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SLM Corporation (SLM)

Financial Services | Credit Services | Newark, United States | NasdaqGS
22.79 USD -0.32 (-1.385%) ⇩ (April 21, 2026, 4 p.m. EDT)
Short-term:★☆☆☆☆Long-term:★★★★☆Dividends:★★★★☆
Hot Take ↕ | April 19, 2026, 12:58 a.m. EDT

The modern data-based model is screaming downside (-4.8%), yet the commercial flow is aggressively buying the dip on OTM calls, a classic 'distress call' setup. Price should likely hold within the 20-22 consolidation band as speculators fixate on the earnings beat. Long-term fundamentals (high ROE, low P/E) remain robust, but the immediate term suggests a sideways 'anchor volatility' play rather than a pure momentum trade.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.196884
AutoETS0.206087
MSTL0.207269
AutoARIMA0.216940

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 54%
H-stat 2.89
Ljung-Box p 0.000
Jarque-Bera p 0.084
Excess Kurtosis -0.78
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-04
Last Dividend Date 2026-03-04
Debt to Equity Ratio 240.19
Revenue per Share 7.973
Market Cap 4,515,943,936
Trailing P/E 6.59
Forward P/E 6.99
Beta 1.06
Profit Margins 45.10%
Website https://www.salliemae.com

