SLM Corporation (SLMBP)Financial Services | Credit Services | Newark, United States | NasdaqGS
74.68 USD
+0.22
(0.295%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 2:54 a.m. EDT
The immediate outlook is clouded by a distinct lack of upward momentum; the stock has drifted lower over the last two weeks, trading below its key moving averages, which suggests a neutral-to-slightly-bearish bias for the next month despite the recent earnings beat. However, the long-term picture is significantly more compelling, driven by a robust recovery in business fundamentals. While the price chart shows a single year of decline, the underlying economics tell a different story: the company boasts exceptional profitability with a 45% profit margin and a 31% return on equity, alongside a massive 35% surge in earnings per year-over-year. This divergence between a lagging price trend and accelerating earnings quality indicates the market may be undervaluing the turnaround, justifying a solid buy rating for a multi-year horizon. The dividend profile supports this view, offering a nearly 8% yield that has been aggressively increased over the last few years, signaling management confidence in cash generation even as the stock price fluctuates. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.004458 |
| AutoETS | 0.004620 |
| AutoARIMA | 0.004651 |
| MSTL_63_126 | 0.007452 |
| AutoTheta | 0.008665 |
| MSTL_126 | 0.010351 |
| MSTL_63 | 0.015229 |
Forecast horizon: 60 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 54% |
| H-stat | 2.04 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.10 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-03 |
| Last Dividend Date | 2026-06-03 |
| Debt to Equity Ratio | 253.081 |
| Revenue per Share | 8.19 |
| Trailing P/E | 34.82 |
| Beta | 0.96 |
| Profit Margins | 44.93% |
| Website | https://www.salliemae.com |
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.92% | 7.98% | 9.25% | 8.16% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-04 | 1.427 | 1.919301 |
| 2026-03-05 | 1.433 | 1.911176 |
| 2025-12-04 | 1.512 | 2.043243 |
| 2025-09-04 | 1.585 | 2.109677 |
| 2025-06-05 | 1.582 | 2.019660 |
| 2025-03-05 | 1.595 | 2.139504 |
| 2024-12-05 | 1.745 | 2.357471 |
| 2024-09-05 | 1.847 | 2.442153 |
| 2024-06-06 | 1.904 | 2.514527 |
| 2024-03-01 | 1.855 | 2.568896 |
| 2023-12-01 | 1.863 | 2.766147 |
| 2023-08-31 | 1.842 | 2.970489 |
| 2023-06-01 | 1.697 | 3.127534 |
| 2023-03-02 | 1.609 | 2.483025 |
| 2022-12-01 | 1.310 | 2.259010 |
| 2022-09-01 | 0.946 | 1.652690 |
| 2022-06-02 | 0.661 | 1.169498 |
| 2022-03-03 | 0.478 | 0.845868 |
| 2021-12-02 | 0.460 | 0.763232 |
| 2021-09-02 | 0.465 | 0.757576 |
| 2021-06-03 | 0.483 | 0.813679 |
| 2021-03-04 | 0.480 | 0.880734 |
| 2020-12-03 | 0.490 | 1.043663 |
| 2020-09-03 | 0.516 | 1.495652 |
| 2020-06-04 | 0.643 | 1.726638 |
| 2020-03-05 | 0.910 | 1.627325 |
| 2019-12-05 | 0.971 | 1.885071 |
| 2019-09-05 | 1.037 | 1.819298 |
| 2019-06-06 | 1.127 | 1.770899 |
| 2019-03-04 | 1.100 | 1.633744 |
| 2018-12-06 | 1.020 | 1.624204 |
| 2018-09-06 | 1.054 | 1.484507 |
| 2018-06-04 | 0.983 | 1.396307 |
| 2018-03-02 | 0.825 | 1.195652 |
| 2017-12-04 | 0.764 | 1.099281 |
| 2017-08-30 | 0.754 | 1.081934 |
| 2017-06-01 | 0.725 | 1.026331 |
| 2017-03-01 | 0.668 | 1.027692 |
| 2016-12-01 | 0.646 | 1.179909 |
| 2016-08-31 | 0.602 | 1.212976 |
| 2016-06-01 | 0.598 | 1.215447 |
| 2016-03-02 | 0.561 | 1.420253 |
| 2015-12-02 | 0.515 | 1.150838 |
| 2015-09-02 | 0.508 | 0.927854 |
| 2015-06-03 | 0.498 | 0.823140 |
| 2015-03-04 | 0.491 | 0.760062 |
| 2014-12-03 | 0.489 | 0.711273 |
| 2014-09-03 | 0.488 | 0.650667 |
| 2014-06-04 | 0.489 | 0.672812 |
| 2014-03-05 | 0.491 | 0.715848 |
| 2013-12-04 | 0.494 | 0.717085 |
| 2013-09-04 | 0.499 | 0.705799 |
| 2013-06-05 | 0.517 | 0.748191 |
| 2013-03-01 | 0.491 | 0.857642 |
| 2012-12-05 | 0.527 | 1.007263 |
| 2012-09-05 | 0.566 | 1.204255 |
| 2012-06-01 | 0.555 | 1.259932 |
| 2012-03-01 | 0.570 | 1.185771 |
| 2011-12-01 | 0.518 | 1.272727 |
| 2011-08-31 | 0.497 | 1.134703 |
| 2011-06-01 | 0.258 | 0.441403 |
| 2011-03-02 | 0.250 | 0.474383 |
| 2010-12-01 | 0.251 | 0.612195 |
| 2010-09-01 | 0.316 | 0.911188 |
| 2010-06-02 | 0.245 | 0.492363 |
| 2010-03-03 | 0.238 | 0.479066 |
| 2009-12-02 | 0.252 | 0.646154 |
| 2009-09-02 | 0.338 | 1.130813 |
| 2009-06-03 | 0.510 | 1.950287 |
| 2009-03-04 | 0.663 | 5.179687 |
| 2008-12-03 | 0.889 | 3.687267 |
| 2008-09-03 | 0.888 | 2.211155 |
| 2008-06-04 | 0.876 | 1.564286 |
