1.862147
2007-05-08 0.065455 1.515371
2007-02-07 0.065455 1.454921
2006-11-08 0.065455 1.465998
2006-08-08 0.065455 1.262462
Additional Data
exDividendDate 2024-10-03
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.04
lastDividendDate 2024-10-03
dividendDate 2024-10-10

Info Dump

Attribute Value
52 Week Change 0.6522262
Address1 500 Bicentennial Way
All Time High 20.0
All Time Low 2.996364
Ask 13.74
Ask Size 1
Average Daily Volume10 Day 4,280
Average Daily Volume3 Month 5,543
Average Volume 5,543
Average Volume10Days 4,280
Beta 0.17
Bid 13.66
Bid Size 1
Book Value 14.941
City Santa Rosa
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 13.73
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 13.75
Day Low 13.7001
Dividend Date 1,728,518,400
Earnings Timestamp End 1,754,337,600
Earnings Timestamp Start 1,753,819,200
Ebitda Margins 0.0
Enterprise To Revenue 1.066
Enterprise Value 34,986,208
Eps Trailing Twelve Months 1.01
Esg Populated 0
Ex Dividend Date 1,727,913,600
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 707 568 7090
Fifty Day Average 13.3596
Fifty Day Average Change 0.37039948
Fifty Day Average Change Percent 0.02772534
Fifty Two Week Change Percent 65.22262
Fifty Two Week High 14.0
Fifty Two Week High Change -0.27000046
Fifty Two Week High Change Percent -0.019285748
Fifty Two Week Low 7.5
Fifty Two Week Low Change 6.2299995
Fifty Two Week Low Change Percent 0.8306666
Fifty Two Week Range 7.5 - 14.0
Financial Currency USD
First Trade Date Milliseconds 1,152,883,800,000
Five Year Avg Dividend Yield 3.14
Float Shares 5,774,716
Full Exchange Name NasdaqGM
Full Time Employees 103
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 32,808,000
Has Pre Post Market Data 1
Held Percent Insiders 0.28679
Held Percent Institutions 0.28843
Implied Shares Outstanding 6,771,526
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,727,913,600
Last Dividend Value 0.04
Last Fiscal Year End 1,767,139,200
Last Split Date 1,635,379,200
Last Split Factor 11:10
Long Business Summary Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Long Name Summit State Bank
Market us_market
Market Cap 92,973,048
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1034431
Most Recent Quarter 1,767,139,200
Net Income To Common 6,796,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 92,973,051
Open 13.7001
Operating Cashflow 6,595,000
Operating Margins 0.19047001
Payout Ratio 0.0
Phone 707 568 6000
Post Market Change -0.07999992
Post Market Change Percent -0.58266515
Post Market Price 13.65
Post Market Time 1,776,456,604
Previous Close 13.65
Price Hint 2
Price To Book 0.9189478
Price To Sales Trailing12 Months 2.833853
Profit Margins 0.20714001
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.07999992
Regular Market Change Percent 0.58608
Regular Market Day High 13.75
Regular Market Day Low 13.7001
Regular Market Day Range 13.7001 - 13.75
Regular Market Open 13.7001
Regular Market Previous Close 13.65
Regular Market Price 13.73
Regular Market Time 1,776,456,000
Regular Market Volume 7,784
Return On Assets 0.00656
Return On Equity 0.07046
Revenue Growth 3.275
Revenue Per Share 4.875
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 6,771,526
Shares Percent Shares Out 0.0017
Shares Short 11,643
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 11,323
Short Name Summit State Bank
Short Percent Of Float 0.0021
Short Ratio 2.87
Source Interval 15
State CA
Symbol SSBI
Total Cash 65,524,000
Total Cash Per Share 9.669
Total Debt 7,468,000
Total Revenue 32,808,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.01
Trailing P E 13.594059
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 12.16785
Two Hundred Day Average Change 1.56215
Two Hundred Day Average Change Percent 0.12838341
Type Disp Equity
Volume 7,784
Website https://summitstatebank.com
Zip 95,403