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Southern Missouri Bancorp, Inc. (SMBC)

Financial Services | Banks - Regional | Poplar Bluff, United States | NasdaqGM
73.98 USD -0.34 (-0.457%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 73.98

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 5:05 a.m. EDT

The investment case here is built on a resilient regional bank franchise that has successfully navigated a decade of volatility, culminating in a massive 135% gain over the last nine years. Fundamentally, the company is a standout: it trades at a reasonable multiple of book value, boasts a robust 12% return on equity, and is generating strong operating cash flows. Crucially, the recent price action shows the market is finally rewarding this quality, with the stock breaking out of its long consolidation range and trading well above its 200-day average. While the statistical forecasting model offers only a moderate signal for the immediate future, the divergence between the strong underlying business metrics and the recent price appreciation suggests the trend is just beginning. The management team's commitment to returning capital is evident in the recent dividend hike, which now sits at a healthy 1.4% yield. This is a solid core holding for investors seeking exposure to a well-run regional lender that appears to be entering a new phase of growth.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.021873
AutoTheta0.021888
AutoETS0.025026
AutoARIMA0.040096

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 60%
H-stat 0.81
Ljung-Box p 0.000
Jarque-Bera p 0.317
Excess Kurtosis -1.10
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-13
Last Dividend Date 2026-08-13
Revenue per Share 16.624
Market Cap 814,601,856
Trailing P/E 11.58
Forward P/E 10.35
Beta 0.86
Profit Margins 36.26%
Website https://www.bankwithsouthern.com

