Sezzle Inc. (SEZL)Financial Services | Credit Services | Minneapolis, United States | NasdaqCM
132.37 USD
+9.26
(7.522%)
⇧
(Oct. 15, 2026, 4 p.m.
EDT)
After hours: 132.99 +0.62 (0.468%) ⇧ (Oct. 15, 2026, 6:52 p.m. EDT) |
Hot Take ↕ | Oct. 10, 2026, 8:26 a.m. EDT
Sezzle represents a rare compounder in the fintech space, delivering explosive revenue growth and industry-leading profitability metrics like an 88% return on equity. The stock has rallied over 4,000% in two years, validating the market's view of its dominant position in the buy-now-pay-later sector. While the high beta introduces significant volatility, the balance sheet remains robust with minimal debt relative to its market capitalization. Analysts see substantial upside to the $167 target, and options flow confirms speculative enthusiasm for further gains. Investors seeking exposure to high-growth fintech without dividend income should view this as a core holding, though the price action suggests the market is already pricing in perfection. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.479022 |
| AutoARIMA | 0.593313 |
| AutoETS | 0.600764 |
| MSTL | 0.608484 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 30% |
| H-stat | 12.01 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.078 |
| Excess Kurtosis | -1.16 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 52.416 |
| Revenue per Share | 15.707 |
| Market Cap | 4,471,908,352 |
| Trailing P/E | 29.03 |
| Forward P/E | 19.92 |
| Beta | 6.73 |
| Profit Margins | 30.35% |
| Website | https://www.sezzle.com |
As of Oct. 10, 2026, 8:26 a.m. EDT: Speculators are positioning for continued upside with heavy call volume concentrated at 130-190 strikes for late 2026, indicating bullish bets on further appreciation. Put options show significant open interest at lower strikes (80-100), suggesting a perceived floor or hedging against volatility. Implied volatility is elevated for deep out-of-the-money strikes, reflecting uncertainty on the magnitude of the next move.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.64365816 |
| Address1 | 700 Nicollet Mall |
| Address2 | Suite 640 |
| All Time High | 195.71 |
| All Time Low | 1.191667 |
| Ask | 163.0 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 488,910 |
| Average Daily Volume3 Month | 600,651 |
| Average Volume | 600,651 |
| Average Volume10Days | 488,910 |
| Beta | 6.729 |
| Bid | 94.59 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 6.92 |
| City | Minneapolis |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 132.37 |
| Current Ratio | 4.017 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 132.57 |
| Day Low | 121.24 |
| Debt To Equity | 52.416 |
| Display Name | Sezzle |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,793,822,400 |
| Earnings Call Timestamp Start | 1,793,822,400 |
| Earnings Growth | 0.5 |
| Earnings Quarterly Growth | 0.477 |
| Earnings Timestamp | 1,793,822,400 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 315,603,008 |
| Ebitda Margins | 0.59336 |
| Enterprise To Ebitda | 14.258 |
| Enterprise To Revenue | 8.46 |
| Enterprise Value | 4,499,919,360 |
| Eps Current Year | 5.26 |
| Eps Forward | 6.64667 |
| Eps Trailing Twelve Months | 4.56 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 120.7073 |
| Fifty Day Average Change | 11.662697 |
| Fifty Day Average Change Percent | 0.09661965 |
| Fifty Two Week Change Percent | 64.365814 |
| Fifty Two Week High | 195.71 |
| Fifty Two Week High Change | -63.34001 |
| Fifty Two Week High Change Percent | -0.32364216 |
| Fifty Two Week Low | 49.5 |
| Fifty Two Week Low Change | 82.869995 |
| Fifty Two Week Low Change Percent | 1.6741413 |
| Fifty Two Week Range | 49.5 - 195.71 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,694,611,800,000 |
| Float Shares | 18,691,653 |
| Forward Eps | 6.64667 |
| Forward P E | 19.915236 |
| Free Cashflow | 100,542,000 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 201 |
| Fullday Change | 10.089996 |
| Fullday Change Percent | 8.19592 |
| Fullday Price | 132.37 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.74967 |
| Gross Profits | 398,740,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.46616 |
| Held Percent Institutions | 0.44884998 |
| Implied Shares Outstanding | 33,783,402 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,023-08-17 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,743,379,200 |
| Last Split Factor | 6:1 |
| Long Business Summary | Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota. |
| Long Name | Sezzle Inc. |
| Market | us_market |
| Market Cap | 4,471,908,352 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_327783573 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 161,430,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,599,522,246 |
| Number Of Analyst Opinions | 6 |
| Open | 121.24 |
| Operating Cashflow | 275,596,992 |
| Operating Margins | 0.57167 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.07 |
| Phone | 651 240 6001 |
| Post Market Change | 0.6200104 |
| Post Market Change Percent | 0.46839193 |
| Post Market Price | 132.99 |
| Post Market Time | 1,792,104,775 |
| Previous Close | 123.11 |
| Price Eps Current Year | 25.165398 |
| Price Hint | 2 |
| Price To Book | 19.128613 |
| Price To Sales Trailing12 Months | 8.407628 |
| Profit Margins | 0.3035 |
| Quick Ratio | 3.835 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 9.25999 |
| Regular Market Change Percent | 7.52172 |
| Regular Market Day High | 132.57 |
| Regular Market Day Low | 121.24 |
| Regular Market Day Range | 121.24 - 132.57 |
| Regular Market Open | 121.24 |
| Regular Market Previous Close | 123.11 |
| Regular Market Price | 132.37 |
| Regular Market Time | 1,792,094,400 |
| Regular Market Volume | 462,162 |
| Return On Assets | 0.48792 |
| Return On Equity | 0.88851 |
| Revenue Growth | 0.517 |
| Revenue Per Share | 15.707 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 33,783,402 |
| Shares Percent Shares Out | 0.125 |
| Shares Short | 4,221,778 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 4,347,231 |
| Short Name | Sezzle Inc. |
| Short Percent Of Float | 0.2212 |
| Short Ratio | 8.57 |
| Source Interval | 15 |
| State | MN |
| Symbol | SEZL |
| Target High Price | 196.0 |
| Target Low Price | 150.0 |
| Target Mean Price | 167.16667 |
| Target Median Price | 165.0 |
| Total Cash | 79,757,000 |
| Total Cash Per Share | 2.368 |
| Total Debt | 122,115,000 |
| Total Revenue | 531,887,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 4.56 |
| Trailing P E | 29.028507 |
| Trailing Peg Ratio | 0.0646 |
| Triggerable | 1 |
| Two Hundred Day Average | 105.0149 |
| Two Hundred Day Average Change | 27.355095 |
| Two Hundred Day Average Change Percent | 0.26048774 |
| Type Disp | Equity |
| Volume | 462,162 |
| Website | https://www.sezzle.com |
| Zip | 55,402 |