Sezzle Inc. (SEZL)Financial Services | Credit Services | Minneapolis, United States | NasdaqCM
160.25 USD
-19.13
(-10.665%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 158.25 -2.00 (-2.000%) ⇩ (July 13, 2026, 7:56 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 4:14 a.m. EDT
Sezzle has delivered an extraordinary 883 percent gain over the past year, propelled by 29 percent revenue growth and 47 percent earnings expansion. The business generates exceptional returns on equity near 92 percent and maintains healthy operating margins above 60 percent. Despite these strengths, the stock trades at a premium valuation with a forward P-E of 27 times, and the current price sits above the average analyst target of 151 dollars. The high beta of 6.7 indicates significant volatility, and recent insider sales by the CFO add a layer of caution. Options activity shows heavy call interest near the 175 to 190 strike range, while put buyers are hedging at lower levels. The short-term outlook is tempered by the fact that the price is already trading above consensus targets, though momentum remains strong. The long-term outlook remains strong given the superior fundamentals, though the high valuation leaves little room for error. This is a high-conviction growth story with substantial upside potential, but investors must tolerate the inherent volatility and valuation stretch. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.388937 |
| MSTL | 0.389195 |
| AutoTheta | 0.389801 |
| AutoARIMA | 0.516532 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 29% |
| H-stat | 14.34 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.449 |
| Excess Kurtosis | -0.87 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 73.791 |
| Revenue per Share | 14.191 |
| Market Cap | 5,388,729,856 |
| Trailing P/E | 42.73 |
| Forward P/E | 24.50 |
| Beta | 6.72 |
| Profit Margins | 30.83% |
| Website | https://www.sezzle.com |
As of July 11, 2026, 4:14 a.m. EDT: Call buyers are active near the 175 to 190 strike range, creating a dense wall of open interest that suggests a potential support floor for a rally. Conversely, put buyers are positioning at lower strikes around 150 to 170, indicating a hedge against a correction. Implied volatility is elevated, reflecting expectations of continued price turbulence.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3208158 |
| Address1 | 700 Nicollet Mall |
| Address2 | Suite 640 |
| All Time High | 186.74 |
| All Time Low | 1.191667 |
| Ask | 203.36 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 624,360 |
| Average Daily Volume3 Month | 687,045 |
| Average Volume | 687,045 |
| Average Volume10Days | 624,360 |
| Beta | 6.717 |
| Bid | 125.74 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 5.856 |
| City | Minneapolis |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 160.25 |
| Current Ratio | 3.652 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 175.0699 |
| Day Low | 157.0 |
| Debt To Equity | 73.791 |
| Display Name | Sezzle |
| Earnings Call Timestamp End | 1,778,101,200 |
| Earnings Call Timestamp Start | 1,778,101,200 |
| Earnings Growth | 0.47 |
| Earnings Quarterly Growth | 0.419 |
| Earnings Timestamp | 1,778,097,600 |
| Earnings Timestamp End | 1,786,046,400 |
| Earnings Timestamp Start | 1,786,046,400 |
| Ebitda | 286,588,000 |
| Ebitda Margins | 0.59593 |
| Enterprise To Ebitda | 18.889 |
| Enterprise To Revenue | 11.257 |
| Enterprise Value | 5,413,445,632 |
| Eps Current Year | 5.12333 |
| Eps Forward | 6.54167 |
| Eps Trailing Twelve Months | 3.75 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 127.7036 |
| Fifty Day Average Change | 32.546402 |
| Fifty Day Average Change Percent | 0.25485894 |
| Fifty Two Week Change Percent | 32.08158 |
| Fifty Two Week High | 185.0 |
| Fifty Two Week High Change | -24.75 |
| Fifty Two Week High Change Percent | -0.13378379 |
| Fifty Two Week Low | 49.5 |
| Fifty Two Week Low Change | 110.75 |
| Fifty Two Week Low Change Percent | 2.2373738 |
| Fifty Two Week Range | 49.5 - 185.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,694,611,800,000 |
| Float Shares | 17,015,608 |
| Forward Eps | 6.54167 |
| Forward P E | 24.496803 |
| Free Cashflow | 72,545,000 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 201 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.74297 |
| Gross Profits | 357,297,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.53121 |
| Held Percent Institutions | 0.41011003 |
| Implied Shares Outstanding | 33,627,019 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,023-08-17 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,743,379,200 |
| Last Split Factor | 6:1 |
| Long Business Summary | Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota. |
| Long Name | Sezzle Inc. |
| Market | us_market |
| Market Cap | 5,388,729,856 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_327783573 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 148,268,992 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 6,027,643,155 |
| Number Of Analyst Opinions | 6 |
| Open | 171.5418 |
| Operating Cashflow | 246,406,000 |
| Operating Margins | 0.61024 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.13 |
| Phone | 651 240 6001 |
| Post Market Change | -2.0 |
| Post Market Change Percent | -1.24805 |
| Post Market Price | 158.25 |
| Post Market Time | 1,783,986,995 |
| Previous Close | 179.38 |
| Price Eps Current Year | 31.278484 |
| Price Hint | 2 |
| Price To Book | 27.365095 |
| Price To Sales Trailing12 Months | 11.205371 |
| Profit Margins | 0.30831 |
| Quick Ratio | 3.571 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.28571 |
| Region | US |
| Regular Market Change | -19.13 |
| Regular Market Change Percent | -10.6645 |
| Regular Market Day High | 175.0699 |
| Regular Market Day Low | 157.0 |
| Regular Market Day Range | 157.0 - 175.0699 |
| Regular Market Open | 171.5418 |
| Regular Market Previous Close | 179.38 |
| Regular Market Price | 160.25 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 858,053 |
| Return On Assets | 0.47544 |
| Return On Equity | 0.91954005 |
| Revenue Growth | 0.292 |
| Revenue Per Share | 14.191 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 33,627,019 |
| Shares Percent Shares Out | 0.1252 |
| Shares Short | 4,210,690 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 5,074,108 |
| Short Name | Sezzle Inc. |
| Short Percent Of Float | 0.24200001 |
| Short Ratio | 6.43 |
| Source Interval | 15 |
| State | MN |
| Symbol | SEZL |
| Target High Price | 190.0 |
| Target Low Price | 141.0 |
| Target Mean Price | 163.66667 |
| Target Median Price | 165.5 |
| Total Cash | 120,448,000 |
| Total Cash Per Share | 3.582 |
| Total Debt | 145,164,000 |
| Total Revenue | 480,905,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 3.75 |
| Trailing P E | 42.733334 |
| Trailing Peg Ratio | 0.134 |
| Triggerable | 1 |
| Two Hundred Day Average | 83.96883 |
| Two Hundred Day Average Change | 76.28117 |
| Two Hundred Day Average Change Percent | 0.9084464 |
| Type Disp | Equity |
| Volume | 858,053 |
| Website | https://www.sezzle.com |
| Zip | 55,402 |