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SmartFinancial, Inc. (SMBK)

Financial Services | Banks - Regional | Knoxville, United States | NYSE
42.38 USD +1.02 (2.466%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 42.38

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★☆☆☆
Hot Take | April 11, 2026, 3:09 p.m. EDT

SMBK is showing moderate short-term momentum with recent price movements and analyst recommendations leaning towards a 'Moderate Buy.' However, the dividend yield is low, and the stock's fundamentals are not particularly strong, which limits its appeal for dividend-focused investors. While the stock has potential for short-term gains, long-term investors should consider the lack of strong fundamentals and the relatively low dividend yield.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.037386
AutoTheta0.037705
AutoARIMA0.037996
AutoETS0.038048

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.71
Ljung-Box p 0.000
Jarque-Bera p 0.164
Excess Kurtosis -1.39
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-12
Last Dividend Date 2026-02-12
Revenue per Share 11.485
Market Cap 724,633,280
Trailing P/E 14.22
Forward P/E 10.36
Beta 0.76
Profit Margins 26.13%
Website https://www.smartbank.com

As of April 11, 2026, 3:09 p.m. EDT: Options activity shows mixed signals. For calls, there's significant positioning in the 40.0 strike with ATM IV of 0.96, indicating some bullish sentiment. However, puts show higher IV at ATM (1.93) and notable OI in the 35.0 and 40.0 strikes, suggesting potential bearish or defensive positioning. The overall low volume in options might indicate limited speculative activity, but the presence of ATM puts could signal caution.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.19% 0.93% 1.18% 1.14%
Dividend History
Date Dividend Yield %
2026-02-13 0.080000 0.192911
2025-11-17 0.080000 0.231593
2025-08-08 0.080000 0.241748
2025-05-02 0.080000 0.261032
2025-01-31 0.080000 0.228987
2024-11-12 0.080000 0.222565
2024-08-09 0.080000 0.304666
2024-05-09 0.080000 0.359131
2024-02-01 0.080000 0.356334
2023-11-10 0.080000 0.385496
2023-08-10 0.080000 0.335903
2023-05-11 0.080000 0.412266
2023-02-09 0.080000 0.305484
2022-11-10 0.070000 0.243072
2022-08-11 0.070000 0.278926
2022-05-12 0.070000 0.300004
2022-02-10 0.070000 0.279837
2021-11-10 0.060000 0.235112
2021-08-05 0.060000 0.255275
2021-05-06 0.060000 0.262497
2021-02-11 0.060000 0.306082
2020-11-06 0.050000 0.357642
2020-08-06 0.050000 0.366230
2020-05-07 0.050000 0.391235
2020-02-06 0.050000 0.243681
2019-11-20 0.050000 0.241593
2009-06-10 0.117647 0.538021
2009-03-11 0.274510 2.102822
2008-12-17 0.274510 1.416564
2008-09-18 0.274510 1.250467
2008-06-11 0.274510 0.987993
2008-03-12 0.274510 0.984409
2007-12-12 0.274510 0.730623
2007-09-14 0.196078 0.471649
2007-06-14 0.196078 0.393382
2007-03-14 0.196078 0.388142
2006-12-13 0.098039 0.182550
2006-09-13 0.117647 0.269513
2006-06-08 0.117647 0.291871
2006-03-13 0.117647 0.270289
2005-12-15 0.117647 0.307426
2005-06-16 0.156863 0.525135
2004-12-22 0.196078 0.753539
Additional Data
dividendRate 0.32
dividendYield 0.76
exDividendDate 2026-02-13
trailingAnnualDividendRate 0.32
trailingAnnualDividendYield 0.0077369437
lastDividendValue 0.08
lastDividendDate 2026-02-13
dividendDate 2026-03-02

