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Sun Life Financial Inc. (SLF)

Financial Services | Insurance - Diversified | Toronto, Canada | NYSE
78.47 USD -1.44 (-1.802%) ⇩ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 4:43 a.m. EDT

Sun Life Financial presents a compelling case for a momentum-driven swing trade, though the long-term thesis remains mixed due to recent earnings headwinds. The stock has rallied significantly over the last year, driven by a robust recovery in the asset management business which is generating stable cash flows. However, the recent quarterly earnings report showed a sharp decline in earnings growth, creating a disconnect between the current price and the immediate bottom-line performance. Despite this, the forward P/E of roughly 13 suggests the market is pricing in a meaningful recovery in profitability. The technical setup is strong, with the price trading well above both the 50-day and 200-day moving averages, confirming a bullish trend. Options activity reinforces this view, with traders aggressively buying calls for the November expiration while hedging with deep puts, signaling a belief in further upside despite potential volatility. For investors, the high dividend yield provides a cushion, but the short-term outlook relies heavily on the company's ability to reverse the earnings decline and maintain its momentum.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.037169
AutoTheta0.040432
AutoARIMA0.175528
MSTL0.222259

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 50%
H-stat 17.16
Ljung-Box p 0.000
Jarque-Bera p 0.069
Excess Kurtosis -0.35
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-26
Last Dividend Date 2026-05-26
Debt to Equity Ratio 54.114
Revenue per Share 62.483
Market Cap 43,495,903,232
Trailing P/E 20.76
Forward P/E 13.06
Beta 0.82
Profit Margins 8.85%
Website https://www.sunlife.com

As of July 11, 2026, 4:43 a.m. EDT: Speculators are positioning for a continued rally, evidenced by heavy open interest in out-of-the-money calls (85 strike) and a massive volume spike in November calls compared to puts. Conversely, put buyers are focused on deep strikes (50 strike) for August and November, suggesting a hedge against a sharp correction rather than a bearish bet on the immediate trend. Implied volatility is elevated for longer-dated calls, indicating anticipation of significant upside moves.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.96% 1.98% 3.57% 3.84%
Dividend History
Date Dividend Yield %
2026-05-27 0.695 0.957432
2026-02-25 0.672 1.025328
2025-05-28 0.637 0.999059
2025-02-26 0.587 1.076077
2024-11-27 0.598 0.981615
2024-08-28 0.603 1.117909
2024-05-29 0.594 1.208299
2024-02-27 0.578 1.072953
2023-11-28 0.573 1.135103
2023-08-29 0.552 1.148803
2023-05-30 0.552 1.141203
2023-02-28 0.530 1.097309
2022-11-22 0.535 1.159012
2022-08-23 0.529 1.152505
2022-05-31 0.545 1.116574
2022-03-01 0.521 1.021168
2021-11-23 0.520 0.943396
2021-08-24 0.435 0.836217
2021-05-25 0.457 0.858700
2021-02-26 0.437 0.909280
2020-11-24 0.420 0.916830
2020-08-25 0.416 0.979746
2020-05-26 0.393 1.121575
2020-02-28 0.411 0.950509
2019-11-26 0.414 0.914109
2019-08-27 0.396 0.993727
2019-05-28 0.391 0.991882
2019-02-28 0.380 1.005291
2018-11-27 0.377 1.050139
2018-08-28 0.366 0.909995
2018-05-29 0.366 0.895303
2018-02-28 0.356 0.864707
2017-11-28 0.356 0.906775
2017-08-28 0.349 0.912896
2017-03-01 0.316 0.865991
2016-11-28 0.311 0.808212
2016-08-29 0.311 0.977066
2016-05-31 0.311 0.901711
2016-02-29 0.289 0.970776
2015-11-23 0.292 0.894060
2015-08-24 0.288 0.973302
2015-05-22 0.327 1.003068
2015-02-23 0.287 0.938829
2014-11-24 0.321 0.872046
2014-08-25 0.329 0.881565
2014-02-26 0.325 0.938222
2013-11-25 0.342 0.960944
2013-08-26 0.343 1.096547
2013-05-24 0.349 1.207612
2012-11-26 0.361 1.344006
2012-08-27 0.362 1.578718
2012-05-25 0.351 1.707198
2012-03-05 0.364 1.675875
2011-11-21 0.353 1.874668
2011-08-22 0.365 1.457086
2011-05-23 0.372 1.222478
2011-02-28 0.367 1.104091
2010-11-22 0.353 1.255334
2010-08-23 0.343 1.431553
2010-05-24 0.351 1.300482
2010-02-22 0.342 1.159322
2009-11-23 0.336 1.212121
2009-08-24 0.333 1.127667
2009-05-22 0.315 1.314691
2009-02-23 0.285 1.972318
2008-11-17 0.295 1.533264
2008-08-18 0.337 0.916010
2008-05-19 0.356 0.747114
2008-02-25 0.357 0.753960
2007-11-19 0.361 0.691571
2007-08-20 0.323 0.683743
2007-05-21 0.288 0.608880
2007-02-16 0.273 0.601985
2006-11-20 0.267 0.623832
2006-08-21 0.267 0.661055
2006-05-22 0.245 0.621985
2006-02-17 0.238 0.551437
2005-11-21 0.214 0.554261
2005-08-22 0.255 0.704615
2005-05-23 0.190 0.607223
2005-02-18 0.240 0.736196
2004-11-22 0.220 0.666667
2004-08-23 0.220 0.798838
2004-05-24 0.210 0.802139
2004-02-23 0.210 0.787106
2003-11-17 0.170 0.699301
2003-08-25 0.170 0.775901
2003-05-23 0.170 0.860759
2003-02-24 0.170 0.947075
2002-11-15 0.140 0.804136
2002-08-23 0.140 0.775194
2002-05-08 0.140 0.632625
2002-02-22 0.140 0.701403
2001-11-15 0.120 0.546946
2001-08-23 0.120 0.489197
2001-05-23 0.120 0.526778
2001-02-22 0.120 0.574163
2000-11-09 0.120 0.539326
Additional Data
dividendRate 2.7
dividendYield 3.45
exDividendDate 2026-05-27
trailingAnnualDividendRate 3.6
trailingAnnualDividendYield 0.045050677
lastDividendValue 0.695
lastDividendDate 2026-05-27
dividendDate 2026-06-30

