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SHF Holdings, Inc. (SHFS)

Financial Services | Banks - Regional | Golden, United States | NasdaqCM
0.29 USD -0.11 (-26.989%) ⇩ (Oct. 13, 2026, 10:05 a.m. EDT)

Short-term:⯪☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 5:15 a.m. EDT

The investment case here is effectively nonexistent due to a catastrophic multi-year decline and deteriorating fundamentals. The price has erased over 98% of its value over the last four years, with every single year showing negative returns, signaling a deep structural failure rather than a temporary setback. Fundamentally, the company is bleeding cash with negative operating margins and negative free cash flow, while the balance sheet shows significant leverage relative to equity. Although the stock trades at a fraction of book value, this discount reflects the reality that the business is currently destroying value, making the low price a warning sign rather than a margin of safety. With no dividend history to provide income and a recent trend of sharp price drops testing key support levels, there is no compelling reason to deploy capital here.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.223941
MSTL0.224940
AutoTheta0.307190
AutoARIMA0.326965

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 33%
H-stat 24.55
Ljung-Box p 0.000
Jarque-Bera p 0.324
Excess Kurtosis -0.39
Attribute Value
Sector Financial Services
Debt to Equity Ratio 10.334
Revenue per Share 23.257
Market Cap 300,924
Beta 0.87
Profit Margins -43.91%
Previous Name Northern Lights Acquisition Corp.
Website https://shfinancial.org

Info Dump

Attribute Value
52 Week Change -0.9910651
Address1 1,526 Cole Boulevard
Address2 Suite 250
All Time High 7,312.8
All Time Low 0.38
Ask 0.1573
Ask Size 1
Average Daily Volume10 Day 1,224,435
Average Daily Volume3 Month 233,115
Average Volume 233,115
Average Volume10Days 1,224,435
Beta 0.867
Bid 0.1023
Bid Size 30
Book Value 5.936
City Golden
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 0.2928
Current Ratio 1.761
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 0.3248
Day Low 0.2801
Debt To Equity 10.334
Display Name SHF
Dividend Yield 0.0
Earnings Call Timestamp End 1,731,447,000
Earnings Call Timestamp Start 1,731,447,000
Earnings Timestamp End 1,763,150,400
Earnings Timestamp Start 1,763,150,400
Ebitda Margins 0.0
Enterprise To Revenue -0.557
Enterprise Value -4,686,950
Eps Trailing Twelve Months -11.67
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 1.76156
Fifty Day Average Change -1.46876
Fifty Day Average Change Percent -0.83378375
Fifty Two Week Change Percent -99.10651
Fifty Two Week High 52.8
Fifty Two Week High Change -52.5072
Fifty Two Week High Change Percent -0.9944545
Fifty Two Week Low 0.2801
Fifty Two Week Low Change 0.012700021
Fifty Two Week Low Change Percent 0.045341026
Fifty Two Week Range 0.2801 - 52.8
Financial Currency USD
First Trade Date Milliseconds 1,629,466,200,000
Float Shares 926,421
Full Exchange Name NasdaqCM
Full Time Employees 39
Fullday Change -0.108199984
Fullday Change Percent -26.989273
Fullday Price 0.2928
Gmt Off Set Milliseconds -14,400,000
Gross Margins 1.0
Gross Profits 8,415,251
Has Pre Post Market Data 1
Held Percent Insiders 0.095010005
Held Percent Institutions 0.081709996
Implied Shares Outstanding 1,027,746
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,790,726,400
Last Split Factor 1:12
Long Business Summary SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts; cash management accounts; savings and investment options; commercial lending; courier and vaulting services; remote deposit services; automated clearing house payments and origination; and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services for enhanced financial insight into business and access to resources. SHF Holdings, Inc. was founded in 2015 and is headquartered in Golden, Colorado.
Long Name SHF Holdings, Inc.
Market us_market
Market Cap 300,924
Market State REGULAR
Max Age 86,400
Message Board Id finmb_1771394300
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-13
Net Income To Common -5,005,729
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,017,671
Open 0.3229
Operating Cashflow -4,436,498
Operating Margins -0.44365
Payout Ratio 0.0
Phone 303 431 3435
Prev Name Northern Lights Acquisition Corp.
Previous Close 0.401
Price Hint 4
Price To Book 0.049326148
Price To Sales Trailing12 Months 0.03575936
Profit Margins -0.43915
Quick Ratio 1.119
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.108199984
Regular Market Change Percent -26.989273
Regular Market Day High 0.3248
Regular Market Day Low 0.2801
Regular Market Day Range 0.2801 - 0.3248
Regular Market Open 0.3229
Regular Market Previous Close 0.401
Regular Market Price 0.2928
Regular Market Time 1,791,900,336
Regular Market Volume 391,960
Return On Assets -0.36755002
Revenue Growth 0.34
Revenue Per Share 23.257
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 1,027,746
Shares Percent Shares Out 0.0368
Shares Short 37,819
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 3,621
Short Name SHF Holdings, Inc.
Short Percent Of Float 0.0405
Short Ratio 0.33
Source Interval 15
State CO
Symbol SHFS
Total Cash 5,729,576
Total Cash Per Share 5.575
Total Debt 630,497
Total Revenue 8,415,251
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -11.67
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 6.71579
Two Hundred Day Average Change -6.42299
Two Hundred Day Average Change Percent -0.9564013
Type Disp Equity
Volume 391,960
Website https://shfinancial.org
Zip 80,401