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Sound Financial Bancorp, Inc. (SFBC)

Financial Services | Banks - Regional | Seattle, United States | NasdaqCM
43.53 USD +0.32 (0.741%) ⇧ (Oct. 15, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 4:46 a.m. EDT

The stock presents a compelling value case for the long term, trading at a significant discount to book value while delivering double-digit revenue growth and accelerating earnings. However, the recent price action reveals a disconnect between these improving fundamentals and market sentiment, with the share price lagging behind the 200-day average despite a strong multi-year cumulative gain. For the short term, the immediate outlook is neutral to slightly cautious; the recent volatility and the fact that the latest annual return was negative suggest the market is still digesting the transition from past struggles to current profitability. The dividend offers a modest cushion, reflecting a sustainable payout ratio rather than aggressive yield chasing, making this a solid core holding for patient capital rather than a speculative trade.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.033504
MSTL0.034102
AutoETS0.034237
AutoARIMA0.034838

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 51%
H-stat 14.57
Ljung-Box p 0.000
Jarque-Bera p 0.069
Excess Kurtosis -0.74
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-06
Last Dividend Date 2026-08-06
Revenue per Share 15.726
Market Cap 111,786,912
Trailing P/E 13.95
Beta 0.02
Profit Margins 19.94%
Website https://www.soundcb.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.45% 1.85% 1.76% 1.82%
Dividend History
Date Dividend Yield %
2026-08-07 0.210 0.451613
2026-05-11 0.210 0.499762
2026-02-09 0.210 0.476407
2025-11-07 0.190 0.422598
2025-08-11 0.190 0.410900
2025-05-09 0.190 0.376984
2025-02-12 0.190 0.371021
2024-11-12 0.190 0.347349
2024-08-09 0.190 0.422316
2024-05-07 0.190 0.483953
2024-02-06 0.190 0.487179
2023-11-07 0.190 0.523849
2023-08-08 0.190 0.513098
2023-05-09 0.190 0.535211
2023-02-08 0.170 0.425638
2022-11-08 0.170 0.427565
2022-08-08 0.170 0.450093
2022-05-09 0.170 0.449260
2022-02-09 0.270 0.628784
2021-11-09 0.170 0.400000
2021-08-09 0.170 0.377862
2021-05-07 0.170 0.427458
2021-02-09 0.270 0.795756
2020-11-09 0.150 0.507442
2020-08-04 0.150 0.576923
2020-05-07 0.150 0.588235
2020-02-07 0.350 0.957854
2019-11-06 0.140 0.402878
2019-08-07 0.140 0.404391
2019-05-08 0.140 0.409716
2019-02-07 0.140 0.416419
2018-11-06 0.140 0.398860
2018-08-09 0.140 0.345083
2018-05-09 0.140 0.361104
2018-02-09 0.120 0.344037
2017-11-09 0.100 0.296296
2017-08-09 0.300 0.931677
2017-05-10 0.100 0.314564
2017-02-09 0.100 0.338983
2016-11-08 0.075 0.302419
2016-08-10 0.075 0.309151
2016-05-06 0.075 0.315789
2016-02-08 0.075 0.340136
2015-11-06 0.060 0.285714
2015-08-10 0.060 0.297767
2015-05-08 0.060 0.300300
2015-02-10 0.050 0.264831
2014-11-07 0.050 0.280112
2014-08-11 0.050 0.277778
2014-05-09 0.050 0.290360
2014-02-11 0.050 0.294118
2013-11-08 0.050 0.301386
2013-08-09 0.050 0.343643
2013-05-09 0.050 0.387597
2010-02-17 0.020 0.502513
2009-12-02 0.020 0.392157
2009-09-23 0.020 0.366972
2009-05-21 0.040 0.571429
2009-02-06 0.040 0.567376
2008-11-26 0.040 0.559441
2008-09-11 0.040 0.462428
2008-07-23 0.040 0.446927
Additional Data
dividendYield 1.93
exDividendDate 2026-08-07
trailingAnnualDividendRate 0.8
trailingAnnualDividendYield 0.018514233
lastDividendValue 0.21
lastDividendDate 2026-08-07
dividendDate 2026-08-21