| 2008-03-05 | 1.432 | 2.464716 |
| 2007-12-05 | 1.604 | 2.662683 |
| 2007-09-05 | 1.582 | 2.141020 |
| 2007-06-01 | 1.546 | 1.781106 |
| 2007-03-01 | 1.515 | 1.446301 |
| 2006-12-01 | 1.539 | 1.483373 |
| 2006-08-31 | 1.544 | 1.477512 |
| 2006-06-01 | 1.435 | 1.393204 |
| 2006-03-01 | 1.298 | 1.253622 |
| 2005-11-30 | 1.156 | 1.134334 |
| 2005-08-31 | 1.119 | 1.110560 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.015037596 |
| Address1 | 300 Continental Drive |
| All Time High | 105.75 |
| All Time Low | 9.25 |
| Ask | 96.12 |
| Ask Size | 2 |
| Average Daily Volume10 Day | 5,780 |
| Average Daily Volume3 Month | 3,488 |
| Average Volume | 3,488 |
| Average Volume10Days | 5,780 |
| Beta | 0.955 |
| Bid | 52.49 |
| Bid Size | 2 |
| Book Value | 11.042 |
| City | Newark |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 74.68 |
| Current Ratio | 1.301 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 75.08 |
| Day Low | 73.6001 |
| Debt To Equity | 253.081 |
| Dividend Date | 1,781,481,600 |
| Dividend Rate | 5.96 |
| Dividend Yield | 7.98 |
| Earnings Call Timestamp End | 1,745,530,200 |
| Earnings Call Timestamp Start | 1,745,530,200 |
| Earnings Growth | 0.1 |
| Earnings Quarterly Growth | 0.011 |
| Earnings Timestamp End | 1,753,704,000 |
| Earnings Timestamp Start | 1,753,181,940 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 9.186 |
| Enterprise Value | 15,298,457,600 |
| Eps Trailing Twelve Months | 2.145 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,780,531,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 74.7196 |
| Fifty Day Average Change | -0.039596558 |
| Fifty Day Average Change Percent | -0.00052993535 |
| Fifty Two Week Change Percent | -1.5037596 |
| Fifty Two Week High | 83.05 |
| Fifty Two Week High Change | -8.370003 |
| Fifty Two Week High Change Percent | -0.10078269 |
| Fifty Two Week Low | 70.58 |
| Fifty Two Week Low Change | 4.0999985 |
| Fifty Two Week Low Change Percent | 0.058090087 |
| Fifty Two Week Range | 70.58 - 83.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,121,088,600,000 |
| Five Year Avg Dividend Yield | 7.34 |
| Float Shares | 186,383,915 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,788 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 1.0 |
| Gross Profits | 1,665,432,064 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.00112 |
| Held Percent Institutions | 0.25889 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ir Website | https://www.salliemae.com/about/investors/ |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,780,531,200 |
| Last Dividend Value | 1.427 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware. |
| Long Name | SLM Corporation |
| Market | us_market |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_301714 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 732,937,024 |
| Next Fiscal Year End | 1,798,675,200 |
| Open | 73.857 |
| Operating Cashflow | -328,494,016 |
| Operating Margins | 0.70058995 |
| Phone | 302 451 4911 |
| Previous Close | 74.46 |
| Price Hint | 2 |
| Price To Book | 6.7632675 |
| Profit Margins | 0.44929 |
| Quick Ratio | 1.279 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.22000122 |
| Regular Market Change Percent | 0.2954623 |
| Regular Market Day High | 75.08 |
| Regular Market Day Low | 73.6001 |
| Regular Market Day Range | 73.6001 - 75.08 |
| Regular Market Open | 73.857 |
| Regular Market Previous Close | 74.46 |
| Regular Market Price | 74.68 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 1,032 |
| Return On Assets | 0.02567 |
| Return On Equity | 0.3093 |
| Revenue Growth | 0.025 |
| Revenue Per Share | 8.19 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 435,660,992 |
| Shares Short | 7,591 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 7,429 |
| Short Name | SLM Corporation - Floating Rate |
| Short Ratio | 2.94 |
| Source Interval | 15 |
| State | DE |
| Symbol | SLMBP |
| Total Cash | 5,203,270,144 |
| Total Cash Per Share | 27.591 |
| Total Debt | 6,169,181,184 |
| Total Revenue | 1,665,432,064 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 0.006983615 |
| Trailing Eps | 2.145 |
| Trailing P E | 34.815853 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 74.76655 |
| Two Hundred Day Average Change | -0.08654785 |
| Two Hundred Day Average Change Percent | -0.0011575745 |
| Type Disp | Equity |
| Volume | 1,032 |
| Website | https://www.salliemae.com |
| Zip | 19,713 |