South Plains Financial, Inc. (SPFI)Financial Services | Banks - Regional | Lubbock, United States | NasdaqGS
44.42 USD
+1.12
(2.587%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 44.45 +0.03 (0.068%) ⇧ (April 17, 2026, 4:42 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 11, 2026, 3:02 p.m. EDT
South Plains Financial (SPFI) has shown recent momentum with a price increase near its 52-week high, supported by positive news about its merger activities and analyst upgrades. The stock offers a modest dividend yield, but the dividend growth has been steady. While the stock appears to have potential for short-term gains, the overall risk is moderate, and the long-term outlook is cautiously optimistic due to the company's growth in assets and market presence. Investors should consider the recent price action and the positive news flow as potential opportunities for both short-term and long-term investment. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.031703 |
| MSTL | 0.039963 |
| AutoETS | 0.044762 |
| AutoARIMA | 0.044764 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.99 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.284 |
| Excess Kurtosis | -1.12 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-04-26 |
| Last Dividend Date | 2026-02-01 |
| Revenue per Share | 12.693 |
| Market Cap | 725,915,840 |
| Trailing P/E | 12.91 |
| Forward P/E | 10.48 |
| Beta | 0.54 |
| Profit Margins | 28.29% |
| Website | https://www.spfi.bank |
As of April 11, 2026, 3:02 p.m. EDT: Options activity suggests mixed signals. Calls show some interest in higher prices, especially with increased open interest on the 45.0 strike for the June 18 expiration, indicating potential bullish sentiment. However, puts show limited activity, with some puts on the 45.0 strike for the June 18 expiration, suggesting caution. The low implied volatility for the September 18 expiration indicates low expectations for significant price movement in the longer term.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.40% | 1.69% | 1.91% | 1.83% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-02 | 0.17 | 0.397196 |
| 2025-10-27 | 0.16 | 0.434439 |
| 2025-07-28 | 0.16 | 0.413869 |
| 2025-04-28 | 0.15 | 0.448900 |
| 2025-02-03 | 0.15 | 0.432129 |
| 2024-10-28 | 0.15 | 0.443617 |
| 2024-07-29 | 0.14 | 0.440799 |
| 2024-04-26 | 0.14 | 0.556200 |
| 2024-01-26 | 0.13 | 0.472392 |
| 2023-10-27 | 0.13 | 0.519195 |
| 2023-07-28 | 0.13 | 0.506785 |
| 2023-04-28 | 0.13 | 0.665354 |
| 2023-01-27 | 0.13 | 0.487975 |
| 2022-10-28 | 0.12 | 0.408744 |
| 2022-07-29 | 0.12 | 0.484418 |
| 2022-04-29 | 0.11 | 0.488057 |
| 2022-01-28 | 0.11 | 0.411223 |
| 2021-10-29 | 0.09 | 0.373150 |
| 2021-07-30 | 0.09 | 0.424237 |
| 2021-04-30 | 0.07 | 0.333535 |
| 2021-01-29 | 0.05 | 0.289710 |
| 2020-10-30 | 0.05 | 0.373553 |
| 2020-07-24 | 0.03 | 0.255022 |
| 2020-04-24 | 0.03 | 0.282254 |
| 2020-01-24 | 0.03 | 0.155513 |
| 2019-10-25 | 0.03 | 0.198183 |
| 2019-07-23 | 0.03 | 0.187437 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3582183 |
| Address1 | 5,219 City Bank Parkway |
| All Time High | 45.09 |
| All Time Low | 11.3 |
| Ask | 44.39 |
| Ask Size | 1 |
| Audit Risk | 7 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 95,190 |
| Average Daily Volume3 Month | 91,601 |
| Average Volume | 91,601 |
| Average Volume10Days | 95,190 |
| Beta | 0.537 |
| Bid | 44.14 |
| Bid Size | 1 |
| Board Risk | 10 |
| Book Value | 30.309 |
| City | Lubbock |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 7 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 44.42 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 45.06 |
| Day Low | 43.51 |
| Display Name | South Plains Financial |
| Dividend Date | 1,771,286,400 |
| Dividend Rate | 0.68 |
| Dividend Yield | 1.53 |
| Earnings Call Timestamp End | 1,777,410,000 |
| Earnings Call Timestamp Start | 1,777,410,000 |