Info Dump

Attribute Value
52 Week Change 0.45942128
Address1 5,401 Kingston Pike
Address2 Suite 600
All Time High 66.666664
All Time Low 3.0
Ask 44.1
Ask Size 100
Audit Risk 4
Average Analyst Rating 2.6 - Hold
Average Daily Volume10 Day 60,570
Average Daily Volume3 Month 73,686
Average Volume 73,686
Average Volume10Days 60,570
Beta 0.756
Bid 16.74
Bid Size 100
Board Risk 6
Book Value 32.437
City Knoxville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 42.38
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 43.06
Day Low 41.33
Display Name SmartFinancial
Dividend Date 1,772,409,600
Dividend Rate 0.32
Dividend Yield 0.76
Earnings Call Timestamp End 1,776,693,600
Earnings Call Timestamp Start 1,776,693,600
Earnings Growth 0.42
Earnings Quarterly Growth 0.421
Earnings Timestamp 1,776,688,200
Earnings Timestamp End 1,776,688,200
Earnings Timestamp Start 1,776,688,200
Ebitda Margins 0.0
Enterprise To Revenue 1.941
Enterprise Value 374,017,536
Eps Current Year 3.544
Eps Forward 4.092
Eps Trailing Twelve Months 2.98
Esg Populated 0
Ex Dividend Date 1,770,940,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.1392
Fifty Day Average Change 2.2408028
Fifty Day Average Change Percent 0.055825796
Fifty Two Week Change Percent 45.942127
Fifty Two Week High 43.91
Fifty Two Week High Change -1.5299988
Fifty Two Week High Change Percent -0.03484397
Fifty Two Week Low 28.08
Fifty Two Week Low Change 14.300001
Fifty Two Week Low Change Percent 0.5092593
Fifty Two Week Range 28.08 - 43.91
Financial Currency USD
First Trade Date Milliseconds 1,065,533,400,000
Five Year Avg Dividend Yield 1.07
Float Shares 15,057,472
Forward Eps 4.092
Forward P E 10.356794
Full Exchange Name NYSE
Full Time Employees 581
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 192,706,000
Has Pre Post Market Data 1
Held Percent Insiders 0.112440005
Held Percent Institutions 0.64217
Implied Shares Outstanding 17,098,473
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.cscbank.com/investor-relations/
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,940,800
Last Dividend Value 0.08
Last Fiscal Year End 1,767,139,200
Last Split Date 1,442,966,400
Last Split Factor 1:4
Long Business Summary SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.
Long Name SmartFinancial, Inc.
Market us_market
Market Cap 724,633,280
Market State CLOSED
Max Age 86,400
Message Board Id finmb_142913479
Most Recent Quarter 1,767,139,200
Net Income To Common 50,347,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 724,633,285
Number Of Analyst Opinions 5
Open 42.04
Operating Cashflow 61,724,000
Operating Margins 0.38817
Overall Risk 5
Payout Ratio 0.1074
Phone 865 437 5700
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 42.38
Post Market Time 1,776,464,941
Previous Close 41.36
Price Eps Current Year 11.95824
Price Hint 2
Price To Book 1.3065327
Price To Sales Trailing12 Months 3.7603047
Profit Margins 0.26126
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.6
Region US
Regular Market Change 1.02
Regular Market Change Percent 2.46615
Regular Market Day High 43.06
Regular Market Day Low 41.33
Regular Market Day Range 41.33 - 43.06
Regular Market Open 42.04
Regular Market Previous Close 41.36
Regular Market Price 42.38
Regular Market Time 1,776,456,003
Regular Market Volume 67,664
Return On Assets 0.00904
Return On Equity 0.09645
Revenue Growth 0.101
Revenue Per Share 11.485
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 17,098,473
Shares Percent Shares Out 0.0121
Shares Short 206,451
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 114,165
Short Name SmartFinancial, Inc.
Short Percent Of Float 0.012999999
Short Ratio 2.66
Source Interval 15
State TN
Symbol SMBK
Target High Price 47.0
Target Low Price 42.0
Target Mean Price 43.8
Target Median Price 42.5
Total Cash 477,616,000
Total Cash Per Share 27.936
Total Debt 126,951,000
Total Revenue 192,706,000
Tradeable 0
Trailing Annual Dividend Rate 0.32
Trailing Annual Dividend Yield 0.0077369437
Trailing Eps 2.98
Trailing P E 14.221477
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 37.36065
Two Hundred Day Average Change 5.019352
Two Hundred Day Average Change Percent 0.13434863
Type Disp Equity
Volume 67,664
Website https://www.smartbank.com
Zip 37,919