Info Dump

Attribute Value
52 Week Change 0.26564515
Address1 1 York Street
Address2 31st Floor
All Time High 80.9
All Time Low 8.6875
Ask 125.55
Ask Size 400
Audit Risk 3
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 450,960
Average Daily Volume3 Month 683,822
Average Volume 683,822
Average Volume10Days 450,960
Beta 0.823
Bid 73.0
Bid Size 600
Board Risk 2
Book Value 30.394732
City Toronto
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country Canada
Crypto Tradeable 0
Currency USD
Current Price 78.47
Current Ratio 48.176
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 79.56
Day Low 78.02
Debt To Equity 54.114
Display Name Sun Life Financial
Dividend Date 1,782,777,600
Dividend Rate 2.7
Dividend Yield 3.45
Earnings Call Timestamp End 1,786,111,200
Earnings Call Timestamp Start 1,786,111,200
Earnings Growth -0.484
Earnings Quarterly Growth -0.488
Earnings Timestamp 1,786,046,400
Earnings Timestamp End 1,786,046,400
Earnings Timestamp Start 1,786,046,400
Ebitda 5,169,999,872
Ebitda Margins 0.14815
Enterprise To Ebitda -9.493
Enterprise To Revenue -1.406
Enterprise Value -49,081,028,608
Eps Current Year 7.92441
Eps Forward 6.01053
Eps Trailing Twelve Months 3.78
Esg Populated 0
Ex Dividend Date 1,779,840,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 74.7866
Fifty Day Average Change 3.683403
Fifty Day Average Change Percent 0.04925218
Fifty Two Week Change Percent 26.564514
Fifty Two Week High 80.9
Fifty Two Week High Change -2.4300003
Fifty Two Week High Change Percent -0.030037086
Fifty Two Week Low 56.22
Fifty Two Week Low Change 22.25
Fifty Two Week Low Change Percent 0.39576662
Fifty Two Week Range 56.22 - 80.9
Financial Currency CAD
First Trade Date Milliseconds 953,821,800,000
Five Year Avg Dividend Yield 4.1
Float Shares 552,454,983
Forward Eps 6.01053
Forward P E 13.055421
Free Cashflow -4,171,375,104
Full Exchange Name NYSE
Full Time Employees 32,151
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.40144002
Gross Profits 14,008,999,936
Has Pre Post Market Data 1
Held Percent Insiders 0.00051
Held Percent Institutions 0.55643004
Implied Shares Outstanding 554,299,767
Industry Insurance - Diversified
Industry Disp Insurance - Diversified
Industry Key insurance-diversified
Ir Website http://www.sunlife.com/Global/Investors?vgnLocale=en_CA
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,779,840,000
Last Dividend Value 0.695
Last Fiscal Year End 1,767,139,200
Long Business Summary Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.
Long Name Sun Life Financial Inc.
Market us_market
Market Cap 43,495,903,232
Market State PRE
Max Age 86,400
Message Board Id finmb_412944
Most Recent Quarter 1,774,915,200
Net Income To Common 3,008,999,936
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 43,294,370,258
Number Of Analyst Opinions 2
Open 79.24
Operating Cashflow 5,356,000,256
Operating Margins 0.08493
Overall Risk 1
Payout Ratio 0.6704
Peg Ratio 1.58
Phone 416 979 9966
Pre Market Change 0.7201004
Pre Market Change Percent 0.9176772
Pre Market Price 79.19
Pre Market Time 1,784,029,690
Previous Close 79.91
Price Eps Current Year 9.902315
Price Hint 2
Price To Book 2.5816975
Price To Sales Trailing12 Months 1.2464081
Profit Margins 0.08849
Quick Ratio 45.002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.33333
Region US
Regular Market Change -1.44
Regular Market Change Percent -1.80203
Regular Market Day High 79.56
Regular Market Day Low 78.02
Regular Market Day Range 78.02 - 79.56
Regular Market Open 79.24
Regular Market Previous Close 79.91
Regular Market Price 78.47
Regular Market Time 1,783,972,802
Regular Market Volume 750,749
Return On Assets 0.00754
Return On Equity 0.119720004
Revenue Growth 0.002
Revenue Per Share 62.483
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 554,299,767
Shares Percent Shares Out 0.0056
Shares Short 2,313,664
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 5,662,030
Short Name Sun Life Financial Inc.
Short Ratio 5.28
Source Interval 15
State ON
Symbol SLF
Target High Price 74.48949
Target Low Price 63.115196
Target Mean Price 68.80234
Target Median Price 68.80234
Total Cash 109,036,003,328
Total Cash Per Share 196.786
Total Debt 14,042,000,384
Total Revenue 34,896,998,400
Tradeable 0
Trailing Annual Dividend Rate 3.6
Trailing Annual Dividend Yield 0.045050677
Trailing Eps 3.78
Trailing P E 20.75926
Trailing Peg Ratio 1.5806
Triggerable 1
Two Hundred Day Average 65.7982
Two Hundred Day Average Change 12.671799
Two Hundred Day Average Change Percent 0.19258578
Type Disp Equity
Volume 750,749
Website https://www.sunlife.com
Zip M5J 0B6