As of Aug. 22, 2026, 5:05 a.m. EDT: Speculators are positioning for a modest upside move, evidenced by heavy call volume at the $75 strike and significant open interest at $80, while put activity remains sparse and concentrated far out-of-the-money. Implied volatility is elevated relative to historical norms, suggesting a belief in near-term price expansion rather than a crash.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.35% 1.57% 1.69% 1.72%
Dividend History
Date Dividend Yield %
2026-08-14 0.27000 0.351746
2026-05-15 0.25000 0.375263
2026-02-13 0.25000 0.387237
2025-11-14 0.25000 0.459221
2025-08-15 0.25000 0.464770
2025-05-15 0.23000 0.416290
2025-02-14 0.23000 0.382823
2024-11-15 0.23000 0.349704
2024-08-15 0.23000 0.428944
2024-05-14 0.21000 0.500000
2024-02-14 0.21000 0.495283
2023-11-14 0.21000 0.462759
2023-08-14 0.21000 0.462250
2023-05-12 0.21000 0.663088
2023-02-14 0.21000 0.439422
2022-11-14 0.21000 0.408719
2022-08-12 0.21000 0.386669
2022-05-12 0.20000 0.458505
2022-02-14 0.20000 0.375235
2021-11-12 0.20000 0.350385
2021-08-12 0.20000 0.439657
2021-05-13 0.16000 0.364880
2021-02-11 0.16000 0.457273
2020-11-12 0.15000 0.533618
2020-08-13 0.15000 0.657895
2020-05-14 0.15000 0.760264
2020-02-13 0.15000 0.408497
2019-11-14 0.15000 0.404968
2019-08-14 0.15000 0.454545
2019-05-14 0.13000 0.392157
2019-02-14 0.13000 0.374964
2018-11-14 0.13000 0.381791
2018-08-14 0.13000 0.329949
2018-05-14 0.11000 0.320419
2018-02-14 0.11000 0.301452
2017-11-14 0.11000 0.297780
2017-08-11 0.11000 0.354610
2017-05-11 0.10000 0.308356
2017-02-13 0.10000 0.282885
2016-11-10 0.10000 0.389105
2016-08-11 0.10000 0.404367
2016-05-11 0.09000 0.363636
2016-02-10 0.09000 0.387430
2015-11-10 0.09000 0.398230
2015-08-12 0.09000 0.462012
2015-05-13 0.08500 0.447604
2015-02-11 0.08500 0.447368
2014-11-12 0.08500 0.453333
2014-08-13 0.08500 0.483367
2014-05-13 0.08000 0.452489
2014-02-12 0.08000 0.488550
2013-11-13 0.08000 0.516462
2013-08-13 0.08000 0.561404
2013-05-13 0.07500 0.580945
2013-02-13 0.07500 0.596896
2012-11-13 0.07500 0.623960
2012-08-13 0.07500 0.652174
2012-05-11 0.06000 0.504414
2012-02-13 0.06000 0.524476
2011-11-10 0.06000 0.521739
2011-08-11 0.06000 0.571429
2011-05-11 0.06000 0.536433
2011-02-11 0.06000 0.606061
2010-11-10 0.06000 0.769231
2010-08-11 0.06000 0.797342
2010-05-12 0.06000 0.783801
2010-02-10 0.06000 0.896191
2009-11-10 0.06000 1.081081
2009-08-12 0.06000 1.093892
2009-05-13 0.06000 1.136364
2009-02-11 0.06000 1.230769
2008-11-12 0.06000 0.960000
2008-08-13 0.06000 0.803213
2008-05-13 0.05000 0.666667
2008-02-13 0.05000 0.666667
2007-11-13 0.05000 0.672495
2007-08-13 0.05000 0.680272
2007-05-11 0.04500 0.604027
2007-02-13 0.04500 0.591716
2006-11-13 0.04500 0.600000
2006-08-11 0.04500 0.617708
2006-05-11 0.04500 0.600000
2006-02-13 0.04500 0.663717
2005-11-10 0.04500 0.591716
2005-08-25 0.04500 0.624566
2005-05-12 0.04500 0.602007
2005-02-11 0.04500 0.517241
2004-11-10 0.04500 0.521739
2004-08-12 0.04500 0.581771
2004-05-12 0.04500 0.562500
2004-02-11 0.04500 0.573248
2003-11-12 0.04500 0.630694
2003-08-13 0.04500 0.644007
2003-05-13 0.03500 0.577082
2003-02-12 0.03500 0.613497
2002-11-13 0.03500 0.714650
2002-08-13 0.03500 0.786517
2002-05-13 0.03125 0.671321
2002-02-13 0.03125 0.730994
2001-11-14 0.03125 0.778331
2001-08-13 0.03125 0.796178
2001-05-11 0.03125 0.944822
2001-02-13 0.03125 0.943396
2000-11-13 0.03125 0.990099
2000-08-11 0.03125 0.990099
2000-05-11 0.03125 1.000000
2000-02-10 0.03125 1.063830
1999-11-09 0.03125 0.985222
1999-08-10 0.03125 0.892857
1999-05-12 0.03125 0.917431
1999-02-10 0.03125 0.840336
1998-11-13 0.03125 0.738007
1998-08-12 0.03125 0.704225
1998-05-12 0.03125 0.609756
1998-02-10 0.03125 0.641026
1997-11-07 0.03125 0.684932
1997-08-12 0.03125 0.724638
1997-05-13 0.03125 0.775194
1997-02-18 0.03125 0.769231
1996-11-15 0.03125 0.884956
1996-08-13 0.03125 0.869565
1996-05-13 0.03125 0.892857
1996-02-12 0.03125 0.819672
1995-11-13 0.03125 0.769231
1995-08-11 0.03125 0.847458
1995-05-09 0.03125 0.854701
Additional Data
dividendRate 1.02
dividendYield 1.37
exDividendDate 2026-08-14
trailingAnnualDividendRate 0.98
trailingAnnualDividendYield 0.013186222
lastDividendValue 0.27
lastDividendDate 2026-08-14
dividendDate 2026-08-31