As of April 19, 2026, 12:58 a.m. EDT: Options data reveals a high degree of speculative contrarian positioning. While the model predicts a -4.8% drop, Unusual Activity Discrepancy (UAD) is flashing 'High Confidence' on OTM calls (Vol >> OI). Traders are placing heavy volume in OTM 25-28 strikes for July onward, significantly outweighing the open interest in lower strikes. This creates a massive disparity between analytically predicted downside and speculative flow, which historically tends to dampen negative price action or trigger a 'vega' bounce in the near term.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.65% 1.92% 2.27% 2.28%
Dividend History
Date Dividend Yield %
2026-03-05 0.130000 0.653595
2025-12-04 0.130000 0.433907
2025-09-04 0.130000 0.413704
2025-06-05 0.130000 0.414932
2025-03-05 0.130000 0.452768
2024-12-05 0.130000 0.506735
2024-09-05 0.110000 0.540792
2024-06-06 0.110000 0.547793
2024-03-01 0.110000 0.552548
2023-12-01 0.110000 0.730990
2023-08-31 0.110000 0.813430
2023-06-01 0.110000 0.758486
2023-03-02 0.110000 0.839247
2022-12-01 0.110000 0.684582
2022-09-01 0.110000 0.806850
2022-06-02 0.110000 0.614095
2022-03-03 0.110000 0.651294
2021-12-02 0.110000 0.658558
2021-09-02 0.030000 0.179450
2021-06-03 0.030000 0.166069
2021-03-04 0.030000 0.209171
2020-12-03 0.030000 0.292665
2020-09-03 0.030000 0.443254
2020-06-04 0.030000 0.415393
2020-03-05 0.030000 0.325885
2019-12-05 0.030000 0.404200
2019-09-05 0.030000 0.390317
2019-06-06 0.030000 0.343322
2019-03-04 0.030000 0.306506
2014-03-05 0.053610 0.708203
2013-12-04 0.053610 0.651663
2013-09-04 0.053610 0.719011
2013-06-05 0.053610 0.743756
2013-02-27 0.053610 0.931722
2012-12-05 0.044675 0.878938
2012-09-05 0.044675 0.963394
2012-05-30 0.044675 1.070663
2012-02-29 0.044675 0.962533
2011-11-30 0.035740 0.949537
2011-08-31 0.035740 0.898182
2011-06-01 0.035740 0.749756
2007-02-28 0.089350 0.732520
2006-11-29 0.089350 0.694369
2006-08-30 0.089350 0.660730
2006-05-31 0.089350 0.590999
2006-03-01 0.078628 0.490233
2005-11-30 0.078628 0.536637
2005-08-31 0.078628 0.569185
2005-06-01 0.078628 0.581323
2005-03-02 0.067906 0.504660
2004-12-01 0.067906 0.482925
2004-09-01 0.067906 0.641879
2004-06-02 0.067906 0.654824
2004-03-03 0.060758 0.535242
2003-12-03 0.060758 0.600347
2003-09-03 0.060758 0.567637
2003-06-04 0.060758 0.564360
2003-03-05 0.029783 0.310400
2002-12-04 0.029783 0.334437
2002-09-04 0.023827 0.292995
2002-06-05 0.023827 0.284936
2002-02-27 0.023827 0.292629
2001-12-05 0.023827 0.320942
2001-05-30 0.020848 0.349215
2001-02-28 0.020848 0.329758
2000-11-29 0.020848 0.433959
2000-08-30 0.019061 0.573057
2000-05-31 0.019061 0.655542
2000-03-01 0.019061 0.688000
1999-12-01 0.019061 0.451114
1999-09-01 0.017870 0.460382
1999-06-02 0.017870 0.500389
1999-02-24 0.017870 0.509759
1998-12-02 0.017870 0.467875
1998-09-02 0.016679 0.543932
1998-06-03 0.016679 0.519259
1998-02-25 0.016679 0.478963
1997-12-03 0.016679 0.512666
1997-09-03 0.014977 0.449722
1997-06-04 0.014977 0.526742
1997-02-24 0.014977 0.618445
1996-12-03 0.014977 0.675985
1996-09-03 0.013615 0.792127
1996-06-04 0.013615 0.801891
1996-02-22 0.013615 0.713669
1995-12-04 0.013615 0.847826
1995-08-31 0.012594 1.020098
1995-06-02 0.012594 1.176549
1995-02-16 0.012594 1.509307
1994-11-30 0.012594 1.652140
1994-08-29 0.011913 1.447660
1994-06-02 0.011913 1.400590
1994-02-17 0.011913 1.142268
1993-12-01 0.011913 1.244177
1993-08-27 0.010211 1.051318
1993-06-02 0.010211 1.084877
1993-02-22 0.010211 1.045302
1992-12-01 0.010211 0.748344
1992-08-28 0.008509 0.554366
1992-05-29 0.008509 0.624986
1992-02-20 0.008509 0.665444
1991-12-02 0.008509 0.670718
1991-08-27 0.006808 0.508933
1991-05-29 0.006808 0.622356
1991-02-20 0.006808 0.673331
1990-12-03 0.006808 0.822692
1990-08-28 0.004425 0.537355
1990-05-30 0.004425 0.428895
1990-02-21 0.004425 0.525957
1989-12-01 0.004425 0.447649
1989-08-28 0.003404 0.396312
1989-05-24 0.003404 0.439234
1989-02-22 0.002723 0.377951
1988-12-01 0.002723 0.422339
1988-08-26 0.001838 0.303458
1988-05-31 0.001838 0.299126
1988-02-23 0.001838 0.304535
1987-12-01 0.001838 0.350765
1987-08-25 0.001225 0.179984
1987-06-01 0.001225 0.219685
1987-02-24 0.001225 0.195907
Additional Data
dividendRate 0.52
dividendYield 2.28
exDividendDate 2026-03-05
trailingAnnualDividendRate 0.52
trailingAnnualDividendYield 0.022501081
lastDividendValue 0.13
lastDividendDate 2026-03-05
dividendDate 2026-03-16

