Sezzle Inc. (SEZL)Financial Services | Credit Services | Minneapolis, United States | NasdaqCM
124.12 USD
-1.68
(-1.335%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 124.50 +0.38 (0.306%) ⇧ (Aug. 28, 2026, 7:20 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 4:09 a.m. EDT
Sezzle represents a high-risk, high-reward fintech compounder with exceptional operational metrics—nearly 90% return on equity and 50% revenue growth are industry-leading. Despite a sharp price correction from recent highs, the business fundamentals remain robust with strong cash generation and a fortress-like balance sheet. Analysts see substantial upside to the $168 target, yet the stock trades below its 50-day moving average, signaling short-term weakness. The options market is betting on a bounce, but investors should be wary of the high beta and lack of income support. This is a growth play for those comfortable with volatility, not a defensive hold. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.250514 |
| MSTL | 0.421665 |
| AutoETS | 0.422817 |
| AutoARIMA | 0.467034 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 26% |
| H-stat | 149.69 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.062 |
| Excess Kurtosis | -1.05 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 52.416 |
| Revenue per Share | 15.707 |
| Market Cap | 4,179,742,976 |
| Trailing P/E | 27.64 |
| Forward P/E | 18.67 |
| Beta | 6.78 |
| Profit Margins | 30.35% |
| Website | https://www.sezzle.com |
As of Aug. 22, 2026, 4:09 a.m. EDT: Speculators are positioning for a volatile rebound. Call open interest clusters heavily at the $120-$140 strike range, acting as a support wall, while significant volume spikes at higher strikes ($180-$250) indicate bullish bets on further upside. Put activity is concentrated at lower strikes ($50-$120), suggesting downside protection, but the overall implied volatility remains elevated, reflecting uncertainty around the recent price correction.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3903625 |
| Address1 | 700 Nicollet Mall |
| Address2 | Suite 640 |
| All Time High | 195.71 |
| All Time Low | 1.191667 |
| Ask | 160.03 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 506,210 |
| Average Daily Volume3 Month | 690,580 |
| Average Volume | 690,580 |
| Average Volume10Days | 506,210 |
| Beta | 6.778 |
| Bid | 94.01 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 6.92 |
| City | Minneapolis |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 124.12 |
| Current Ratio | 4.017 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 131.9 |
| Day Low | 123.82 |
| Debt To Equity | 52.416 |
| Display Name | Sezzle |
| Earnings Call Timestamp End | 1,786,050,000 |
| Earnings Call Timestamp Start | 1,786,050,000 |
| Earnings Growth | 0.5 |
| Earnings Quarterly Growth | 0.477 |
| Earnings Timestamp | 1,786,046,400 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 315,603,008 |
| Ebitda Margins | 0.59336 |
| Enterprise To Ebitda | 13.378 |
| Enterprise To Revenue | 7.938 |
| Enterprise Value | 4,222,100,736 |
| Eps Current Year | 5.26 |
| Eps Forward | 6.64667 |
| Eps Trailing Twelve Months | 4.49 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 154.4354 |
| Fifty Day Average Change | -30.315392 |
| Fifty Day Average Change Percent | -0.19629821 |
| Fifty Two Week Change Percent | 39.03625 |
| Fifty Two Week High | 195.71 |
| Fifty Two Week High Change | -71.590004 |
| Fifty Two Week High Change Percent | -0.36579633 |
| Fifty Two Week Low | 49.5 |
| Fifty Two Week Low Change | 74.62 |
| Fifty Two Week Low Change Percent | 1.5074748 |
| Fifty Two Week Range | 49.5 - 195.71 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,694,611,800,000 |
| Float Shares | 17,114,989 |
| Forward Eps | 6.64667 |
| Forward P E | 18.674013 |
| Free Cashflow | 100,542,000 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 201 |
| Fullday Change | -1.68 |
| Fullday Change Percent | -1.33545 |
| Fullday Price | 124.5 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.74967 |
| Gross Profits | 398,740,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.52682 |
| Held Percent Institutions | 0.45209 |
| Implied Shares Outstanding | 33,675,014 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,023-08-17 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,743,379,200 |
| Last Split Factor | 6:1 |
| Long Business Summary | Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota. |
| Long Name | Sezzle Inc. |
| Market | us_market |
| Market Cap | 4,179,742,976 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_327783573 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 161,430,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,236,316,761 |
| Number Of Analyst Opinions | 6 |
| Open | 128.34 |
| Operating Cashflow | 275,596,992 |
| Operating Margins | 0.57167 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.09 |
| Phone | 651 240 6001 |
| Post Market Change | 0.37999725 |
| Post Market Change Percent | 0.30615312 |
| Post Market Price | 124.5 |
| Post Market Time | 1,787,959,247 |
| Previous Close | 125.8 |
| Price Eps Current Year | 23.596958 |
| Price Hint | 2 |
| Price To Book | 17.936417 |
| Price To Sales Trailing12 Months | 7.858329 |
| Profit Margins | 0.3035 |
| Quick Ratio | 3.835 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | -1.68 |
| Regular Market Change Percent | -1.33545 |
| Regular Market Day High | 131.9 |
| Regular Market Day Low | 123.82 |
| Regular Market Day Range | 123.82 - 131.9 |
| Regular Market Open | 128.34 |
| Regular Market Previous Close | 125.8 |
| Regular Market Price | 124.12 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 382,118 |
| Return On Assets | 0.48792 |
| Return On Equity | 0.88851 |
| Revenue Growth | 0.517 |
| Revenue Per Share | 15.707 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 33,675,014 |
| Shares Percent Shares Out | 0.1238 |
| Shares Short | 4,169,647 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 4,034,380 |
| Short Name | Sezzle Inc. |
| Short Percent Of Float | 0.239 |
| Short Ratio | 5.07 |
| Source Interval | 15 |
| State | MN |
| Symbol | SEZL |
| Target High Price | 196.0 |
| Target Low Price | 150.0 |
| Target Mean Price | 168.0 |
| Target Median Price | 167.5 |
| Total Cash | 79,757,000 |
| Total Cash Per Share | 2.368 |
| Total Debt | 122,115,000 |
| Total Revenue | 531,887,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 4.49 |
| Trailing P E | 27.643654 |
| Trailing Peg Ratio | 0.0903 |
| Triggerable | 1 |
| Two Hundred Day Average | 96.21865 |
| Two Hundred Day Average Change | 27.901352 |
| Two Hundred Day Average Change Percent | 0.28997862 |
| Type Disp | Equity |
| Volume | 382,118 |
| Website | https://www.sezzle.com |
| Zip | 55,402 |