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Southern First Bancshares, Inc. (SFST)

Financial Services | Banks - Regional | Greenville, United States | NasdaqGM
57.78 USD +2.66 (4.826%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 57.78

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 2:54 p.m. EDT

SFST has shown recent positive momentum with strong earnings reports and a rising price trend, but the lack of dividend history limits its appeal for income-focused investors. The stock has been trading near its 52-week high, with a strong short interest increase indicating possible short-term volatility. While the fundamental metrics are solid, the forecasting model suggests minimal directional change in the short term, which could make it a neutral to slightly bearish trade. Long-term investors might consider the recent strong earnings and positive news as a potential buying opportunity, but the lack of dividends and the mixed options activity suggest caution.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.046947
AutoETS0.047720
AutoARIMA0.047818
AutoTheta0.059815

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.41
Ljung-Box p 0.000
Jarque-Bera p 0.197
Excess Kurtosis -1.31
Attribute Value
Sector Financial Services
Revenue per Share 14.23
Market Cap 476,550,080
Trailing P/E 15.53
Forward P/E 9.03
Beta 0.74
Profit Margins 26.37%
Website https://www.southernfirst.com

As of April 11, 2026, 2:54 p.m. EDT: Options speculators are showing mixed signals. The recent calls and puts activity indicates a slight bias towards short-term volatility, with increased open interest and volume on the calls for strikes above the current price, suggesting some bullish sentiment. However, the puts also show activity, particularly around lower strikes, indicating caution or potential short-term bearishness. The ATM IV for the nearest expiration is relatively high, which could indicate increased uncertainty or volatility expectations. The presence of higher strike calls with significant open interest suggests that some traders are positioning for a potential upward move, while the puts suggest a possible downside risk.


Info Dump

Attribute Value
52 Week Change 0.7877475
Address1 6 Verdae Boulevard
All Time High 65.59
All Time Low 3.187396
Ask 57.82
Ask Size 2
Audit Risk 2
Average Daily Volume10 Day 191,660
Average Daily Volume3 Month 96,027
Average Volume 96,027
Average Volume10Days 191,660
Beta 0.739
Bid 57.63
Bid Size 1
Board Risk 4
Book Value 44.885
City Greenville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 57.78
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 59.41
Day Low 56.06
Display Name Southern First Bancshares
Earnings Growth 0.752
Earnings Quarterly Growth 0.752
Earnings Timestamp 1,769,088,600
Earnings Timestamp End 1,776,774,600
Earnings Timestamp Start 1,776,774,600
Ebitda Margins 0.0
Enterprise To Revenue 4.285
Enterprise Value 493,393,632
Eps Current Year 5.42
Eps Forward 6.4
Eps Trailing Twelve Months 3.72
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 56.08
Fifty Day Average Change 1.699997
Fifty Day Average Change Percent 0.030313782
Fifty Two Week Change Percent 78.77475
Fifty Two Week High 62.0
Fifty Two Week High Change -4.220001
Fifty Two Week High Change Percent -0.06806453
Fifty Two Week Low 31.52
Fifty Two Week Low Change 26.259998
Fifty Two Week Low Change Percent 0.8331218
Fifty Two Week Range 31.52 - 62.0
Financial Currency USD
First Trade Date Milliseconds 941,117,400,000
Float Shares 6,334,236
Forward Eps 6.4
Forward P E 9.028125
Full Exchange Name NasdaqGM
Full Time Employees 315
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 115,139,000
Has Pre Post Market Data 1
Held Percent Insiders 0.06172
Held Percent Institutions 0.82809997
Implied Shares Outstanding 8,247,665
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,359,504,000
Last Split Factor 11:10
Long Business Summary Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company offers other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
Long Name Southern First Bancshares, Inc.
Market us_market
Market Cap 476,550,080
Market State CLOSED
Max Age 86,400
Message Board Id finmb_411296
Most Recent Quarter 1,767,139,200
Net Income To Common 30,366,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 476,550,083
Number Of Analyst Opinions 1
Open 56.24
Operating Cashflow 30,457,000
Operating Margins 0.4413
Overall Risk 5
Payout Ratio 0.0
Phone 864 679 9000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 57.78
Post Market Time 1,776,456,605
Previous Close 55.12
Price Eps Current Year 10.660516
Price Hint 2
Price To Book 1.2872897
Price To Sales Trailing12 Months 4.1389112
Profit Margins 0.26373
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 2.66
Regular Market Change Percent 4.82583
Regular Market Day High 59.41
Regular Market Day Low 56.06
Regular Market Day Range 56.06 - 59.41
Regular Market Open 56.24
Regular Market Previous Close 55.12
Regular Market Price 57.78
Regular Market Time 1,776,456,000
Regular Market Volume 358,351
Return On Assets 0.00715
Return On Equity 0.08687
Revenue Growth 0.226
Revenue Per Share 14.23
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 8,247,665
Shares Percent Shares Out 0.0139
Shares Short 114,505
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 81,851
Short Name Southern First Bancshares, Inc.
Short Percent Of Float 0.0148
Short Ratio 1.17
Source Interval 15
State SC
Symbol SFST
Target High Price 64.0
Target Low Price 64.0
Target Mean Price 64.0
Target Median Price 64.0
Total Cash 268,817,984
Total Cash Per Share 32.658
Total Debt 286,612,992
Total Revenue 115,139,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 3.72
Trailing P E 15.532258
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 49.11
Two Hundred Day Average Change 8.669998
Two Hundred Day Average Change Percent 0.17654242
Type Disp Equity
Volume 358,351
Website https://www.southernfirst.com
Zip 29,607