Info Dump

Attribute Value
52 Week Change -0.16058934
Address1 300 Continental Drive
All Time High 34.97
All Time Low 0.282515
Ask 22.82
Ask Size 5
Audit Risk 2
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 3,153,080
Average Daily Volume3 Month 4,081,678
Average Volume 4,081,678
Average Volume10Days 3,153,080
Beta 1.055
Bid 22.74
Bid Size 5
Board Risk 1
Book Value 11.042
City Newark
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 22.79
Current Ratio 1.282
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 23.5
Day Low 22.725
Debt To Equity 240.19
Display Name SLM
Dividend Date 1,773,619,200
Dividend Rate 0.52
Dividend Yield 2.28
Earnings Call Timestamp End 1,776,979,800
Earnings Call Timestamp Start 1,776,979,800
Earnings Growth 1.262
Earnings Quarterly Growth 1.09
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,776,974,400
Earnings Timestamp Start 1,776,974,400
Ebitda Margins 0.0
Enterprise To Revenue 3.853
Enterprise Value 6,364,416,000
Eps Current Year 2.761
Eps Forward 3.26015
Eps Trailing Twelve Months 3.46
Esg Populated 0
Ex Dividend Date 1,772,668,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 21.4118
Fifty Day Average Change 1.3782005
Fifty Day Average Change Percent 0.0643664
Fifty Two Week Change Percent -16.058933
Fifty Two Week High 34.97
Fifty Two Week High Change -12.18
Fifty Two Week High Change Percent -0.34829855
Fifty Two Week Low 17.77
Fifty Two Week Low Change 5.0200005
Fifty Two Week Low Change Percent 0.2824986
Fifty Two Week Range 17.77 - 34.97
Financial Currency USD
First Trade Date Milliseconds 433,171,800,000
Five Year Avg Dividend Yield 1.95
Float Shares 196,085,892
Forward Eps 3.26015
Forward P E 6.990476
Full Exchange Name NasdaqGS
Full Time Employees 1,788
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 1.0
Gross Profits 1,651,705,984
Has Pre Post Market Data 1
Held Percent Insiders 0.01234
Held Percent Institutions 1.09078
Implied Shares Outstanding 198,154,626
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Ir Website https://www.salliemae.com/about/investors/
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,668,800
Last Dividend Value 0.13
Last Fiscal Year End 1,767,139,200
Last Split Date 1,398,902,400
Last Split Factor 2,798:1000
Long Business Summary SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Long Name SLM Corporation
Market us_market
Market Cap 4,515,943,936
Market State PRE
Max Age 86,400
Message Board Id finmb_301714
Most Recent Quarter 1,767,139,200
Net Income To Common 729,121,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,579,353,406
Number Of Analyst Opinions 11
Open 23.14
Operating Cashflow -398,580,992
Operating Margins 0.66823995
Overall Risk 1
Payout Ratio 0.1503
Peg Ratio 0.51
Phone 302 451 4911
Previous Close 23.11
Price Eps Current Year 8.254256
Price Hint 2
Price To Book 2.063938
Price To Sales Trailing12 Months 2.734109
Profit Margins 0.45096
Quick Ratio 1.23
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.32
Regular Market Change Percent -1.38468
Regular Market Day High 23.5
Regular Market Day Low 22.725
Regular Market Day Range 22.725 - 23.5
Regular Market Open 23.14
Regular Market Previous Close 23.11
Regular Market Price 22.79
Regular Market Time 1,776,801,600
Regular Market Volume 2,335,349
Return On Assets 0.0249
Return On Equity 0.32305
Revenue Growth 0.678
Revenue Per Share 7.973
Sand P52 Week Change 0.3140242
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 198,154,626
Shares Percent Shares Out 0.1141
Shares Short 22,607,324
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 17,872,341
Short Name SLM Corporation
Short Percent Of Float 0.13520001
Short Ratio 5.51
Source Interval 15
State DE
Symbol SLM
Target High Price 35.0
Target Low Price 22.0
Target Mean Price 28.18182
Target Median Price 28.0
Total Cash 4,290,514,944
Total Cash Per Share 21.652
Total Debt 5,887,917,056
Total Revenue 1,651,705,984
Tradeable 0
Trailing Annual Dividend Rate 0.52
Trailing Annual Dividend Yield 0.022501081
Trailing Eps 3.46
Trailing P E 6.586705
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 27.00805
Two Hundred Day Average Change -4.21805
Two Hundred Day Average Change Percent -0.1561775
Type Disp Equity
Volume 2,335,349
Website https://www.salliemae.com
Zip 19,713