| Earnings Growth | -0.072 |
| Earnings Quarterly Growth | -0.075 |
| Earnings Timestamp | 1,777,406,400 |
| Earnings Timestamp End | 1,777,406,400 |
| Earnings Timestamp Start | 1,777,406,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.127 |
| Enterprise Value | 232,893,760 |
| Eps Current Year | 3.94 |
| Eps Forward | 4.24 |
| Eps Trailing Twelve Months | 3.44 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,777,248,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 42.0914 |
| Fifty Day Average Change | 2.328598 |
| Fifty Day Average Change Percent | 0.055322416 |
| Fifty Two Week Change Percent | 35.82183 |
| Fifty Two Week High | 45.06 |
| Fifty Two Week High Change | -0.6400032 |
| Fifty Two Week High Change Percent | -0.014203356 |
| Fifty Two Week Low | 31.488 |
| Fifty Two Week Low Change | 12.931997 |
| Fifty Two Week Low Change Percent | 0.41069603 |
| Fifty Two Week Range | 31.488 - 45.06 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,557,408,600,000 |
| Five Year Avg Dividend Yield | 1.62 |
| Float Shares | 12,607,531 |
| Forward Eps | 4.24 |
| Forward P E | 10.476416 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 545 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 206,692,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.18333 |
| Held Percent Institutions | 0.37798 |
| Implied Shares Outstanding | 16,342,095 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,769,990,400 |
| Last Dividend Value | 0.17 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas. |
| Long Name | South Plains Financial, Inc. |
| Market | us_market |
| Market Cap | 725,915,840 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_4420628 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 58,471,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 725,589,018 |
| Number Of Analyst Opinions | 3 |
| Open | 43.94 |
| Operating Cashflow | 77,490,000 |
| Operating Margins | 0.36626998 |
| Overall Risk | 8 |
| Payout Ratio | 0.18020001 |
| Phone | 806 792 7101 |
| Post Market Change | 0.030002594 |
| Post Market Change Percent | 0.067542985 |
| Post Market Price | 44.45 |
| Post Market Time | 1,776,458,564 |
| Previous Close | 43.3 |
| Price Eps Current Year | 11.274111 |
| Price Hint | 2 |
| Price To Book | 1.4655712 |
| Price To Sales Trailing12 Months | 3.5120487 |
| Profit Margins | 0.28289 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 1.12 |
| Regular Market Change Percent | 2.5866 |
| Regular Market Day High | 45.06 |
| Regular Market Day Low | 43.51 |
| Regular Market Day Range | 43.51 - 45.06 |
| Regular Market Open | 43.94 |
| Regular Market Previous Close | 43.3 |
| Regular Market Price | 44.42 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 135,277 |
| Return On Assets | 0.01342 |
| Return On Equity | 0.12537 |
| Revenue Growth | 0.028 |
| Revenue Per Share | 12.693 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 16,342,095 |
| Shares Percent Shares Out | 0.0125 |
| Shares Short | 203,674 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 82,457 |
| Short Name | South Plains Financial, Inc. |
| Short Percent Of Float | 0.0159 |
| Short Ratio | 1.89 |
| Source Interval | 15 |
| State | TX |
| Symbol | SPFI |
| Target High Price | 48.0 |
| Target Low Price | 47.0 |
| Target Mean Price | 47.66667 |
| Target Median Price | 48.0 |
| Total Cash | 561,038,976 |
| Total Cash Per Share | 34.353 |
| Total Debt | 68,491,000 |
| Total Revenue | 206,692,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.62 |
| Trailing Annual Dividend Yield | 0.014318707 |
| Trailing Eps | 3.44 |
| Trailing P E | 12.91279 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 39.728626 |
| Two Hundred Day Average Change | 4.691372 |
| Two Hundred Day Average Change Percent | 0.11808543 |
| Type Disp | Equity |
| Volume | 135,277 |
| Website | https://www.spfi.bank |
| Zip | 79,407 |