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Selective Insurance Group, Inc. (SIGIP)

Financial Services | Insurance - Property & Casualty | Branchville, United States | NasdaqGS
15.91 USD +0.05 (0.315%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 15.77 -0.14 (-0.140%) ⇩ (July 13, 2026, 4:10 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:★★☆☆☆
Hot Take | July 11, 2026, 4:28 a.m. EDT

The immediate outlook remains neutral due to conflicting signals: while the 45-day statistical model hints at a slight downward drift, the broader technical picture shows the stock trading below its 50-day and 200-day averages, suggesting lingering weakness. However, the primary concern lies in the long-term fundamentals, which are deteriorating. Despite a low valuation multiple, the company has suffered a significant cumulative decline of over 33% over the past four years, with underwriting challenges persisting and earnings missing estimates recently. This multi-year price erosion suggests the market views the current cheapness as a reflection of structural issues rather than a bargain. Compounding this is a fragile balance sheet with debt significantly exceeding cash reserves and a current ratio well below 1.0, indicating liquidity stress. While the dividend yield appears attractive at over 7%, it is likely unsustainable given the negative earnings growth and the company's inability to generate enough free cash flow to cover both dividends and debt obligations without eroding equity value. Investors should view this as a distressed situation where the high yield is a compensation for severe capital impairment risks.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.017016
AutoARIMA0.018062
AutoETS0.018062
MSTL0.018167
MSTL_1260.018357

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 57%
H-stat 2.44
Ljung-Box p 0.000
Jarque-Bera p 0.097
Excess Kurtosis -1.35
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-28
Last Dividend Date 2026-05-28
Debt to Equity Ratio 25.128
Revenue per Share 89.577
Trailing P/E 2.83
Beta 0.29
Profit Margins 8.39%
Website https://www.selective.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.79% 6.87% 6.64% 6.30%
Dividend History
Date Dividend Yield %
2026-05-29 0.288 1.794393
2026-02-27 0.288 1.705151
2025-12-01 0.288 1.713266
2025-08-29 0.288 1.660900
2025-05-30 0.288 1.715307
2025-02-28 0.288 1.607143
2024-12-02 0.288 1.527527
2024-08-30 0.288 1.558442
2024-06-03 0.288 1.567773
2024-02-28 0.288 1.557599
2023-11-29 0.288 1.745455
2023-08-30 0.288 1.769042
2023-05-30 0.288 1.791045
2023-02-27 0.288 1.620709
2022-11-29 0.288 1.711230
2022-08-30 0.288 1.503132
2022-05-27 0.288 1.381295
2022-02-25 0.288 1.306715
2021-11-29 0.288 1.150160
2021-08-30 0.288 1.106756
2021-05-27 0.288 1.144219
2021-02-26 0.307 1.288833
Additional Data
dividendRate 1.15
dividendYield 7.25
exDividendDate 2026-05-29
trailingAnnualDividendRate 1.62
trailingAnnualDividendYield 0.10214376
lastDividendValue 0.288
lastDividendDate 2026-05-29
dividendDate 2026-06-15

Info Dump

Attribute Value
52 Week Change -0.06452757
Address1 40 Wantage Avenue
All Time High 27.36
All Time Low 15.17
Ask 15.86
Ask Size 1
Average Daily Volume10 Day 80,800
Average Daily Volume3 Month 32,295
Average Volume 32,295
Average Volume10Days 80,800
Beta 0.29
Bid 15.33
Bid Size 1
Book Value 56.582
City Branchville
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 15.91
Current Ratio 0.321
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 15.91
Day Low 15.835
Debt To Equity 25.128
Display Name Selective Insurance
Dividend Date 1,781,481,600
Dividend Rate 1.15
Dividend Yield 7.25
Earnings Call Timestamp End 1,745,496,000
Earnings Call Timestamp Start 1,745,496,000
Earnings Growth -0.102
Earnings Quarterly Growth -0.111
Earnings Timestamp End 1,753,128,000
Earnings Timestamp Start 1,752,696,000
Ebitda 660,878,976
Ebitda Margins 0.12214
Enterprise To Ebitda 2.424
Enterprise To Revenue 0.296
Enterprise Value 1,601,977,088
Eps Trailing Twelve Months 5.62
Esg Populated 0
Ex Dividend Date 1,780,012,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.24056
Fifty Day Average Change -0.33056068
Fifty Day Average Change Percent -0.02035402
Fifty Two Week Change Percent -6.452757
Fifty Two Week High 18.705
Fifty Two Week High Change -2.795
Fifty Two Week High Change Percent -0.1494253
Fifty Two Week Low 15.45
Fifty Two Week Low Change 0.46000004
Fifty Two Week Low Change Percent 0.029773466
Fifty Two Week Range 15.45 - 18.705
Financial Currency USD
First Trade Date Milliseconds 1,607,005,800,000
Five Year Avg Dividend Yield 6.1
Float Shares 55,388,286
Free Cashflow 1,448,131,712
Full Exchange Name NasdaqGS
Full Time Employees 2,800
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.21721001
Gross Profits 1,175,255,040
Has Pre Post Market Data 1
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://www.selective.com/WebApplications/EDS/PublicSite/Investor_Relations/Investor_Landing.aspx?MenuPath=.3265.3270.&LinkType=CONTENT&ContentID=1905&MenuID=3270
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,780,012,800
Last Dividend Value 0.288
Last Fiscal Year End 1,767,139,200
Long Business Summary Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's negligent acts, omissions, and legal liabilities; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
Long Name Selective Insurance Group, Inc.
Market us_market
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_302804
Most Recent Quarter 1,774,915,200
Net Income To Common 444,991,008
Next Fiscal Year End 1,798,675,200
Open 15.835
Operating Cashflow 1,170,482,048
Operating Margins 0.10113
Phone 973 948 3000
Post Market Change -0.13999939
Post Market Change Percent -0.8799459
Post Market Price 15.77
Post Market Time 1,783,973,404
Previous Close 15.86
Price Hint 2
Price To Book 0.28118482
Profit Margins 0.08394
Quick Ratio 0.197
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.05000019
Regular Market Change Percent 0.31525972
Regular Market Day High 15.91
Regular Market Day Low 15.835
Regular Market Day Range 15.835 - 15.91
Regular Market Open 15.835
Regular Market Previous Close 15.86
Regular Market Price 15.91
Regular Market Time 1,783,972,800
Regular Market Volume 1,383
Return On Assets 0.02658
Return On Equity 0.13269
Revenue Growth 0.057
Revenue Per Share 89.577
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 7,157
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 3,848
Short Name Selective Insurance Group, Inc.
Short Ratio 0.45
Source Interval 15
State NJ
Symbol SIGIP
Total Cash 451,968,992
Total Cash Per Share 7.549
Total Debt 901,422,016
Total Revenue 5,410,667,008
Tradeable 0
Trailing Annual Dividend Rate 1.62
Trailing Annual Dividend Yield 0.10214376
Trailing Eps 5.62
Trailing P E 2.830961
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 16.870485
Two Hundred Day Average Change -0.96048546
Two Hundred Day Average Change Percent -0.05693289
Type Disp Equity
Volume 1,383
Website https://www.selective.com
Zip 7,890