Info Dump

Attribute Value
52 Week Change 0.2960757
Address1 2,991 Oak Grove Road
All Time High 79.86
All Time Low 2.125
Ask 101.76
Ask Size 2
Audit Risk 3
Average Daily Volume10 Day 100,940
Average Daily Volume3 Month 110,384
Average Volume 110,384
Average Volume10Days 100,940
Beta 0.862
Bid 57.01
Bid Size 2
Board Risk 7
Book Value 52.066
City Poplar Bluff
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 73.98
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 74.99
Day Low 73.705
Display Name Southern Missouri Bancorp
Dividend Date 1,788,134,400
Dividend Rate 1.02
Dividend Yield 1.37
Earnings Call Timestamp End 1,784,817,000
Earnings Call Timestamp Start 1,784,817,000
Earnings Growth 0.317
Earnings Quarterly Growth 0.285
Earnings Timestamp End 1,792,612,800
Earnings Timestamp Start 1,792,612,800
Ebitda Margins 0.0
Enterprise To Revenue 4.793
Enterprise Value 890,160,448
Eps Current Year 6.725
Eps Forward 7.15
Eps Trailing Twelve Months 6.39
Esg Populated 0
Ex Dividend Date 1,786,665,600
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 76.094
Fifty Day Average Change -2.1139984
Fifty Day Average Change Percent -0.027781406
Fifty Two Week Change Percent 29.60757
Fifty Two Week High 79.86
Fifty Two Week High Change -5.8799973
Fifty Two Week High Change Percent -0.07362881
Fifty Two Week Low 47.6
Fifty Two Week Low Change 26.380005
Fifty Two Week Low Change Percent 0.5542018
Fifty Two Week Range 47.6 - 79.86
Financial Currency USD
First Trade Date Milliseconds 766,157,400,000
Five Year Avg Dividend Yield 1.68
Float Shares 9,289,042
Forward Eps 7.15
Forward P E 10.346853
Full Exchange Name NasdaqGM
Full Time Employees 696
Fullday Change -0.339996
Fullday Change Percent -0.457476
Fullday Price 73.98
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 185,734,000
Has Pre Post Market Data 1
Held Percent Insiders 0.14588
Held Percent Institutions 0.58896
Implied Shares Outstanding 11,011,109
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,665,600
Last Dividend Value 0.27
Last Fiscal Year End 1,751,241,600
Last Split Date 1,422,835,200
Last Split Factor 2:1
Long Business Summary Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans. In addition, the company offers fiduciary and investment management services; commercial and consumer insurance products; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
Long Name Southern Missouri Bancorp, Inc.
Market us_market
Market Cap 814,601,856
Market State CLOSED
Max Age 86,400
Message Board Id finmb_349262
Most Recent Quarter 1,782,777,600
Net Income To Common 67,047,000
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 818,345,620
Number Of Analyst Opinions 3
Open 74.4
Operating Cashflow 93,871,000
Operating Margins 0.49929002
Overall Risk 6
Payout Ratio 0.1558
Peg Ratio 1.07
Phone 573 778 1800
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 73.98
Post Market Time 1,787,959,806
Previous Close 74.32
Price Eps Current Year 11.000744
Price Hint 2
Price To Book 1.4208889
Price To Sales Trailing12 Months 4.3858523
Profit Margins 0.36259
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.339996
Regular Market Change Percent -0.457476
Regular Market Day High 74.99
Regular Market Day Low 73.705
Regular Market Day Range 73.705 - 74.99
Regular Market Open 74.4
Regular Market Previous Close 74.32
Regular Market Price 73.98
Regular Market Time 1,787,947,201
Regular Market Volume 117,766
Return On Assets 0.013309999
Return On Equity 0.12219
Revenue Growth 0.077
Revenue Per Share 16.624
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 11,011,109
Shares Percent Shares Out 0.0306
Shares Short 337,227
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 260,592
Short Name Southern Missouri Bancorp, Inc.
Short Percent Of Float 0.0363
Short Ratio 3.67
Source Interval 15
State MO
Symbol SMBC
Target High Price 85.0
Target Low Price 83.0
Target Mean Price 83.66667
Target Median Price 83.0
Total Cash 90,966,000
Total Cash Per Share 8.258
Total Debt 166,190,000
Total Revenue 185,734,000
Tradeable 0
Trailing Annual Dividend Rate 0.98
Trailing Annual Dividend Yield 0.013186222
Trailing Eps 6.39
Trailing P E 11.577466
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 66.71045
Two Hundred Day Average Change 7.269554
Two Hundred Day Average Change Percent 0.108971745
Type Disp Equity
Volume 117,766
Website https://www.bankwithsouthern.com
Zip 63,901