Sezzle Inc. (SEZL)Financial Services | Credit Services | Minneapolis, United States | NasdaqCM
80.71 USD
+6.54
(8.810%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 80.65 -0.06 (-0.060%) ⇩ (April 17, 2026, 7:57 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 10:25 p.m. EDT
Sezzle is a high-beta financial services play (Beta 8.2) currently consolidating after a significant sell-off. While fundamentals show strong growth (32% revenue growth, 67% earnings growth) and a 'Buy' consensus, the near-term technicals are fragile due to recent headlines and Jim Cramer's warning. The short-term rating of 2 reflects this downside lean caused by the post-13% drop, but the options flow flooding in on upside strikes ($110 target) suggests smart money is positioning for a volatile recovery ('Re-Rating Ahead') rather than a continuation of the decline. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.059019 |
| AutoTheta | 0.165751 |
| AutoARIMA | 0.170572 |
| MSTL | 0.180511 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 74% |
| H-stat | 1.17 |
| Ljung-Box p | 0.005 |
| Jarque-Bera p | 0.181 |
| Excess Kurtosis | 0.91 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 82.925 |
| Revenue per Share | 13.279 |
| Market Cap | 2,756,496,896 |
| Trailing P/E | 21.70 |
| Forward P/E | 13.70 |
| Beta | 8.18 |
| Profit Margins | 29.57% |
| Website | https://www.sezzle.com |
As of April 18, 2026, 10:25 p.m. EDT: Options data reveals a highly volatile and mixed sentiment. ATM IV is comparatively low (0.54 - 0.81), suggesting investors expect increased volatility near the current price. Call activity shows a distinct focus on upside targets ($110, $130) with massive volume spikes on OTM strikes despite low OI, indicating aggressive speculation on a breakout above current levels. Conversely, put activity is heavily skewed towards large OTM strikes ($25, $35, $45), a defensive posture for crash protection that contradicts the bullish volume flow. The divergence between bullish volume flow and defensive OTM put positioning suggests a 'long-directional beta play' where the market is pricing in high beta swings rather than definitive directional conviction.
| Attribute | Value |
|---|---|
| 52 Week Change | 1.0914745 |
| Address1 | 700 Nicollet Mall |
| Address2 | Suite 640 |
| All Time High | 186.74 |
| All Time Low | 1.191667 |
| Ask | 97.08 |
| Ask Size | 2 |
| Audit Risk | 9 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 961,570 |
| Average Daily Volume3 Month | 805,753 |
| Average Volume | 805,753 |
| Average Volume10Days | 961,570 |
| Beta | 8.184 |
| Bid | 58.76 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 5.024 |
| City | Minneapolis |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 80.71 |
| Current Ratio | 3.92 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 82.17 |
| Day Low | 75.17 |
| Debt To Equity | 82.925 |
| Display Name | Sezzle |
| Earnings Call Timestamp End | 1,778,101,200 |
| Earnings Call Timestamp Start | 1,778,101,200 |
| Earnings Growth | 0.668 |
| Earnings Quarterly Growth | 0.683 |
| Earnings Timestamp | 1,778,097,600 |
| Earnings Timestamp End | 1,778,097,600 |
| Earnings Timestamp Start | 1,778,097,600 |
| Ebitda | 266,411,008 |
| Ebitda Margins | 0.59166 |
| Enterprise To Ebitda | 10.528 |
| Enterprise To Revenue | 6.229 |
| Enterprise Value | 2,804,894,208 |
| Eps Current Year | 4.7 |
| Eps Forward | 5.89 |
| Eps Trailing Twelve Months | 3.72 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 67.5588 |
| Fifty Day Average Change | 13.151199 |
| Fifty Day Average Change Percent | 0.194663 |
| Fifty Two Week Change Percent | 109.14745 |
| Fifty Two Week High | 186.74 |
| Fifty Two Week High Change | -106.03001 |
| Fifty Two Week High Change Percent | -0.5677948 |
| Fifty Two Week Low | 37.6 |
| Fifty Two Week Low Change | 43.11 |
| Fifty Two Week Low Change Percent | 1.1465427 |
| Fifty Two Week Range | 37.6 - 186.74 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,694,611,800,000 |
| Float Shares | 17,135,421 |
| Forward Eps | 5.89 |
| Forward P E | 13.702887 |
| Free Cashflow | 43,942,752 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 201 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.73175 |
| Gross Profits | 329,492,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.49076998 |
| Held Percent Institutions | 0.39960998 |
| Implied Shares Outstanding | 34,153,102 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,023-08-17 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,743,379,200 |
| Last Split Factor | 6:1 |
| Long Business Summary | Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. It also offers Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company provides Long-Term Lending through collaboration with third-party lenders and Product Innovation. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota. |
| Long Name | Sezzle Inc. |
| Market | us_market |
| Market Cap | 2,756,496,896 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_327783573 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 133,130,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 2,728,450,924 |
| Number Of Analyst Opinions | 6 |
| Open | 75.41 |
| Operating Cashflow | 209,907,008 |
| Operating Margins | 0.60822 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.07 |
| Phone | 651 240 6001 |
| Post Market Change | -0.05999756 |
| Post Market Change Percent | -0.07433721 |
| Post Market Price | 80.65 |
| Post Market Time | 1,776,470,273 |
| Previous Close | 74.175 |
| Price Eps Current Year | 17.17234 |
| Price Hint | 2 |
| Price To Book | 16.064888 |
| Price To Sales Trailing12 Months | 6.121753 |
| Profit Margins | 0.29566 |
| Quick Ratio | 3.622 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.66667 |
| Region | US |
| Regular Market Change | 6.535 |
| Regular Market Change Percent | 8.81024 |
| Regular Market Day High | 82.17 |
| Regular Market Day Low | 75.17 |
| Regular Market Day Range | 75.17 - 82.17 |
| Regular Market Open | 75.41 |
| Regular Market Previous Close | 74.175 |
| Regular Market Price | 80.71 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 1,045,713 |
| Return On Assets | 0.47623003 |
| Return On Equity | 1.03343 |
| Revenue Growth | 0.322 |
| Revenue Per Share | 13.279 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 33,801,675 |
| Shares Percent Shares Out | 0.1308 |
| Shares Short | 4,422,258 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 4,538,248 |
| Short Name | Sezzle Inc. |
| Short Percent Of Float | 0.25120002 |
| Short Ratio | 7.28 |
| Source Interval | 15 |
| State | MN |
| Symbol | SEZL |
| Target High Price | 110.0 |
| Target Low Price | 71.0 |
| Target Mean Price | 93.16667 |
| Target Median Price | 96.5 |
| Total Cash | 64,054,000 |
| Total Cash Per Share | 1.895 |
| Total Debt | 140,815,008 |
| Total Revenue | 450,279,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 3.72 |
| Trailing P E | 21.696236 |
| Trailing Peg Ratio | 0.0657 |
| Triggerable | 1 |
| Two Hundred Day Average | 82.56625 |
| Two Hundred Day Average Change | -1.8562546 |
| Two Hundred Day Average Change Percent | -0.022482 |
| Type Disp | Equity |
| Volume | 1,045,713 |
| Website | https://www.sezzle.com |
| Zip | 55,402 |