Info Dump

Attribute Value
52 Week Change -0.027697146
Address1 2,400 3rd Avenue
Address2 Suite 150
All Time High 55.99
All Time Low 3.85
Ask 48.15
Ask Size 1
Audit Risk 5
Average Daily Volume10 Day 2,620
Average Daily Volume3 Month 8,653
Average Volume 8,653
Average Volume10Days 2,620
Beta 0.022
Bid 48.05
Bid Size 1
Board Risk 4
Book Value 43.995
City Seattle
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 43.53
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 43.53
Day Low 43.27
Display Name Sound Financial Bancorp
Dividend Date 1,787,270,400
Dividend Yield 1.93
Earnings Growth 0.241
Earnings Quarterly Growth 0.227
Earnings Timestamp End 1,793,131,200
Earnings Timestamp Start 1,793,131,200
Ebitda Margins 0.0
Enterprise To Revenue 0.055
Enterprise Value 2,229,989
Eps Trailing Twelve Months 3.12
Esg Populated 0
Ex Dividend Date 1,786,060,800
Exchange NCM
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 215 553 5402
Fifty Day Average 46.3636
Fifty Day Average Change -2.833603
Fifty Day Average Change Percent -0.06111697
Fifty Two Week Change Percent -2.7697146
Fifty Two Week High 49.21
Fifty Two Week High Change -5.6800003
Fifty Two Week High Change Percent -0.1154237
Fifty Two Week Low 40.68
Fifty Two Week Low Change 2.8499985
Fifty Two Week Low Change Percent 0.07005896
Fifty Two Week Range 40.68 - 49.21
Financial Currency USD
First Trade Date Milliseconds 1,199,889,000,000
Five Year Avg Dividend Yield 1.71
Float Shares 1,743,243
Full Exchange Name NasdaqCM
Full Time Employees 92
Fullday Change 0.3199997
Fullday Change Percent 0.74159837
Fullday Price 43.53
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 40,262,000
Has Pre Post Market Data 1
Held Percent Insiders 0.15894
Held Percent Institutions 0.45689
Implied Shares Outstanding 2,568,043
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,786,060,800
Last Dividend Value 0.21
Last Fiscal Year End 1,767,139,200
Long Business Summary Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
Long Name Sound Financial Bancorp, Inc.
Market us_market
Market Cap 111,786,912
Market State PRE
Max Age 86,400
Message Board Id finmb_6926827
Most Recent Quarter 1,782,777,600
Net Income To Common 8,008,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 121,725,238
Open 43.27
Operating Cashflow 7,532,000
Operating Margins 0.29005
Overall Risk 6
Payout Ratio 0.2564
Phone 206 448 0884
Previous Close 43.21
Price Hint 2
Price To Book 0.9894306
Price To Sales Trailing12 Months 2.7764869
Profit Margins 0.19944
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.32
Regular Market Change Percent 0.740569
Regular Market Day High 43.53
Regular Market Day Low 43.27
Regular Market Day Range 43.27 - 43.53
Regular Market Open 43.27
Regular Market Previous Close 43.21
Regular Market Price 43.53
Regular Market Time 1,792,094,400
Regular Market Volume 1,418
Return On Assets 0.00756
Return On Equity 0.07348
Revenue Growth 0.102
Revenue Per Share 15.726
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 2,568,043
Shares Percent Shares Out 0.0015
Shares Short 3,884
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 6,259
Short Name Sound Financial Bancorp, Inc.
Short Percent Of Float 0.0021
Short Ratio 0.63
Source Interval 15
State WA
Symbol SFBC
Total Cash 120,072,000
Total Cash Per Share 46.928
Total Debt 10,925,000
Total Revenue 40,262,000
Tradeable 0
Trailing Annual Dividend Rate 0.8
Trailing Annual Dividend Yield 0.018514233
Trailing Eps 3.12
Trailing P E 13.951923
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 44.1814
Two Hundred Day Average Change -0.6514015
Two Hundred Day Average Change Percent -0.014743796
Type Disp Equity
Volume 1,418
Website https://www.soundcb.com
Zip 98,121